MoneySaving Polls Results Archive

How do you rate your broadband provider?
We can tell you which are the cheapest broadband providers, but to keep our customer service ratings updated, we need your help. Please rate your BROADBAND provider on customer service (not price) over the past SIX MONTHS. Switched broadband recently? Rate the provider you were with the longest over the last SIX MONTHS.

Is it OK to use a 2for1 voucher on a first date?
It's Valentine's Day this Friday, so time for our traditional poll. Is it acceptable to use a 2for1 restaurant voucher on a first date? We've asked this in previous years – so let's see if attitudes have changed. (PS: Yes, we know splitting the bill is a valid option too, but that's a poll for another day…) Imagine Sam asks Alex to dinner on a first date, offering to pay. When the bill comes, Sam whips out a 2for1 voucher – what advice would you give Alex?

How much do you have in your current account TODAY?
This week, we want a snapshot of your finances. So, a simple question – how much do you have, or how overdrawn are you, in your main current account? Please select ONE option under the relevant category.

What proportion of your income is spent on your mortgage/rent?
Take what you pay on your mortgage or rent (include any service charges or ground rent but NOT council tax, insurance or other bills) and work out roughly what percentage of your monthly take-home pay/income (including benefits) it is.If you have joint finances which are intertwined then give your costs as a proportion of household income. Please answer in the correct category.

How much do you spend on holidays in a year?
It's January, peak holiday-booking season, the time of year when travel firms compete for our cash with special offers and deals. So this week, we wanted to know how much of your income you spend on them. How much AFTER-TAX income do you spend on all your holidays (UK and abroad) in one year?

How much data do you use on your mobile?
With the growing use of social networks, plus streaming, gaming and more all done on mobiles, we wanted to see how much data you crunch in a month. How much data (via a 3G, 4G or 5G signal, not Wi-Fi) do you USE in a typical month? If unsure, check your data usage settings or your mobile bill.

Parcel delivery firms: which are the best and worst?
Now the festive season is over, Santa finally has the chance to rest – yet for parcel delivery firms (which helped), it's business as usual. Over the past few years, we've heard a variety of horror stories, ranging from no-shows to mis-delivered parcels and even items being left in the bin. So it's time for our seventh annual poll to sort the good guys from the bad… Please rate your experience with each of these firms DURING THE LAST YEAR (don't rate if you haven't experienced their services).

How did you fare financially in 2019?
At the start of the New Year, we wanted to find out if you're financially better off now than you were at the start of January 2019. Whether you saved money, paid off debt, overspent, borrowed or had a pay rise, tell us how your household finances fared over the past year. Please select ONE option under the relevant category.

What’s your favourite Christmas song?
It's Christmas, so for this week's poll, we're forgetting about money and going for a bit of fun. We've selected some of the most loved Christmas songs – choosing the best-known version – and we'd like you to pick your favourites. Please vote for your FAVOURITE THREE (if yours is missing, feel free to vent in the forum discussion).

If you could cancel Christmas, would you?
Christmas is nearly here. For some it conjures a picture of family, fun and festive frivolity; for others it means stress, present pressure, debt and chores (see Martin's Ban Unnecessary Christmas Presents blog). So if you had a CANCEL CHRISTMAS button that'd make the whole thing disappear (and just add days to your holiday entitlement), would you press it?

How much of your Christmas shopping is now done online?
We've just a couple of weeks to go until the big day - but with reports of shoppers abandoning the high street in favour of shopping online, will you be buying your Christmas gifts in store or from the web? Please select one option CLOSEST to your view. (Count click-and-collect as online shopping, and exclude Xmas groceries completely.)

How do you rate your energy provider’s recent service?
Winter's here, the heating's on and while we're all about slashing energy bills (do a five-min comparison to see if you can save), we know service counts too. So twice a year we test recent customer service. Please rate your current supplier's SERVICE (not price) IN THE LAST SIX MONTHS (try to forget issues from before). If you've gas & electricity with different firms, rate both.

Should 1950s WASPI women be compensated?
Up to 3.8 million women born in the 1950s had been due to get the state pension at age 60. But legislation changes as recently as 2011 mean many will receive theirs up to six years later – some didn't hear about this until too close to retirement and say they hadn't had time (or in some cases, the means) to prepare for this delay. Labour proposes to compensate the women affected, costing the state £58 billion over five years. Boris Johnson said in a leaders' debate that while he sympathised, he couldn't promise 1950s women the money. Which of these levels of compensation, if any, is CLOSEST to your view?

