MoneySaving Polls Results Archive

How much do you spend on holidays in a year?
There’s a lot competing for our cash, yet many put holidays near the top of the pile. So we wanted to see how much of your income you spend on them. How much AFTER-TAX income do you spend on all your holidays (UK and abroad) in one year?

Would you eat food past its best-before date?
This week Tesco announced it is removing best-before dates from over 100 fruit and vegetable products in an effort to reduce waste (see what best-before means). So when you find food at home past its best-before date, what do you do?

Would you bend down to pick up a penny?
These days, when many refuse to pick up coppers from the ground, how much would it have to be for you to bend down and pick up money lying around? Choose the option that’s closest to what you’d do:

Which stores do you LOVE or LOATHE?
Retailers love us to have a relationship with them. Indeed, many feel an almost intimate connection with some brands, but wouldn't be seen dead crossing others' thresholds. So let's see… Please pick up to FIVE that you love and up to FIVE that you loathe...

Is a degree earnings-enhancing and life-enhancing?
The debate about the cost and value of university rumbles on, so we want to test your 'big picture' view. Imagine you were telling a bright 18-year-old about whether they should go or not. In general, is getting a degree earnings-enhancing and life-enhancing?

Have you haggled with Sky, BT, the AA and more this year? Did you succeed?
Haggling can provide big savings – on anything from digital TV and broadband to credit cards, breakdown cover and insurance. Each year we try to gauge the success rates of those who’ve done it. So please let us know whether you’ve gained cheaper prices, extra goods, better deals or reduced interest. Which of these firms have you tried to haggle with IN THE LAST YEAR? (Select as many as you want from the major providers below.)

Are you allowed to buy cheap school uniforms?
As classrooms open for another year, buying new school uniform can be a costly exercise – especially if you aren't allowed to shop around for it. So does your child's school let you buy from supermarkets, or are you restricted to a specific shop? Which of these is closest to your situation? You can vote in each category if you've got children in different schools.

The Annual Census
So who are MoneySavers? For the fifth year running, rather than data-mining, we reckon the politest way to find out is just to ask. Plus we think you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls). Welcome to the fifth annual MSE census. Please answer the following 11 questions.

How do you rate your bank account's service?
Every six months we ask for your help to track the quality of customer service provided by banks. By comparing your answers with last time, we can see which have got better or worse. So, please vote based on CUSTOMER SERVICE for your main CURRENT account over the last SIX MONTHS. Ignore rates or any other products, and service if it's more than six months old.

How do you rate your broadband provider?
We can tell you which the cheapest broadband providers are, but to keep the customer service ratings updated, we need your help. Please rate your BROADBAND provider on customer service (not price) over the past SIX MONTHS. Switched broadband recently? Rate the provider you were with the longest over the last SIX MONTHS.

When did you last move your savings?
Savings rates have crept up slightly since last week’s base rate rise. If your savings are earning less than 1%, it’s time to move (see Top Savings Accounts). Yet we know switching savings isn’t everyone’s top priority, even though we'd urge you to think again – so when was the last time you moved your cash into a higher-paying account? Please choose the option CLOSEST to your situation. (If you use current accounts to save, include the last time you switched bank.)

How do you spend when abroad?
It’s peak summer, so time for a question we ask every year… if and when you travel abroad, how do you usually spend? For how we think it’s cheapest, see Travel Credit Cards. If you use a combination of methods, pick the one you use most often…

Do you just head to Amazon when you shop online?
Untitled Document Last year, retail heavyweight Amazon reportedly accounted for over a third of online spending in the UK – suggesting it’s the first port of call for many, especially those who pay £79 a year for its Prime service (see Martin’s Amazon Prime's commercial genius blog). So we want to know if you still compare prices when shopping online, or whether you just head to Amazon out of habit? Please select the option closest to your view, EXCLUDING GROCERIES…

Employed or self-employed - how much do you save in a pension?
In the last few years up to 10 million more people have started saving into private pensions due to auto-enrolment (for a full explanation read Martin’s message to every employee). So we wanted to know how much you AND/OR your employer (where relevant) contribute towards your pension. Please select the CLOSEST option to the total contributions being made to a private pension this tax year.

