MoneySaving Polls Results Archive

How do you access your bank most often?
With over 750 bank branches being closed this year, the digital revolution is taking over – not just online, but now with a host of app-based banks too. So we wanted to find out how you access your bank and whether it depends on your age. Please select the way you MOST COMMONLY INTERACT with your bank

The Annual Census
So who are MoneySavers? For the fourth year running, rather than data-mining, we reckon the politest way to find out is just to ask. Plus we think you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls). Welcome to the fourth annual MSE census. Please answer the following 11 questions.

Have you paid for cosmetic surgery/treatments?
So are you all natural, or have you paid out to pimp up your look? We want to see how many people shell out on cosmetic procedures, and which ones. (Of course, some cosmetic surgery is a medical necessity, paid for by the NHS or insurance, so we’re not talking about that.) Please select what type of surgery or treatment you've PAID for under the relevant category.

What puts you off from reclaiming mis-sold PPI?
It was announced this week that the majority of people likely owed compensation for PPI haven’t claimed it yet. There are only two years left for people to claim, and given many could be owed thousands plus a new ruling means just having had PPI makes it likely you were mis-sold, we want to know what is putting people off. So if you've an inkling you've had PPI in the past, what puts you off reclaiming? Please select the single biggest reason which applies to you.

What puts you off / frustrates you about switching energy?
During the election, we were gobsmacked when the man in charge of UK energy policy, business secretary Greg Clark, said: "I haven't switched, one of the reasons is... it is quite a hassle." If he's never switched, how does he know it's too much hassle? Yet unlike Greg Clark, you're not paid to understand switching policy, though it does pay to switch. So we wanted to find out what, if anything, puts you off switching (even if you do it regularly)… So energy bill payers, please select ALL the issues with switching which apply to you.

How common are free flight upgrades?
Are the days of trying to sweet-talk check-in staff to get a free upgrade to premium economy, business, or first class, long gone? Many airlines now sell spare upgrade capacity at the desk. So we want to see how common free upgrades are. Please answer the closest to your situation for flights IN THE PAST TWO YEARS.

Does mental health affect your debts?
We're updating our research on links between mental health issues and debt problems. It's argued either one can cause the other. If you’ve been affected, see our Mental Health & Debt guide. Please answer the question below. NOTE: Please exclude mortgages and student loans from definition of "debt".

How do you rate your bank account's service?
Every six months we ask for your help to track the quality of customer service provided by the big banks. Do you rave about it or are you more than a little bit disgruntled? By comparing your answers with last time, we can see which have got better or worse. So, please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Ignore rates or any other products, or service if it's more than six months old.

What’s your main way of spending when abroad?
School’s out for summer and many of you will be heading abroad to catch some rays. We want to know your primary way of spending (including getting cash) when in foreign climes. If you use a combination of methods, try to pick the one you use most often…

How do you rate your broadband provider?
We can tell you which the cheapest providers are, but to find out if their customer service is any good, we need your help. Please rate your BROADBAND provider on customer service (not price) over the past SIX MONTHS. Switched broadband recently? Rate the provider you were with the longest over the last SIX MONTHS.

Do you have mobile phone insurance? If so, what type?
You can lose it, break it, or be a victim of crime (as sadly happened to Martin on Monday - two men on a moped rode onto the pavement and snatched his from his hands). Insurance covers you, but it’s not necessarily worth it for everyone (full help in our Cheap Mobile Phone Insurance guide). Do you have mobile phone insurance?

What proportion of your income is spent on your mortgage/rent?
Take what you pay on your mortgage or rent (include any service charges, ground rent, but NOT council tax, insurance or other bills) and work out roughly what percentage of your monthly take-home pay/income (include benefits) it is.If you have joint finances that are intertwined then give your costs as a proportion of household income. Please answer in the correct category.

Do you travel with or without travel insurance?
We believe travel insurance is a necessity for holiday travel abroad. Yet both away and in the UK - do you risk going without it? For more help, see our Cheap Travel Insurance guide. Please select the option which is the closest for your next holiday.

What type of accommodation do you normally stay in on holiday?
Summer’s here and so many people will be going off on their holidays soon. Whether you’re staycationing or heading to far-flung shores, what type of accommodation do you usually pick for your main holiday of the year? Pick one option in the relevant category...

