The following is text of the weekly Martin's Money Tips E-mail sent 21 March 2006
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Hiya. I'm off on hols and doing this from abroad, but was elated to read fantastic news this week, as in the ongoing soap opera that's the Debt-free Wannabe chat board, another wannabe's become debt-free $17mma's story (read it here) is inspiring whether you're in debt or not! Hopefully we'll have a Mortgage-free Wannabe achieving it soon too. To ensure more future triumphs, hopefully amongst your friends and family, please let them know about this free e-mail and suggest they join the distribution list | LISTEN TO THIS TIP'S
MARTIN'S MONEY MUTTERINGS | No mutterings this week | as I'm on hols | Normal service will be resumed | next week |
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| Batter down your mobile tariff, saving some around £600 a year. New article
Anyone on a contract mobile phone is holstering a serious MoneySaving weapon…. loyalty. Unleash it with a phone call, which could instantly save you £100s! This is a re-researched and refined version of my article all about an easy haggling technique to add minutes and texts, cut your line rental and upgrade your phone. New Article: Batter Down Your Mobile Tariff Related Articles: UK's Cheapest Home Phones Provider, Free International Calls From Mobiles £18 Tesco DVD player At that price, m'dear, you will give a damn! URGENT! £100 free cash loophole for you and a friend for getting top current account ending soon!
Alliance & Leicester is the top current account on the market (5% in-credit interest, 0% overdraft), better still it has a refer-a-friend offer, so existing customers who recommend a friend get £50 and the friend does too. This means get together with a friend, then one of you opens the account, and once it's set up, recommends the other, so you're quids in. The bank's just announced the bonus will drop to £25 in a couple of weeks so go quick! View/apply: A&L* (see the refer-a-friend link bottom right). Better still read the full account review in Top Current Account article Prepare for summer: DKNY/Calvin Klein designer sunglasses £9 Specs appeal! SPREAD THE SAVINGS! Pls suggest friends/family/colleagues get this email too WARNING! Your credit file doesn't cost £12. Don't be fooled. Get it free
A friend who's been rejected for a credit card, commented that she thought the fact it costs £12 to get her credit report is outrageous. It is. It's also not true! If you click on their websites, the credit reference agencies make it look like the online version is the main option. Actually you have a statutory legal right to get your information for just £2 via the post. Better still there's also a loophole to get it free. Don't let them unnecessarily grab your money. Updated Article: Your Credit Rating, how to get it and how it works Related Articles: Best Card For New Borrowing, Internet Shopping Time & Money Saving Techniques £1.50 worth of WHSmith Clubcard points Just Spend a quid Make Me Rich is back: it's being repeated from this Saturday on ITV2 at 3.30pm...... | |
Hopefully some of you will remember I had my own series on ITV1 in December. Make Me Rich was a challenge to save families as much money in a day as possible. The average pain-free saving (cutting bills without cutting back) was £5,100 across the series. ITV2 has decided to show it again - and this time it's on Saturdays, so all those who were at work and missed it get the chance to see it (providing you've got digital). And this time it's on Saturday so you Programme Notes: Make Me Rich Chat forum discussion: Make Me Rich |
£20 Camera last week, Empire made a mistake, you can get a refund!
MoneySavers who paid for the £20 three megapixel camera that was the top chat forum spot last week have found the camera was only two megapixel. Empire made a mistake and listed the wrong camera. It has apologised and said all those who want their money back will get it. More info |
Great Easter Egg Hunt
Okay, I confess: part of the reason for this hunt was so I could write the words 'Great Easter Egg Hunt'. Even so, the cost of eggs can fry your wallet - I want to tap MoneySavers to find out how to get the best brands for less. Add your spots/read others Past Great Hunts: Cheap Tans, Back Up Your Mobile Data and Letters That Work Mother's Day Prezzies: Help save a mum's life
Last week I asked MoneySavers for thoughtful, low cost ways to show dear old Mum you care. Gifts you found included save a mum's life in the developing world, double the love and virtual roses |
Quick Chat Tips Warning! Bargains listed here tend to sell out quickly | | |
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Wednesday (22 March) is Budget Day
It's likely the price of cigarettes, booze and petrol will rise (at least with inflation). Petrol prices rise on the day, so do fill up before. The price of alcohol and fags tends to rise as shops restock, so buying sooner rather than later is usually a good idea. Discuss what you think will change Do you have a direct debit set up to an ISA provider? If so BEWARE!
