Poll

The summer holidays are rapidly approaching, with many making plans to head overseas. So this week, we want to know how you normally pay for things when you're abroad. Do you stick to cash, or prefer paying by card?

It's the deadline for English students to apply for student loans this Friday. We've often highlighted the hidden parental contribution which means parents are expected to pay towards their children's living costs while studying at uni – yet even those getting the maximum support often need more to live off. So this week, we want to know if your kids go (or went to uni), if you help(ed) them out financially, and how much you contribute(d).

From Monday 10 June, all cats aged 20+ weeks must be microchipped and have their details registered on a database – failure to do so could ultimately result in a £500 fine. So, we want to know two things: do you own a cat, and is your furry friend already microchipped?

There has been a small spark of recovery in energy switching in recent weeks, as providers have dropped the prices of their fixed deals. With that in mind, this week we want to know whether you've switched or fixed your energy bills in the past six months and why (or why not)?

The cost of living crisis has resulted in many taking on extra credit card debt – in some cases just to cover basic necessities. So this week, we want to know how much credit card debt you have in total and whether this has increased over the past 12 months.

With the rise of online marketplace Vinted, eBay's announcement it has scrapped charges levied on those selling pre-owned clothes and Ted Baker's recent financial woes, this week we want to know how you buy the majority of your clothes – whether online or on the high-street, if new or pre-owned.

Take what you pay on your mortgage or rent (including any service charges or ground rent but NOT council tax, insurance or other bills), and let us know roughly what percentage of your monthly take-home pay/income it is. If you have joint finances, please give your costs as a proportion of your total household income.

Water bills increased for the majority of households in England, Scotland and Wales on Monday 1 April, taking the average bill to £473 according to Water UK. So now's a good time to check if you can save £100s on your bills by getting a water meter installed.

There are lots of special savings accounts designed just for children, often mirroring what adults can get – including regular savers, easy-access accounts and junior ISAs. So this week, we want to know if you're tucking money away for your little 'uns and, if so, how you go about it.

Child Benefit is for parents of children under 16 (or 20 and in full-time education). It can be worth more than £17,000 and gives you state pension-boosting national insurance credits - see Martin's latest need-to-knows above for more. We want to know whether you claim Child Benefit, and if not, why not? Vote in this week's poll.