Credit rating

Anyone who has moved from one Halifax current account to another could find their Experian credit file does not reflect this due to an IT blunder at the bank.

If you're planning to buy a latest model phone from O2, be aware that you'll actually be taking out a loan for the handset, which will appear on your credit file and could impact your ability to get credit elsewhere.

If you're a new customer shopping online at Next, you should beware a threat to your chances of getting a loan, credit card or mortgage, a MoneySavingExpert.com investigation has found.

Tenants living in rented homes would have better access to bank accounts and credit if information about rent payments was added to their credit rating, says Experian.

Today marks 100 days until Christmas, so here are 12 tips from MoneySavingExpert.com which you can do now to make sure you spend less on the big day.

One in five Britons have deliberately skipped a loan repayment in recent years because they cannot afford it, a study suggested today.

Paying water bills on time could help you get a credit card, loan or mortgage, but missing payments may have a disastrous effect.

Late rent payments could appear on your credit file in the coming months, which could harm your chances of getting a mortgage, loan, credit card or tenancy agreement.

Getting a payday loan could scupper your chances of getting a mortgage.

Royal Bank of Scotland has today announced the reclaiming process for the millions hit by charges after its IT meltdown, which we can exclusively reveal. The beleaguered bank will refund all charges for both its own customers and those of other banks as a result of the crisis, which still rumbles on.