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Apr
11
2006

Archive: MoneySavingExpert's Money Tips Email

11 April 2006: Cheapest way to spend overseas & warning for Halifax, Lloyds and Natwest customers
This info may be out of date. Read this week's emails

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ALERT!

The following is text of the weekly Martin's Money Tips E-mail sent 11 April 2006
Many of the tips date or close at great speed.  
This is why they're e-mailed to ensure you don't miss out.

 
 

To ensure you get it in time:
Join the distribution list (its free and ad-free)

 

Hiya. As MoneySaving's about helping yourself and others, I've set up a new chat forum Charity Board to help those wanting sponsorship or supporting projects that help charities. Please check it out.

For those who don't know, the site's own charity fund has donated £47,395 to five charities since last May. The more site use the more can be donated, so please suggest friends and family add themselves to this email's free distribution list thereby helping themselves and others.

Happy Easter & Passover to all who are celebrating!

 

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The Ones Not To Miss
MSE

Cheapest way to spend overseas & warning for Halifax, Lloyds and Natwest customers: New Article
Whether you're tripping abroad or spending on foreign websites, canny use of the correct plastic beats all else. Yet pack the wrong plastic, (Halifax, Lloyds & NatWest Debit cards hideously charge every time you spend) and you'll pay large! This article's totally rewritten and re-researched, and takes you through the cheapest way to spend abroad. Includes a unique table of all major Debit & Credit card charges. See how yours compares. Article: Spending Overseas(Mini-mutterings) Related Articles: Full Travel Section, Best Card For Purchases, Best Card for Balance Transfers, Best Cashback Card

Ends Thursday... American Airlines 80th birthday sale c. £200 flights to the USA from various UK airports including taxes Top Chat Spot!

Make your savings tax free asap. It's the new ISA year. Updated Article
Each year every UK adult is entitled to put up to £7,000 in an ISA; £3,000 of this may go in a mini-cash ISA. Effectively these are savings accounts you don't pay tax on, so the money works harder, and you can take the cash out whenever you want. The tax year starts on 6 April, so dosh your cash in asap. Updated Article: Best-paying Mini Cash ISAs Related Articles: Top Savings Account, Where to Start with Savings?, ISA Guide

Free £20 voucher A free DVD rental trial that gives a £20 voucher to buy DVDs. Chat tip: Simple as that Related Article: DVD Rentals

STOP YOUR FRIENDS WASTING CASH! PLS SUGGEST THEY GET THIS EMAIL

Credit Cards Newbie MoneySavers Guide: How to choose what you need. New Article
Unless you're a MoneySaving nerd, the credit card world is complex. It's one reason people fall for providers' 'one-card fits all' spiel. This isn't true; the real key is 'precision plastic'. This guide helps you decide what type of credit cards you need. It includes a special new funky decision tree graphic. If you're a novice credit card user, or don't know where to start, this is the place. New Article: Credit Card Newbie's Guide. Related Articles: Best Balance Transfers Card, Best Purchases Card, Best Cashback Card

10% off at Superdrug until 31 Aug Print the online voucher every time you'll shop there Repeat discount

Cheapest Roadside Recovery Article: Updated Article
There've been a few small price changes in the Cheapest Breakdown Cover article. Autoaid still comes out on top at £32 covering you and your spouse, including home start and onward travel. Though there's tough competition from the RAC when you buy via Tesco Clubcard vouchers. Updated Article: Cheapest Roadside Recovery Related Articles: Car Insurance Cost Cutting, Drive Down The Cost of MOTs, Petrol/Diesel Cost Cutting System

Water bills up 5.5% - how to dilute the cost. Updated Article
Water bill rises have just been announced again, on average 5.5% across England and Wales. But steps can be taken to cushion the effect of the hike. Here's my simple rule of thumb; if there are more bedrooms in your house than people it's very likely fitting a water meter (it's free) could save you £100s a year. Article: Cut the Cost of Water Related Articles: Cheapest UK Home Phone Provider, Cut The Cost Of Your Mobile, Energy Switching

Inheritance Tax Budget Changes: Save yourself £100,000s
It's one of the biggest savings possible. If you and your spouse (or civil partner) are worth more than £285,000 this is something you must consider. Gordon Brown tightened things up in the budget, but it's still possible to rescue some serious cash by a bit of advanced planning. Updated Article: Inheritance Tax Planning Related Articles: Reclaim Lost Assets


