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Reclaim & Boost Tesco Vouchers

Get back lost vouchers, then boost to max value

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Jenny | Edited by Steve N

Updated 3 Oct 2016

Play the clubcard for max points

Tesco's Clubcard is one of the most generous loyalty schemes around, if used the right way.

It's possible to play the points and rewards scheme like a symphony, so here's the score, including how to reclaim lost Tesco vouchers and how to boost the value of those you have. Plus we've details of how to add to your points haul without spending.

Clubcard basics

Regular shoppers at retail megalith Tesco earn Clubcard points. Every three months it sends the points as vouchers, yet it's possible to gain massive extra value.

How do you earn Clubcard points?

Flash your Clubcard at Tesco and you bag one point per pound spent. You can also nab points in other ways, via partners such as E.on and Esso, and even without spending a penny. See Ways to Earn Clubcard Points.

When you earn over 150 points in a three month period, Tesco sends your points as Clubcard Vouchers to use in store or online. If you don't reach the threshold in any one quarter, your points carry over and it sends vouchers at the end of the next quarter you earn 150 points in. Vouchers are valid for two years.

How much are Tesco vouchers worth?

While 500 points equals a fiver to spend in store, you can trade it for up to four times that value (ie, £20) on Boost Partner items. These include restaurant vouchers, jewellery and train tickets (see our Top 10).

Reclaim lost Tesco vouchers

Clubcard Many people lose or forget to use their Tesco vouchers, but there's an easy way to claw back the last two years of unused vouchers (some report successes from even further back).

  1. Log in online.

    Go to the Tesco Clubcard site and enter your details. When you log in, the site asks you for your email address, password and Clubcard number to access your account.

  2. Make sure you're registered.

    You'll need to be registered for a account. Tesco says doing this means you won't miss out on money-off codes the first time you shop (see Tesco Discount Codes).

  3. Check for unspent vouchers.

    In your Clubcard account, click on 'my vouchers' on the left-hand side and you should see a table listing the vouchers you still have to spend.

  4. Instantly print vouchers or use the codes online.

    If you want to spend vouchers online, you simply need to use the code listed, eg, beginning "A6TCD". To spend in store, print vouchers yourself to use instantly.

Friends and family not online?

If you're telling friends and family how to reclaim lost vouchers, but they don't have internet access, there is another way. Just phone Tesco customer services, and its staff will check whether you have any vouchers to spend. If so, it'll cancel the lost vouchers and add the points onto your balance for your next statement, so you'll get them re-issued.

Just based on those who've reported it to us, MoneySavers have so far found £33,369 in lost Tesco vouchers! That's worth up to £133,474 when converted into Clubcard Rewards vouchers – and the real total's likely to be much more...

Here are some MoneySavers who've shown it's worth the effort:

WOW – I've got £413 of unspent vouchers! Double that for Christmas – I think we'll be alright. Or quadruple with Virgin Holidays? Ridiculously excited.

Almost £600 worth of vouchers going back nearly three years. I knew I had a lot and this new website saved me having to dig though piles of old paperwork.

Thanks to your article, we found that we had nearly £150 of unclaimed Tesco vouchers! We have already doubled the vouchers' value online, which has been incredibly useful for Christmas.

Thanks for the tip on checking unused vouchers – just found over £50 worth not used – don't know how that happened but am happy to spend them now!

Report how much you've found: How many Tesco vouchers have you reclaimed?

Quick questions:

How far back can I access unspent vouchers?

Can you use vouchers online straight away?

Can I get a refund on Tesco Boost tokens?

How to add to your points haul

There are lots of ways to nab extra points – some involve making everyday purchases, while with others you don't need to spend a penny.

Earn Clubcard points without spending

You can add to your stash of points without spending anything at all using a few of the tricks below. Always check the full terms and conditions though as most of these include giving your consent for Tesco to contact you about future promotions and offers. It may take a while for these to build up to significant amounts, but over time they can really pay off.

  • Give your insurance and mortgage renewal dates

    Collect 100 points when you give Tesco Bank your renewal dates for car, home and pet insurance, and your mortgage renewal dates (you don't have to be a Tesco Bank customer). By doing this you agree Tesco can contact you about them. You'll have to enter your name, address, email and mobile number.

  • Survey

    Complete surveys

    Register to join Shopper Thoughts and if you're eligible for the scheme you can collect points every time you complete the surveys you're emailed. They take between five and 20 minutes and the amount of points varies by survey (you'll usually get 100 points for a 15-minute one). There are also prize draws to enter.

