Banking

Banks are failing to protect customers from bank transfer fraud despite regulatory calls for action, consumer group Which? has warned.

If you've still got any old-style £5 notes, beware – you only have until Friday (5 May) to spend them before they're officially withdrawn by the Bank of England. Here's what's happening and what you can do if you miss the deadline.

Tesco Bank has started accepting applications again for its popular current account, which comes with a guarantee of at least 3% AER interest on up to £3,000 until April 2019 – but it's added new hoops to jump through to get the interest.

If you're a Barclays current account holder and haven't yet signed up to its Blue Rewards scheme, join by 30 April and you'll get double rewards for the first month. This means you can earn at least £55 in your first year on the scheme.

NatWest is cutting cashback for 1.7 million Reward current account-holders from 3% to 2% in June and introducing a hefty £1,500 minimum monthly pay-in for new customers - though it's also cutting the account's monthly fee.

If you haven't switched to the best bank for you yet, with two hot deals ending from First Direct & HSBC, go quick

An image-based cheque-clearing system will be introduced later this year that will cut the time it takes for money to reach your account from up to six working days to the next weekday.

Skipton Building Society has become the first provider to announce it will offer a cash Lifetime ISA - but you won't be able to get one until June.

Savers have until 11.59pm tonight (Wednesday 15 March) to bag one of Atom Bank's market-leading accounts before the app-only bank cuts the rate on all four of its fixed saver offerings, MoneySavingExpert.com can reveal.

Savers have until 11.59pm tomorrow to sign up for Atom Bank's one-year fixed-savings account paying a market-leading 2%, with MoneySavingExpert.com exclusively revealing that the app-only bank plans to cut the rate to 1.8% from 10 March.