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State Pensions

An older woman sat at a kitchen table using a laptop.
The state pension is set to rise by up to £460 a year (£8.80 a week) from 6 April 2025 under what's known as the 'triple lock' guarantee. But MoneySavingExpert.com (MSE) founder Martin Lewis has warned that any rise will come too late to help pensioners set to lose their Winter Fuel Payments this winter, while most won't get the maximum increase. Here's what you need to know.
10 September 2024
Older lady sitting on sofa looking at her laptop screen.
A new online service designed to simplify how you check and pay for voluntary national insurance (NI) contributions is due to launch before the end of this financial year, the Government has confirmed to MoneySavingExpert.com (MSE). 
8 April 2024
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The state pension will rise by 8.5% from April 2024 under the 'triple lock' guarantee, meaning millions of people will receive a weekly increase of up to £17.35. Certain benefits, including Universal Credit, will also rise from next April by 6.7%. The changes were confirmed by the Chancellor as part of November's Autumn Statement.
29 November 2023
Child Benefit warning.
If you're in a couple and claiming Child Benefit – or you aren't claiming because one of you earns £60,000 or more a year – you could be missing out on £1,000s or even £10,000s in future state pension payments. MoneySavingExpert.com founder Martin Lewis shared the warning and explained what you can do about it, on the latest episode of ITV's The Martin Lewis Money Show Live.
28 November 2023
State pension could rise by 8.5%.
The state pension could rise by 8.5% from April 2024 under the 'triple lock' guarantee, meaning millions of people could receive a weekly increase of up to £17.35. Certain benefits, including Universal Credit, are also expected to rise from next April by 6.7%.
18 October 2023
Getting the state pension? Don't bin an HMRC letter that may be worth £10,000s – it's NOT a scam.
If you're getting the state pension and receive a letter from HM Revenue & Customs (HMRC) in the post, DON'T bin it. It's not a scam, and it could help you boost your pension by £10,000s. Below we explain what you need to know and answer your most common questions.
17 October 2023
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If you're a woman in your 60s or 70s who stayed at home to care for children before 2010, you may be missing out on £1,000s in state pension payments due to errors in your national insurance record. You don't need to do anything for the time being, though you will need to claim your missing state pension payments later this year.
13 July 2023
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The deadline to top up missing national insurance years between 2006 and 2016 has been extended for a second time – now to 5 April 2025 – and the price of doing so will remain frozen at current costs during this period. The changes mean you'll have more time to check your record and see if you can boost your state pension.
12 June 2023
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The deadline to top up missing national insurance years between 2006 and 2016 has been extended to 31 July 2023, while the price of doing so will be frozen at current costs during this period. The moves come after many people reported being unable to access essential Government helplines to get vital information ahead of the previous 5 April deadline.
7 March 2023
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If you're aged under 70, you have just weeks left to boost your state pension by £1,000s or even £10,000s – so check NOW. That's what MoneySavingExpert.com's founder Martin Lewis urged everyone to do in a special 90-minute everything you need to know about pensions episode of ITV's The Martin Lewis Money Show Live.
7 March 2023

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