  • Earn points testing products

    Test food and groceries for Tesco, by signing up to its 'Orchard' scheme, and you can earn Clubcard points too. See our Earn freebies for testing products guide for more info.

  • Tell 'em about your shop

    Collect 25 Clubcard points when you tell Tesco about your most recent visit. You need to keep hold of your receipt and use a code on there to take part at Tesco Views. The amount of points you can collect is capped at 25 points per month. Plus there's a £1,000 gift card monthly prize draw.

Earn Clubcard points with everyday spending

You accumulate Tesco Clubcard points* at a rate of one per £1 spent in store, but you can earn them in other ways too when spending either via partners or Tesco's other businesses.

Tesco Clubcard
  • Go wallet-free at Tesco with new app

    The PayQwiq* app (available on Android and iPhone) lets you store your credit or debit card and Tesco Clubcard details, then quickly pay for your shopping and automatically collect Clubcard points in Tesco with one swipe of the barcode on the app.

    Tesco checks your card is genuine by making a £2 request to your account. The money won't actually be taken but in some cases it will appear on your transactions and then disappear.

    A full UK-wide rollout's planned by the end of the year, but for now you can use the app at all Tesco stores and petrol stations in London (ie, within the M25), Edinburgh, Northern Ireland and Plymouth. The list of participating stores* on PayQwiq's site only shows London and Edinburgh shops currently, but Tesco confirms you can also now use the app in any stores in Northern Ireland and Plymouth.

    Although you can only use the app in certain regions for the time being, anyone in the UK can download the app now – so for example, if you live outside London but work or visit there, you can get the app and the bonus points now. For more info, see the New Tesco digital payment app MSE News story.

  • Paying your energy bill with E.on

    Customers can earn up to 1,500 E.on reward points a year which can be exchanged for the same number of Clubcard points (or you can turn your E.on rewards into high street vouchers). Choose to take your E.on rewards as Clubcard points and register your Clubcard with E.on. Note it's NOT worth switching to E.on purely for this – see Cheap Gas & Elec for how to find the cheapest provider.

  • Get an extra point per £4 spent with Tesco's credit card

    For devoted points chasers, the Tesco Clubcard Credit Card (18.9% representative APR) gives one extra Clubcard point for every £4 spent in store (on transactions of at least £4), and one point for every £8 spent elsewhere (£8 minimum spend) . You could get a better return with a cashback card though – for full help and options, see Cashback Credit Cards.

    Ordinarily, you should repay IN FULL every month to avoid interest. However, Tesco offers up to 28 months' 0% on new spending. This means you could do ALL normal spending on it to rack up the points, stashing away the cash you'd normally spend, then pay it off in full within 28 months. More info in the 0% Cards and Stoozing guides.

  • Earn points on all spending with the Tesco Bank current account

    The Tesco Bank current account also gives Clubcard points on spending. Customers using their debit card get one extra point for every £4 spent in store (on transactions of at least £4) and on Tesco fuel, and one point for every £8 spent elsewhere (on a transaction of at least £8).

    There's no minimum pay-in and there are no account fees to pay. You can find better bank accounts though – see Top Current Accounts for how to get up to 5% interest or a £150 bonus.

  • Tesco Bank mortgage repayments earn points

    Customers who have a mortgage with Tesco Bank collect one point for every £4 of regular payments and overpayments, but not from any charges or fees related to the mortgage. These points should be added to your Clubcard account every three months. Check our Mortgage Best-Buy table first to compare though.

  • “Tesco

    Bonus points through Tesco Mobile

    Tesco Mobile* customers can collect one Clubcard point for every £1 spent on pay-as-you-go top-ups (done online, in store or over the phone) and pay-monthly bills. You'll need to register your Clubcard with Tesco Mobile to start receiving points – do this via your online account or by calling 282.

  • You could even get PAID to shop with in-store promotions

    Look out for any Tesco promotions offering extra Clubcard points. These can open up loopholes where it's worth buying the goods even if you don't want them.

    The best examples are the famous Johnson's Baby Powder and beef-in-gravy loopholes which originated on this site and ended up in all the papers. They worked like this:

    When you bought any two Johnson's products, you got 100 extra points. The cheapest item was baby powder, at 76p. This meant you could spend £1.52 to get 101 points, worth £4.04 of Clubcard deals vouchers, making more than £2.50 PROFIT.

