Should Scotland be an independent country?
The Scottish Government has launched its white paper ahead of the independence referendum due in 10 months’ time. The question that’ll be asked is: "Should Scotland be an independent country?"
While only people in Scotland will vote, we wanted to see the answer from across the UK.
http://www.moneysavingexpert.com/poll/02-12-2013/should-scotland-be-an-independant-countryAre you sick of being asked about cookies?
For about a year, the EU Cookie Directive's forced UK websites to ask if you’re willing to accept cookies (files that track what you do) on your computer.
It’s to make websites more transparent, and to allow you to stop them tracking if you want to. But often, saying “no” means you sacrifice usability. Is the cookie directive taking the biscuit?
Which of the following is nearest to your view on the cookie directive?
http://www.moneysavingexpert.com/poll/25-11-2013/are-you-sick-of-being-asked-about-cookiesWhen did you last go into a bank branch?
Barclays has just announced more bank closures. These days, many people access banking services online, via an app or by phone. So is the bank branch a dying need?
How often do you typically use a branch – other than just to use an ATM/machine in there - for PERSONAL (non-business) banking?
http://www.moneysavingexpert.com/poll/19-11-2013/when-did-you-last-go-into-a-bank-branchHave you put your heating on yet?
Winter’s coming and energy companies are hiking their prices. So have you turned your heating on at home yet?
http://www.moneysavingexpert.com/poll/11-11-2013/have-you-turned-your-heating-on-yetWhich firms have you haggled best with on the phone?
Digital TV, broadband, credit cards, insurance and more. It's possible to haggle with call centres across the UK – whether for cheaper prices, better deals or reduced interest.
Which of these firms have you tried to haggle with IN THE LAST YEAR? (Select as many as you want from the major providers below.)
http://www.moneysavingexpert.com/poll/05-11-2013/which-firms-have-you-haggled-best-with-on-the-phoneShould the TV licence fee be scrapped?
A TV licence costs £145.50 a year for any home with a colour TV, regardless of whether you watch the BBC or not (see TV Licence Saving). But all the money raised pays for the BBC - that's TV, radio, regional programmes, BBC Online and their associated costs (full details).
Conservative Party chairman Grant Shapps sent a warning shot to the BBC this week about the licence fee, saying he'd consider opening up the cash so other broadcasters could apply for some.
Which of these is closest to your view?
http://www.moneysavingexpert.com/poll/29-10-2013/should-the-tv-licence-fee-be-scrapped-oct2013 Do your kids nag you to get a payday loan?
Payday loan adverts are, sadly, now even shown on children’s TV as well as other channels. Have they filtered into your child’s awareness?
Please ticks AS MANY AS APPLY as a result of watching payday loan TV ads.
http://www.moneysavingexpert.com/poll/22-10-2013/do-your-kids-nag-you-payday-loansCan you haggle on the high street?
Back-street bazaars aren't the only places you can haggle in. Whether it's asking ‘em to throw in some extras to negotiating a discount, you can haggle successfully on Britain's high streets.
Please ONLY VOTE FOR SHOPS YOU’VE TRIED TO HAGGLE IN. Click as many stores as you like
http://www.moneysavingexpert.com/poll/14-10-2013/have-you-successfully-haggledIs your energy company’s service any good?
Winter is coming, price hikes are due, many people will be switching. Would you recommend your energy firm's service to others?
Please rate your current supplier’s SERVICE (not price) over the last six months (or less if you’ve recently switched).
If you’ve gas and electricity with different suppliers please vote for both firms.
http://www.moneysavingexpert.com/poll/07-10-2013/is-your-energy-companys-service-any-good-oct2013Do you support the married couples' tax break?
From 2015 the Government plans to allow married couples and civil partners (who aren’t 40%+ taxpayers) to transfer £1,000 of their personal allowance - the amount they can earn before tax - to their spouse.
So, a partner who doesn’t work or earns under the personal allowance (currently £9,440 for under 65s) could give the higher earner their allowance, saving them 20% tax, so they’re £200 a year better off.
Which of these is closest to your view?
http://www.moneysavingexpert.com/poll/30-09-2013/do-you-support-the-married-couples-tax-breakShould we switch to plastic bank notes?
The Bank of England is planning to scrap paper bank notes in favour of polymer (plastic) notes, as used in Canada and Australia.
They’re more durable than paper notes and they survive money laundering – being put in the washing machine – but not ironing. They can be folded, but aren’t as easy to roll in a wad. Concerns so far include cleanliness and whether they can be used for magic tricks.
The Bank of England is asking for feedback. We’ll be sending it the results of this poll.
Which of these is closest to your view?
http://www.moneysavingexpert.com/poll/24-09-2013/should-we-switch-to-plastic-bank-notesWill new 7-day switching make you more likely to switch bank account?
From this week, when you switch bank account, it’ll all be done in 7 days (see our 7-Day Switching Help). It won’t just be your direct debits and standing orders that’ll move - money coming into your old account will also be forwarded, for 13 months. So will you switch?
