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Nectar

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Nectar logoEarn Nectar points on First Group train tickets*First Great Western, First Capital Connect, ScotRail & more

Ongoing

If you buy almost any train ticket online from First Group rail companies (First Great Western, First Capital Connect, ScotRail, First Transpennine Express or Hull Trains), you'll earn two Nectar points per £1.

For season tickets, it's a tad different. You'll get 50 points for a weekly, 200 points for a monthly and 2,500 points for an annual pass, no matter the cost or distance. One point = 0.5p, so 2,500 points is worth £12.50.

You should never choose where to shop due to loyalty schemes such as this one, but if you've already got a Nectar card and you're planning to travel by rail, here's how to make the most of the points: 

1) Compare prices

If you know exactly where and when you want to travel, compare prices via these booking sites and at the First Group rail company which covers your route: First Great Western, First Capital ConnectScotRail, Transpennine Express or Hull Trains. If it's cheaper via the other booking sites, consider whether it's worth getting the points.

2) Link your Nectar card to your First Group account

Log into your train company account and add your Nectar card number. Then book your journey.

3) When to spend points

Points will be added to your Nectar account within 28 days and you can spend them straight away (though Nectar sometimes runs double exchange events where your points may be worth double so you may want to wait till then). Usually, you need a minimum of 500 points to get a £2.50 voucher to spend at Nectar outlets.

If you've not got a Nectar card, register online at Nectar.com or pick up a registration pack in Sainsbury's or Homebase. 

use the money mantras

Before spending, use Martin's Mantras. If you answer 'NO' to any, Don't buy!

are
you
Skint? ask:
  • Do I need it?
  • Can I afford it?
are
you
not skint? ask:
  • Will I use it?
  • Is it worth it?
Section 75

Free protection for all shopping!

There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.

And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.

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You shouldn't notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How This Site Is Financed.

For the sake of transparency, so you can check there's no difference, here are duplicate versions of the * links that don't help MoneySavingExpert.com: Nectar

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