MoneySaving Polls Results Archive

Should the contactless card spending limit be increased?
Two in five card payments are now made using contactless – up 31% in 2018. Yet the maximum amount you can spend using contactless is just £30 (barring some using Apple Pay), which is done to cap spending if someone takes your card. What would you like the limit per transaction to be?

At what age do you realistically hope to retire?
Early retirement talk was once all the rage. Now, with the state pension age rising (to 67 by 2028), retirement expectations are changing rapidly. Please select one option CLOSEST to your realistic hopes for completely giving up work.

How do you rate your bank account's service?
Every six months we ask for your help to track the quality of customer service provided by banks. By comparing your answers with last time, we can see which have got better or worse. So, please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Ignore rates or any other products, and service if it's more than six months old.

Have you haggled with Sky, BT, the AA and more this year? Did you succeed?
Haggling can provide big savings – on anything from digital TV and broadband to credit cards, breakdown cover and insurance. Each year we try to gauge the success rates of those who've done it. So please let us know whether you've gained cheaper prices, extra goods, better deals or reduced interest. Which of these firms have you tried to haggle with IN THE LAST YEAR? (Select as many as you want from the major providers below.)

How do you rate your broadband provider?
We can tell you which are the cheapest broadband providers, but to keep our customer service ratings updated, we need your help. Please rate your BROADBAND provider on customer service (not price) over the past SIX MONTHS. Switched broadband recently? Rate the provider you were with the longest over the last SIX MONTHS.

Is it OK to use a 2for1 voucher on a first date?
Love is in the air… well, maybe, it's the week of Valentine's Day at least, so time for our traditional poll. Is it acceptable to use a 2for1 restaurant voucher on a first date? We've asked this in previous years – so let's see if attitudes have changed. (PS: Yes we know splitting the bill is a valid option too, but that's a poll for another day…) Imagine David asks Alex to dinner on a first date, saying he’ll pay. When the bill comes, David whips out a 2for1 voucher – what advice would you give Alex?

Which stores' gift cards do you value most?
Imagine a friend offered to sell you a perfectly valid £100 gift card which doesn’t expire for two years. What’s THE MOST you would be willing to pay for it? We’ve picked two dozen popular shops – please answer for all of them if possible.

How do you feel Brexit will affect your personal finances?
The UK is set to leave the European Union on 29 March (see our Brexit help guide). So we wanted to test your sentiment about Brexit and its effect on your pocket, rather than the general economy. Of course exactly how we'll leave (or possibly even if) is still a matter of much debate, so this is more a gut reaction to leaving – based on what we know – than an examination of the specifics. So how do you FEEL your finances will be affected – which of these is closest to you view?

How much data do you use on your mobile?
With the growing use of social networks, streaming services, gaming and more all done on mobiles, we wanted to see how much data you crunch in a month. How much data (via 3G or 4G signal not Wi-Fi) do you USE in a typical month? If unsure, check your data usage settings or your mobile bill.

What is it appropriate to borrow for?
When is it right or wrong to borrow? Are some things more acceptable than others – where is the line between flippant purchases and core needs – or is it more about long-term investment in your home or happiness? We've listed 20 options and want to know which you feel is appropriate to borrow for, or if it's appropriate to borrow at all. We've included some disguised lending such as paying for your mobile phone or car insurance monthly – in effect a loan. Please select YES or NO for each option under the relevant category.

Is Christmas better or worse if you spend less?
The Christmas turkey has now gone cold – so it's a good time to evaluate. In the recent festive season, Martin's Ban unnecessary Christmas presents video went viral with more than 14 million views and 100,000s sharing it. So did you cut back this Christmas compared to past years, and how did you find it? Please select the option closest to your situation.

Parcel delivery firms: which are the best and worst?
Now the festive season is over, Santa finally has the chance to rest – yet for parcel delivery firms (which helped), it's business as usual. Over the past few years, we've heard a variety of horror stories, ranging from no-shows to mis-delivered parcels and even items being left in the bin. So it's time for our sixth annual poll to sort the good guys from the bad… Please rate your experience with each of these firms DURING THE LAST YEAR (don't rate if you haven't experienced their services).

