Kit Sproson

Senior Money Writer – Mortgages Expert

Latest from Kit Sproson

Will a student loan impact your ability to get a mortgage?

Will a student loan impact your ability to get a mortgage?

Many students leave uni having borrowed £10,000s in student loans. So it's natural to wonder if it'll affect your ability to get a mortgage now or in the future. This short guide explains what you need to know.

10 January 2024

Buy now, pay later: how it works and what to look out for

Buy now, pay later: how it works and what to look out for

Buy now, pay later can be a free and easy way of borrowing money, but there are pitfalls to look out for. This MoneySavingExpert guide tells you how it works.

9 January 2024

Martin Lewis scam adverts

Martin Lewis scam adverts

Ignore Martin Lewis scam adverts - they are all fake. Martin Lewis doesn't do ads, so anytime you see his face or name being used to advertise something, it's a scam.

9 January 2024

Should I overpay my mortgage?

Should I overpay my mortgage?

Is it better to save or invest my money? This MoneySavingExpert guide weighs up the pros and cons to help you make the right decision.

9 January 2024

Guide to probate

Guide to probate

This MoneySavingExpert guide explains what probate is, when it's required, the fees involved and walks you through a simple DIY process.

9 January 2024

Inheritance tax

Inheritance tax

Legal inheritance tax planning is one of the easiest and biggest ways to save money possible - learn more about IHT planning and saving on death duties.

9 January 2024

Cheap and free wills

Cheap and free wills

If you've got assets and people to look after, making a will is crucial: read this MoneySavingExpert guide on will-writing cheaply – or even for free, online.

8 January 2024

Green mortgages

Green mortgages

5 January 2024

How much can I afford to borrow?

How much can I afford to borrow?

You have a deposit, but how much can you borrow? Use MoneySavingExpert's mortgage borrowing calculator to find out, plus how loan-to-value affects rates.

5 January 2024

How to check your credit report for free

How to check your credit report for free

Learn how to check your credit report for free with this MSE guide – key as your credit rating affects whether you can get mortgages, credit cards & more.

4 January 2024

Cheap mortgage finding

Cheap mortgage finding

If you want the best mortgage, search mortgage comparisons, then use a mortgage broker. Find out how to search the market for your top rate with MoneySavingExpert.

4 January 2024

Getting ready to remortgage

Getting ready to remortgage

If you're coming to the end of your mortgage deal, then it's time to look for a new one. This MoneySavingExpert guide tells you how to sort your finances.

4 January 2024

Marriage tax allowance

Marriage tax allowance

The marriage tax allowance means you may be eligible to claim a £1,250 tax rebate, but an estimated 2.4 million married and civil-partnered couples are missing out.

3 January 2024

Stamp Duty Calculator

Stamp Duty Calculator

Calculating stamp duty can be tricky. Use our handy tool to find out how much stamp duty you’ll need to pay when purchasing a new home.

2 January 2024