With the year drawing to a close, we wanted to find out if you're financially better off now than you were at the start of January 2018. Whether you saved money, paid off debt, overspent, borrowed or had a pay rise, tell us how your household finances fared over the past year. Please select ONE option under the relevant category.

It's Christmas, so for this week's poll, we're forgetting money and going for a bit of fun. We've selected some festive films and we want you to tell us which is your favourite. PS. We're aware one or two of the films below may not be considered entirely Christmassy, so feel free to let us know which you think shouldn't have made the list – or which films we've missed – in the forum discussion.

Sadly, the best deals rarely come to loyal customers. Moving company to a new, hot promotional deal is often (not always) the way to slash costs. So for EVERY category please select whether this year you’ve: - Switched: If you changed a provider/property/person in this category - Stuck: If you’re with the same provider/property/person (even if a different offering) - Don’t have: If you don’t have one of these… (Please note there's currently a technical issue with the way the results for this poll display - we're working on fixing this ASAP).

Sadly, the best deals rarely come to loyal customers. Moving company to a new, hot promotional deal is often (not always) the way to slash costs. So for EVERY category please select whether this year you’ve: - Switched: If you changed a provider/property/person in this category - Stuck: If you’re with the same provider/property/person (even if a different offering) - Don’t have: If you don’t have one of these…

We've now fewer than three weeks to go until the big day. So are you a Christmas pre-planner or do you leave it until the last minute? How much of your Christmas shopping have you done so far? Please choose the option CLOSEST to your situation.

Christmas is nearly here. For some it conjures a picture of family, fun and festive frivolity; for others it means stress, present pressure, debt and chores (see Martin's Ban Unnecessary Christmas Presents blog). So if you had a CANCEL CHRISTMAS button that'd make the whole thing disappear (and just add days to your holiday entitlement), would you press it?

Winter's nearly here, the heating's on and while we're all about slashing energy bills (do a five-min comparison to see if you can save), we know service counts too. So twice a year we test recent customer service. Please rate your current supplier's SERVICE (not price) IN THE LAST SIX MONTHS (try to forget issues from before). If you've gas & electricity with different firms, rate both.

Haggling isn't just tried at call centres and market stalls, some even do it at high street chains. If you have, have you succeeded? Whether it's asking 'em to throw in some extras or negotiating a discount. Please answer for all the following stores you have tried to haggle in WITHIN THE LAST 12 MONTHS.

In the last week, the Competition and Markets Authority accused Compare The Market of breaking the law by stopping insurers advertising the cheapest prices. Our cheap car insurance guide has always suggested you combine comparison sites, both as they list different firms and as they can even charge differently for the same ones. But do you do it? Please select the CLOSEST option to what you usually do.

We're updating our research on links between mental health issues and debt problems. It's argued either one can cause the other. If you’ve been affected, see our Mental Health & Debt guide. Please answer the question below. NOTE: Please exclude mortgages and student loans from definition of "debt".