Car insurance

Loyal customers face extra fees of up to £50 a year as a result of sticking with their existing insurance company, a MoneySavingExpert.com investigation reveals – with firms such as Budget, Hastings, Saga and Swinton among those to add on 'admin fees' at renewal.

Car insurance prices are up sharply over the last 12mths, whether you take the AA Index's 20% increase (the average rising from £465 to £561) or the Association of British Insurers' 10%. And both predict rises to continue this year yet many can act now to beat them.

Millions of households and motorists will pay more after Chancellor George Osborne hiked insurance premium tax (IPT) by 0.5 of a percentage point in today's Budget.

Recently I've been swamped with successes from the new marriage tax allowance, which gives many couples a free £212. It got me thinking, what are the other benefits of being coupled up? So I've pulled together key twosome tips and perks - with some you need to be married, but most allow any MoneySavers to, ahem, do it together.

More than three quarters of those who've tried to haggle with 10 big-name providers have managed to agree a better deal, with the AA and Sky the companies most open to negotiation, according to a poll of almost 4,000 MoneySavingExpert users.

The cost of car insurance policies could rise by up to 25% in 2016, according to the AA, after 20% rises in 2015. But there are ways to lock in a cheap price now, even if you're not at renewal.

Car, home and travel insurers could soon be forced to spell out to customers how much they paid for cover last year in renewal letters sent when their policies are about to expire.