Archive: MoneySavingExpert's Money Tips Email

15 Sept 2004: Cheapest Phone, Free Flights, Bingo!, Site Changes, Job Op, Cheapest Printer, Christmas Warning & much much more MoneySaving...

This info may be out of date. Read this week's emails

The following is the text of Martin's Money Tip E-mailed on 15th September

Hiya. I don't say this lightly, but overall I think in terms of MoneySaving quality and range this is the most jim-jampacked I've ever sent, so please take the time to fish through it all.

NEW ARTICLE: CHEAPEST HOME PHONE PROVIDER 40% CHEAPER: This really is a sea change in home phone costs – without paying an additional monthly fee you get all calls to UK landlines for 1p (i.e. that's it regardless of how long you talk) plus cheaper calls to mobiles and overseas. New Article: Cheapest home phone calls. Updated Guide: Home Phones.

FREE FLIGHTS TRICK EXTENDED: Ryanair has extended its ‘free flight giveaway' until Monday, so the special system on how to grab one easily still works.

BINGO! Anyone joining Mecca in September (in the real not online bingo clubs) receives their first bingo session completely free. Clickety click,here

LOOK OUT! RECORD BREAKING 18 MONTHS 0% CARD: For once Capital One's junk mail ain't junk, as some people are receiving this 18 month 0% balance transfer offer. Keep your eyes on your letter box, as receiving the forms the only way to apply. More info: 18 month 0%. Non-recipients see the best of the rest Articles: Best card for purchases, best balance transfers or Credit Cards: Which is right for me?

Reminder: Free Accurist Ladies & Gents watch set with 0% card. View/apply*, Article.

Reminder: Pay less for your prescriptions Cheaper prescriptions and medications

Reminder: Personal Loans Cheapest Personal Loans 5.8%

NOW YOU CAN FIND STUFF! WELCOME TO THE GREEN BAR! The site has changed to make things easier to find. The Articles section is now categorised with direct links in the new home page GREEN BAR and at the end of this e-mail, and the search box has been upgraded so using “speech marks” now finds phrases, plus there's a host of other changes. New Article Categories: [ Banking & Loans | Credit Cards | Insurance | Shopping | Savings & Investments | Mortgages & Related Products | Travel & Holidays | Utilities & Phones | Miscellaneous ]

JOB OPPORTUNITY: Junior web developer for MoneySavingExpert.com

GREAT ‘CHEAPEST PRINTER' HUNT: This week's call is to tap MoneySavers' collective research power and knowledge of printers, not just the ‘cheapest to buy' but incorporating cartridge costs too. Make a suggestion or read others. Also read the ongoing Cheap printer cartridges hunts: Hewlett Packard, Canon, Epson, Lexmark, Other cartridges

Selected Other Great Hunts: 'How to get a flight upgrade', ‘Student Discounts', ‘Cheapest Laptop Hunt', 'Cheap but Romantic Gifts', Cheapest Shredder Hunt, ‘Posh Nosh No Dosh'

LATEST QUICK CHAT TIPS (also see Chat Tips GOLD)

· Bluetooth 2Mb digital camera £49.99 Snap it up!

· Last call, unofficial South Wales MoneySavers' gathering.

· New York break from £20 Now includes full T&C details

· Burtons suit promo Suits You Sir

· Just bought a Hewlett Packard product? Grab the rebate

· M&S online lingerie clearance Knickers!

· Sony semi-portable DVD Player £39.99 Sony Money

· Don't bin your Ikea catalogues Meatballs

· Nominate a Post of the month winner for September Post of the month

· Most Popular Chat Tips Ever (with links)

WARNING! CHRISTMAS IS COMING. ACT NOW! Anyone cash-strapped should be considering financing Christmas immediately. You've three months of pay to finance it, much easier than having to meet this huge expenditure out of December's cash alone, and possibly being pushed into debt. Read Budget the MoneySavingExpert way or discuss Christmas Budgeting.

MORTGAGE & SAVINGS. IT'S LEVEL PLAYING FIELD TIME. We didn't get a base rate rise this month, so it's a good time for mortgage and savings comparisons as they're not impacted by who has and hasn't altered rates. Savings Articles: Where to start with savings, all savings articles. Mortgage Articles: full remortgage guide (newly tidied), all mortgage articles.

Andrea's Freebies: Slimfast breakfast bar, Free perfumes: Estée Lauder perfume and Lancome perfume; Disney magazines; Anti-snore earplugs; Mini radio Try Me Free Summary, Freebies GOLD

HOMEOWNERS/FIRT TIME BUYERS WANT A TV MAKEOVER? ITV1's Tonight with Trevor MacDonald is looking for first-time buyers & existing homeowners worried about negative equity. Kirsty Allsop and I will be offering guidance Programme details

BE BOLSHY! STOP SUPERMARKETS STEALING OUR CASH: This makes me growl! Request cashback from supermarkets and you have to initial the receipt BEFORE they give you the money. This is wrong; we should only need to sign AFTER receiving the cash. The silly procedure leaves people rushing out without their money (did it myself once). Let's refuse to sign in advance; cause a fuss and it may make them change their policies. I'm contacting the big four supermarkets to ask for a response. Discuss cashback crassness/read supermarket responses.

THIS WEEK'S VOTE: Pension planning Aaaargh or Ooooh. Read the chat forum thread.

MS. THRIFT GOT MARRIED: This Saturday is the first MoneySaving wedding as Chat Forum regular Ms. Thrift becomes Mrs. Thrift. Ms. Thrift started the hugely popular MoneySaving Wedding Tips discussion. Wishing the happy couple a healthy, happy and wealthy future. Say congratulations to Ms Thrift plus info on a free book about wedding planning.

That's it for this week. Just a quick reminder that everything on MoneySavingExpert.com & this email is free to use and free of adverts, they go in if they save you money, they are NEVER paid for promotions. The site is funded by the special links at the bottom of some articles and operates a non-profit driven ethical stance. To keep it running, please use those links when you can, and please, please do tell people about the site, especially suggesting they sign up for this email.

I hope you save some money

Martin

*Via a price comparison site which then makes a contribution to MoneySavingExpert.com. It doesn't impact editorial decisions (what I write), costs or the product. For an identical link which doesn't help the site go to www.moneysupermarket.com (for MBNA). For more on the site's non-profit driven ethical and financial policy click here.

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What is MoneySavingExpert.com? It's a website focused on the very best ways to save money on everything and anything. It is owned and run by journalist Martin Lewis, the Money Saving Expert on ITV1s This Morning, Sunday Express columnist, BBC Radio 2, 4 & 5 amongst others. To read about how the site is funded click here

Disclaimer: This e-mail is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to your own specific circumstances. All tips are followed at your own risk and should be followed up with your own research Full Terms & Conditions.

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