Kit Sproson

Senior Money Writer – Mortgages Expert

Latest from Kit Sproson

First Homes scheme: how it works

First Homes scheme: how it works

First-time homebuyer? The government's First Home Scheme could help you get a discount on the property price. Learn more in MoneySavingExpert's guide.

4 September 2024

Prepaid funeral plans

Prepaid funeral plans

A prepaid funeral plan lets you pay for your funeral in advance, potentially saving your family stress and expense when you die. But they don't cover all funeral costs, so check what's included first. This guide helps you compare what's on offer and decide whether to get one.

4 September 2024

Cheap and free wills

Cheap and free wills

If you've got assets and people to look after, making a will is crucial: read this MoneySavingExpert guide on will-writing cheaply – or even for free, online.

4 September 2024

Council tax discounts

Council tax discounts

Martin Lewis's MoneySavingExpert reveals whether you'll qualify for a council tax discount. See how much you might save, and how to apply.

3 September 2024

Reclaim bank charges

Reclaim bank charges

You could still reclaim £100s of bank charges back even after Supreme Court ruling - see how to claim back unfair bank charges with MoneySavingExpert.

3 September 2024

Should I overpay my mortgage?

Should I overpay my mortgage?

Is it better to save or invest my money? This MoneySavingExpert guide weighs up the pros and cons to help you make the right decision.

3 September 2024

30+ ways to stop scams

30+ ways to stop scams

Offered £100 million and all you have to do is hand your bank details over? This MoneySavingExpert guide shows you how to avoid scams & tips on safer shopping.

23 August 2024

How to claim the 'severely mentally impaired' council tax discount

How to claim the 'severely mentally impaired' council tax discount

How to claim a council tax discount if you're 'severely mentally impaired’. Who's eligible and what you need to know before making a claim - MoneySavingExpert.

20 August 2024

Buying a new-build home: what you need to know

Buying a new-build home: what you need to know

Buying a new-build home throws up a unique set of challenges. We explain what you need to know before, during and after the new build buying process, with 15+ handy tips.

16 August 2024

Moving home checklist

Moving home checklist

You've got the keys. So now you need to move. Top moving house checklist tips including cleaning, utility bills, removal companies and redirecting mail - MoneySavingExpert

15 August 2024

Buying a home – the timeline

Buying a home – the timeline

From scouring the market for your dream home through exchanging contracts to moving day, this MoneySavingExpert guide runs through the buying process from start to finish

13 August 2024

How much can I afford to borrow?

How much can I afford to borrow?

You have a deposit, but how much can you borrow? Use MoneySavingExpert's mortgage borrowing calculator to find out, plus how loan-to-value affects rates.

31 July 2024

Green mortgages

Green mortgages

30 July 2024