Are mortgages & credit too easily available or too hard to get?

17 January 2011

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Poll started 18 January 2011: Are mortgages & credit too easily available or too hard to get? We've had a credit crunch which means credit scoring's got tougher and mortgages, credit cards and loans are harder to get especially at cheap rates. Yet a chunk of the blame of the economic crisis that caused the crunch was over-lending to people who couldn't repay. Which of these stark choices is closest to your view on the availability of credit?

Poll started 18 January 2011:

Are mortgages & credit too easily available or too hard to get?

We've had a credit crunch which means credit scoring's got tougher and mortgages, credit cards and loans are harder to get especially at cheap rates. Yet a chunk of the blame of the economic crisis that caused the crunch was over-lending to people who couldn't repay.

Which of these stark choices is closest to your view on the availability of credit?

Results

Cheap borrowing is too easily available		1,054 votes (28 %)
It needs to be easier to get cheaper borrowing		1,662 votes (44 %)
It's roughly about right now		1,022 votes (27 %)

                   3,738 votes received.

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