MoneySaving Polls Results Archive

Is the landline dead?
It seems the landline is dying with more and more people relying on a combination of their mobile phones and internet connections. But has it died yet? We last ran this poll in 2012 and wanted to see if anything's changed. How many of your (non-work) calls made and received are on your home phone compared to mobile/web calls?

Is your energy company's service any good?
Winter’s nearly here, so it's time energy bills come to the forefront of your mind (most people are overpaying £250+/year - check the Cheap Energy Club to see if you can save). So we want to do our regular check on service… Please rate your current supplier’s SERVICE (not price) over the last SIX MONTHS. If you’ve gas & elec with different firms, please rate both.

Should the NHS pay for IVF treatments?
Currently couples who struggle to have children may be able to get up to three cycles of IVF treatment on the NHS. Yet some regions are discussing cutting that to one cycle or even stopping it altogether. Should the NHS fund IVF treatments – which of these is closest to your opinion?

How many passwords do you have & are they the same?
The TalkTalk cyber attack (see our TalkTalk help) has heightened concern over password security. Best practice is never use the same password twice, but that makes things difficult. So we want to find out how many password-controlled accounts you have – from banks to social media, music streaming services and more. And how often do you use the same password? Which of these is closest to your situation?

Is it time to ditch 1p and 2p coins?
Ireland is aiming to stop producing 1 and 2 cent coins – to get there it wants to encourage shops to round prices down or up to the nearest five cents.Should we aim to ditch copper coins in the UK too? Which is nearest to your view?

Should the UK stay in the EU?
Should we stay or should we go? The campaigns for both sides of the EU debate have now launched with the referendum due by the end of 2017. The wording of the question is unlikely to change, so we want to test your current view based on that exact wording. Should the United Kingdom remain a member of the European Union or leave the European Union?

Who's the complainer in your house?
Having just been on a roadshow for his TV show, Martin noted that when heterosexual couples were asked to complain, whether about faulty broadband or bad food at a restaurant, the men usually did the complaining. We wanted to know if this gender split is reflected across the UK. Who in your household usually does the complaining?

Would you buy clothes you knew were made using child labour?
There are often questions about the use of child labour to make cheap clothes. If proved, would this affect the way you balance your pocket versus the way goods are manufactured? We last asked this in 2013 and are fascinated to see if views have changed since then. If it was CONFIRMED a (hypothetical) fashion store sold cheap, child-sweatshop-made clothes, which of these statements would be CLOSEST to your attitude?

How much are your monthly bills?
Many banks are starting to reward you for paying household bills via them – to help us establish which are the best we need to know roughly what you pay. Please add up all that you pay out each month (if you don’t pay monthly please estimate the equivalent). IMPORTANT - please only include the following Council tax Electricity and Gas Water Mobile phone bill TV (licence and subscriptions) Home phone Broadband PLEASE DON'T INCLUDE: Mortgage, rent, childcare, food or anything else not in the above.

When do you think interest rates will go up?
The base rate has been on hold at its historic 0.5% low since March 2009. The result has been record low borrowing rates and shocking savings returns. But when do you think they'll eventually rise? Dust off your crystal ball and give us your prediction (we asked this last in 2013; it'll be fascinating to see how it's changed). So when will interest rates rise? Pick the closest to your view.

How much data do you use on your home broadband?
With streaming, downloads, software and gaming – many people are constantly eating data – yet how much do you use (if you’re not sure you can usually log into your account to see)? Please give us your best estimate below for your home broadband data usage each month:

Santander 123 customers – how much cashback do you get?
What is the typical annual amount of cashback you earn on your bank account (please exclude any earned on your Santander 123 credit card) BEFORE the fee and BEFORE adding any savings interest (if you haven’t had a full year yet, please estimate)?

Do you agree with the 5p charge for carrier bags?
From 5 Oct, England joins the rest of the UK in charging 5p for most carrier bags from supermarkets and other large retailers - the money will go to charity. The aim is to reduce the use of bags, which can cause serious environmental problems. Retailers will be fined if they don’t comply. Which of these is closest to your view?

Where have you shopped so far in 2015?
A simple question. Which of the following list of 50 major retailers have you bought from in 2015? We want to find out which attract the most custom.   Please vote for all those you’ve purchased from, whether in-store or online.

Have you bought clothes just to wear then return?
Many big stores, such as M&S, John Lewis and many websites, have generous no-fault return policies. Some people use this as a form of 'free rental’, you buy the clothes, wear them once, then return them – we've even heard of people wearing items once for a wedding. The legality is a grey area it depends on the terms – but it's certainly questionable. Which of the following is closest to your situation?

Where should restaurant tips go?
With controversy this week over how tips are split after restaurant chain Côte was accused of pocketing the cash (something it denies), we want to know where you think tips for good service should go. Please choose the option closest to your own opinion:

How good is your mobile network's service & coverage?
We want to find out how each provider rates both for service (how they treat you) and coverage (how strong the signal is when you need it). In truth there are only four main networks providing signals, the rest use these but under their own brand (see our mobile networks guide for who piggybacks who). Yet vote for the firm that provides your mobile phone bill, as signal can differ. Please vote for your current provider based on customer service AND coverage over the last year.

How do you rate your bank account's service?
We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from more than six months ago.

The Annual Census
So who are MoneySavers? For the second year running, rather than data-mining, we decided the politest way to find out was just to ask. Plus we thought you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls). Welcome to the second annual MSE census. Please answer the following 11 questions.

Which gadgets do you have & which do you use?
Consumer tech’s becoming a bigger part of our daily lives. We’d like to see what’s changed since we last did this poll in 2013. Which gadgets do MoneySavers now rely on? And crucially do you still use them?Please choose as many options as you have, and if you don't have it don't tick it.

Should the BBC be downscaled? 
The Government has launched a consultation on the future of the BBC ahead of its 2016 Royal Charter renewal. Its main focus is, controversially, on downscaling the BBC. So we wanted to test attitudes on this, with some deliberately stark options.  How it works today: You need a TV licence to watch any TV channel (not just BBC), unless you only watch catch-up (see our Do I need a TV licence? guide) – but the TV licence primarily funds BBC TV, national & local radio and BBC online. Overseas services can be funded by commercial profits. Should the BBC be downscaled? Please choose the option NEAREST to your opinion.

Do you have a will & power of attorney in place?
There are two crucial documents that can protect your dependents in the future. a) A will: This dictates what you want to happen to your assets if you die (eg, what happens to your house if you share it and aren’t married). See Cheap or Free Wills. b) A lasting power of attorney: This allows loved ones to take over your finances if you lose your faculties, see the Power of Attorney guide. So we want to know which you already have in place.

How many times have you switched energy provider in the last five years?
The Competition & Markets Authority has just launched a damning energy sector report, proving most people are being overcharged (see energy news). One of the major problems is not enough people switch, and those who do don’t switch often enough (one reason we launched our Cheap Energy Club). So we want to know how many times someone in your household has switched in the last five years:

How much do you spend on alcohol each year?
There’s lots of talk about overindulging in booze in the UK and the effects on your health, but what about your wealth?  Please add up all your drink spending, including in: - Pubs/bars - Supermarkets/off-licences for home consumption - Restaurants as an accompaniment to food If possible, look at bank statements for reference. If you’re unsure, try working out what you spend in a typical month then multiply by twelve, or in a typical week by 52.

Do you travel with or without travel insurance?
We believe travel insurance is a necessity for holiday travel abroad. Yet both away and in the UK - do you risk going without it? For more help, see our Cheap Travel Insurance guide. Please select the option which is the closest to your situation.