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State Pensions

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Thousands of people making requests to check and top up State Pensions were wrongly denied ahead of a crucial deadline to do so on Saturday 5 April, HMRC has confirmed to MoneySavingExpert.com (MSE). But if you were hit by the error, you should be contacted directly and given another chance to fill any gaps in your National Insurance (NI) record.
17 April 2025
WASPI women marching with a sign that says: 'No letter, no notice, no pension'.
Women who say they weren't given fair notice about a rise in State Pension age will NOT receive compensation, Work and Pensions Secretary Liz Kendall has confirmed today (17 December). The decision, which will leave many disappointed, goes against recommendations from the Parliamentary and Health Service Ombudsman (PHSO) to make payouts.
17 December 2024
Older lady sitting on a sofa and looking at her laptop with a notepad and pen to hand.
The full State Pension is set to rise by £362.65 (4.1%) a year for most pensioners on 6 April 2025, under what's known as the 'triple lock' guarantee. Those on the full new state pension will see a rise of £474.85. Meanwhile certain benefits, including Universal Credit, are expected to increase by 1.7%.
16 October 2024
Person on laptop holding a payment card
You've less than six months to check and pay for missing national insurance (NI) contributions going back to 2006, which could add £1,000s to your state pension. An online tool launched earlier this year to make the process quicker and easier for some – but HM Revenue and Customs (HMRC) has now confirmed many won't get access to it before the 5 April 2025 deadline, so it's crucial to act in good time.
15 October 2024
An older woman sat at a kitchen table using a laptop.
The state pension is set to rise by up to £460 a year (£8.80 a week) from 6 April 2025 under what's known as the 'triple lock' guarantee. But MoneySavingExpert.com (MSE) founder Martin Lewis has warned that any rise will come too late to help pensioners set to lose their Winter Fuel Payments this winter, while most won't get the maximum increase. Here's what you need to know.
10 September 2024
Older lady sitting on sofa looking at her laptop screen.
A new online service designed to simplify how you check and pay for voluntary national insurance (NI) contributions is due to launch before the end of this financial year, the Government has confirmed to MoneySavingExpert.com (MSE). 
7 April 2024
hero-homepage-tip-boost-state-pension-2.png
The state pension will rise by 8.5% from April 2024 under the 'triple lock' guarantee, meaning millions of people will receive a weekly increase of up to £17.35. Certain benefits, including Universal Credit, will also rise from next April by 6.7%. The changes were confirmed by the Chancellor as part of November's Autumn Statement.
29 November 2023
Child Benefit warning.
If you're in a couple and claiming Child Benefit – or you aren't claiming because one of you earns £60,000 or more a year – you could be missing out on £1,000s or even £10,000s in future state pension payments. MoneySavingExpert.com founder Martin Lewis shared the warning and explained what you can do about it, on the latest episode of ITV's The Martin Lewis Money Show Live.
28 November 2023
State pension could rise by 8.5%.
The state pension could rise by 8.5% from April 2024 under the 'triple lock' guarantee, meaning millions of people could receive a weekly increase of up to £17.35. Certain benefits, including Universal Credit, are also expected to rise from next April by 6.7%.
17 October 2023
Getting the state pension? Don't bin an HMRC letter that may be worth £10,000s – it's NOT a scam.
If you're getting the state pension and receive a letter from HM Revenue & Customs (HMRC) in the post, DON'T bin it. It's not a scam, and it could help you boost your pension by £10,000s. Below we explain what you need to know and answer your most common questions.
16 October 2023

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