Poll

This week's Money Tips email is all about Martin's Wallet Workout – but in this digital age, how many of us actually still carry a wallet or purse? Let us know in this week's poll.

The summer hols are only a few weeks away - and that means thousands of us Brits will be heading overseas, This week we want to know how you normally pay for things when you're on holiday overseas. Do you stick to cash, or do you think a credit card gets you more bang for your buck (euro, or dong)? Let us know in this week's poll.

We want to find out how each provider rates for service (how it treats you) and coverage (how strong the signal is when you need it). In truth, there are only four main networks providing signals – the rest use these, but under their own brands (see our Mobile networks guide for who piggybacks on who). Please rate the firm that provides your mobile phone bill (if you've switched networks recently, please rate the provider you were with the longest over the last year).

As petrol and diesel prices soar, hitting records of 185p and 191p per litre respectively, we want to know if you and/or your family have had to change your driving habits in response...

Soaring inflation means we now need to spend more just to pay bills and put food on the table. This week, we want to know if the cost of living crisis has impacted the amount you're able to save into your pension.

Whether it's down to customer behaviour, cost-cutting or both, banks are closing branches left, right and centre. This month alone, Lloyds Banking Group and Barclays have announced the closure of more than 50 branches, while TSB has has already closed 44 branches so far this year and plans to close a further 26 in June. So this week, we wanted to know when you last used your main bank's branch. We last did this poll way back in 2019, so let's see if things have changed.

Mobiles are often pricey, but some ways of buying them are more MoneySaving than others. So this week, we want to know how you purchased your phone.

The cost of living crisis has, sadly, left many needing to borrow more to make ends meet. This week, we want to know if it has also changed attitudes about when it's right or wrong to borrow. We've listed 22 options and want to know which you feel is appropriate to borrow for, or if it's appropriate to borrow at all. We've included some disguised lending, such as paying for your mobile phone or car insurance monthly – in effect a loan.

Martin celebrated his landmark 50th birthday this week, and naturally we celebrated by updating our Birthday freebies guide – a round-up of the best goodies you can claim on your birthday. While another trip around the sun is a perfect excuse to treat yourself and others, the cost can really add up. With as many birthdays as there are people in our lives, it leaves us wondering, how much do you spend on birthdays each year?

Competition's been fierce in recent months, with 'bribes' of up to £175 offered to those willing to switch. So whether you wanted better service, interest on your savings or just free cash – tell us when you last switched? Or if it's been a while or you've never done it, tell us why.