Would you vote for English/Welsh/NI independence?
The Scottish referendum is here. Those resident in Scotland will decide whether the country should break away from the rest of the UK. So we wanted to run our own vote for the constituent countries of the UK using similar stark language as in the real referendum. Please select the option closest to your views.
http://www.moneysavingexpert.com/poll/15-09-2014/would-you-vote-for-englishwelshni-independenceWhat gift cards do you value the most?
No, sorry we’re not giving them away. Yet lots of firms now use them as promotion incentives e.g. currently you can get £100 Amazon vouchers with an EE broadband deal.So we wanted to know how much gift cards are worth to you if you could take them in hard cash, remembering too of course that if you’re holding one and the firm goes bust, they’re often worthless.
Imagine a friend was willing to sell you their £100 gift card (for personal use not to resell). How much would you pay for it (answer from as many of the following options as you like)?
http://www.moneysavingexpert.com/poll/08-09-2014/what-gift-cards-do-you-value-the-mostDo you still print photos?
'Selfies', holiday snaps, and even 'ussies' are posted on social media quicker than you can say, "cheese!", but have you fallen out of favour with the local photo developer? Do you tend to hoard your images on your phone or computer, or do you get them printed on a regular basis?
Please select ONE option CLOSEST to your views.
http://www.moneysavingexpert.com/poll/02-09-2014/do-you-still-print-photosCan you haggle on the high street?
Back-street bazaars aren't the only places you can haggle in. Whether it's asking 'em to throw in some extras to negotiating a discount, you can haggle successfully on Britain's high streets.
Please let us know how you got on, and ONLY VOTE FOR SHOPS YOU'VE TRIED TO HAGGLE IN. Click as many stores as you like.
http://www.moneysavingexpert.com/poll/26-08-2014/can-you-haggle-on-the-high-street-aug2014How do you rate your bank account's service?
We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback.
Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from before six months ago.
http://www.moneysavingexpert.com/poll/19-08-2014/how-do-you-rate-your-bank-accounts-service-aug2014 What have you taken from a hotel room?
Many see a hotel room as a free-for-all. They don't just use things while they're there - once they leave, they take all they can, sometimes crossing the border of legality.
Tick each of the items you've taken from a hotel room (without specifically paying for it).
http://www.moneysavingexpert.com/poll/12-08-2014/what-have-you-taken-from-a-hotel-roomIs your energy company's service any good?
There have been more horrid reports of energy firm billing errors. We regularly ask for your feedback on firms, and have brought this poll forward to see how big the issues are.
Please rate your current supplier’s SERVICE (not price) over the last SIX MONTHS (or less if you’ve recently switched). If you’ve gas and electricity with different firms, please vote for both.
http://www.moneysavingexpert.com/poll/05-08-2014/is-your-energy-companys-service-any-goodAre you allowed to buy cheap school uniforms?
Does your child's school let you buy from supermarkets, or are you restricted to a specific shop?
Which of these is closest to your situation? You can vote in each category if you've got children in different schools.
http://www.moneysavingexpert.com/poll/29-07-2014/are-you-allowed-to-buy-cheap-school-uniformTrain operators: who are the best and worst?
We can tell you how to save the most from Cheap Train Tickets, but to find out if they’re any good, we need your help.
Taking into account your whole experience – price, speed, reliability, comfort and service – please rate the operators you’ve used regularly over the past YEAR.
http://www.moneysavingexpert.com/poll/22-07-2014/train-operators-who-are-your-best-and-worstHow common are free flight upgrades?
Are the days of sweet-talking check-in staff to get a free upgrade to premium economy, business, or first class, long gone? Many airlines now sell spare upgrade capacity at the desk. So we want to see how common they are.
Please answer the closest to your situation for flights in the past two years.
http://www.moneysavingexpert.com/poll/15-07-2014/how-common-are-free-flight-upgradesDo you travel with or without travel insurance?
We believe travel insurance is a necessity for holiday travel abroad. Yet both away and in the UK - do you risk going without it?
For more help, see our Cheap Travel Insurance guide.
Please select the option which is the closest to your situation.
http://www.moneysavingexpert.com/poll/08-07-2014/do-you-travel-with-without-travel-insurancejuly2014The MoneySavingExpert.com Annual Census
So who are MoneySavers? Rather than data-mining, we decided the politest way to find out was just to ask. Plus we thought you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls).
Welcome to the first annual MSE census.
Please answer the following 10 questions.
http://www.moneysavingexpert.com/poll/30-06-2014/the-moneysavingexpertcom-annual-censusHow much of your income do you spend on your rent/mortgage?
Home is where the heart is – and it’s also at the heart of many of our bills. How big a call on your income are your housing costs? (If you’re a couple/family please answer as a group.)
Please select the closest answer to how much you spend as a proportion of your HOUSEHOLD TAKE-HOME SALARY/INCOME (after tax, but include any benefits received as income).
http://www.moneysavingexpert.com/poll/24-06-2014/how-much-of-your-income-do-you-spend-on-your-rent-mortgageDo you check your credit files?
