Archive: MoneySavingExpert's Money Tips Email

New Top Xmas spending card. 9 months 0% interest and Xmas prezzies at Jan sales prices
There's an easy loophole in the RBS card terms which means buy on the card now and spot it cheaper in the January sales and you can reclaim the difference. Better still for new customers it's also 0% on purchases for nine months, only one month short of the longest available. In combination this is my top pick card for Christmas spending whether you're borrowing or not. View/Apply: RBS card* or better still read the New Article: Xmas Prezzie Loophole (Special mini-mutterings) Related Article: Internet Shopping

£69 DVD RECORDER Asda bargain!

Quick loophole for 12 free bottles of wine and/or get the top ethical bank account
Open a Smile current account before 10 Dec and it'll give you a dozen bottles of wine. To qualify you need only credit the account with £1,500 before 10 Jan 2006. The money doesn't have to stay there so it can then be withdrawn immediately (and anyway it pays 3.3% interest in the meantime). So you would just grab the wine without using the account or if you're looking for the top 'ethical' bank account, this is it so just switch. View/Apply: Smile Current Account* or for full pros and cons Read more details. Related Article: Top Current Account

URGENT! Free Orange PAYG Sim Promotion 300 texts and free evening calls to other Orange mobiles for £10/month Ends Wed 

Time to remortgage: low interest, level playing field ... save £1-3,000 a year
Mortgage rates are low at the moment, the cheapest at around 4.2%. If you're paying 5% plus check out switching - you could save large. Plus as there was no interest rate move this month, it means there's a level playing field for comparing. Free Remortgaging Guide: Printed Version/Instant PDF Download More Info

The Money Diet, sneakily still at £3.99 on Amazon
Even though the special site promotion's ended, Amazon hasn't yet organised increasing the price so my new book's still available there half price. Money Diet on Amazon*, Read more about the book

URGENT! TUES ONLY Batman Begins 2DVD special £9.99. A top bargain. Sadly this email takes 12 hours to send, so if you get it too late, apologies DVD Bargain

GIVE AN EARLY CHRISTMAS GIFT! Pls suggest friends/family/colleagues get this email too

More gas and electricity prices rise.... still time to switch!
On Jan 1 NPower hikes its energy prices by 14% and Scottish and Southern Energy 10%. My "time to switch" note three weeks ago said prices were as stable as they'll ever be, as all the big players had made their price moves. This is still the case. There's never a 'no price rise' moment, just a 'most stable' one. If you haven't switched do it now. If you have to one of the above, then the comparison services have now incorporated the new prices, so check your deal. Comparison site winners: Energyhelpline/Cashback*, UK Power Cashback* Article: Cutting The Cost of Gas & Electricity

Great Festive Booze Hunt
Cheap drink offers abound in the run-up to the holiday season, so I'm tapping MoneySavers' research power to get all the Xmas tipple deals listed in one thread. Add your ideas/read others Past Great Hunts: Factory Shops, Pricebeaters Plus and Free Info

Get a pizza the action for 99p!
Last week MoneySavers shared their know-how on what and what not to buy in the cut-price supermarkets. Hot tips included 99p Stone-baked Pizza 'just like M&S', Highland Whisky and Q10 Moisturiser Read: What Not to Buy at Lidl, Aldi and Netto Hunt.

£27,000 endowment compensation in 1 day at no cost! Please, please act quickly!
I know I keep going on about this, but this e-mail speaks for itself. “I had to reach you Martin, I just received an offer from Standard Life for £27,000 in settlement for a missold endowment. One week before the deadline, a warning from you about time running out, I just happened to be browsing your email. Thought I'd investigate further, never dreaming we'd qualify. Within days I'd sent in my claim and received an immediate reply. Ten days later we now know we are getting this huge cheque. Etta” Act now: Complain about your endowment for free!

The 90 top free information links on the web
The web is a powerhouse of information. Much is charged for, but if you know where to look it's there for free. This categorised list was compiled by asking MoneySavers to suggest their favourites and is now in an article. New Article: Top Free Info Links Original thread: Great Free Info Hunt

Save time, save cash: set MSE as your home page
I'll put on my best Michael Caine accent... 'Not a lot of people know this'. Click 'Make us your homepage' at the top right of The MoneySavingExpert.com homepage and you can set the site to load up when you open your internet browser. Less typing, more MoneySaving

FLIGHTCHECKER SALES WATCH  Fly to Alicante, Malaga & Dublin from Exeter, Norwich & Southampton from £30 each way. Includes taxes & charges. Use the free FlightChecker to find the seats in seconds.

If you got a secured loan with poor borrowing history read this.... worth a try Cannily reduce your rate!

Board of the week: Travel and Holidays
Whether you're after a weekend in Bognor or a Honeymoon in Barbados this board's a hub of Travel MoneySaving discussion.  Travel and Holidays Board Discussions include Easyjet Summer 2006 flights on sale, Last minute deal sites and Trips to Lapland

This week's Martin's Musings: Hooray, we won Personal Finance New Media of the Year!
'Top MoneySaving to Superdrug woman','No I'm not a Smartmaniac' and 'Finally I'm a Style Guru... well almost' Read m'blogs (or RSS users access)

HOW MUCH WILL YOU SPEND? POLL: How much do you expect to spend on Christmas this year? Vote or Discuss. Also, see last week's How much have you saved? Poll results

Finally, I can show you how to quickly make millions on the housing market. Sadly, however, it's only a game; in reality house price drops are as likely as booms, still fun though. Can you become a property millionaire?

I hope you save some money

Martin

*Affiliated link: Click via this link and a contribution is made to MoneySavingExpert.com, which helps it stay ad-free, sponsorship-free and free to use. This in no way impacts any editorial decisions (what I write), costs you anything or changes the product. For an identical link which doesn't help the site go to www.rbs.co.uk, www.energyhelpline.com/cashback, www.ukpower.co.uk, www.amazon.co.uk, www.alliance-leicester.co.uk, www.smile.com, www.lloydstsb.com, www.moneybackbank.com. For more on how it works and the site's non-profit driven ethical and financial policy read this.