How do you feel now about Brexit?
There are now only eight months to go until the official date we leave the EU. Over the weekend the cabinet agreed a compromise (with itself) over our trade-negotiating stance, then like a dripping tap the resignations started. Yet there is now sort of a plan in place, so how do you feel about Brexit and how the negotiations are going? Which of these is CLOSEST to your view? PS: It’s likely the proportion of leave/remain voters won’t match the actual vote, as this isn’t a statistical sample of the UK population. More interesting is how each group of voters now feels.

How much of your shopping is now online?
Since the turn of the year over 7,000 jobs have been lost following high street shop closures, and more are under threat as many switch to online shopping. So how many of you still shop in stores vs online? (Count click-and-collect as online shopping.) Please select one option CLOSEST to your view, EXCLUDING GROCERIES AND BIG ONE-OFFS (such as cars or holidays).

How good is your mobile network's service & coverage?
We want to find out how each provider rates both for service (how they treat you) and coverage (how strong the signal is when you need it). In truth there are only four main networks providing signals, the rest use these but under their own brand (see our mobile networks guide for who piggybacks who). Yet vote for the firm that provides your mobile phone bill, as signal can differ. Please vote for your current provider based on customer service AND coverage over the last year.

Would you admit to being scammed?
Scams are getting more professional. Nearly 1 in 5 are now complex, polished and involve legal and financial elements. We all need to guard ourselves – see 30+ Ways to Stop Scams. However, some are embarrassed that they’ve been scammed and don’t admit it. Which of these is CLOSEST to your view?

Should the railways be renationalised?
We used to let the train take the strain – though in the last few weeks rail chaos has meant it’s been the cause of it. Privatisation over 20 years ago means our trains are currently run by 30 private rail firms. Could renationalising – taking it all back into public ownership – be the solution? It’s a complex debate, so just opt for which of these is CLOSEST to your view.

How do you rate your banks' apps?
More and more of us now bank or save by app, so we want you to rate yours. Please vote for ALL THE APPS that you've used. NOTE: When we say standard features we mean it only has the likes of account details and transactions. Lots of features means it offers extras such as budgeting and categorising your spending.

Is travel insurance a must-buy for a holiday?
We believe you should get travel insurance ASAB (As Soon As you've Booked) as you're then covered if you have to cancel any time BEFORE your holiday begins. Yet whether you're going abroad or staying in the UK, do you risk going without it? For more help, see our Cheap Travel Insurance guide. Please select the option which is the closest for your next holiday.

How do you rate your energy provider’s recent service?
Now it’s warmed up, it’s a good time to reappraise what your energy provider’s service was like over the winter. Please rate your current supplier's SERVICE (not price) IN THE LAST SIX MONTHS (try to forget issues from before). If you've gas & elec with different firms, rate both. (And while service is important, so too is price - so do a five-min comparison to see if you can save.)

Is it time to revalue Britain’s council tax bands?
In England and Scotland your council tax band depends on your home’s value in 1991 (Wales 2005), when the last (and only) valuation was done. It’s likely 100,000s of homes are in the wrong band as drive-by 'second-gear valuations' were commonplace. (See our Council Tax Check & Challenge guide.) However, redoing it would likely see widespread changes to valuations and risk some paying substantially more (others less). Is it worth it? Some may argue the whole system should be scrapped, but that’s a different poll. So… Please choose the option closest to your view:

How much are you worth (or do you owe)?
So are we a nation of savers or debtors?  Take any unsecured debt (ie, EXCLUDING ANY MORTGAGE/STUDENT LOAN) away from any savings and where do you end up? Whether you've "net worth" or "net debt", pick your relevant option:

When did you last switch bank account?
Whether you want better service, better rates or just free cash – changing your day to day bank account can be well worth doing (see Best bank accounts). But have you done it?… When did you last switch bank account? Please choose the option CLOSEST to your situation.