Archive: MoneySavingExpert's Money Tips Email

1 Sept 2005: Best lend for spend, double portion of fish n chips, car insurance loophole, Great Sat Nav Hunt, ICICI warning, hold off on balance transfers and much much more MoneySaving...

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Hiya. I'm in Runcorn filming the fourth programme for Make Me Rich, my new (hoorah) ITV series for November. So I'll get straight on with the MoneySaving (e-mail makemerich@moneysavingexpert.com if you're interested in a money makeover).

NEW TOP BEST LEND FOR SPEND CARD! Best credit card for purchases. Sainsbury, the previous best, has cut its offer, so the whole best buy scenario is changed. If you don't pay your card off in full each month this is for you. New Article. Best Card for Purchases. If you do read Best Cashback Card.

DOUBLE DISCOUNT CAR INSURANCE LOOPHOLE! Nationwide's offering 'double the difference' if you find a cheaper equivalent quote. So get its quote, then use m'Car Insurance Cost Cutting System to find an even cheaper one, so you can reclaim double the discount. More Info/Discuss. Related Article. Cheapest Home Insurance.

YOUR PLAICE OR MINE? A good chat forum spot of a Harry Ramsdens 2 for 1 voucher

WARNING! ICICI 5.4% BEST BUY SAVINGS STATUS SUSPENDED. Indian bank ICICI's new UK subsidiary is a massive top payer. Yet customer service feedback is so bad (see here) I'm suspending its best buy status. Those who've already applied should continue, but others should either use the next best payer or just test the water by opening it with £1. Next best clean payer: Cahoot* at 5.1%. Full details: Best Savings Account.

SPREAD THE SAVINGS! Pls suggest to friends/family/colleagues they get this email too
GREAT CHEAPEST SAT NAV HUNT (prices already there for £199 all-in). Prices are rocketing down for these top car toys (sorry serious navigational equipment). So I thought I'd tap MoneySavers collective knowledge to find the UK's cheapest. Add your ideas/read others Other Past Great Hunts Local Sim, Cheap Numbers To Dial Home, Letters That Work.

Reminder. £125 free cash for you & a friend. Alliance and Leicester* details in Best Current Account article
Last Chance. Tesco Clubcard Points Loophole. Beef in Gravy ends 6 Sept.
Reminder. Fixed/Discount rate coming to an end? Free MoneySavingExpert.com Remortgage Guide

DON'T BALANCE TRANSFER (BT) THIS WEEK! Card companies are shifting their rates all over the place this week. Texaco's closed to new customers, Virgin's sadly added a fee if you BT and there're rumours of a big launch this weekend. Hold off until next week. I'll keep you posted...

PETROL PRICE BEATER! A top chat forum spot. Tesco is offering double the difference (in clubcard points) if you find cheaper petrol within 3 miles.

BUDGET THE MONEYSAVING WAY: UPDATED DOWNLOADABLE SPREADSHEET. Budgets. Useful concept, one problem - they rarely work. The reason? Spending doesn't simply follow a regular monthly pattern. My system calculates your true monthly spend and now it's updated with more categories. Free Download: How To Budget Spreadsheet.

ISA RATES TAKE A BEATING. Updated Article. Rates on the best paying cash-ISAs have dropped, and I've updated the Best Mini Cash ISA article. Best (with bonus): First Direct* Best clean payer: Halifax*

LISTEN TO THIS TIP'S MARTIN'S MONEY MUTTERINGS
Streamed : Broadband /Dial-Up
Download : Broadband / Dial-Up
(Discuss what's said) For help read this

FLIGHTCHECKER SALES WATCH Ryanair has flights to Rome, Venice and Almeria from 5p each way + taxes & charges (usually c. £20). Urgent. Ends midnight Thurs. Use the free FlightChecker to find them in seconds.

GREAT HUNT RESULT: Last week's challenge was to find Cheap Legal Music Downloads. Ideas include Bollywood Beats, Woolies, and Amazon.

LATEST QUICK CHAT TIPS (Warning! Bargains listed here tend to sell out quickly)
(Also see Daily Bargains Updates and Chat Tips GOLD)

New York 2 for 1 Rtn Flights £467 (incl taxes & charges) Get Away!
Get paid to eat cereal How You Doin?
£79.99 DVD Recorder in store at Tesco Have you spotted one?
London West End Saturday parking £8.50
Books lucky dip. 10 for a tenner. Book People
Old Style (Frugal) Board Thread of the Week: Window-cleaning Old Style
Nominate Post of the Month for August

ASHAMED OF MY 'ASHAMED'. Last week I said it was shameful over 50% of site users polled spend on debit or non cashback credit cards that are paid off in full; it means £100s a year in cashback thrown away (see Best Cashback Cards). Yet two people emailed saying "I can't get better credit, I'm locked in, why should I be ashamed?" My apologies, my great passion is helping people beat debts and the system - my aim was to extol the benefits for those who can, not target those who can't.

Reminder. Don't pay more for your pension Cut the Cost of a Stakeholder
Reminder. Cheaper or even free travel insurance Read article
Reminder. Reclaim forgotten bank accounts/shares/funds/pensions for free

BOARD OF THE WEEK. TRAVEL & MOTORING BOARD. Discussions include Orlando and Florida Holiday Tips, Diesel, Petrol or Gas? and Cornwall Days Out.

Andrea's Freebies (also see Freebies GOLD)
Barbie Cinema Tickets x 4, Grazia Magazine,
£10 M&S Voucher Kerastase Hair Products, Xmas Cards

MARTIN'S MUSINGS. 'The Adversarial Consumer Society In Practice - Whose side are you on?', 'Hope for best, plan for worst', '5 star hotel, yachting and Edinburgh Festival' and 'Great to be in the Times, but..' Blog.

HOUSE PRICE CHANGE POLL. Are house prices set to take a tumble? Vote or discuss. Also, see last week's Brand New or Banger? Poll results.

That's it for this week. Though I did spot something rather cool, which I thought I'd show you – look ... it's your home on Google Earth.

I hope you save some money

Martin

*Affiliated link: Click via this link and a contribution is made to MoneySavingExpert.com, which helps it stay ad-free, sponsorship-free and free to use. This in no way impacts any editorial decisions (what I write), costs you anything or changes the product. For an identical link which doesn't help the site go to www.cahoot.com, www.firstdirect.com, www.halifax.co.uk, www.alliance-leicester.co.uk. For more on how it works and the site's non-profit driven ethical and financial policy read this.

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