Balance transfers

As many feel moved by Team GB's recent Olympic success, we hope to inspire you to overcome your financial hurdles and achieve a knockout MoneySaving victory by celebrating 15 of our users' best successes of 2021. Some require you to go the extra mile (for a big reward), others are swimmingly easy. On your marks, get set, go...

After an entertaining but exhausting few days presenting Good Morning Britain, I was woken perked up after reading an email to MSE.

Over-50s financial provider Saga has announced it's closing its Platinum credit card in March, and customers have been told any outstanding balance will be "due and owing in full at that point". If you can't pay it off by then, your debt may be transferred but your interest rate could rise – here's what we know so far.

The longest 0% balance transfer deals are now six months shorter than a year ago -  with providers significantly cutting back 0% deals over the past two months. If you're currently paying credit card interest, now's the time to shift it to 0% before deals worsen further.

Five best-buy 0% balance transfer deals have been cut this week, with the longest card now offering up to 36 months at 0%, and the longest no-fee card 28 months. If you've credit card debt to shift, act now before deals worsen.

The world of 0% credit card advertising is a 'wild west' with far too few rules to protect consumers, a new MoneySavingExpert.com report reveals.

Credit card provider MBNA has today launched a new brand, Nuba, offering two cards that are among the top picks currently available.

If you need to slash existing debt costs, borrow for something new (don't mention Xmas yet) or make a quick buck, there's a host of new scorching deals that make credit cards a hot option. Used well, they're a great tool. Used badly, you'll get burnt - so never borrow unnecessarily. Our pick of the bunch is below, but first...

There's a credit card punch-up going on. In the last eight weeks, 10 new table-topping balance transfers have launched. We've covered the key blows in this email, but now I want to calmly take you through step-by-step how to use this price war to save large, like Jill: