Archive: MoneySavingExpert's Money Tips Email

15 Sept 2005: Cheap MOTs, Free lunches, flights and tax help, cheaply protect your finances, Do Not switch Energy Providers, new top current account and much much more MoneySaving...

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The following is the text of Martins Money Tips Email sent on 8 September 2005

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Hiya. Big changes for me this week; it's my last Sunday Express column and first new Guardian column. It's going to be the full outside back page of Saturday's money section and guess what it's called? ‘Martin Lewis, MoneySavingExpert.com' Hoorah!

Cheap MOTs but expensive repairs? New article to beat the system
Council run MOT centres don't do repairs, so often this means MOTs pass clean as a whistle. New Article: Government MOTs Related Articles: Cheapest Roadside Recovery, Car Insurance Cost Cutting

If you're a parent please, please read this: new level term assurance article
This is something I'm passionate about; I lost my mother as a child and sadly, most parents don't consider the worst can happen. Death may also mean financial hardship due to lost income. Level term assurance is the cheapest way to protect your family, yet many providers take advantage and overcharge; I've re-done my research to find the cheapest. New Article: Level Term Assurance, Special mini-muttering

BOOTS MOBILE LOOPHOLE: Get paid to get a mobile phone contract

DON'T SWITCH! DON'T SWITCH! DON'T SWITCH! Energy Provider Warning!
I can hear the jaws dropping. Normally my mantra is ‘switch energy provider - it's easy MoneySaving'. Yet British Gas's hiking gas & elec prices up 14.2% and it's likely others will follow. This means any comparisons done now will provide false results. Unless you want a fixed or capped rate tariff (then see Cheapest Gas And Electricity article). Hold off, I'll let you know when I think it's time to switch. Special mini-muttering

FREE LUNCH AT CHEZ GERRARD, LIVEBAIT PLUS OTHERS: There is such a thing!

FLIGHTCHECKER SALES WATCH URGENT! ENDS MIDNIGHT THURS Free flights to (almost) all routes
It's Ryanair again! Just pay taxes & charges (usually c. £20). Use the free FlightChecker to find the seats in seconds

Free personal/small biz tax help - self assessment deadline looming
Your self-assessment form needs to be on the Revenue's doormat by 30 September, or you may be lumbered with calculating your own tax. Experienced Tax Accountant Tony Tesciuba (my Uncle Tony!) has agreed to answer small biz/personal tax queries in the Chat Forum over the next few days. Ask a question/see how it works

SPREAD THE SAVINGS! Pls suggest friends/family/colleagues get this email too
New top current account! Plus make up to £130 with a mate. Updated article.
Lloyds TSB's dethroned Alliance & Leicester as top in-credit current account for new customers. It pays slightly less interest, but makes up for this by putting up £50 if you sign up online. If you're overdrawn A&L's 0% overdraft is still the winner. Plus both these accounts offer refer a friend schemes which can bag you a further £100. Apply/View: Alliance & Leicester*, Lloyds TSB* Articles: Top Current Account, Bag a free £100 with a friend

Great Laser Eye Surgery Hunt
I get so many e-mails about this I decided to tap MoneySavers' research power and see how to get (safe, legit) treatment for an easy on the eye price. Add your ideas/read others Other Past Great Hunts: Free Online Books, What Shops don't want us to know and Pricebeaters Plus

Reminder. FREE £15! Get an Amazon card*. Full pros and cons in Credit Card Freebies Article
Reminder. Cheapest Personal Loan. Northern Rock*, Article
Reminder. Double Discount Car Insurance More Info

40,000 people and 65 MPs say no to debt ads yet are ignored
My petition against airing secured debt ads on childrens TV had its 40,000th signature this week, plus it's had a parliamentary motion supporting it. Yet the childrens' TV channels still ignore it. I'm looking at another major campaign push soon. Links: Sign the Petition, Read More Info, Discuss how to escalate the campaign