The Don't Forgets


Cheaper petrol card update! Now it hopes to be ready June/July. Updated Article
Many 10,000s of you have signed up to the Pipeline card which aims to use collective price negotiating to knock 5p/litre off petrol. I've been speaking to its organisers, who've run into a few negotiating issues with the petrol companies. Let's be honest it was never going to be easy! They still hope to launch June /July though. Fingers crossed it'll work; if not, nothing lost. For full details and more ways to cut petrol costs read the Updated Article: Petrol Cost Cutting Related Articles: Car Insurance Cost Cutting, New Car Buying, Cheaper MOTs

 

Great Cut The Cost of Moving Home Hunt
Moving home is rated as one of the most stressful times in our lives. Add onto that the fact it's expensive and overall I think it's safe to say "it ain't fun!" So I thought I would tap MoneySavers' collective knowledge to find the top ideas for cutting the cost and the stress. Add your ideas/read others Past Great Hunts:  Job-based Discounts, Spruce Up Your Home and Bit On The Side

Take yourself and the kids to the cinema for £3.50: Great Hunt Result
Last week I asked MoneySavers to give their suggestions on cheap ways to keep the kids quiet. Your suggestions included London calling, Bead it and Cheap cinema seats


 Quick Chat Tips
Warning! Bargains listed here tend to sell out quickly


More MoneySaving
MSE

 

Phish eats spam! New online scam is top of the cops
Phishing emails, where they try to trick you into revealing your passwords by mimicking your bank's emails, have taken over from spam as the top the scam of choice for online crooks. Make sure you're not being fooled! Updated Article:
Protect Yourself From Phishing Other related security articles: What To Watch For When Withdrawing Cash, Stop Unwanted Phone Calls & Junk

NEW IMPROVED SITE SEARCH:  Many have told me finding the right article is tough. The techies have had a go at improving the search. Try it (it's at the very top of every page on the site) and feed back here

FLIGHTCHECKER SALES WATCH  London to Turin, St. Etienne and Turin c. £20 each way
Budget airline Ryanair's extended its sale and currently has a range of free destinations. When you add in its taxes and charges this becomes roughly £20 in total. For a full briefing read the
How To Find a Cheap Flight article or go straight to the special free FlightChecker to find the seats in seconds

Clean your house before moving? If you're leaving a house would you clean it first? Interesting discussion in House Buying and Selling

Van de Graaf Victor! Supreme MoneySaver picked
Last week's hardcore MoneySaving challenge was to find the UK's cheapest Van de Graaf generator. Read the winners & see who won the champagne


Classical Music Downloads, Baby Feeding Handbook, World Cup Guide




Odds and Ends
MSE

 

JEREMY VINE LISTENERS' NOTE:  If you joined the email list after last week's holiday special these are all the articles: Cheap Flight Finding, Barter For A Bargain Beach Trip, Cheap Travel Insurance

This week's Martin's Musings: I'm not good at this red carpet stuff
'I'm not good at this red carpet stuff', 'Hmmm, I find the 'shouting' comment a little frustrating', and 'Ant and Dec, seems good acting isn't so alien' Read
m'blogs (or RSS users access)

HOW MUCH IS YOUR WAITING TIME WORTH? POLL: How long would you wait to get a reduction? Vote or Discuss. Also, see last week's Cheap milk vs farmers' rights Poll results

New Moneyposer! Do you want to scrabble your brain?
It's a while since I had one of these in the tip. This one's just to keep the grey cells ticking over. What's the fewest number of points you can possibly score on the scrabble board in a game while putting your seven letters out in one go? Scrabble your brain

That's it for this week.  Before I go though, a friend of mine sent me this site in an email. Perhaps they think I need an ego-boost... doubt it though!! Try this 'click here in ego emergency' site.

I hope you save some money

Martin




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MoneySavingExpert.com is journalist Martin Lewis' website focused on the very best ways to save money on everything. Martin is the presenter of 'Make Me Rich' on ITV1 and is also the regular Money Saving Expert on ITV1's Tonight with Trevor McDonald and Radio 2's Jeremy Vine show, amongst others. He also has a weekly column in the Guardian. More about the site and its funding.

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