Are you a shyster site victim for EHICs, passports and other renewals?
Search for an EHIC, driving licence, passport or similar and you risk paying a shyster site for doing nowt. These sites appear high up on Google and dress up like legitimate sites, then charge you extra for what’s normally just easy form-filling. The Government’s announced extra cash for a crackdown - we want to judge the scale of the problem.
Have you been caught out (or nearly caught out) by a shyster site and paid over the odds?
http://www.moneysavingexpert.com/poll/04-03-2014/are-you-a-shyster-site-victimWhich are the best & worst daily deals sites?
Daily deals sites sell vouchers, which you then exchange for a product or service. They launched a few years ago to great acclaim, but some users now complain of email overload, sub-par deals and redemption problems. So we want to cut the wheat from the chaff.
Please rate the daily deals sites you’ve used.
http://www.moneysavingexpert.com/poll/25-02-2014/which-are-the-best-worst-daily-deals-sitesIs it acceptable to haggle in a charity shop?
Haggling sits up there with comparing prices, vouchers, codes and deals in a MoneySaver’s shopping skills arsenal. However, recently we've heard of people haggling in charity shops and wanted to get your views on whether you think it's permissible, even though it’s decreasing a charity’s take.
Is it acceptable to haggle in a charity shop? Which is closest to your view?
http://www.moneysavingexpert.com/poll/17-02-2014/is-it-acceptable-to-haggle-in-a-charity-shopHow do you rate your bank account's service?
We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback.
Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from before six months ago.
http://www.moneysavingexpert.com/poll/10-02-2014/how-do-you-rate-your-bank-account-service-feb2014Is it OK to use a 2for1 voucher on a first date?
Valentine's Day is coming, but has using vouchers finally broken through the last taboo? Is it acceptable to use 2for1 restaurant vouchers on a first date? We ask this each year - let's see if it's changed...
Imagine Ollie asks Samantha to dinner on a first date, saying he'll pay. When the bill comes, he pulls out a 2for1 voucher – what advice would you give Samantha?
http://www.moneysavingexpert.com/poll/04-02-2014/is-it-ok-to-use-a-2for1-voucher-on-a-first-date-feb2014Would you support a 50% tax rate – if it didn’t raise extra cash?
The Labour Party says if it returns to power, it’ll reintroduce the 50% income tax rate for higher earners (those over £150,000) as it says they should bear a bigger burden.
Yet it's not clear whether this will actually bring in extra revenue, as it could act as a disincentive, while some will take their wealth overseas. We want to know your attitude to taxation of this type.
Assume increasing the tax rate won’t increase the amount the government receives in tax. (We’re not saying it won’t, we're just testing the hypothetical question.)
Which of these is closest to your view?
http://www.moneysavingexpert.com/poll/28-01-2014/would-you-support-a-50-tax-rate-if-it-didnt-raise-extra-cashShould parents be allowed to take kids out of school for a holiday?
Last week, a couple were fined for taking their children on a term-time family holiday without the school’s permission. Headteachers can grant leave in exceptional circumstances, but it’s unlikely for a holiday and holiday prices soar in school holidays. Should term-time holidays be allowed?
Should parents be allowed to take their kids on holidays during term-time? Which of these is CLOSEST to your view?
http://www.moneysavingexpert.com/poll/21-01-2014/should-parents-be-allowed-to-take-kids-out-of-school-for-a-holidayWhich money issues do you hide from your partner?
Is it a question of sharing everything, or are finances something you keep secret?
Which money issues do you ‘hide’ from (or not fully disclose to) your partner?
http://www.moneysavingexpert.com/poll/14-01-2014/what-money-issues-do-you-hideDo you know what information is kept on credit files?
Apply for a mortgage, credit card, even a mobile phone contract, and you’re credit-scored (see Boost Your Credit Score for more info). As well as your application form details, and any past dealings they’ve had with you, firms also get details from one of three credit reference agencies.
Answer for ALL whether you think this information is on credit files for LENDERS to see.
Once you’ve voted, check whether you were right by clicking the “discuss current poll” link below.
http://www.moneysavingexpert.com/poll/07-01-2014/do-you-know-what-information-is-kept-on-credit-files-for-lenders-to-seeParcel delivery firms: who are the best and worst?
Parcel delivery horror stories range from no-shows to “they threw the goods over the fence” or “they lied that we weren't in”. Last year, we asked who the good guys and cowboys were – now we want to see if anything’s changed.
Please rate your overall experiences with these major firms DURING THE LAST YEAR (don’t rate if you haven’t experienced their service).
http://www.moneysavingexpert.com/poll/02-01-2014/best-and-worst-parcel-delivery-firmsDid you go shopping-mad in the “January” sales?
Lots of sales started before Christmas. Many that didn’t went into full swing online from Christmas Day, and in stores from Boxing Day. Did you/will you take advantage, or are you avoiding them like the plague?
Choose the option that’s closest to your situation…
http://www.moneysavingexpert.com/poll/30-12-2013/did-you-go-shopping-madWhat’s your favourite Christmas film?
It's Christmas, so for this week's poll, we're forgetting money and going for a bit of fun. We've selected some of the best-loved Christmas films – ones involving or about Christmas, rather than those usually on over the festive period – and we’d like you to pick your favourite.
