Millions of leaseholders to get new rights which could save £10,000s
Millions of homeowners in England will be given a new right to extend their lease by up to 990 years and not have to pay any ground rent, while extending a lease or buying a freehold will also become cheaper for many, under sweeping new Government reforms
7 January 2021
Martin Lewis urges MPs to free mortgage prisoners, warning coronavirus is set to trap even more households
Martin Lewis has called on the Government to act to help "mortgage prisoners" as he gave evidence to the Treasury Committee about the financial impact of the coronavirus pandemic, warning that more households could become trapped as a result of the crisis
10 December 2020
First mortgage prisoners FREED under new affordability rules after MSE campaign
One of the first homeowners to be released has told us he's saving almost £500/month as a result
24 November 2020
Only the Government can release the 250,000 mortgage prisoners it's failed - and coronavirus is a tipping point, so not acting now could devastate lives
A landmark report commissioned by MoneySavingExpert.com has put forward eight practical policy solutions to free 'mortgage prisoners', which the Government has committed to reviewing
10 November 2020
Accord launches low-deposit mortgage for homebuyers – but it's not around for long
Accord has launched a short-lived 10% deposit mortgage deal. But is it any good?
4 November 2020
Low-deposit mortgage deals vanishing – what it means for first-time buyers
Mortgage deals for first-time buyers with a low deposit have been disappearing from the market since the coronavirus pandemic took hold in the UK, new data shows
29 September 2020
Housing developers face enforcement action over leasehold terms
The competition watchdog has launched enforcement action over leasehold concerns and is investigating four leading housing developers after uncovering "troubling evidence" of potentially unfair terms and potential mis-selling
4 September 2020
Regulator proposes 'tailored support' for mortgage holders once payment holidays end
The Financial Conduct Authority has said firms should consider a range of support options – including waiving or reducing payments – under new proposals to help mortgage customers who are still struggling once coronavirus-related payment holidays end on 31 October 2020
26 August 2020
Regulator proposes new rule change to help more mortgage prisoners – but lenders won't have to apply it
The financial regulator has proposed a change to its rules which could make it easier for 10,000s of borrowers in 'closed mortgage books' to switch to a cheaper deal – though it will be up to lenders whether they actually carry out the change
30 July 2020
Transaction tax cut for homebuyers in Scotland and Wales until April
Most homebuyers in Scotland and Wales soon won't pay transaction tax on the first £250,000 of a property's purchase price, under temporary measures announced by the devolved administrations in the wake of the stamp duty cut in England and Northern Ireland last week
14 July 2020
20 January 2021
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25 January 2021People who need to complete a self-assessment tax return won't be fined if they file online by 28 February – a month after the original deadline of 31 January. But penalties will still be levied if you don't pay your tax bill by this month's deadline as planned
Debenhams to close all 118 UK stores for good as Boohoo buys brand and website - what it means for shoppers25 January 2021Debenhams is set to disappear from the high street with all 118 of its remaining UK branches to close for good as online fashion retailer Boohoo buys the brand and website for £55 million. Here's what the move means for shoppers, including those with gift cards
DPD Local and DPD voted top parcel delivery firms, while CitySprint and Yodel are bottom of the pile25 January 2021DPD Local has been ranked as the best parcel delivery firm in our annual poll of MoneySavingExpert users, with sister firm DPD coming second. But at the other end of the scale, CitySprint and Yodel got the poorest ratings from MoneySavers.
25 January 2021Nectar cardholders will be able to exchange loyalty points for Avios from next week, which they can then use to get travel-related perks. It comes after Avios ended a similar partnership with Tesco's Clubcard scheme earlier this week
25 January 2021If you're one of the millions of taxpayers still to file their online self-assessment tax return, you've a month until the deadline. Most self-employed workers whose finances have been hit by coronavirus also have just over four weeks left to make any delayed so-called payments 'on account'
11 January 2021If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide...
Martin Lewis: Payment holidays coming to an end – but should you take one? Mortgages, credit cards, loans, payday loans, car finance and more5 January 2021Within the last week, we've seen the extension of coronavirus credit card, personal loan and overdraft help to 31 October 2020, with mortgage payment holidays already extended. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it?
18 January 2021
15 January 2021
Clever ways to calculate your finances