How did you fare financially in 2018?
With the year drawing to a close, we wanted to find out if you're financially better off now than you were at the start of January 2018. Whether you saved money, paid off debt, overspent, borrowed or had a pay rise, tell us how your household finances fared over the past year. Please select ONE option under the relevant category.

What's your favourite Christmas film?
It's Christmas, so for this week's poll, we're forgetting money and going for a bit of fun. We've selected some festive films and we want you to tell us which is your favourite. PS. We're aware one or two of the films below may not be considered entirely Christmassy, so feel free to let us know which you think shouldn't have made the list – or which films we've missed – in the forum discussion.

What have you switched in 2018?
Sadly, the best deals rarely come to loyal customers. Moving company to a new, hot promotional deal is often (not always) the way to slash costs. So for EVERY category please select whether this year you’ve: - Switched: If you changed a provider/property/person in this category - Stuck: If you’re with the same provider/property/person (even if a different offering) - Don’t have: If you don’t have one of these…

What have you switched in 2018?
Sadly, the best deals rarely come to loyal customers. Moving company to a new, hot promotional deal is often (not always) the way to slash costs. So for EVERY category please select whether this year you’ve: - Switched: If you changed a provider/property/person in this category - Stuck: If you’re with the same provider/property/person (even if a different offering) - Don’t have: If you don’t have one of these… (Please note there's currently a technical issue with the way the results for this poll display - we're working on fixing this ASAP).

How much of your Christmas shopping have you now done?
We've now fewer than three weeks to go until the big day. So are you a Christmas pre-planner or do you leave it until the last minute? How much of your Christmas shopping have you done so far? Please choose the option CLOSEST to your situation.

If you could cancel Christmas, would you?
Christmas is nearly here. For some it conjures a picture of family, fun and festive frivolity; for others it means stress, present pressure, debt and chores (see Martin's Ban Unnecessary Christmas Presents blog). So if you had a CANCEL CHRISTMAS button that'd make the whole thing disappear (and just add days to your holiday entitlement), would you press it?

How do you rate your energy provider’s recent service?
Winter's nearly here, the heating's on and while we're all about slashing energy bills (do a five-min comparison to see if you can save), we know service counts too. So twice a year we test recent customer service. Please rate your current supplier's SERVICE (not price) IN THE LAST SIX MONTHS (try to forget issues from before). If you've gas & electricity with different firms, rate both.

Have you haggled on the high street in the last year?
Haggling isn't just tried at call centres and market stalls, some even do it at high street chains. If you have, have you succeeded? Whether it's asking 'em to throw in some extras or negotiating a discount. Please answer for all the following stores you have tried to haggle in WITHIN THE LAST 12 MONTHS.

How many car insurance price comparison sites do you use?
In the last week, the Competition and Markets Authority accused Compare The Market of breaking the law by stopping insurers advertising the cheapest prices. Our cheap car insurance guide has always suggested you combine comparison sites, both as they list different firms and as they can even charge differently for the same ones. But do you do it? Please select the CLOSEST option to what you usually do.

Does mental health affect your debts?
We're updating our research on links between mental health issues and debt problems. It's argued either one can cause the other. If you’ve been affected, see our Mental Health & Debt guide. Please answer the question below. NOTE: Please exclude mortgages and student loans from definition of "debt".

Netflix, gyms, Sky – do you use the subscription services you pay for?
Subscription services are multi-billion pound businesses. Many know once they hook you in, you don’t leave – that’s why they offer you free trials to suck you in (see Martin’s free trial and Amazon Prime blogs). So we’ve selected a range of major subscription brands and categories and want to know if you get value out of them.   Please select all subscriptions that you pay for and how often you use them, under the relevant age group.

How much do you spend on holidays in a year?
There’s a lot competing for our cash, yet many put holidays near the top of the pile. So we wanted to see how much of your income you spend on them. How much AFTER-TAX income do you spend on all your holidays (UK and abroad) in one year?

Would you eat food past its best-before date?
This week Tesco announced it is removing best-before dates from over 100 fruit and vegetable products in an effort to reduce waste (see what best-before means). So when you find food at home past its best-before date, what do you do?