MoneySaving Polls Results Archive

How much are you worth (or do you owe) – not counting your home?
We’re asking the same question as last week, but this time we want you to exclude your home and mortgage (primary residence only - if you have a second property or buy-to-let include that). To answer this question, you first need to do a little sum: 1. Add up: the total value of your assets such as your savings & pension (excluding your home). 2. Subtract: outstanding debts - include credit card debt, exclude student loans & mortgage. Then whether you've "net worth" or "net debt", pick your relevant option:

How much are you worth (or do you owe)?
To answer this question, you first need to do a little sum: 1. Add up: the total value of your assets such as your house, savings & pension. 2. Subtract: outstanding debts - include your mortgage, exclude student loans. Then whether you've "net worth" or "net debt", pick your relevant option:

Have you ever ‘tweaked the truth’ on an insurance claim?
Lying on an insurance claim is fraud. No question. Yet many people admit to ‘tweaking the truth’ (still fraud) like saying their mobile phone was taken from their bag when they know the bag was unzipped and it dropped out or claiming they had whiplash after only having a minor car prang. We want you to be honest to see how widespread an issue this is. Have you ever bent the truth? Please answer for each insurance policy you've ever claimed on:

Are you the senior financial partner in your relationship?
Is looking after your household's finances a shared job, or is one of a couple the senior financial partner – taking charge of decisions about insurance, energy bills, investments, debts and more? Choose one option closest to your own circumstances:

Which of these services do you pay cash in hand for?
Ed Balls recently caused controversy by saying he’d expect his gardener to give him a receipt for trimming his hedge. With the onus being on the trader to declare the income for tax and VAT purposes, which of these would you typically pay cash in hand for? FOR SERVICES YOU REGULARLY USE/USED please select if you pay cash in hand or in a traceable way, eg, cash with receipt/invoice or via cheque, card or bank transfer.

How do you rate your bank account's service?
We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from before six months ago.

Is it OK to use a 2for1 voucher on a first date?
Valentine’s Day will be here this Saturday, but has using vouchers finally broken through the last taboo? Is it acceptable to use 2for1 restaurant vouchers on a first date? We ask this each year – let’s see if it’s changed… Imagine Nick asks Lucy to dinner on a first date, saying he’ll pay. When the bill comes, he pulls out a 2for1 voucher – what advice would you give Lucy?

Are you going to vote in this year’s General Election?
Thursday 5 February is National Voter Registration Day (you can register here if you haven’t already). We believe it’s one of the biggest consumer decisions you get to make, but only 65% of people actually voted in the 2010 General Election. Please select the one option most relevant to your intention.

Would you support renationalisation of energy, water, rail and more?
Since the 1980s the Government has privatised many essential services, often by floating previously state-owned companies. Those arguing for privatisation often focus on increased efficiency due to competition. Those against that say firms do what’s best for their shareholders and not for consumers. It’s a complex argument, but we’re really most interested in testing public sentiment so are keeping it simple. Please vote for the choice closest to your own opinion on whether you support renationalisation for each of the following services:

How do you rate your home phone and broadband provider?
We can tell you who the cheapest providers are, but to find out if their service is any good, we need your help. So twice a year we ask you to tell us about your customer service experiences.Please rate your HOME PHONE and BROADBAND provider(s) on customer service (not price) over the past SIX MONTHS.Phone and broadband from the same provider? Rate each service separately.

What have you already bought for next Christmas?
No this isn’t a leftover from last year, we’re talking Christmas 2015. While some may groan in horror at the thought, serious MoneySavers have already been out there piling January sales goods into the back cupboard ready for next Christmas. Where do you stand? Which of these items have you already bought for next Christmas? Choose as many as are applicable.