Have you haggled on the high street in the last year?
Haggling isn't just reserved for call centres and market stalls, some even do it at high street chains. If you have, did you succeed? Whether it's asking 'em to throw in extras or negotiating a discount, let us know. Please answer for all the following stores you have tried to haggle in WITHIN THE LAST 12 MONTHS.

The MSE Leaders’ Debate 2019 – Pick key issues for PM candidates
Each general election, we run the MSE Leaders' Debate – where we put key consumer finance questions to party leaders. This time we hope to get Jonathan Bartley/Siân Berry (Green), Jeremy Corbyn (Labour), Nigel Farage (Brexit), Boris Johnson (Conservative), Adam Price (Plaid Cymru), Nicola Sturgeon (SNP) and Jo Swinson (Lib Dems). The questions below are a mix of ours and those suggested by you, the MSE users. Help us narrow them down – at least the top five will be included. Please choose up to five issues you'd pick.

Should the higher 40% tax band start at £50,000?
Currently, for most in England/Wales/Northern Ireland, you pay annual income tax like this (Scotland is a little different, see our income tax calculator for detailed info): - Up to £12,500 is your tax-free PERSONAL ALLOWANCE. - Above £12,500 and up to £50,000, the BASIC 20% tax is taken. - Above £50,000 and up to £150,000, the HIGHER 40% tax is taken. - Above £150,000, the TOP 45% tax is taken (and you've lost your personal allowance). While there's a huge number of variables, if you could only move the 40% rate (41% in Scotland) to be fair to individuals and provide revenue for the nation, which of these is closest to where you'd place it?

Take our life skills test
For this week's poll, we thought it would be interesting to see how many of these 21st century life skills you can actually do, pitting the younger generation against the older generation. Please tick ALL you feel you could do to a competent level.

Brexit – what should happen now?
It's nearly three and a half years since the UK voted to leave the EU. The next ‘must leave by’ deadline is 31 October. There’s now (another) deal on the table. What do you think the right thing to happen now would be? There are many possibilities but which of these is CLOSEST to your view… PS: It's likely the proportion of leave/remain voters won't match the actual vote, as this isn't a statistical sample of the UK population. More interesting is how each group of voters now feels.

When did you last use your bank branch?
Whether it’s down to customer behaviour, cost-cutting or both, banks are closing branches left, right and centre – in fact, 100s of branches have been shutting their doors every year. So this week we wanted to know when you last used your main bank's branch. We last did this poll 18 months ago - so let's see if things have changed. Please select ONE option under the relevant category:

Do you use credit cards?
Credit cards are like fire. Used right and they're a useful tool, but get it wrong and they burn. So this week, we want to know if you have a credit card and if you do, how much debt – at 0% or otherwise – do you have on it? Please tell us your credit card balance under the relevant category.

The Annual Census
So who are MoneySavers? For the sixth year running, rather than data-mining, we reckon the politest way to find out is just to ask. Plus we think you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls). Welcome to the sixth annual MSE census. Please answer the following 11 questions.

Are you an app, web, or branch banker?
Bank branches are closing and the digital revolution is taking over – not just online, but now with a host of app-based banks too. We wanted to find out how you access your bank and whether it depends on your age. Please select the way you MOST COMMONLY interact with your bank.

Which stores do you LOVE or LOATHE?
Retailers love us to have a relationship with them. Indeed, many feel an almost intimate connection with some brands, but wouldn't be seen dead crossing others' thresholds. So let's see… Please pick up to FIVE that you love and up to FIVE that you loathe...

Are you allowed to buy cheap school uniforms?
Buying new school uniform can be a costly exercise – especially if your child has to wear pricey branded items. So does your child's school let you buy from supermarkets, or are you restricted to a specific shop? Which of these is closest to your situation? You can vote in each category if you've got children in different schools.

Should the contactless spending limit be increased?
Two in five debit card payments were made using contactless last year. Yet at the moment, the maximum amount you can spend using contactless is just £30 (barring some using Apple Pay), which is done to cap spending if someone takes your card. While of course it'd be nice if limits could be personalised, if not, where would you say it should be set?