London Transport free Paul McKenna (means tenner dunnit?)
A great Chat Forum spot. Grab an Oyster card and sign up to get it topped up automatically. Use it within 7 days and London Transport'll credit your account with £10. More Info

Loan insurance hell: new & existing borrowers can save £1000s. New article
Citizens advice has correctly super-complained to the OFT about loan payment protection insurance. Essentially it's surreptitiously added to loans, often is unnecessary and costs £1000s. I've updated my article on how to cut its cost, whether you're getting a new loan or already have one. New Article: PPI Savings. Related Article: UK's Cheapest Personal Loan

LISTEN TO THIS TIP'S MARTIN'S MONEY MUTTERINGS
Streamed : Broadband / Dial-Up
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(Discuss what's said) For help read this

LATEST QUICK CHAT TIPS (Warning! Bargains listed here tend to sell out quickly)
(Also see Daily Bargains Updates and Chat Tips GOLD)

Thorpe Park Half Price Tickets It's Colossus!
Free Nappies. Plus Advantage Points to Boot Check the Advantage Card Machine
Free £2.50 PAYG credit if you're on o2 Would you credit it?
Leap pad writing system for kids £27 delivered
15% Books etc/Borders discount if you're a Teacher or Librarian
Old Style (Frugal) Board Thread of the Week: Edible Weeds (Gardeners' Revenge)
Nominate Post of the Month for August

Make extra dosh filling online surveys. Great Hunt Result
Last week's challenge was to find ways to earn extra money. Amongst the ideas were your own website, online surveys and mystery shopping

GREAT MOTORWAY SECRET WINNERS See if you won

Reminder. Best Lend for Spend Credit Card Purchases
Reminder. MoneySaving Plumbing Help. Read a media plumber's Full Q&As
Top Savings Account. It's all changed Read Article

ALL ARTICLES NOW PRINT You nagged, so now every page has a 'printable version' button. Does it help?

Board of the week: Marriage and Families
Discussions include Making your own baby wipes, Wedding Anniversary and Engagement rings

Andrea's Freebies (also see Freebies GOLD)
Four Brothers Cinema Tickets, Lancome Foundation, Trisha Show Tickets,
Guardian Online, Dublin Ideal Home Show Tickets, Ellactiva food sample

PARTY TIME!! Another book launch, another party
I'm launching the new edition of m'book at the end of the year and of course there'll be a launch party. Tell me where you'd prefer it to be, London or Manchester? More Info/Vote here

Martin's Musings. 'The damn sheep keeps getting in the way of the camera'
'Many people will switch energy due to the weather' , 'Make Me Rich 6 - Love it, love it, love it', 'I'm banning David Hasselhoff from MoneySaving Towers', '"Orange is committed to providing excellent customer service"..... my arse!', and 'I should've shaved' Blog

Petrol Poll. Protesters: pests or patriots?
Vote or discuss. Also, see last week's Currency converter or Euro hoarder Poll results

That's it for this week. First though, if you're paying too much for petrol why not check this site out. Petrol Direct. OK, not really, but it almost had me fooled!

P.S. What do you think of the new look, slightly easier to read tip this week? Let me know.

I hope you save some money

Martin

*Affiliated link: Click via this link and a contribution is made to MoneySavingExpert.com, which helps it stay ad-free, sponsorship-free and free to use. This in no way impacts any editorial decisions (what I write), costs you anything or changes the product. For an identical link which doesn't help the site go to www.onecompare.com, www.americanexpress.co.uk, www.amazon.co.uk, www.alliance-leicester.co.uk, www.lloydstsb.com, www.northernrock.com. For more on how it works and the site's non-profit driven ethical and financial policy read this.

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MoneySavingExpert.com is focused on the very best ways to save money on everything and anything and is owned and run by journalist Martin Lewis. Martin's own series 'Make Me Rich' will be on ITV1 every day during November. Martin is also the regular Money Saving Expert on ITV1's Tonight with Trevor McDonald and Radio 2's Jeremy Vine show, amongst others. He also has a weekly column in the Guardian. More about the site and its funding.

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