Train operators: who are the best and worst?
We can tell you how to save the most from Cheap Train Tickets, but to find out if they’re any good, we need your help.
Taking into account your whole experience – price, speed, reliability, comfort and service – please rate the operators you’ve used regularly over the past YEAR.
http://www.moneysavingexpert.com/poll/22-07-2014/train-operators-who-are-your-best-and-worstHow common are free flight upgrades?
Are the days of sweet-talking check-in staff to get a free upgrade to premium economy, business, or first class, long gone? Many airlines now sell spare upgrade capacity at the desk. So we want to see how common they are.
Please answer the closest to your situation for flights in the past two years.
http://www.moneysavingexpert.com/poll/15-07-2014/how-common-are-free-flight-upgradesDo you travel with or without travel insurance?
We believe travel insurance is a necessity for holiday travel abroad. Yet both away and in the UK - do you risk going without it?
For more help, see our Cheap Travel Insurance guide.
Please select the option which is the closest to your situation.
http://www.moneysavingexpert.com/poll/08-07-2014/do-you-travel-with-without-travel-insurancejuly2014The MoneySavingExpert.com Annual Census
So who are MoneySavers? Rather than data-mining, we decided the politest way to find out was just to ask. Plus we thought you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls).
Welcome to the first annual MSE census.
Please answer the following 10 questions.
http://www.moneysavingexpert.com/poll/30-06-2014/the-moneysavingexpertcom-annual-censusHow much of your income do you spend on your rent/mortgage?
Home is where the heart is – and it’s also at the heart of many of our bills. How big a call on your income are your housing costs? (If you’re a couple/family please answer as a group.)
Please select the closest answer to how much you spend as a proportion of your HOUSEHOLD TAKE-HOME SALARY/INCOME (after tax, but include any benefits received as income).
http://www.moneysavingexpert.com/poll/24-06-2014/how-much-of-your-income-do-you-spend-on-your-rent-mortgageDo you check your credit files?
In the last five years, credit checking has become far more important. It decides whether you get mortgages, contract mobiles, credit cards, even whether you can pay for energy the cheapest way.
One small error on your files, which are held at Callcredit, Equifax and Experian, can cause havoc.
So how often do you check? Which is the nearest to your situation?
PS. For help, see how to boost your credit score.
http://www.moneysavingexpert.com/poll/17-06-2014/do-you-check-your-credit-files-2014How do you rate your home phone and broadband provider?
We can tell you who the cheapest providers are, but to find out if their service is any good, we need your help. So twice a year we ask you to tell us about your customer service experiences.
Please rate your provider(s) on customer service (not price) over the past 6 MONTHS.
Phone and broadband from the same provider? Rate each service separately.
Is your provider missing? Suggest it in the forum discussion.
http://www.moneysavingexpert.com/poll/10-06-2014/how-do-you-rate-your-homephone-broadband-serviceWill you be going on holiday this summer?
The recession’s over, or so we’re told, and the bounce back is starting. Does this mean you’ll be taking a holiday this summer? And if so, does the cost of travelling mean you'll break out in a cold sweat?
Which option is CLOSEST to your plans? If you’re taking more than one trip this summer, answer for your main one.
http://www.moneysavingexpert.com/poll/03-06-2014/will-you-be-going-on-holiday-this-summerEuro elections 34% turnout - why didn't you vote?
Voting is one of the most important choices we make as consumers. Yet even though last week’s Euro elections were the most hotly-contested for years, only just over 1 in 3 people eligible to vote did so. So we want to know if you did vote - and if not, why not?
Please select the answer which is CLOSEST to your situation.
http://www.moneysavingexpert.com/poll/27-05-2014/euro-elections-34-pc-turnout-why-didnt-you-voteWould you vote for a £14.66 minimum wage?
A Swiss referendum to introduce a 22-franc (c.£14.66) per hour minimum wage, proposed by unions to promote "fair salaries for workers in the lowest-paid professions", was voted down on the grounds that a state intervention may hurt the economy. If you were setting the UK's minimum wage, what would it be?
Which is closest to your view on the minimum wage FOR UK OVER-21s?
http://www.moneysavingexpert.com/poll/19-05-2014/would-you-vote-for-a-1466-minimum-wageHow much do you pay for a haircut?
Is keeping your locks precious and perfect taking an ever bigger share of your disposable income? Is it women who are the big spenders, or do men tend to have more frequent cuts? We want to find out if the amount spent is hair-razing.
Please select whichever is CLOSEST to your situation (NOTE: If you have separate colouring/blow-dries, try to roughly factor these in too).
http://www.moneysavingexpert.com/poll/13-05-2014/how-much-do-you-spend-on-your-hairDoes mental health affect your debts?
We're updating our research on links between mental health issues & debt problems. It's argued either one can cause the other. If you’ve been affected, see our Mental Health and Debt guide.
Please answer the question below.
NOTE: Please exclude mortgages and student loans from definition of "debt".
http://www.moneysavingexpert.com/poll/06-05-2014/does-mental-health-affect-your-debtsAre wind farms an aye-aye or an eyesore?
The Prime Minister is blowing cold on on-shore wind farms, having once been full of hot air about pushing for renewable energy sources.
The Conservative Party says it won't subsidise any new wind farms if they win the next election. They argue the UK is on track to meet its wind power targets, but critics argue this policy is to appease those who think the tall white turbines blight our landscape. So we wanted to test your views.