Please vote for your FAVOURITE (if yours is missing, feel free to vent in the forum discussion)
http://www.moneysavingexpert.com/poll/20-12-2013/whats-your-favourite-christmas-filmWould you cancel Christmas?
It's nearly here. For some it conjures a picture of smiling children, fun, family and festive frivolity; for others it means stress, present pressure, debts and chores.
So if we had a big red CANCEL CHRISTMAS button that'd make the whole thing disappear (and just add the days to your holiday entitlement), would you press it?
http://www.moneysavingexpert.com/poll/16-12-2013/would-you-cancel-christmasHow much will this year's Christmas cost you?
Christmas and the holiday season is an expensive time of year.
So how much do you plan to spend on presents, food, and transport to see friends and family?
http://www.moneysavingexpert.com/poll/09-12-2013/how-much-will-this-years-christmas-cost-youShould Scotland be an independent country?
The Scottish Government has launched its white paper ahead of the independence referendum due in 10 months’ time. The question that’ll be asked is: "Should Scotland be an independent country?"
While only people in Scotland will vote, we wanted to see the answer from across the UK.
http://www.moneysavingexpert.com/poll/02-12-2013/should-scotland-be-an-independant-countryAre you sick of being asked about cookies?
For about a year, the EU Cookie Directive's forced UK websites to ask if you’re willing to accept cookies (files that track what you do) on your computer.
It’s to make websites more transparent, and to allow you to stop them tracking if you want to. But often, saying “no” means you sacrifice usability. Is the cookie directive taking the biscuit?
Which of the following is nearest to your view on the cookie directive?
http://www.moneysavingexpert.com/poll/25-11-2013/are-you-sick-of-being-asked-about-cookiesWhen did you last go into a bank branch?
Barclays has just announced more bank closures. These days, many people access banking services online, via an app or by phone. So is the bank branch a dying need?
How often do you typically use a branch – other than just to use an ATM/machine in there - for PERSONAL (non-business) banking?
http://www.moneysavingexpert.com/poll/19-11-2013/when-did-you-last-go-into-a-bank-branchHave you put your heating on yet?
Winter’s coming and energy companies are hiking their prices. So have you turned your heating on at home yet?
http://www.moneysavingexpert.com/poll/11-11-2013/have-you-turned-your-heating-on-yetWhich firms have you haggled best with on the phone?
Digital TV, broadband, credit cards, insurance and more. It's possible to haggle with call centres across the UK – whether for cheaper prices, better deals or reduced interest.
Which of these firms have you tried to haggle with IN THE LAST YEAR? (Select as many as you want from the major providers below.)
http://www.moneysavingexpert.com/poll/05-11-2013/which-firms-have-you-haggled-best-with-on-the-phoneShould the TV licence fee be scrapped?
A TV licence costs £145.50 a year for any home with a colour TV, regardless of whether you watch the BBC or not (see TV Licence Saving). But all the money raised pays for the BBC - that's TV, radio, regional programmes, BBC Online and their associated costs (full details).
Conservative Party chairman Grant Shapps sent a warning shot to the BBC this week about the licence fee, saying he'd consider opening up the cash so other broadcasters could apply for some.
Which of these is closest to your view?
http://www.moneysavingexpert.com/poll/29-10-2013/should-the-tv-licence-fee-be-scrapped-oct2013 Do your kids nag you to get a payday loan?
Payday loan adverts are, sadly, now even shown on children’s TV as well as other channels. Have they filtered into your child’s awareness?
Please ticks AS MANY AS APPLY as a result of watching payday loan TV ads.
http://www.moneysavingexpert.com/poll/22-10-2013/do-your-kids-nag-you-payday-loansCan you haggle on the high street?
Back-street bazaars aren't the only places you can haggle in. Whether it's asking ‘em to throw in some extras to negotiating a discount, you can haggle successfully on Britain's high streets.
Please ONLY VOTE FOR SHOPS YOU’VE TRIED TO HAGGLE IN. Click as many stores as you like
http://www.moneysavingexpert.com/poll/14-10-2013/have-you-successfully-haggledIs your energy company’s service any good?
Winter is coming, price hikes are due, many people will be switching. Would you recommend your energy firm's service to others?
Please rate your current supplier’s SERVICE (not price) over the last six months (or less if you’ve recently switched).
If you’ve gas and electricity with different suppliers please vote for both firms.
http://www.moneysavingexpert.com/poll/07-10-2013/is-your-energy-companys-service-any-good-oct2013Do you support the married couples' tax break?
From 2015 the Government plans to allow married couples and civil partners (who aren’t 40%+ taxpayers) to transfer £1,000 of their personal allowance - the amount they can earn before tax - to their spouse.
So, a partner who doesn’t work or earns under the personal allowance (currently £9,440 for under 65s) could give the higher earner their allowance, saving them 20% tax, so they’re £200 a year better off.
Which of these is closest to your view?
http://www.moneysavingexpert.com/poll/30-09-2013/do-you-support-the-married-couples-tax-breakShould we switch to plastic bank notes?
The Bank of England is planning to scrap paper bank notes in favour of polymer (plastic) notes, as used in Canada and Australia.
They’re more durable than paper notes and they survive money laundering – being put in the washing machine – but not ironing. They can be folded, but aren’t as easy to roll in a wad. Concerns so far include cleanliness and whether they can be used for magic tricks.
The Bank of England is asking for feedback. We’ll be sending it the results of this poll.
Which of these is closest to your view?