Poll

Now that December is upon us, many will be getting into the Christmas spirit by decorating festive fir trees. Depending on whether you prefer a real or artificial tree, this either means a dusty trip to the loft or a journey out to the local shops. Yet, when the right time to do this is can vary wildly depending on who you ask. So tell us, when will you be putting up your Christmas tree? Is it already up? Fake or real tree?

Haggling can result in big savings – on anything from digital TV and broadband to credit cards, breakdown cover and insurance. Each year we try to gauge the success rates of those who have done it. So whether you've gained cheaper prices, extra goods, better deals or reduced interest, please let us know how successful you've been in this week's poll.

When it comes to grocery shopping you've a lot of choice – from the aisles of Aldi to the wonders of Waitrose. Yet your choice could be costing (or saving) you hundreds. So tell us, which supermarket is your favourite?

The festive period is the highest spending period of the year for most people. So this week we want to know, including food, drink, decorations, presents, travel etc, how much do you typically spend in total on Christmas?

Going green is top of the news agenda this week, with world leaders meeting at COP26. Yet it's not always easy – or cheap – to make environmentally-friendly choices in what we buy or use. This week we want to know whether you'd be prepared to pay more to go green with these common products or services?

So who are MoneySavers? For the eighth year running, rather than data mining, we reckon the politest way to find out is just to ask. Plus we think you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls).

Competition's fierce in the current account switch market right now – so this week, we want to know when you last switched banks.

The UK energy market is in crisis with bills rocketing. And we're hearing from many users complaining their direct debits have been hiked out of proportion to the cost price. We want to understand how you've been affected – has your energy provider increased your direct debit, and if so, by how much?

Amazon is the first port of call for many when it comes to online shopping, with one-third of you heading straight to the retail giant without comparing prices elsewhere, according to our 2020 poll. As we're entering the high-spend period in the run-up to Christmas, we want to see if that's changed – so tell us, do you compare prices when shopping online, or just head to Amazon out of habit?

Credit cards are like fire. Used right and they're a useful tool, but get it wrong and they burn. Plus, with less than 100 days 'til Christmas it's a chance to bag free points or cashback on spending you'd do anyway. So this week, we want to know if you have a credit card and if you do, how much debt – at 0% or otherwise – do you have on it?