November 2015

Sainsbury's Nectar card customers can double their points' usual value from today to spend on selected items including toys, Christmas decorations and homeware.

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Nationwide debit and credit card customers can now earn between 1% and 35% cashback both in-store and online at selected retailers, bars, restaurants, travel, and accommodation websites.

Travellers who book holidays online from the end of 2017 will be better protected, according to the Government, as new package holiday rules have been approved by the European Parliament. But some travel experts say the changes don't go far enough.

Tube and bus fares in London will rise by 1% on average next year, while children under 11 years old will be able to travel on National Rail services in the capital for free.

Over one million RBS and NatWest customers with its fee-charging Black and Platinum package accounts, which come with added insurance cover, will have to pay more per month from early next year .

Around 125,000 mortgage and loan customers of Northern Rock Asset Management (NRAM) – the state-owned remnant of failed lender Northern Rock – will be transferred to US private investment firm Cerberus or to TSB Bank next year.

The bank offering the top 18-month and three-year fixed savings deals has today stopped accepting online applications for the products due to "unprecedented demand" – and from tomorrow both rates will be slashed.