Poll

Poll Started 26 May 2008: Are MoneySavers for richer or for poorer? If you're on this site you're looking to save money or beat the system. Does that mean site users are likely to be richer as they're financially savvy, or poorer as they're here for help... how do you fit in? How much do you earn a year? Please include pensions / benefits / other income

Poll started 20 May 2008: When it comes to your credit score, it's not marriage, living together or even just holding hands that count. It's all about joint financial products like bank accounts or mortgages (see the credit rating guide). How long before you’d be willing to get a joint account

Poll started 12 May 2008: What percentage of your after-tax earnings does your rent or mortgage account for?

Poll started 06 May 2008. House Prices: Would you prefer them to rise or fall? For the first time in many years it's been reported there’s an annual fall in house prices (by 1%). For most things, falling prices benefit consumers. In house prices they help first time buyers and upgraders, but are worrying for those with little equity in their homes or those planning to sell. What’s your instinct? Which of these would you prefer?

Poll Started 28 April 2008: The ‘Can you spot a BIG company’ quiz. There are 11 companies listed below; ten of the UK’s biggest companies (or technically the biggest listed on the London Stock Exchange) and one other. The rankings are based on ‘market capital’, which is the current stock market valuation of all those listed as at 28 April 2008 according to Sunday Times data. The answer will be in next week’s email Vote for which you think ISN’T a top ten UK company… And no cheating and looking it up!

Poll Started 21 April 2008: Income Tax: Do you agree with the Govt’s changes? There’s a possible backbench rebellion against the govt’s 6 April tax changes. The basic rate’s been cut from 22% to 20%; but the old 10% starting band has been dropped to pay for it. The main winners: Those earning above £15,075 pay less tax. The main losers: Those earning between £5,435 and £15,075 pay more tax. Some people will have this made up by tax credits but its estimated 5.3m won't. Calculate your tax gain or loss. Which of these is closest to your view?

Poll started 15 April 2008: Have you ever read the Ts and Cs? Whether it's bank accounts, credit cards or mobile phone contracts, the devil’s in the detail. Yet does anyone actually read it? Which of these is closest to your situation? Have you ever read the Ts and Cs?

Poll started 08 April 2008: When were you last asked for ID? How young do MoneySavers look? How old were you when you were last asked for ID before you were allowed to buy alcohol?

Poll Started 1st April 2008: Is the TV licence fee worth it? It costs £135.50 a year for any home with a colour TV, and pays for the BBC - that's TV, radio, regional programmes and BBC online (Read the TV Licence Guide). We’ve run the same poll twice before, have views changed? Is it worth it? Which of these is nearest to your view?

Poll started 25 March 2008: Have you ever cheated the taxman? Have you ever not declared earnings, left money in a hidden account, or not paid tax when you should? It is of course a crime, and being cracked down on ever more harshly. How widespread is tax evasion? Which is the closest to your situation? Over your life have you knowingly: