Archive: MoneySavingExpert's Money Tips Email

REVENGE! New technique to make £100s off credit card companies
If credit cards lend you money at 0%, you can save it at 5% and make real money (some earn £1000s a year). Unfortunately they've blocked the old technique for doing this, so I've come up with two new ones. If you're debt free, it's easy to profit large. New Article: Free Cash From Credit Cards Related Articles: Cashback Cards, Card for Purchases, Free £15 from Amazon

Multi-region DVD Player £20 Nothing clever just an ace chat forum spot. Titanic savings!

Urgent Last Chance! New Money Diet £3.99 and get it first
The special deal I bullied my publisher into finishes this week. My updated Money Diet book launches in Dec yet with this offer you get it half price and two weeks early. The book is about bigger MoneySaving, so whatever you do you get the best deals and stop companies getting your cash. It's formulated to give you a one day Money Makeover, hopefully saving thousands. Not a bad Christmas prezzie too. Anyway enough of my plugging. Special offer link, More on the New Money Diet

Travelodge Tennertastic Back On Grab the £10 deals before they go Get a room!

A new promise: a 0% overdraft that matches your existing overdraft limit
Alliance & Leicester's just pumped out another bribe to persuade current account switchers. Its year long 0% overdraft's been around a while, but now it says 'switch and we'll match your existing limit too'. It's a bribe worth taking, especially as after the year the rate rises to 5.9%, still the market's cheapest. Plus it offers £100 cash bribes via a refer-a-friend scheme and a linked 10% regular savings account. View/Apply: A&L current account* Updated Article: Best Current Account

New cheapest: 5p per minute to call mobiles
Discount calls provider call18185 now charges 5p/min to call mobiles mid-week, undercutting previous cheapest call1899's 10p/min. My suspicion is it's a temporary loss leader to get more people to open accounts. No problem as it has no monthly fee – so milk it while it lasts. Updated Article UK's Cheapest Home Phones Provider

Urgent! Top loan for less than perfect credit scorers
Most lenders quote a ‘typical' rate when offering a loan – meaning many customers actually get a higher rate. Yet a few lenders say: “This is the rate you will absolutely, definitely get, we promise”. Skipton BS has temporarily launched one at 6.5%, the cheapest available (exclusively to commercial price comparison site Moneysupermarket). Loans £5k to £6,999*, Loans £7k plus* Top 'Typical' Rate: Northern Rock 5.7%* Better still, read: Best Personal Loans Related Article: Cut the Cost of Existing Loans

SPREAD THE SAVINGS! Pls suggest friends/family/colleagues get this email too

The Great 'What not to buy at Lidl, Aldi, and Netto' Hunt
These three supermarkets are massively cheaper than the mainstream supermarkets, yet there's a snobbery about using them. To help others save, this hunt is for both 'what' and 'what not to' buy at Lidl, Aldi and Netto. Add your tips/read others Past Great Hunts:  Spectacles, Pricebeaters Plus and What Shops Don't Want Us To Know

New top paying 5.25% instant access savings
Cahoot*'s raised its instant access savings rate to a whopping 5.25%. The catch is that you need over £15,000 stashed away and it's a bonus rate which drops after six months. It's great for savings tarts, though for those wanting no tricks and still 5.15%, go for ICICI* Updated Article: Instant Access Savings

Never Forget a Sad Fart! Consumer Rights, know where you stand
To truly take on companies you need to know your rights. New rules on 'when is a sale a sale' have just come out, so I've updated my guide including the key 'Sad Fart' rules! Updated Article: Consumer Rights Related Articles: Free Safer System for Online Spending

£39.99 for DAB Radio! Found in last weeks great hunt
Last week I tapped MoneySavers' wisdom to find the cheapest DAB radios. Great DAB Radio Hunt spots included Digihome and a Red Dab Radio both £40 and Special Dab Radios for the Blind.

MPs are you reading this? Teachers are missing out on £1000s - do something!
I know many MPs get this e-mail so let me be plain. I recently wrote an article on childcare vouchers which let parents reclaim possibly £1000s a year tax back on childcare costs. Yet an anomaly means no state sector teachers are allowed to do this. Please do something about it - feel free to contact me, I'll also be sending out an email. Article: Childcare Vouchers, Special Teachers Discussion area

The end is near for disgraceful 0870 numbers
0870 numbers hideously cost as much as eight times normal calls, even though they're called National Rate. Thankfully, communications industry regulator Ofcom revised original proposals to address consumers' concerns, and they look good. More Info Article: Say No to 0870

FLIGHTCHECKER SALES WATCH   £20 flights from Luton, East Midlands and Stansted on Ryanair plus others to almost all destinations. Flights are free, you just pay taxes & charges, usually c.£20. Use the free FlightChecker to find the seats in seconds.

Enough already! If you have a voucher and haven't opened a CTF sort it!
I've said this before, but it seems people still aren't responding. If you've got a Child Trust Fund voucher and haven't opened an account you're throwing your child's money away. Even if you 'can't decide' what to do – shove it in the top savings account so it earns interest while you decide, you can always move it. To help I won't even make you read the article first. The top clean payer currently is Ipswich. Do it now! Article: Top Child Trust Funds Related Articles: Top Children's Savings Account, Where To Start With Savings

FSA Insurance Status: As a wee technical note, insurance regulations mean that to continue to use the 'links that help the site' in insurance articles, I had to become regulated. So if you read insurance articles and see a note, this explains it. See more on this site's non profit driven ethical stance

Board of the week: Consumables
Buying print cartridges on the high street can be pricey, they sometimes cost as much as the printer itself. Yet you can hack down the your cost of printer food. Word on the Chat Forum includes Dell A920 - slash your printing costs, Laser Toner and Epson cartridges

This week's Martin's Musings: There's nothing scary about the One Account - chocolate balls there ain't!
'Make Me Rich 15: Skating on thin ice', 'Make Me Rich, the Final Countdown' and 'From MoneySaving King to Loser in 2 minutes and a wheel clamp!' Read m'blogs (or RSS users access)

HOW MUCH HAVE YOU SAVED? POLL: How MoneySaving have you been? Vote or Discuss. Also, see last week's Directory Enquiries Poll results

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I hope you save some money

Martin