Full charges for all UK Credit Cards
Full charges for all UK Debit Cards
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UK CREDIT Cards (as at June 2009)
| Spending | Withdraw Cash | ||
| Provider | Load | Fee | Interest (APR) if paid off in full |
Alliance & Leicester |
2.99% |
3% min. £3 |
27.9% |
American Express |
2.99% |
3% min. £3 |
27.9% |
Asda |
2.75% |
3% min. £3 |
28.4% |
Bank of Ireland |
2.75% |
2.5% min. £3 |
24.9% |
Bank of Scotland |
2.95% |
3% min £3 |
27.9% |
Barclaycard |
2.75% |
2.5% min £2.50 |
15.8% - 27.9% |
Capital One |
2.75% |
3% min £3 |
25.9% – 34.9% |
Citibank |
2.95% |
3% min. £5 |
28% |
Co-op |
2.75% |
2.5% min. £3 |
9.9% - 23.9% |
Egg |
2.95% |
3% min. £5 |
22.9% |
First Direct |
2.75% |
2.5% min £2.50 |
21.9% |
GM Card |
2.75% |
2.5% min £3 |
23.9% |
Halifax |
2.95% |
3% min £3 |
27.9% |
HSBC |
2.99% |
2.5% min £2.50 |
23.9% |
Lloyds TSB |
2.95% |
3% min £2.50 |
27.9% |
Marks & Spencer Money |
2.99% |
2.99% min. £3 |
23.9% |
MBNA |
2.75% - 2.99% |
3% min £3 |
27.9% |
Mint |
2.75% |
3% min. £3 |
27.9% |
Nationwide |
0% in Europe, 1% Worldwide |
2.5% min £3 |
27.9% |
NatWest |
2.75% |
3% min £3 |
27.9% |
Post Office |
NIL |
2.5% min £3 |
26.9 % |
RBS |
2.75% |
3% min £3 |
27.9% |
Saga |
0% in Europe, 1% Worldwide |
2% min £2 |
NIL |
Sainsburys |
2.75% |
3% min £3 |
24.9% |
Santander Zero |
NIL |
NIL |
27.9% |
Smile |
2.75% |
2.5% min £3 |
23.9% |
Tesco |
2.75% |
3% min £3 |
24.9% |
Virgin Money |
2.99% |
3% min £3 |
27.9% |
Where an interest rate range is shown, this means it depends on the specific card (source original research, with additional information from MoneyFacts) |
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UK DEBIT Cards (as at June 2009)
Load |
Cash withdrawal Fee |
|
Abbey |
2.75% + £1.25 per purchase |
1.5% min. £1.99 |
Alliance & Leicester |
2.95% |
2% min. £2 |
Barclays |
2.75% |
2% min £1.50 max £4.50 (except Barclays cash machines or those within the Global Alliance.) |
Cahoot |
2.25% |
1.5% min. £1.50 |
Co-Op |
2.75% |
2% min £2 |
First Direct |
2.75% |
1.5% min £1.75 |
Halifax |
2.75% + £1.50 per purchase |
£1.50 |
HSBC |
2.75% |
2% min £1.75, max £5 |
Intelligent Finance |
2.25% + £1.50 per transaction |
£1.50 |
Lloyds TSB |
2.99% + £1 per purchase |
1.5% min. £2 max £4.50 |
Nationwide |
0% in Europe, 1% Worldwide |
NIL |
NatWest |
2.75% + £1.25 per purchase |
2% min £2, max £5 |
RBS |
2.75% + £1.25 per purchase |
2% min £2, max £5 |
Smile |
2.75% |
2% min £2 |
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