When did you last move your savings?
Savings rates have crept up slightly since last week’s base rate rise. If your savings are earning less than 1%, it’s time to move (see Top Savings Accounts).
Yet we know switching savings isn’t everyone’s top priority, even though we'd urge you to think again – so when was the last time you moved your cash into a higher-paying account?
Please choose the option CLOSEST to your situation. (If you use current accounts to save, include the last time you switched bank.)Results
| I’ve moved my savings in the last 6 months |  |
74 votes (43%) |
| I've moved my savings in the last 6 to 12 months | |
18 votes (10%) |
| I last moved my savings 1-3 years ago | |
17 votes (10%) |
| I last moved my savings 3-5 years ago | |
6 votes (3%) |
| I last moved my savings 5-10 years ago | |
3 votes (2%) |
| I last moved my savings over 10 years ago | |
2 votes (1%) |
| I’ve NEVER moved my savings | |
31 votes (18%) |
| I don’t have any savings | |
21 votes (12%) |
| I’ve moved my savings in the last 6 months | |
22 votes (22%) |
| I've moved my savings in the last 6 to 12 months | |
11 votes (11%) |
| I last moved my savings 1-3 years ago | |
11 votes (11%) |
| I last moved my savings 3-5 years ago | |
2 votes (2%) |
| I last moved my savings 5-10 years ago | |
2 votes (2%) |
| I last moved my savings over 10 years ago | 0 votes (0%) | |
| I’ve NEVER moved my savings | |
36 votes (36%) |
| I don’t have any savings | |
15 votes (15%) |
| I’ve moved my savings in the last 6 months | |
175 votes (38%) |
| I've moved my savings in the last 6 to 12 months | |
72 votes (16%) |
| I last moved my savings 1-3 years ago | |
47 votes (10%) |
| I last moved my savings 3-5 years ago | |
17 votes (4%) |
| I last moved my savings 5-10 years ago | |
12 votes (3%) |
| I last moved my savings over 10 years ago | |
6 votes (1%) |
| I’ve NEVER moved my savings | |
60 votes (13%) |
| I don’t have any savings | |
69 votes (15%) |
| I’ve moved my savings in the last 6 months | |
89 votes (31%) |
| I've moved my savings in the last 6 to 12 months | |
45 votes (16%) |
| I last moved my savings 1-3 years ago | |
40 votes (14%) |
| I last moved my savings 3-5 years ago | |
18 votes (6%) |
| I last moved my savings 5-10 years ago | |
9 votes (3%) |
| I last moved my savings over 10 years ago | |
2 votes (1%) |
| I’ve NEVER moved my savings | |
49 votes (17%) |
| I don’t have any savings | |
35 votes (12%) |
| I’ve moved my savings in the last 6 months | |
179 votes (37%) |
| I've moved my savings in the last 6 to 12 months | |
75 votes (15%) |
| I last moved my savings 1-3 years ago | |
70 votes (14%) |
| I last moved my savings 3-5 years ago | |
29 votes (6%) |
| I last moved my savings 5-10 years ago | |
23 votes (5%) |
| I last moved my savings over 10 years ago | |
14 votes (3%) |
| I’ve NEVER moved my savings | |
45 votes (9%) |
| I don’t have any savings | |
54 votes (11%) |
| I’ve moved my savings in the last 6 months | |
100 votes (27%) |
| I've moved my savings in the last 6 to 12 months | |
50 votes (14%) |
| I last moved my savings 1-3 years ago | |
51 votes (14%) |
| I last moved my savings 3-5 years ago | |
25 votes (7%) |
| I last moved my savings 5-10 years ago | |
32 votes (9%) |
| I last moved my savings over 10 years ago | |
7 votes (2%) |
| I’ve NEVER moved my savings | |
54 votes (15%) |
| I don’t have any savings | |
48 votes (13%) |
| I’ve moved my savings in the last 6 months | |
284 votes (44%) |
| I've moved my savings in the last 6 to 12 months | |
101 votes (16%) |
| I last moved my savings 1-3 years ago | |
80 votes (12%) |
| I last moved my savings 3-5 years ago | |
44 votes (7%) |
| I last moved my savings 5-10 years ago | |
28 votes (4%) |
| I last moved my savings over 10 years ago | |
20 votes (3%) |
| I’ve NEVER moved my savings | |
64 votes (10%) |
| I don’t have any savings | |
27 votes (4%) |
| I’ve moved my savings in the last 6 months | |
241 votes (34%) |
| I've moved my savings in the last 6 to 12 months | |
126 votes (18%) |
| I last moved my savings 1-3 years ago | |
99 votes (14%) |
| I last moved my savings 3-5 years ago | |
49 votes (7%) |
| I last moved my savings 5-10 years ago | |
32 votes (5%) |
| I last moved my savings over 10 years ago | |
20 votes (3%) |
| I’ve NEVER moved my savings | |
103 votes (15%) |
| I don’t have any savings | |
36 votes (5%) |
| I’ve moved my savings in the last 6 months | |
200 votes (42%) |
| I've moved my savings in the last 6 to 12 months | |
76 votes (16%) |
| I last moved my savings 1-3 years ago | |
66 votes (14%) |
| I last moved my savings 3-5 years ago | |
36 votes (8%) |
| I last moved my savings 5-10 years ago | |
33 votes (7%) |
| I last moved my savings over 10 years ago | |
24 votes (5%) |
| I’ve NEVER moved my savings | |
38 votes (8%) |
| I don’t have any savings | |
5 votes (1%) |
| I’ve moved my savings in the last 6 months | |
168 votes (41%) |
| I've moved my savings in the last 6 to 12 months | |
54 votes (13%) |
| I last moved my savings 1-3 years ago | |
57 votes (14%) |
| I last moved my savings 3-5 years ago | |
35 votes (9%) |
| I last moved my savings 5-10 years ago | |
22 votes (5%) |
| I last moved my savings over 10 years ago | |
21 votes (5%) |
| I’ve NEVER moved my savings | |
46 votes (11%) |
| I don’t have any savings | |
5 votes (1%) |
| I’ve moved my savings in the last 6 months | |
4 votes (22%) |
| I've moved my savings in the last 6 to 12 months | |
2 votes (11%) |
| I last moved my savings 1-3 years ago | |
2 votes (11%) |
| I last moved my savings 3-5 years ago | |
2 votes (11%) |
| I last moved my savings 5-10 years ago | |
2 votes (11%) |
| I last moved my savings over 10 years ago | |
2 votes (11%) |
| I’ve NEVER moved my savings | |
4 votes (22%) |
| I don’t have any savings | 0 votes (0%) |
4,130 votes received.
