Archive: MoneySavingExpert's Money Tips Email

22 July 2004: New best card for puchases, free texts, ebay trick, new top current account, free frisbee, benefits info, cheap romantic gifts and much more yummy MoneySaving

This info may be out of date. Read this week's emails

The following is the text of Martin's Money Tips e-mail on 22 July 2004

Big new credit card headlines this week, the age of the year long 0% really is upon us. Lots of other clever stuff too, special thanks to yet another MoneySaver who's knocked up some fab new software, see the Ebay Tip. Plus thankfully the site is now super fast again!

NEW BEST PURCHASES CARD. TARTS ALERT! A YEAR'S 0% A new Sainsbury's credit card offering new customers a year's 0% on purchases, and as it also offers Nectar points it pips Barclaycard as the best lending for spending. For full pros, cons & card picking strategies read a completely new Best Card For Purchases article. If you've already read it & want to apply or peek at the card click here*. Do note though, the 0% is for purchases not balance transfers, if you have existing debts on cards the instead read my just updated Best Balance Transfers article.

FREE TEXT FOR ORANGE USERS. Thirty free texts, if you use a special code Chat Tip

E-BAY CHEAP GOODS TRICK: Many Ebay listings have spelling errors, meaning they don't turn up in searches, so there are less bids and they're cheaper. A MoneySaver has set up a clever web-tool that searches for near spell-alikes to find the bargains. Specific Chat Tip or Ebay Chat Forum section.

NEW TOP CURRENT ACCOUNT: 5.5% in-credit, 0% overdraft & £30 for signing up. Alliance & Leicester's new day to day bank account offers a massive 5.5% if you're in-credit and a year's 0% overdraft. Frankly, if you're still with an abysmal high street account with a 15% overdraft and 0.1% in credit interest, you don't deserve the name MoneySaver. Sort it out. Switching is easy. I've done a full update of the best current account article. Best Bank Accounts.

FINDING WHAT YOU WANT: Behind stage, plans are afoot for a mini MoneySavingExpert redesign to make stuff easier to find. Meanwhile this new guide should help (it's also atop the home page if you're ever stuck)

WARNING: DON'T DIAL 1471 THEN 3! From 1 August this will cost 6p via BT, and outrageously it now applies whether the call is connected or not. To discuss click here

BENEFITS AND TAX CREDIT MONEYSAVING INFO BANK: MoneySaver Fran volunteered and has revolutionised this Chat Forum Board, with categorised links making finding info & help much easier. Check out What benefit can I claim, Working & amp; Child Tax Credits, Incapacity Benefit, Save money on benefits, tax credits, low income, Housing and Council Tax Benefit, Carers,

Income Support & Jobseekers Allowance, *Disability Living Allowance,

URGENT REMINDER: LOAN Cheapest ever, 5.8% & its flexible, (likely to end soon) Article

URGENT REMINDER: SAVINGS New Best Buy 5.5% (only around for short time) Article

URGENT REMINDER: FREE £25 First Direct Loophole, who knows how long it'll last Article

BBC1 ‘SAVVY SPENDER' FOCUS GROUP. A BBC1 programme I'm involved in, is looking for a savvy spender for a filmed focus group on spending fin early August. Read more

THE GREAT ‘cheap but romantic gift' HUNT: Maybe I'm going soppy in m'old age, but let's help those looking to make loved ones smile without breaking the bank. Read or add suggestions to. ‘Cheap but Romantic Gifts' 'Past Great Hunts still running include How to get a flight upgrade',

‘Posh Nosh No Dosh', ‘Cheapest & Best Internet Dating', ‘Cheap Places to take a Date', & ‘Kids' Summer Holidays Days Out'

ARE YOU A SUPER-TART? Vote for the official name for free cash from credit cards here.

LATEST QUICK CHAT TIPS (also see Chat Tips GOLD)

Reebok mini trampoline £13.99 Click here

3 months' Telegraph and £15 M&S Voucher for £19.50 Click here

Slippery way to get Tesco points (£35 worth or up to £140 vouchers) Click here

Cheapest 20GB MP3 player discussion Click here

Kids Tizer t-shirt for 4 bottle caps (& how to buy 4 bottles cheaper) Click here

Jackass DVD £3 Click here

Claim your Tube delay refunds Click here

Canon A70 digi-cam £129 (rated cam) plus Boots points Click here

Loadsa codes for Tesco.com warehouses Click here

Most Popular Chat Tips Ever (with links) Click here

TOOTH WHITENING DISCUSSION: Ok, well it's only partially MoneySaving as cheap prices are mentioned, but it is a fascinating discussion between two dentists about whether this is worth doing or not. If you're thinking about it, well worth reading (or taking part in). Discussion

QUICKIES

New Supermarket Offers Comparison Sites: More info

Existing Circle Rebate Cardholders: Quick tip to attempt to keep the 1% cashback

Designers. Want to redesign this e-mail's template? Small Fee available, More Info

NAME & SHAME SUPERMARKET MISPRICING: Watch out, the latest supermarket trick seems to be ‘buy more – pay more per item.' It seems to be coming more common that multi-buys are more expensive – to read more, or report if you spot one.

Andrea's Freebies: Frisbee (or should it be Freesbee – ML), Eye drops,

Washing powder, Clairol Nice N'Easy, Dry mouth samples, Winalot dental fresh,

Try Me Free Summary, Freebies GOLD

That's it for this week. I must say my favourite Chat Post was from someone who multi-MoneySaved on the back of last week's tip. They used the First Direct Free £25, to pay for the £25 Sainsbury Wine free USA flight. I wondered if anyone else had similar ‘holistic' MoneySavings – let me know here.

And regulars will know what I'm abou t to say….. so let's do it all together….one…two…three ‘please do e-mail everyone you know about the site and recommend they join up to the e-mail, the more MoneySavers the more power to our collective elbow, let's make the big companies tremble.'

I hope you save some money

Martin

*Affiliated link: This link invisibly takes you via price comparison site Moneysupermarket, pays per click to keep this site free to use and free of ads. It in no way impacts any editorial decisions (what I write), costs you anything or changes the product. For the sake of transparency, to do the same thing unaffiliated go to www.sainsburysbank.co.uk. For more on the site's ethical and financial policy read this

TO ASK A QUESTION OR SEE ALL BEST BUYS LISTED SCROLL DOWN

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To read more click here. To compare shops prices and buy it for less click here. To discuss it click here

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Disclaimer: This e-mail is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to specific circumstances. All tips are followed at your own risk and should be followed up with your ow n research.
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