MoneySaving Polls Results Archive

How much of your Christmas shopping have you now done?
We've now fewer than three weeks to go until the big day. So are you a Christmas pre-planner or do you leave it until the last minute? How much of your Christmas shopping have you done so far? Please choose the option CLOSEST to your situation.

If you could cancel Christmas, would you?
Christmas is nearly here. For some it conjures a picture of family, fun and festive frivolity; for others it means stress, present pressure, debt and chores (see Martin's Ban Unnecessary Christmas Presents blog). So if you had a CANCEL CHRISTMAS button that'd make the whole thing disappear (and just add days to your holiday entitlement), would you press it?

How do you rate your energy provider’s recent service?
Winter's nearly here, the heating's on and while we're all about slashing energy bills (do a five-min comparison to see if you can save), we know service counts too. So twice a year we test recent customer service. Please rate your current supplier's SERVICE (not price) IN THE LAST SIX MONTHS (try to forget issues from before). If you've gas & electricity with different firms, rate both.

Have you haggled on the high street in the last year?
Haggling isn't just tried at call centres and market stalls, some even do it at high street chains. If you have, have you succeeded? Whether it's asking 'em to throw in some extras or negotiating a discount. Please answer for all the following stores you have tried to haggle in WITHIN THE LAST 12 MONTHS.

How many car insurance price comparison sites do you use?
In the last week, the Competition and Markets Authority accused Compare The Market of breaking the law by stopping insurers advertising the cheapest prices. Our cheap car insurance guide has always suggested you combine comparison sites, both as they list different firms and as they can even charge differently for the same ones. But do you do it? Please select the CLOSEST option to what you usually do.

Does mental health affect your debts?
We're updating our research on links between mental health issues and debt problems. It's argued either one can cause the other. If you’ve been affected, see our Mental Health & Debt guide. Please answer the question below. NOTE: Please exclude mortgages and student loans from definition of "debt".

Netflix, gyms, Sky – do you use the subscription services you pay for?
Subscription services are multi-billion pound businesses. Many know once they hook you in, you don’t leave – that’s why they offer you free trials to suck you in (see Martin’s free trial and Amazon Prime blogs). So we’ve selected a range of major subscription brands and categories and want to know if you get value out of them.   Please select all subscriptions that you pay for and how often you use them, under the relevant age group.

How much do you spend on holidays in a year?
There’s a lot competing for our cash, yet many put holidays near the top of the pile. So we wanted to see how much of your income you spend on them. How much AFTER-TAX income do you spend on all your holidays (UK and abroad) in one year?

Would you eat food past its best-before date?
This week Tesco announced it is removing best-before dates from over 100 fruit and vegetable products in an effort to reduce waste (see what best-before means). So when you find food at home past its best-before date, what do you do?

Would you bend down to pick up a penny?
These days, when many refuse to pick up coppers from the ground, how much would it have to be for you to bend down and pick up money lying around? Choose the option that’s closest to what you’d do:

Which stores do you LOVE or LOATHE?
Retailers love us to have a relationship with them. Indeed, many feel an almost intimate connection with some brands, but wouldn't be seen dead crossing others' thresholds. So let's see… Please pick up to FIVE that you love and up to FIVE that you loathe...

Is a degree earnings-enhancing and life-enhancing?
The debate about the cost and value of university rumbles on, so we want to test your 'big picture' view. Imagine you were telling a bright 18-year-old about whether they should go or not. In general, is getting a degree earnings-enhancing and life-enhancing?

Have you haggled with Sky, BT, the AA and more this year? Did you succeed?
Haggling can provide big savings – on anything from digital TV and broadband to credit cards, breakdown cover and insurance. Each year we try to gauge the success rates of those who’ve done it. So please let us know whether you’ve gained cheaper prices, extra goods, better deals or reduced interest. Which of these firms have you tried to haggle with IN THE LAST YEAR? (Select as many as you want from the major providers below.)

