Winter Fuel Payment

Get up £300 to help with energy bills each winter

The Winter Fuel Payment used to provide all pension-age households with up to £300 to help pay energy bills each winter. Yet the Government has announced sweeping changes this winter. We've full info below on who now qualifies, how to apply (if you need to), and when you can actually expect the cash to be paid.

What is the Winter Fuel Payment?

The Winter Fuel Payment is a tax-free Government grant given every year to eligible pensioner households to help pay for heating costs over the winter months. It's available to over a million households in England, Scotland, Wales and Northern Ireland.

The scheme had previously given up to £300 each winter to ALL households with someone at state pension age. However, in July, the Government announced that from this winter, it will be restricted to those on Pension Credit or certain other benefits.

Martin Lewis: The targeting of Winter Fuel Payments is too narrow

Following the announcement on 29 July, that the Winter Fuel Payment will be restricted to those on certain benefits, Martin Lewis, founder of MoneySavingExpert.com, said:

Martin Lewis on why he believes targeting of winter fuel payments is too narrow

The targeting of Winter Fuel Payments is too narrow with the winter we have coming. Pensioners were already due to get less as this will be the first time since winter 2022 they haven't got the up to £300 extra winter fuel cost of living top-up.

The Energy Price Cap is likely to rise 10% this October and stay high across the winter, leaving most energy bills nearly double those pre-crisis, at levels unaffordable for millions.

Many pensioners eke out the £100 to £300 Winter Fuel Payments to allow them to keep some heating on through the cold months. While there's an argument for ending its universality due to tight national finances, it's being squeezed to too narrow a group – just those on benefits and Pension Credit. Yet again, those just above the thresholds will be hardest hit.

This is often justified as there's a 'lack of household income data' to allow other targeting. However, there's a usable precedent from the emergency energy crisis measures announced in April 2022, which I'd urge the Government to look at.

Then, a payment was made to homes in council tax bands A to D – as an imperfect but workable proxy for lower household incomes. That'd allow an additional group of lower to middle-income pensioners to keep the payments and mitigate bill shocks. Councils' discretionary funds could also be funded as in April 2022, for the limited numbers who still need help but don't qualify.

Plus, with this announcement, the Government has a huge moral imperative to ensure the 800,000 people eligible for Pension Credit who don't get it are informed, educated and helped through the process. It is planning an awareness-raising campaign, but it needs to ensure that reaches every corner – and if possible proactively and personally contact people.

Pension Credit is a crucial gateway benefit, giving access to a host of other entitlements, and now with the link to the Winter Fuel Payment, it makes it even more important to ensure fewer miss out.

There is a possibility, however, that millions of pensioners could see their Winter Fuel Payments reinstated this winter - although it's very early days and there are no guarantees. A charity has {launched legal proceedings against the UK Government}, aiming to reverse its decision to restrict the payments to those on certain benefits. We'll update this guide when we have more details, but for now, the information below still stands.

Who's eligible for the Winter Fuel Payment?

Starting this winter (2024/25), if you live in England, Scotland or Wales, you'll only be able to get a Winter Fuel Payment if you're over state pension age AND receive one of the following benefits:

See full Winter Fuel Payment eligibility criteria.

You can still apply for Pension Credit to get this year's Winter Fuel Payment 

Although the qualifying week for this year's Winter Fuel Payment has now passed (16 and 22 September 2024), you may still be eligible for the payment if you successfully apply for Pension Credit by 21 December 2024. That's because claims for Pension Credit can be backdated by up to three months (provided you would have been entitled to the benefit at the earlier date).

You don't need to claim the Winter Fuel Payment (unless you live overseas)

If you live in England, Scotland or Wales, and you're eligible for the payment, you should receive it automatically – there's no need to claim.

You should get a letter in October and November letting you know you are eligible, how much you'll get, and your estimated payment date. It should then be paid in November or December, in to the same account where your qualifying benefit is paid.

Some people living abroad can also get the payment, provided you moved to one of the eligible countries before January 2021. If that's you, you might need to claim the Winter Fuel Payment this winter before 31 March 2025.

If you think you're eligible but don't get a letter confirming it, or if you don't receive the payment by 29 January 2025, you'll need to contact the Winter Fuel Payment Centre.

In Northern Ireland? You will also get the Winter Fuel Payment

In Northern Ireland, the Winter Fuel Payment has so far been available to everyone above state pension age, but the Northern Ireland Communities Minister has confirmed it will be following the UK Government's lead this year, and will set the Winter Fuel Payment eligibility criteria in line with England and Wales, and will be paid in line with those in England and Wales.

How much Winter Fuel Payment will you get?

If eligible, you'll get up to £300, depending on your circumstances. Though it's worth noting you'll still get less than last year, as over the last two winters, the Government gave an extra £300 cost of living top-up on the Winter Fuel Payment – and this has now ended.

Winter Fuel Payment – how much could you get in 2024/25?

If between 16 and 22 September 2024... Born between 23 Sept 1944 and 22 Sept 1958 Born on or before 22 Sept 1944
You live alone (or none of the people you lived with qualify). £200 £300
You live with a partner aged under 80 and jointly claim any of the eligible benefits. £200 – only one of you will get this £300 – only one of you will get this
You live with a partner aged 80 or over and jointly claim any of the eligible benefits.

£300 – only one of you will get this

£300 – only one of you will get this
You lived in a care home for less than 13 weeks, including the week of 16 to 22 September 2024. £200 £300

Make sure you tell the Government as soon as possible if there are any changes to your circumstances, for example, if you stop getting a benefit, move home or move into a care home, as these can affect how much you get.

Quick question

  • Who isn't eligible for the Winter Fuel Payment?

    You won't be eligible if you:

    • have been in hospital getting free treatment for more than a year.
    • were in prison for the whole of the week of 16 to 22 September 2024.
    • were living in a care home for the whole time from 24 June to 22 September 2024.

In Scotland? The Winter Fuel Payment scheme was due to be replaced, but this has been delayed

The Scottish Government had previously announced plans to replace Winter Fuel Payment from winter 2024/25 with its own scheme called the 'Pension Age Winter Heating Payment'. These new payments would be worth up to £300 and were originally intended to be paid to everyone over state pension age.

However, following the changes to the Winter Fuel Payment announced in July, the Scottish Government has confirmed that the new Pension Age Winter Heating Payments scheme will be delayed until next winter. 

According to the Scottish Government, for winter 2024/25, the Department for Work and Pensions (DWP) has committed to administer the Winter Fuel Payment to eligible Scottish pensioner households. The exact details of this have yet to be announced, but it has told us it will be on "terms equivalent" to the payment in England and Wales. We'll update this guide when we have full details.

Check you're not missing out on help

The upcoming change to Winter Fuel Payment eligibility means it's more important than ever to make sure you claim what you're entitled to.

Over 800,000 people who are eligible for Pension Credit don't currently get it, and it's often a key to qualifying for other help – so may unlock £1,000s of extra support. Use our 10-minute benefits check to see what you could get.

Those eligible for the Winter Fuel Payment in England, Wales or Northern Ireland will likely also be eligible for Cold Weather Payments, where you automatically get £25 each time the average temperature in your area is – or forecast to be – 0°C or below for seven days in a row between 1 November and 31 March. Similarly, those eligible in Scotland will get a one-off £58.75 to help with heating bills this winter.

If you're eligible for the Winter Fuel Payment, you may also be eligible for the £150 Warm Home Discount. Check our guide for full details on who is eligible and when you might need to claim it.

What to do if you're struggling to pay your energy bills

There are a few areas to focus on...

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