    With the similar beef-in-gravy episode, one MoneySaver bought a few hundred pounds' worth, donated it to a homeless shelter and used the points for a return trip for two to New Zealand. Be careful with these loopholes, as Tesco reserves the right to block people for fair usage breaches.

    Even if you can't make a profit, the bonuses can lead to serious discounts. For instance, Tesco once sold iPod Shuffles for £49 – a good price – adding 999 bonus points on top of the usual points. These were worth £42 of Clubcard deals, so the iPod effectively cost £7.

Boost your points to get max value

Once you've got your stash of points, the challenge is to make the most of them. Spend 500 points on your groceries at the checkout and you'll save a fiver – but spend them in the right way and you can really max their value.

Up to 4x value with Clubcard partners – including our top 10 deals

You can get the biggest boost to your points' value by exchanging vouchers for Clubcard Boost* tokens to spend with its partners. They can be spent on days out, restaurants, train tickets and more. It varies, but in some cases you can redeem your points for up to four times their normal value (ie, 500 points gets you £20 in vouchers).

The pricing for Clubcard Boost is based on companies' list prices. Always check you're really getting three or four times the value before committing. So before exchanging £20 for something with a £60 RRP, check the price elsewhere in case it's cheaper and you're better off using the Clubcard voucher for something else.

Here are our top 10 picks from Tesco's Clubcard Boost with partners scheme.

  • Restaurant vouchers, including Prezzo and Cafe Rouge – up to 4x value (though check first that other 2for1s aren't available)

    Every £2.50 gives £10 in vouchers for restaurants, including Pizza Express, Cafe Rouge and Prezzo. Read more

  • £4.50 cinema tickets at Cineworld, Odeon or Movie House – up to 3x value but only worth it in pricey areas

    Swap £4.50 in vouchers (£3.50 for children) for a Cineworld* or Odeon* cinema ticket. It's £3.50 for adults at Movie House*. Read more

  • Magazine subscriptions, including InStyle and Marie Claire – 2x value but check direct offers before signing up

    Between £6-£40 in vouchers gets you subscriptions (from 3 months to a year) to one of a variety of magazines, including InStyle and Marie Claire. Read more

  • Jewellery from Goldsmiths – 3x value, great if buying bling

    Every £10 Clubcard voucher gets you a £30 Goldsmiths voucher, so a £600 ring will cost £200 in Tesco vouchers. Read more

  • Train booking with RedSpottedHanky – 2x value, but beware of the booking and delivery fees

    Trade in Clubcard vouchers to spend at train booking site RedSpottedHanky and you get 2x their in-store value, so £5 becomes £10. You'll need to beware the booking fee though. Read more

  • Days out including London Zoo and Hampton Court Palace – up to 4x value and perfect for a cheap family excursion

    Get £10 days out tokens for £2.50 Clubcard vouchers. Read more

  • Avios (formerly Air Miles and BA Miles) – typically 2.5x value but you have to pay taxes and charges

    Convert Clubcard vouchers into Avios points and £2.50 becomes 600 points, so £42.50 could get you a cheap Eurostar return to Paris. Read more

  • Day trips to France with Eurotunnel Le Shuttle – 3x value, but check ferry prices as they are often even cheaper

    £10 in Clubcard vouchers gets £30 in Eurotunnel Rewards vouchers. Read more

  • Merlin Pass: Alton Towers, Chessington, Thorpe Park – 3x value though really best for frequent thrill-seekers

    A standard Merlin Annual Pass costs £50 in Clubcard vouchers. Passes are valid for unlimited entry for one person to Merlin attractions (which include Alton Towers, Legoland and Chessington) for 12 months. Read more

  • RAC breakdown cover – up to 2x value but check elsewhere before committing

    What you get varies depending on the policy you choose. For example, £18 in Clubcard vouchers gets you single, roadside-only RAC cover, which normally costs about £30 if you buy online. Read more

How to complain about Tesco

If you've got a complaint about Tesco, whether it's over something you bought or service you received, don't suffer in silence. You can contact Tesco directly to try and resolve it, or use a free online complaints tool to help.

Free tool if you're having a problem

This tool helps you draft your complaint and manage it too. It's totally free, and offered by a firm called Resolver which we like so much we work with it to help people get complaints justice.

If the complaint isn't resolved, Resolver with nudge you to escalate it to the relevant ombudsman and trade body.