Which of these options is closest to your opinion?
http://www.moneysavingexpert.com/poll/29-04-2014/are-wind-farms-an-aye-aye-or-an-eyesoreIs your energy company's service any good?
Energy firms are the current pantomime villains of the business world, with a "boo, hiss" at their very name. Yet is this deserved? How does yours treat you? Every six months we ask - would you recommend your energy firm to others?
http://www.moneysavingexpert.com/poll/22-04-2014/is-your-energy-companys-service-any-goodDo you pay for domestic services?
Is housework still a preserve of the family, or in our growing service culture, are more people spending money on help in and around the home?
Please pick as many of the following that YOU (or your family) PAY for:
http://www.moneysavingexpert.com/poll/15-04-2014/do-you-pay-for-domestic-servicesWhat wouldn’t you downshift on?
Our Downshift Challenge is all about trying dropping one brand level, as the savings can be huge. Often, you can’t notice the difference, but that’s not always the case. And if the quality’s worse, going cheaper can (on occasion) be a false economy.
Which of these 18 common downshifts WOULDN'T you skimp on? (Only vote on items you buy.)
http://www.moneysavingexpert.com/poll/08-04-2014/what-wouldnt-you-downshift-onShould inheritance tax be scrapped?
The Prime Minister has said he’d like to raise the threshold at which you pay inheritance tax to £1m (currently, it’s £325,000 or £650,000 for a couple, as allowances can be transferred).
Which of these is closest to your view on inheritance tax?
http://www.moneysavingexpert.com/poll/01-04-2014/should-inheritance-tax-be-scrappedIs it right some must sell their homes to pay care home costs?
If someone needs to go into a care home, the value of their assets, including their home, is usually used to calculate what they pay. This doesn’t apply to couples when one is still living at home.
In England there are plans that only homes worth over £123,000 will be taken into account (currently, it’s £23,250). The most anyone needs to pay for care is £75,000 over their lifetime, plus £12,500 per year to cover bed and board. After that, state help kicks in.
Is it right some must sell their homes to pay care home costs?
Which of these options is CLOSEST to your view?
http://www.moneysavingexpert.com/poll/25-03-2014/should-you-have-to-sell-your-home-to-pay-care-home-costsShould men still pay on a first date?
Traditional ideas of chivalry dictate that on a first date, the man should foot the bill. However, in this modern day and age when we’re striving for gender equality, it’s questionable whether gender should have anything to do with who pays on a first date. Obviously, this poll only makes sense for heterosexual relationships.
Which of these options is CLOSEST to your view?
http://www.moneysavingexpert.com/poll/18-03-2014/should-men-still-pay-on-a-first-dateShould pre-nups be encouraged?
A pre-nuptial agreement is a contract signed by couples before they tie the knot, outlining how financial assets should be split if the relationship breaks down. Currently, they’re not legally binding, but the Law Commission thinks they should be.
Supporters argue they give clarity from the outset, and make it easier for couples to manage their affairs following a break-up. Opponents say it goes against the idea of marriage, adds expense and can leave the poorer partner under pressure to agree.
Should pre-nups be encouraged? Which of these is closest to your view?
http://www.moneysavingexpert.com/poll/11-03-2014/should-pre-nups-be-encouragedAre you a shyster site victim for EHICs, passports and other renewals?
Search for an EHIC, driving licence, passport or similar and you risk paying a shyster site for doing nowt. These sites appear high up on Google and dress up like legitimate sites, then charge you extra for what’s normally just easy form-filling. The Government’s announced extra cash for a crackdown - we want to judge the scale of the problem.
Have you been caught out (or nearly caught out) by a shyster site and paid over the odds?
http://www.moneysavingexpert.com/poll/04-03-2014/are-you-a-shyster-site-victimWhich are the best & worst daily deals sites?
Daily deals sites sell vouchers, which you then exchange for a product or service. They launched a few years ago to great acclaim, but some users now complain of email overload, sub-par deals and redemption problems. So we want to cut the wheat from the chaff.
Please rate the daily deals sites you’ve used.
http://www.moneysavingexpert.com/poll/25-02-2014/which-are-the-best-worst-daily-deals-sitesIs it acceptable to haggle in a charity shop?
Haggling sits up there with comparing prices, vouchers, codes and deals in a MoneySaver’s shopping skills arsenal. However, recently we've heard of people haggling in charity shops and wanted to get your views on whether you think it's permissible, even though it’s decreasing a charity’s take.
Is it acceptable to haggle in a charity shop? Which is closest to your view?
http://www.moneysavingexpert.com/poll/17-02-2014/is-it-acceptable-to-haggle-in-a-charity-shopHow do you rate your bank account's service?
We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback.
Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from before six months ago.
http://www.moneysavingexpert.com/poll/10-02-2014/how-do-you-rate-your-bank-account-service-feb2014Is it OK to use a 2for1 voucher on a first date?
Valentine's Day is coming, but has using vouchers finally broken through the last taboo? Is it acceptable to use 2for1 restaurant vouchers on a first date? We ask this each year - let's see if it's changed...
Imagine Ollie asks Samantha to dinner on a first date, saying he'll pay. When the bill comes, he pulls out a 2for1 voucher – what advice would you give Samantha?