MoneySavingExpert News

Credit rating

Halifax glitch leaves some bank accounts off credit files

If you've upgraded your Halifax Current Account, your credit file may not be updated due to an IT bug

21 October 2014

Beware split tariff mobile contracts if you're about to apply for credit

If you're planning to buy a latest model phone from O2, be aware that you'll actually be taking out a loan

17 October 2014

Shopping online at Next? It could hurt your credit rating

If you're buying online from Next for the first time, beware a threat to your chances of getting a loan or mortgage

2 May 2014

Rent payments on credit files 'should help tenants'

A new scheme to put rent payments on credit files will start next year, MoneySavingExpert.com understands

11 November 2013

100 days to Christmas: 12 do-nows to spend less on the big day

The best time to start saving is January, but with 100 days to go till Christmas, there are still ways to save big

16 September 2013

Missed credit card and loan payments on the rise

One in five Britons have deliberately skipped a loan repayment in recent years because they cannot afford it

26 April 2013

Water bills to be added to credit reports

Paying water bills on time could help you get a credit card or mortgage, as Yorkshire Water accounts will be tracked

18 February 2013

Missed rent payments could cost you a loan or mortgage

In the coming months, late rent payments could appear on your credit file, which lenders use to assess applications

7 January 2013

A payday loan could cost you a mortgage

Lender GE Money will not approve a home loan application from a borrower who took out a payday loan in the past 3 months

12 July 2012

Exclusive: NatWest and RBS reveal refund process following IT meltdown

The RBS Group has today explained the full reclaiming process for those hit by charges or lost interest

10 July 2012