The warning's because if this direct debit continues, then the type of ISA you have the next tax year (starting 6 April) is automatically selected for you. E.g. if you've a maxi-shares ISA and make just one payment by direct debit after 6 April, then your 2006/7 ISA allocation is a maxi shares type and you can't open another type eg a mini-cash ISA. Therefore make a conscious decision about which ISA type you want, and if the direct debit doesn't fit, cancel it. Article: Top Mini Cash Isas Related Article: ISA Guide: How it Works FLIGHTCHECKER SALES WATCH Paris, Edinburgh & Glasgow £30 each way
Budget airline bmiBaby currently has a range of destinations free. Just pay its taxes and charges and this becomes roughly £30 in total. Use my special free FlightChecker to find the seats in seconds Ends soon! Are you Britain's savviest MoneySaver?
I've launched a contest with Moneywise magazine to find the top MoneySaver. The prize is a trip to Paris and £500 spending money but it ends 31 March. If you think others can learn from your exploits please Enter the contest Another £10k in endowment misselling compensation. Sort yours out now!
Just received two consecutive emails saying a paraphrase of "hadn't bothered to claim after the misselling of my endowment. Finally after your call to arms and 'it'll take 20 minutes and cost nothing' message I did it" and the total compensation in the emails? £10,000. If you haven't read the Endowment misselling article yet, go on give it a go! Article: Act Now On Endowment Misselling |
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| Board of the week: Techie Board
There's a wealth of information and a whole bunch of MoneySavers helping others on the Techie Board. Discussions include New Ipod rumour, Source info and Zone Alarm blocked intrusion, help! JEREMY VINE HEADS UP, FRIDAY 1PM: I'm doing my regular Radio 2 Vine phone-in this Friday. The subject is how to claim back bank charges, and then the big focus is a 'what's the cheapest?' all about everything motoring This week's Martin's Musings: How do I persuade the MSG to post in the chat forum?
Also read 'Oy you'... Read m'blogs (or RSS users access) and as I'm on holiday and thus a blog down, why not read the 'Blog archive: Tony Blair warmed my seat' WHO'S YOUR FANTASY CHANCELLOR? POLL: Pick your favourite Vote or Discuss. Also, see last week's Do you want it? Poll results
That's it for this week. However, if you ever feel your finances are getting you down, rather than getting drastically depressed perhaps a little Lemming training may help you out (or amuse your kids if not!) another one of those fun web games, really good graphics this boot camp has it too
I hope you save some money
Martin
*Affiliated link: Click via this link and a contribution is made to MoneySavingExpert.com, which helps it stay ad-free, sponsorship-free and free to use. This in no way impacts any editorial decisions (what I write), costs you anything or changes the product. For an identical link which doesn't help the site go to www amazon.co.uk, www.alliance-leicester.co.uk, www.lloydstsb.com, www.morganstanley.co.uk, www.american-express.co.uk, www.energyhelpline.com, www.uswitch.com, www.barclays.co.uk. For more on how it works and the site's non-profit driven ethical and financial policy read this. Referring people to insurers or insurance intermediaries can in some circumstances require FSA authorisation. For this reason, Martin Lewis of Shepherd's Studios, Rockley Road, Shepherd's Bush, London W14 0DA is authorised and regulated by the Financial Services Authority. |
MoneySavingExpert.com is journalist Martin Lewis' website focused on the very best ways to save money on everything. Martin is the presenter of 'Make Me Rich' on ITV1 and is also the regular Money Saving Expert on ITV1's Tonight with Trevor McDonald and Radio 2's Jeremy Vine show, amongst others. He also has a weekly column in the Guardian. More about the site and its funding.
Disclaimer: This e-mail is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to your own specific circumstances. All tips are followed at your own risk and should be followed up with your own research Full Terms & Conditions.
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