In the last five years, credit checking has become far more important. It decides whether you get mortgages, contract mobiles, credit cards, even whether you can pay for energy the cheapest way.
One small error on your files, which are held at Callcredit, Equifax and Experian, can cause havoc.
So how often do you check? Which is the nearest to your situation?
PS. For help, see how to boost your credit score.
http://www.moneysavingexpert.com/poll/17-06-2014/do-you-check-your-credit-files-2014How do you rate your home phone and broadband provider?
We can tell you who the cheapest providers are, but to find out if their service is any good, we need your help. So twice a year we ask you to tell us about your customer service experiences.
Please rate your provider(s) on customer service (not price) over the past 6 MONTHS.
Phone and broadband from the same provider? Rate each service separately.
Is your provider missing? Suggest it in the forum discussion.
http://www.moneysavingexpert.com/poll/10-06-2014/how-do-you-rate-your-homephone-broadband-serviceWill you be going on holiday this summer?
The recession’s over, or so we’re told, and the bounce back is starting. Does this mean you’ll be taking a holiday this summer? And if so, does the cost of travelling mean you'll break out in a cold sweat?
Which option is CLOSEST to your plans? If you’re taking more than one trip this summer, answer for your main one.
http://www.moneysavingexpert.com/poll/03-06-2014/will-you-be-going-on-holiday-this-summerEuro elections 34% turnout - why didn't you vote?
Voting is one of the most important choices we make as consumers. Yet even though last week’s Euro elections were the most hotly-contested for years, only just over 1 in 3 people eligible to vote did so. So we want to know if you did vote - and if not, why not?
Please select the answer which is CLOSEST to your situation.
http://www.moneysavingexpert.com/poll/27-05-2014/euro-elections-34-pc-turnout-why-didnt-you-voteWould you vote for a £14.66 minimum wage?
A Swiss referendum to introduce a 22-franc (c.£14.66) per hour minimum wage, proposed by unions to promote "fair salaries for workers in the lowest-paid professions", was voted down on the grounds that a state intervention may hurt the economy. If you were setting the UK's minimum wage, what would it be?
Which is closest to your view on the minimum wage FOR UK OVER-21s?
http://www.moneysavingexpert.com/poll/19-05-2014/would-you-vote-for-a-1466-minimum-wageHow much do you pay for a haircut?
Is keeping your locks precious and perfect taking an ever bigger share of your disposable income? Is it women who are the big spenders, or do men tend to have more frequent cuts? We want to find out if the amount spent is hair-razing.
Please select whichever is CLOSEST to your situation (NOTE: If you have separate colouring/blow-dries, try to roughly factor these in too).
http://www.moneysavingexpert.com/poll/13-05-2014/how-much-do-you-spend-on-your-hairDoes mental health affect your debts?
We're updating our research on links between mental health issues & debt problems. It's argued either one can cause the other. If you’ve been affected, see our Mental Health and Debt guide.
Please answer the question below.
NOTE: Please exclude mortgages and student loans from definition of "debt".
http://www.moneysavingexpert.com/poll/06-05-2014/does-mental-health-affect-your-debtsAre wind farms an aye-aye or an eyesore?
The Prime Minister is blowing cold on on-shore wind farms, having once been full of hot air about pushing for renewable energy sources.
The Conservative Party says it won't subsidise any new wind farms if they win the next election. They argue the UK is on track to meet its wind power targets, but critics argue this policy is to appease those who think the tall white turbines blight our landscape. So we wanted to test your views.
Which of these options is closest to your opinion?
http://www.moneysavingexpert.com/poll/29-04-2014/are-wind-farms-an-aye-aye-or-an-eyesoreIs your energy company's service any good?
Energy firms are the current pantomime villains of the business world, with a "boo, hiss" at their very name. Yet is this deserved? How does yours treat you? Every six months we ask - would you recommend your energy firm to others?
http://www.moneysavingexpert.com/poll/22-04-2014/is-your-energy-companys-service-any-goodDo you pay for domestic services?
Is housework still a preserve of the family, or in our growing service culture, are more people spending money on help in and around the home?
Please pick as many of the following that YOU (or your family) PAY for:
http://www.moneysavingexpert.com/poll/15-04-2014/do-you-pay-for-domestic-servicesWhat wouldn’t you downshift on?
Our Downshift Challenge is all about trying dropping one brand level, as the savings can be huge. Often, you can’t notice the difference, but that’s not always the case. And if the quality’s worse, going cheaper can (on occasion) be a false economy.
Which of these 18 common downshifts WOULDN'T you skimp on? (Only vote on items you buy.)
http://www.moneysavingexpert.com/poll/08-04-2014/what-wouldnt-you-downshift-onShould inheritance tax be scrapped?
The Prime Minister has said he’d like to raise the threshold at which you pay inheritance tax to £1m (currently, it’s £325,000 or £650,000 for a couple, as allowances can be transferred).
Which of these is closest to your view on inheritance tax?