Everyone over 16 in the UK can save up to £15,000 in a cash ISA a year - a savings account where you donít pay tax on the interest. You can get up to 3% and the earlier you save the more you'll earn.
Don't worry if you've opened one in previous tax years, you can open another with whichever provider you choose. If you've already opened one for the current tax year you can top it up to £15,000.
Best cash ISAs 2014/15
If you don't use it, you lose it.