Should restaurant menus tell you the calories?
It’s a new year and a great swathe of the nation is on a diet. In some US cities it’s a requirement that menus tell you how many calories are in their dishes (and other nutritional info) ― would you welcome that information being compulsory here or would you prefer not to know? Please choose the option CLOSEST to your opinion:

Did you go shopping-mad in the 'January sales'?
The so-called 'January sales' seem to be getting earlier every year, with many now starting online well before Christmas. With the sales in full swing did you or will you take advantage? Choose the option that’s closest to your situation…

What’s your favourite Christmas song?
It's Christmas, so for this week's poll, we're forgetting about money and going for a bit of fun. We've selected some of the most loved Christmas songs – choosing the best known version – and we’d like you to pick your favourites. Please vote for your FAVOURITE THREE (if yours is missing, feel free to vent in the forum discussion).

How likely are you to switch when a hot deal ends?
From broadband to 0% cards, many of the best deals are short-lived, then you pay more. We want to find out which products you’re most likely to switch once the initial good deal ends. Please ONLY ANSWER FOR PRODUCTS YOU HAVE/HAVE HAD RECENTLY... and base it on what you actually do, not what you'd like to think you do.

Parcel delivery firms: who are the best and worst?
With the festive season nearly here, parcel delivery firms are zipping around the UK helping out the big man in the red suit. Yet sadly parcel delivery horror stories abound - ranging from no-shows to “they threw the goods over the fence” or “they lied that we weren't in”. So it’s time for our annual poll to work out who are the good guys and who are the cowboys... Please rate your experience with each of these firms DURING THE LAST YEAR (don’t rate if you haven’t experienced their service).

Is your energy company's service any good?
Winter’s here which means energy bills come to the fore – and poor service can cause real harm. So we’re doing our regular feedback poll to find out how each company is performing. Please rate your current supplier’s SERVICE (not price) over the last SIX MONTHS (or less if you’ve recently switched). If you’ve gas and electricity with different firms, please vote for both.

Should a man take paternity leave instead of a woman?
From next April, maternity leave can be transferred to men for the first time (or the other partner in a gay relationship - see here for more info). We thought we’d test how desired this actually is. So please choose the option closest to how you would WANT to do things in your case:

Have you haggled with Sky, BT, the AA and more this year? Did you succeed?
Call centre haggling can provide big savings – whether it be digital TV, broadband, credit cards, breakdown cover, insurance and more. Each year we try to gauge the success rates of those who’ve done it. So please let us know whether you gained cheaper prices, extra goods, better deals or reduced interest. Which of these firms have you tried to haggle with IN THE LAST YEAR? (Select as many as you want from the major providers below.)

When your change is just a penny (or pennies) do you bother taking it?
There’s an old adage that says: “Take care of the pennies and the pounds will take care of themselves.” But does it still ring true? Reports suggest many people just leave their change if it’s only a penny (or pennies). What do you do? Please choose the option closest to your USUAL way of behaving:

How much is your typical monthly mobile bill?
Simple question – how much do you pay for your mobile in a typical month? If the amount varies, give us the rough average. This should include all costs. Please choose ONE option closest to your circumstances:

Do you approve of the clocks going back?
The clocks have gone back an hour – we've left British Summer Time behind and are now back on Greenwich Mean Time (GMT) until the spring, when the clocks will jump forward again. This means relatively more light in the morning but less light in the evening during the winter months. What time do you think our clocks should run on?

Should the UK leave the European Union?
UKIP is shaking up the British political status quo – with its biggest policy being that the UK should leave the European Union. If you were given a stark choice on this, phrased similarly to the Scottish referendum, how would you vote? We’ve divided the options by UK country and gender to see if it makes a difference. Should the UK leave the European Union…

When do you chuck away best-before foods?
Are you a chucker or a keeper when it comes to food that’s past its ‘best-before’ date? Which of these is closest to your USUAL stance (be honest!)?

Would you vote for less tax or more spend?
We’re just 30 weeks away from a general election and already battle lines are being drawn. The Conservatives are pushing tax cuts, while Labour are focused on increasing public spending and introducing new taxes. Let's take the straightforward premise that to be able to increase public spending taxes also need to be increased (which of course is an oversimplification), which of these options is CLOSEST to your views?


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