MoneySaving Polls Results Archive

When do you think interest rates will go up?
The base rate has been on hold at its historic 0.5% low since March 2009. The result has been record low borrowing rates and shocking savings returns. But when do you think they'll eventually rise? Dust off your crystal ball and give us your prediction (we asked this last in 2013; it'll be fascinating to see how it's changed). So when will interest rates rise? Pick the closest to your view.

How much data do you use on your home broadband?
With streaming, downloads, software and gaming – many people are constantly eating data – yet how much do you use (if you’re not sure you can usually log into your account to see)? Please give us your best estimate below for your home broadband data usage each month:

Santander 123 customers – how much cashback do you get?
What is the typical annual amount of cashback you earn on your bank account (please exclude any earned on your Santander 123 credit card) BEFORE the fee and BEFORE adding any savings interest (if you haven’t had a full year yet, please estimate)?

Do you agree with the 5p charge for carrier bags?
From 5 Oct, England joins the rest of the UK in charging 5p for most carrier bags from supermarkets and other large retailers - the money will go to charity. The aim is to reduce the use of bags, which can cause serious environmental problems. Retailers will be fined if they don’t comply. Which of these is closest to your view?

Where have you shopped so far in 2015?
A simple question. Which of the following list of 50 major retailers have you bought from in 2015? We want to find out which attract the most custom.   Please vote for all those you’ve purchased from, whether in-store or online.

Have you bought clothes just to wear then return?
Many big stores, such as M&S, John Lewis and many websites, have generous no-fault return policies. Some people use this as a form of 'free rental’, you buy the clothes, wear them once, then return them – we've even heard of people wearing items once for a wedding. The legality is a grey area it depends on the terms – but it's certainly questionable. Which of the following is closest to your situation?

Where should restaurant tips go?
With controversy this week over how tips are split after restaurant chain Côte was accused of pocketing the cash (something it denies), we want to know where you think tips for good service should go. Please choose the option closest to your own opinion:

How good is your mobile network's service & coverage?
We want to find out how each provider rates both for service (how they treat you) and coverage (how strong the signal is when you need it). In truth there are only four main networks providing signals, the rest use these but under their own brand (see our mobile networks guide for who piggybacks who). Yet vote for the firm that provides your mobile phone bill, as signal can differ. Please vote for your current provider based on customer service AND coverage over the last year.

How do you rate your bank account's service?
We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from more than six months ago.

The Annual Census
So who are MoneySavers? For the second year running, rather than data-mining, we decided the politest way to find out was just to ask. Plus we thought you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls). Welcome to the second annual MSE census. Please answer the following 11 questions.

Which gadgets do you have & which do you use?
Consumer tech’s becoming a bigger part of our daily lives. We’d like to see what’s changed since we last did this poll in 2013. Which gadgets do MoneySavers now rely on? And crucially do you still use them?Please choose as many options as you have, and if you don't have it don't tick it.

Should the BBC be downscaled? 
The Government has launched a consultation on the future of the BBC ahead of its 2016 Royal Charter renewal. Its main focus is, controversially, on downscaling the BBC. So we wanted to test attitudes on this, with some deliberately stark options.  How it works today: You need a TV licence to watch any TV channel (not just BBC), unless you only watch catch-up (see our Do I need a TV licence? guide) – but the TV licence primarily funds BBC TV, national & local radio and BBC online. Overseas services can be funded by commercial profits. Should the BBC be downscaled? Please choose the option NEAREST to your opinion.

Do you have a will & power of attorney in place?
There are two crucial documents that can protect your dependents in the future. a) A will: This dictates what you want to happen to your assets if you die (eg, what happens to your house if you share it and aren’t married). See Cheap or Free Wills. b) A lasting power of attorney: This allows loved ones to take over your finances if you lose your faculties, see the Power of Attorney guide. So we want to know which you already have in place.

How many times have you switched energy provider in the last five years?
The Competition & Markets Authority has just launched a damning energy sector report, proving most people are being overcharged (see energy news). One of the major problems is not enough people switch, and those who do don’t switch often enough (one reason we launched our Cheap Energy Club). So we want to know how many times someone in your household has switched in the last five years:

How much do you spend on alcohol each year?
There’s lots of talk about overindulging in booze in the UK and the effects on your health, but what about your wealth?  Please add up all your drink spending, including in: - Pubs/bars - Supermarkets/off-licences for home consumption - Restaurants as an accompaniment to food If possible, look at bank statements for reference. If you’re unsure, try working out what you spend in a typical month then multiply by twelve, or in a typical week by 52.

Do you travel with or without travel insurance?
We believe travel insurance is a necessity for holiday travel abroad. Yet both away and in the UK - do you risk going without it? For more help, see our Cheap Travel Insurance guide. Please select the option which is the closest to your situation.

How many jobs do you have?
Many people still find times tough, and a recent report showed 150,000 Londoners (up from 94,000 in 2005) now say they have to hold down two or more jobs to make ends meet. We wanted to see if this situation is replicated across the country. Please choose the option closest to your situation. (If you do freelance/contract work, count it as one job).

How do you rate your home phone and broadband provider?
We can tell you which the cheapest providers are, but to find out if their service is any good, we need your help. So twice a year we ask you to tell us about your customer service experiences.Please rate your HOME PHONE and BROADBAND provider(s) on customer service (not price) over the past SIX MONTHS.Phone and broadband from the same provider? Rate each service separately.

Should the UK remain a member of the European Union?
The government has promised to hold a referendum before the end of 2017 on whether the UK should be part of the EU, and now, the wording has been released. We wanted to test your reaction to the exact phrase and see how you’d vote if the referendum were today. Should the UK remain a member of the European Union?

Where's the best place to haggle on the high street?
Haggling is alive and well in the UK, not just at call centres and market stalls, but even at high street chains. Whether it's asking 'em to throw in some extras or negotiating a discount, some succeed – so we want to know how you got on. Please answer for all the following stores you have tried to haggle in WITHIN THE LAST 12 MONTHS.

Would you watch free sports/films online if you knew it was illegal?
Some people are using apps like Twitter’s Periscope to film a TV showing pay-per-view and then stream it for others to watch. 10,000s were said to have watched the recent Mayweather vs Pacquiao fight this way. So we want to know if you’d watch a free stream of an event you’re supposed to pay for if you knew it was breaking the law?

Is your energy company's service any good?
Spring’s here, but winter isn't such a distant memory. We’ve had a host of complaints about poor energy service, so want to do our regular feedback poll to split out the good, the bad and the ugly. Please rate your current supplier’s SERVICE (not price) over the last SIX MONTHS (or less if you’ve recently switched). If you’ve gas and electricity with different firms, please rate both.

What class are you?
It’s an old-fashioned concept, but still something that’s talked about. The aim is for you instinctively to say where you think you fit. What social class do you see yourself in?

Do you feel better off now than five years ago?
A simple question – how do you feel about your finances now compared to at the time of the last general election? Please choose one option in the relevant category below:

Would you buy shares in a Lloyds Bank sell off?
The Tories say they plan to let the public buy up to £10,000 shares each in Lloyds Bank at a 5% discount (paid for by the tax payer) to the share price plus 10% extra shares if you hold them for a year. Labour & Lib Dems have pooh-poohed the idea. If it happens – would you apply? Which of these is closest to your answer?