May 2016

Restaurants could be forced to take discretionary service charges off the menu if a Government proposal to introduce an 'opt in' tipping system is served up following a public consultation this summer.

Car insurance prices are up sharply over the last 12mths, whether you take the AA Index's 20% increase (the average rising from £465 to £561) or the Association of British Insurers' 10%. And both predict rises to continue this year yet many can act now to beat them.

Halifax has cut the interest rate of its Help to Buy ISA from 4% to 2.5% for new customers – but if you already have one, you can breathe a sigh of relief as existing customers won't be affected by the change.