Balance transfers

Recently I've been swamped with successes from the new marriage tax allowance, which gives many couples a free £212. It got me thinking, what are the other benefits of being coupled up? So I've pulled together key twosome tips and perks - with some you need to be married, but most allow any MoneySavers to, ahem, do it together.

Normally we're about easy, sensible or clever things to stop you wasting cash. Yet today, to channel the Godfather of Soul... let's take it to the bridge now, like a MoneySaving machine (get on up).

Virgin Money's best-buy 0% for debt shifts, new spending and money transfers (cash loans) now has a £50 freebie too and there are ways to manipulate it so you don't need to spend big to get it. But hurry, the deal ends at 23.59 on Thursday.

Nationwide credit card customers will no longer be charged for going over their limit from today, while the way it charges interest for those with balance transfer credit cards is also changing. But will other credit card providers follow suit?