MoneySavingExpert News Mortgages Mortgage lenders cut rates for some after Bank of England base rate decision – check if yours is changing22 December 2025 Bank of England cuts base rate to 3.75% – here's what it means for your mortgage, savings and more18 December 2025 Base rate held at 4% – here's what it means and when it might change11 November 2025 Base rate held at 4% – here's what it means and when it might be cut next23 September 2025 Will mortgage rates fall? Should you fix now or wait? Brokers give their views as two-year rates drop below five-year fixes19 August 2025 Mortgage lenders cut rates for some after Bank of England base rate decision – check if yours is changing12 August 2025 Base rate cut to 4% – what it means for your mortgage, savings and more7 August 2025 Base rate held at 4.25% – here's what it means and when it might be cut nextThe Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.24 June 2025 Bank of England cuts base rate to 4.25% – here's what it means for your mortgage and savingsThe base rate has been cut to 4.25% from 4.5% by the Bank of England. This rate is used by the central bank to charge other banks and lenders when they borrow money, so the move can impact mortgage and savings rates.14 May 2025 Bank of England holds base rate at 4.5% – here's why and when it might be cut nextThe Bank of England has held the base rate at 4.5%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.25 March 2025 1234 Suggest a story Got a money-related news story that affects you? Email us