Which Tory manifesto policies would you like to see dropped?
The Queen’s Speech is due “soon”, where Parliament opens and planned legislation is set out. As the Conservatives have the most MPs but not a majority in Parliament, it’s likely they won’t be able to get every manifesto pledge through. We’ve put a selection of 14 of them below. Choose UP TO THREE that you’d most like to see dropped.

Which of these 50 old TV shows should be brought back?
It’s general election week, so we’ve decided to avoid controversy and have a bit of fun (we all need it). With the return of Baywatch as a film (and recent revivals of Porridge, Open All Hours, Danger Mouse and more), we wanted to know which other old-school TV shows you’d like to see brought back. All shows were originally made over a decade ago – a panel at MSE Towers has fought, scratched and bitten to pick 50, so sorry if your favourite is missing. Which of these TV shows do you most want to be remade? PICK UP TO 5...

What are the biggest factors that will decide how you vote in the general election?
You’ll get to cast your vote in the general election 2017 on Thursday 8 June (or earlier with postal votes). Yet what’s the driving force behind your choice? Which of the following big themes are the most important influences on how you’ll vote? Choose UP TO THREE…

How much do you spend on a wedding gift?
We're in peak wedding season, and while the big day often isn’t cheap it seems guests are being asked to splash out even more as well. While we don’t know what Pippa and James had on their wedding gift list, we can't imagine it was very MoneySaving... So for each of the following categories, which is closest to how much you’d spend? Vote once per category…

How many passwords do you have?
Cybersecurity has been in the news this week following the terrible worldwide malware attack which hit the NHS particularly hard. It’s a reminder for us all to ensure we’re cyber-safe (see Free Antivirus Software & Scam Spotters for help). Yet not using the same passwords for everything and changing them regularly is also important. So we wanted to delve into that. How many passwords do you have, from banks to social media, music-streaming services and more?

The MSE Leaders’ Debate - Pick key issues for PM candidates
The leaders of the Conservatives, Labour, the Lib Dems, SNP, Greens, UKIP and Plaid Cymru have agreed to take part in our ‘leaders' debate’. Here’s a list of issues, many suggested by MSE Forum users with the type of questions we'll ask. Please choose the (up to five) issues that are your priority.

Should the state pension triple-lock guarantee end?
The UK state pension is currently guaranteed to rise in line with average wage growth, inflation or 2.5% - whichever’s highest. This ‘triple lock’ was intended to align pensioners’ incomes with others'. But there’s now an election debate over whether the 2.5% element should be removed. Those who want to lose it say pensioners’ incomes are now aligned and, as long as they continue to rise in line with wages or inflation, the money could be better used elsewhere. But others say only the full triple lock protects pensioners’ incomes in the future. Which of these is nearest your view?

How much do you spend on your pet(s) per year?
They may provide love and joy, but keeping a pet doesn’t come fur free. Whether you’ve a Kitty, Rover, Tabby or Nemo we want to know how much ewe spend on your pet(s) purr year, including on food, insurance, vet costs, clothes, toys, dog walking, kennels or owt else. Please vote in the relevant categories (or dogegories) depending on the pets you have. If you have more than one of a type, please do the cost PER pet.

Do you welcome the June general election?
Prime Minister Theresa May has called for a UK general election on Thursday 8 June (are you registered to vote?). It's only two years after the last one, though since then we've had the Brexit result and a change of PM. So, do you welcome the June general election? Which of these is closest to your view?

Should parents be allowed to take kids out of school for a holiday?
The Supreme Court has finally ruled that parents can’t take their children on term-time holidays without risking being fined. The case concerned a father who’d refused to pay a fine after he'd taken his six-year-old daughter out of school for a holiday. But what do you think? Should parents be allowed to take their kids on holiday during term time? Which of these is CLOSEST to your view?

When did you last use your bank branch?
Lloyds, Halifax and Bank of Scotland are to shrink hundreds of their branches into ‘micro branches’ – with as few as two staff and self-service machines rather than counters – after seeing a change in customer behaviour. So when did you last use your main bank’s branch?