Natwest

The prospect of banks charging personal customers for holding their savings remains unlikely, despite a warning by Royal Bank of Scotland (RBS) and NatWest to business and commercial customers that negative interest rates could become reality.

More than a million current accounts were switched to a new bank in 2015, according to new figures published today. But with total switches down 11% compared with 2014, the message is: if you're not gaining from your bank account, switch now.

Many major providers have announced how much their Help to Buy ISAs will pay in light of their launch tomorrow, with one offering 4% interest.

Fourteen banks and building societies have now signed up to offer Help to Buy ISAs ahead of the scheme's launch next month, the Chancellor has announced.

Over one million RBS and NatWest customers with its fee-charging Black and Platinum package accounts, which come with added insurance cover, will have to pay more per month from early next year .

NatWest and RBS – both part of the RBS Group – are launching a new current account next Monday, which will pay 3% cashback on household bills for a £3/month fee.

If you bank with Barclays and pay to get insurance 'extras' – for example via its Barclays Additions account – you should urgently check if you've activated these; otherwise you won't be covered if something goes wrong.

Lloyds Bank is yet again the worst of the major banks and building societies for wrongly rejecting both payment protection insurance (PPI) and other banking complaints, new figures from the Financial Ombudsman Service show.

The pound's hit it's best rate against the euro for eight years, meaning holidaymakers tripping to Europe find it far cheaper than in recent memory. Currently it's hovering around £1 buys €1.43 - €1.44, a year ago it would've bought you just €1.24.