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A free, independent, consumer help email from www.moneysavingexpert.com

UK cheapest multi-region DVD Player:
More price drops in the DVD world and again it's Richer Sounds providing the UK's cheapest player. It has dropped the price of its Acoustic Solutions DVD 321 by another £10.  This means the single region player is now just £39.99 and the multi-region £49.99 (with a £10 extra for a 3 year warranty) or the single region version just £39.99. To read my original Deal on this player – click here.  (note: the price has not yet been updated on www.richersounds.com but is available in stores)

Car Insurance:

A very tough subject for me normally as there's rarely a right answer about the cheapest.  However www.confused.com is possibly an answer, as well as searching other providers it also searches other brokers.  I'm not ready to give it ‘Deal' status yet as I've not fully investigated, but it's well worth a try.  If you do try it – I'd appreciate your feedback on how good the price was compared to others – click here to post a note on it in the chat section.   

However there is another trick to play.  One common promise made in car insurance is ‘we'll beat your renewal quote' this is fairly meaningless as many companies offer it and what they don't promise to do is beat ‘any other quote'.  www.egg.com has an interestingly different price promise though - it promises to hold your premiums for this year and next.  This is very useful as car insurance costs are rising heavily year after year – therefore if Egg's quote isn't much more expensive than the cheapest – it's worth going for.

Pension and Repensioning

I've really hit hard on pensions in my last two columns - one on cutting the cost of getting a new stakeholder and personal pensions.  The other is an exclusive idea of mine to ‘repension' – essentially it enables you to get more out of your current pension at no cost and no risk.

To read the pension deal click here
To read the repensioning deal click here

Payback time

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Martin's Money Poser

Following the masses of replies for the last Money Poser – I thought I would set you another one.

Which of these would give you higher growth

a. Stockmarket rises 10% a year for 5 years then drops 10% a year for 5 years
b. Stockmarket falls 10% a year for 5 years then rises 10% a year for 5 years
c. Stockmarket stays the same
d. All are equal

Post your answer by clicking here

If you have a question
If you have a question or suggestion - I'm sorry I don't reply to e-mails - but I will reply if you post them on the 'Chat' Boards - please click here to ask.

Have a great Easter

Martin

A quick final note:  Please remember www.moneysavingexpert.com and this e-mail is completely free, independent and unbiased with no ads or sponsorship.  If you like the site then you can support it both by recommending it to friends and ensuring you use the site's Money Directory.  This is a yellow pages type directory of financial websites compiled externally compiled by find.co.uk.  It lists and categorises thousands of financial websites.  .  For every click you make to a provider, a micropayment is made to MoneySavingExpert.com and this helps offset the cost of the site.

Martin Lewis is a journalist specialising in ways to save money. Information contained within this e-mail does not constitute financial advice.  The information contained is based on general journalistic research and analysis rather than tailored advice aimed for individuals.  Decisions should be taken after considering the effects of all specific circumstances.   For the sake of transparency it should be noted Martin neither earns commission nor fees from any recommendations and is completely independent from all product and information providers - Martin makes his living as a journalist simply being paid for articles written or broadcasting.

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