Are you allowed to buy cheap school uniforms?
As classrooms open for another year, buying new school uniform can be a costly exercise – especially if you aren't allowed to shop around for it. So does your child's school let you buy from supermarkets, or are you restricted to a specific shop? Which of these is closest to your situation? You can vote in each category if you've got children in different schools.

The Annual Census
So who are MoneySavers? For the fifth year running, rather than data-mining, we reckon the politest way to find out is just to ask. Plus we think you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls). Welcome to the fifth annual MSE census. Please answer the following 11 questions.

How do you rate your bank account's service?
Every six months we ask for your help to track the quality of customer service provided by banks. By comparing your answers with last time, we can see which have got better or worse. So, please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Ignore rates or any other products, and service if it's more than six months old.

How do you rate your broadband provider?
We can tell you which the cheapest broadband providers are, but to keep the customer service ratings updated, we need your help. Please rate your BROADBAND provider on customer service (not price) over the past SIX MONTHS. Switched broadband recently? Rate the provider you were with the longest over the last SIX MONTHS.

When did you last move your savings?
Savings rates have crept up slightly since last week’s base rate rise. If your savings are earning less than 1%, it’s time to move (see Top Savings Accounts). Yet we know switching savings isn’t everyone’s top priority, even though we'd urge you to think again – so when was the last time you moved your cash into a higher-paying account? Please choose the option CLOSEST to your situation. (If you use current accounts to save, include the last time you switched bank.)

How do you spend when abroad?
It’s peak summer, so time for a question we ask every year… if and when you travel abroad, how do you usually spend? For how we think it’s cheapest, see Travel Credit Cards. If you use a combination of methods, pick the one you use most often…

Do you just head to Amazon when you shop online?
Untitled Document Last year, retail heavyweight Amazon reportedly accounted for over a third of online spending in the UK – suggesting it’s the first port of call for many, especially those who pay £79 a year for its Prime service (see Martin’s Amazon Prime's commercial genius blog). So we want to know if you still compare prices when shopping online, or whether you just head to Amazon out of habit? Please select the option closest to your view, EXCLUDING GROCERIES…

Employed or self-employed - how much do you save in a pension?
In the last few years up to 10 million more people have started saving into private pensions due to auto-enrolment (for a full explanation read Martin’s message to every employee). So we wanted to know how much you AND/OR your employer (where relevant) contribute towards your pension. Please select the CLOSEST option to the total contributions being made to a private pension this tax year.

How do you feel now about Brexit?
There are now only eight months to go until the official date we leave the EU. Over the weekend the cabinet agreed a compromise (with itself) over our trade-negotiating stance, then like a dripping tap the resignations started. Yet there is now sort of a plan in place, so how do you feel about Brexit and how the negotiations are going? Which of these is CLOSEST to your view? PS: It’s likely the proportion of leave/remain voters won’t match the actual vote, as this isn’t a statistical sample of the UK population. More interesting is how each group of voters now feels.

How much of your shopping is now online?
Since the turn of the year over 7,000 jobs have been lost following high street shop closures, and more are under threat as many switch to online shopping. So how many of you still shop in stores vs online? (Count click-and-collect as online shopping.) Please select one option CLOSEST to your view, EXCLUDING GROCERIES AND BIG ONE-OFFS (such as cars or holidays).

How good is your mobile network's service & coverage?
We want to find out how each provider rates both for service (how they treat you) and coverage (how strong the signal is when you need it). In truth there are only four main networks providing signals, the rest use these but under their own brand (see our mobile networks guide for who piggybacks who). Yet vote for the firm that provides your mobile phone bill, as signal can differ. Please vote for your current provider based on customer service AND coverage over the last year.

Would you admit to being scammed?
Scams are getting more professional. Nearly 1 in 5 are now complex, polished and involve legal and financial elements. We all need to guard ourselves – see 30+ Ways to Stop Scams. However, some are embarrassed that they’ve been scammed and don’t admit it. Which of these is CLOSEST to your view?