MoneySavingExpert News

Credit rating

Laybuy will now share your buy now, pay later borrowing history with Experian – here's what it means for you

From 1 September, shoppers using Laybuy's buy now, pay later (BNPL) services will have their repayment data shared with the UK's biggest credit reference agency, Experian.

31 August 2022

Monzo becomes first major bank to launch buy now pay later scheme – here’s how it stacks up

Monzo has today (16 September) launched Monzo Flex, a buy now, pay later (BNPL) scheme, Monzo Flex, which will allow customers to make payments and then pay back in instalments.

23 September 2021

Credit score builder Loqbox hit by data breach

Some customers of credit history-building tool Loqbox have had personal and financial data compromised after the firm was hit by a "sophisticated and complex" cyber-attack

2 March 2020

Massive Equifax data breach - what you need to know

Credit report heavyweight Equifax has warned that millions may have had personal details stolen as part of a breach

12 September 2017

New totally free way to get your Experian Credit Report

It's your financial CV. You need to see what it says about you. If wrong it can kill cheap mortgages, mobiles & more

22 February 2017

Do you rent? Here's a new trick to boost your credit rating

Millions of private tenants can boost their credit rating by opting in to a scheme that records if they pay rent on time

11 April 2016

Barclaycard and Tesco Bank customers given free access to credit scores

Barclaycard customers can access their credit scores for free via Experian, while Tesco Bank's teamed up with Noddle

20 November 2015

Experian shakes up how it calculates credit scores: what it means

Experian has shaken up the way it calculates people's credit scores meaning many suddenly dropped or increased

20 November 2015

Erudio customer? Here's what you need to know about paying off your loan

Worried former graduates with Erudio loans have raised questions about when it's wiped and the impact on credit files

21 October 2015

First-time buyer mortgage need-to-knows - from low rates to Help to Buy ISAs

Now's a stonking time to get a mortgage. Rates are close to rock-bottom but you should look at your finances first

7 October 2015