Before spending, use Martin's Mantras. If you answer 'NO' to any, Don't buy!
Do I need it?
Can I afford it?
Will I use it?
Is it worth it?
Free protection for all shopping!
There's a secret phrase that turns any credit card into a financial self-defence superhero. "Section 75" laws means your plastic must protect anything you buy over £100 for free, so if there's a problem or the company goes bust you can still get your money back.
Although Section 75 doesn't apply to debit cards there is something else to fall back on if you paid on a Visa debit or electron card, or Visa credit card under £100 (otherwise go for Section 75). Known as Visa Chargeback, this is part of Visa's internal rules and not a legal requirement. Full details of Section 75, chargeback and how to claim in the Section 75 Refunds guide.
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DIY centre Homebase stocks kitchen and bathroom fixtures, lighting, furniture, garden furniture, tools, wallpaper and flooring. It has about 300 out-of-town DIY stores in the UK.
We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.
This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service.
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