Archive: MoneySavingExpert's Money Tips Email

TalkTalk Tariff is a winner. New UK's Cheapest Home Phone Article. Huge Savings!
I've spent the last week analysing the new TalkTalk 'free broadband for life' offer (view/apply*), and while it's not perfect, overall it's a winner (especially if you go quick to beat the queue). For £21 a month you get line rental, free calls to UK and 28 other countries' landlines plus broadband. Also, it's now confirmed you can get cheap calls to mobiles via an override provider too (at just 2p/min). Full details, pros, cons & alternatives in the New Article: UK's Cheapest Home Phone Solution. (Mini-mutterings) Related Articles: Cheapest Broadband

Free London Planetarium week Free entry for all until Sunday One giant Chat Forum spot

Private Medical Insurance (PMI) Cost Cutting Plan. New Article
PMI's added comfort and speedier treatment ain't cheap! This step-by-step guide should help you decide with surgical precision whether you need PMI and if you do, what type and how to make intensive savings. New Article: PMI Cost Cutting Plan Other Insurance Cost Cutting Plans: Dental, Car, Home, Pet, Travel (all include the top products)

Lost Series 1 DVD Boxset £32. Released Monday. Can you find it cheaper? Will they get home?

STOP YOUR FRIENDS WASTING CASH! PLS SUGGEST THEY GET THIS EMAIL

New best lend for spend card: 6.8%, lowest standard APR on the market
If you need to borrow, while the financially active should continually switch from short term 0% to 0% card, for most people this hassle leads to mistakes, so a long term cheap 'stable relationship' card is much cheaper. Having cut its rate, Barclaycard Simplicity is the new cheapest with a standard rate of just 6.8%. View/apply: Barclaycard Simplicity* (Mini-mutterings) or better still read full details in the Updated Article: Best Lend For Spend Card Related Articles: Credit Cards Beginners' Guide, Best Balance Transfers, Cashback Cards

Mobile phone bill a little heavy… save £504/year in 6min 37 seconds
Over the weekend, I noticed my girlfriend's T-mobile bill in her kitchen; £25/month contract plus £50 more in extra calls and text. Hideous! If you're using much more or much less than your inclusive monthly deal you're very much on the wrong tariff! After we chatted through the options, she called T-mobile and asked for ‘a better deal or I'll leave'and was quickly switched to its competitive Flexi tariff saving £42/month in 6min 37seconds (sadly I timed it). Logistics prevent me coming to your kitchen, but my ‘One Call To Batter Down Your Mobile Bill' should do the trick, or read the more detailed Full Mobile Phone Cost Cutting Plan (Mini-mutterings)

Get a grant to pay for a more energy efficient (and MoneySaving) home. Reminder
The Energy Saving Trust (the Govt body responsible for reducing our energy usage) has a free service. Tell it where you live and it'll tell you what grants and offers are available for your home. Also you can get a free energy use audit. Energy Grant Search Related Article: Find your cheapest energy supplier and get cashback

Great Ways To Cut Booking Fees Hunt
Whether it's Take That or Tom Jones, Alan B'stard or Cats, book a ticket and you'll pay half as much again for the privilege of doing so. I want to tap MoneySavers' wealth of knowledge to create a comprehensive list of ways to knock down the cost.  Add your methods and ideas/read others Past Great Hunts:  Cultural Trip Out, Job-based Discounts and Pricebeaters Plus

A&L Premier account holders, your free travel insurance is being downgraded
If you've an A&L Premier current account you've probably just heard your free annual worldwide travel insurance is being downgraded to European (also includes many North African and wider European countries). It can be upgraded but costs £40 to worldwide and £48 to family worldwide. This is more than the cheapest standalone policies. Related Articles: Top Travel Insurance, Cheap Flight Finding, Barter For A Bargain Beach Trip, Best Current Accounts

FLIGHTCHECKER SALES WATCH   Parma, Bologna, Alghero c. £20 each way
Budget airline Ryanair currently has a May seat sale on with a range of destinations at 14p each way. When you add in its taxes and charges this becomes roughly £20 in total. For a full briefing read the How To Find a Cheap Flight article or go straight to the special free FlightChecker to find the seats in seconds

Robert Llewellyn DVD winners Did you enter the contest? I've picked 3 winners, see if you got one Contest results

MoneySavingExpert.com Job Announcement: Web developer needed for three months

Board of the Week: Mortgage-Free Wannabe
Two months ago I created the Mortgage-Free Wannabe Board so people could share ideas on how to cut or pay off their mortgages. It's one of the best risk-free ways to use your cash and the board's popularity is gaining. Discussions include Welcome and Explanation, Excel Loan Repayment Spreadsheet and Most feeble overpayment?

This week's Martin's Musings: Some personal finance journalists need to join the 21st Century!
'Finally I've made up for my Korean mistake' and 'Milton Jones is a very very funny man' Read m'blogs (or RSS users access)

FINANCIAL LOYALTY POLL: How financially loyal are you? Vote or Discuss. Last week, you said no to the licence fee: overall, 59% of you were against the BBC licence fee, with only 41% in favour. Do you support the Licence Fee? See the Full Poll results

That's it for this week. Yet I've a little game for you. Do you remember the fairground 'can you guide the hoop over the curvy wire without it connecting' games? If you enjoyed them, there's a little free game that feels quite similar, worth a play (and while you're playing you can't spend cash, so it's very MoneySaving). Try the maze game

I hope you save some money

Martin

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