We try to use technology to limit voting to one per person. Occasionally, this may erroneously block a few people's votes (eg, from shared offices). Apologies for that.
Join the MSE Forum Discussion
Free MoneySaving email
-
12 ways to save only do with appsFree chocs, 1.5% savings and more
-
Martin: 'Aged around 45 to 70?''You may be able to turn £800 into £5,500+'
-
New. Top way to spend abroadUnbeatable exchange rates and cashback
-
10% off discount 'best-before' storeEg, 23p Pepsi , £4,50 for 1kg Lindt
-
Cheaper energy deals kiboshedMartin not exactly impressed
-
Lloyds' free £125 bank bribeBut others pay more
-
Debt cost-cutting masterclassMortgages, cards, overdrafts, loans...
-
48 oriental lily bulbs for £87,500 bundles available
View more
For all the latest deals, guides and loopholes - join the 12m who get it. Don’t miss out
-
Three's £2 a day roaming charges come into effect today - here's all you need to know
23 May 2022![]()
Three's £2 a day roaming charges come into effect from today (23 May) for holidaymakers who wish to use their normal monthly allowance in Europe. The change will effect new and upgrading pay monthly and Sim-only customers. -
£17 million of unspent Tesco Clubcard vouchers will expire this month, but there’s a trick to extend them – here’s how
20 May 2022![]()
Some £17 million worth of unused Tesco Clubcard vouchers are set to expire at the end of the month. Use your vouchers now if you can but if not, there is a trick to extend them online. We explain how it works below. -
Millions of 4G smartphone owners may be due up to £30 payout after claims handset prices were inflated
20 May 2022![]()
Around 29 million 4G Apple and Samsung smartphone owners in the UK could be entitled to a payout of up to £30 if a collective action case by Which? is successful - although there are no guarantees. It comes after the consumer group claimed inflated manufacturing costs were passed onto consumers -
Boots and Co-op hike meal deal prices - here's how they compare to other major supermarkets
19 May 2022![]()
Boots and Co-op are the latest retailers to increase the price of their meal deals. Boots has upped costs from £3.39 to £3.59, and from £3.99 to £4.19 in its London shops, while Co-op's meal deal has jumped from £3.50 to £3.75. -
Financial regulator to punish banks and building societies that don't protect people's access to cash
19 May 2022![]()
Under the new 'Financial Services and Markets Bill' banks and building societies will have to ensure cash withdrawal and deposit facilities are available to customers in communities across the UK.
-
Martin Lewis: 'UO is just as important as UX: A tip for anyone developing their website or app'
![]()
I set up MoneySavingExpert.com nearly 20 years ago – when arguably the modern web was still in its infancy. With an abundance of self-belief (something I had too much of then, as I realise now) I decided not to read any books, or follow prevailing wisdom on how a site should operate – and just do it my way. -
Martin Lewis: Got a cash ISA? You should probably ditch it
![]()
Press the rewind button and go way back to April 2015... Possibly on the telly in the corner of your living room, I was on-air at the time urging savers as usual to use their new tax-free cash ISA allowance – because 'money was nicer in an ISA'. But things changed in 2016. -
Martin Lewis: Money and Mental Health charity 2021/22 – Covid & cost of living hell...
![]()
It's hard to believe the Money and Mental Health Policy Institute (MMHPI) charity is now six years old. As the chair of trustees, each year I write the foreword to its annual report – and today the 2021/22 report is out, so I thought I'd blog my formal chair's foreword here. -
Martin Lewis: What happened to my pledge to give £10m to charity – 2022 update (spoiler: it's now £20m)
![]()
Nearly a decade ago, in June 2012, MSE joined the MSM Group and I pledged £10m to go to charity. As that was a public pledge and I feel I've a duty of transparency, every year or two I bash out a blog report to explain where I'm up to, and who's got what money.
Tools & Calcs
-
Cheap Energy Club
We ensure you're on the cheapest tariff
-
Loans Eligibility
All of the top unsecured personal loans
-
Credit Card Eligibility
Tools for different credit card types & purchases
-
Mortgage Best Buys
Compares thousands of mortgages
-
Mortgage Calculator
Eight calcs for all your mortgage sums
-
Free complaints tool
Resolver - the automated complaints system