Which of these is closest to your situation? (Please only vote in the category that applies to you)
http://www.moneysavingexpert.com/poll/17-09-2013/will-new-7-day-switching-make-you-more-likely-to-switch-bank-accountWhat gadgets do your kids own?
It’s back-to-school time, but have your kids become gadget freaks over the summer? We live in a tech world where some toddlers are so used to touchscreens, they can’t work out why magazine covers aren’t interactive.
Which of these do your kids have (ie, for their primary use)?
Select as many as you need to in each age category.
http://www.moneysavingexpert.com/poll/09-09-2013/what-gadgets-do-your-kids-ownHow good is your money maths?
Every few years we run this poll to see how good people are at figuring out a basic, but not straightforward money sum.
Once you've clicked your answer below, jump to the 'discuss' link to see the correct one.
Which of these stock market scenarios gives the best return?
http://www.moneysavingexpert.com/poll/03-09-2013/how-good-is-your-money-maths-sept2013Bank card readers: Love ‘em or hate ‘em?
Many banks require you to use a card reader or secure key (they're both little pocket devices) to log into online banking or make transactions. They're meant to improve security, but also get on some people’s nerves. What's your view?
Please tick the option closest to your view
http://www.moneysavingexpert.com/poll/27-08-2013/bank-card-readers-love-em-or-hate-em Would you live at a murder scene to bag a house price discount?
There's a flat on sale in North London at a reported £100,000 discount to other similar properties because a serial killer committed his murders there. We wanted to test your attitudes to prior property history.
In which of the following circumstances would you NEVER buy even at a big discount (click all that apply)?
http://www.moneysavingexpert.com/poll/20-08-2013/would-you-live-at-a-murder-scene-to-bag-a-house-price-discountDo you buy, wear, then return clothes?
Many big stores, such as M&S, have generous no-fault return policies. Some people use this as a form of free rental – you buy the clothes, wear them once, then return them.
The legality is questionable – it depends on the terms. Yet with 14-day no-fault returns for internet goods coming into law next year, we want to see how common this behaviour is.
Which one of these is closest to your situation?
http://www.moneysavingexpert.com/poll/13-08-2013/do-you-wear-and-return-clothes-to-save-cashHow do you rate your bank account's service?
We run this poll on big banks' current accounts every six months to see how the experience changes. We’d love your feedback.
Please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Please ignore rates or any other products, or service from before six months ago.
http://www.moneysavingexpert.com/poll/05-08-2013/how-do-you-rate-your-bank-account-service-aug2013What have you taken from a hotel room?
Many see a hotel room as a free-for-all. They don’t just use things while they’re there – once they leave, they take all they can, sometimes crossing the border of legality.
Tick each of the items you’ve taken from a hotel room (without specifically paying for it).
http://www.moneysavingexpert.com/poll/29-07-2013/what-do-you-take-from-hotel-roomsHow do you feel about the royal baby news?
Unless you’ve been on the Moon, you’ll know there was a new addition to the royal family this week. But how interested are you in the blanket coverage of the new baby prince?
Please let us know which of the following is closest to your view.
http://www.moneysavingexpert.com/poll/23-07-2013/how-do-you-feel-about-the-royal-baby-newsWould you pay more to buy British?
Many goods sold in the UK are made or imported. Buying British can help UK manufacturers and may be more environmentally sustainable – yet if it costs more, would you pay more?
Which of these would you be willing to pay more for to buy British? (You can select as many options as you like)
http://www.moneysavingexpert.com/poll/16-07-2013/would-you-pay-more-to-buy-british-jul2013Do you travel with or without travel insurance?
We believe travel insurance is a necessity for holiday travel abroad. Yet both away and in the UK do you risk going without it? For more help see our Cheap Travel Insurance guide.
Which is the closest to your situation?
http://www.moneysavingexpert.com/poll/08-07-2013/do-you-travel-with-or-without-insurance2013How much should MPs be paid?
A £9,000 salary rise for MPs is being discussed by the independent body which decides this.
How much do you think MPs should be paid?
(for comparison, we've added rough equivalent average salaries for a variety of professions)
http://www.moneysavingexpert.com/poll/02-07-2013/how-much-should-mps-be-paidDo you agree with reducing the number of energy tariffs?
Energy regulator Ofgem plans to cap the number of tariffs suppliers can offer to four per fuel, in a bid to simplify the market.
One potential negative is that prices for the cheapest deals could rise, as suppliers won’t be able to offer expensive standard tariffs. These are often £250 a year more than online deals, so they’ll need to make up the difference from somewhere.
Which is closest to your view on how the market should look?
http://www.moneysavingexpert.com/poll/24-06-2013/should-there-be-fewer-gas-and-electricity-dealsDoes mental health affect your debts? (please answer even if you've not had problems)
We're updating our research on the link between mental health issues and debt problems. It's argued either one can cause the other – if you’ve been affected, see our Mental Health and Debt guide.
Please answer the question below
NOTE: Exclude mortgages & student loans from definition of "debt".