It's Christmas, so for this week's poll we're going to have a bit of fun. If you could only choose ONE chocolate from ONE selection box (Celebrations, Cadbury Heroes, Roses or Quality Street), which would you choose?

Once again, it's been a tough year financially. We've seen almost every household bill rise off the back of high inflation. And soaring interest rates have sorely tested many mortgage holders. But, not everyone's affected in the same way... for example, those with no mortgage and a decent amount of savings will be getting reasonable interest for the first time in 15 years. So, in this week's poll we want to ask how you've fared financially in 2023, and whether you feel better or worse off than last year?

The festive period is the highest spending period of the year for most people. However, for many the current cost of living crisis might mean spending a little less than usual. So this week, we want to know – including food, drink, decorations, presents, travel and more – how much are you planning to spend on Christmas this year, and is it more or less than you would typically spend?

Haggling can result in big savings – on anything from digital TV and broadband to breakdown cover and car insurance.

We can tell you which are the cheapest broadband providers, but to keep our customer service ratings updated, we need your help.

Many airlines now sell upgrade capacity at the desk. So are the days of trying to sweet-talk check-in staff to get a free upgrade to premium economy, business, or first class, long gone? We want to see how common free upgrades are. Please answer the closest to your situation for flights IN THE PAST THREE YEARS.

Car breakdown cover costs more than ever these days, so if you're a driver, we want to get your opinion on it...

Black Friday's no longer a just weekend of deals, with many retailers starting offers in early November and often running them through in to December. The event has got bigger and bigger, but the cost-of-living crisis has meant many having to cut their cloth accordingly. So we want to know if you're planning to shop in the Black Friday sales this year and, if so, how much you intend to spend?

As the cost of living crisis continues to heap pressure on to the finances of many people across the UK, we'd like to know whether you've had to dip into any savings you have. And if so, how often, and why have you needed to dip into your savings pot?

A prepaid debit card or kids' bank account can be an alternative way to cash for teaching children about spending wisely. With prepaid debit cards typically available to youngsters from age six and bank accounts from around 11 – from what age would you consider one of these for your kids?