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Aug
23
2006

Archive: MoneySavingExpert's Money Tips Email

23 August 2006: Train-fare loopholes, £40 laser printer, new top student account, 13 quid 1GB USB key, 50 Pounds extra car and home insurance cost cutting, and much, much more MoneySaving...
This info may be out of date. Read this week's emails

Grab the latest deals, guides, tips 'n' tricks directly from Martin and the MSE team. Don't miss out

Train Fare Cost Cutting,
£40 Laser Printer,
Massive Student Account Buy,
And much, much more MoneySaving...

Hiya. It's DD Day! OK admittedly this is something I just made up, but stick with me. I've been filming some TV money makeovers recently and I'm constantly staggered that people have Direct Debits and Standing Orders dripping out of the bank for things long forgotten or no longer wanted. DD day means do a quick check that you're not paying someone for nothing. (Discuss your DDs).

You'd be surprised how few people know about this site. Please Help.
Wonderfully, this week the 650,000th person opted to get this e-mail. Yet most UK adults haven't heard of MoneySaving or the site. Unfortunately the site's ethical financial stance means there's no big advertising budget like the fully commercial money sites seem to have. It needs you to recommend it. Please suggest friends/family add themselves to this e-mails distribution list at moneysavingexpert.com/tips

LISTEN TO THIS TIP'S
MARTIN'S MONEY MUTTERINGS
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The Ones Not To Miss
MSE


Cheapest Train Fares: play the system to win. New Article

The modern Great Train Robbery isn't Buster Edwards and his gang dividing up the loot: it's train firms charging you hundreds. There are scores of different fares and ticket combinations to choose from, and shockingly rail firms aren't obliged to tell you the cheapest option. Yet it's possible to work the whole mess to your advantage and flay chunks off ticket costs. New Article: Cheapest Train Fares (mini-mutterings) Related Articles: Cheap Flight Finding, Holiday Haggling, Petrol Price Cost Cutting

Samsung Laser Printer £40 all in Top Chat Forum Spot!

Massive New Student Account Best Buy. Pls tell all new & existing students. New Article
Banks are desperate to throw cash at students to bring in their custom, hoping they'll stick for life, thus grabbing the best account is very lucrative. As almost all students need to borrow, the key is getting the largest interest free overdraft possible; the new best buy offers £2,750 per year, massively more than we've ever seen before. New students should grab it and existing students should switch to it. (Though never see it as a way to borrow more unnecessarily, only a way to avoid more expensive debts). New Article:
Top Student Bank Accounts 2006-7 (mini-mutterings) Related Articles: Student Funding & Grants Guide, Best Graduate Accounts, Top Current Accounts

1 GB USB Key computer memory £12.99 Nothing clever just a bargain!

New Extra £50 Discount Possible on Car & Home Insurance
Post Office Insurance has launched a £50 cashback offer on its car* or home* insurance policies. Great, but don't simply grab it. Compare it to the results of my four-step cost cutting system, which includes using two special Screenscraping websites (Insuresupermarket* and Confused.com*) they zip to scores of brokers' and insurers' sites to get around 100 quotes for you in about ten minutes. If the Post Office is within £50 of the cheapest, grab the cashback and you'll be quids in. Please read the full four step plan for more options. Updated Cost Cutting Articles Car Insurance / Home Insurance (mini-mutterings) Related Insurance Articles: Medical, Dental

STOP YOUR FRIENDS WASTING CASH! PLS SUGGEST THEY GET THIS EMAIL

REMINDER! Cannons/Holmes Place gym membership loophole Possible £40/month saving - ends 31 August

Flying a long time in the future? Join airlines' mailing lists
If you're flying in more than a few months' time it's worth signing up to the e-mail lists of all the relevant airlines. Often they e-mail details of short term sales so if you've definite plans, you can be ready to pounce. Especially good for sales are
Opodo*, British Airways*, American Airlines and KLM*... Updated Article: Cheap Flight Finding Related Articles: Haggle Down Your Holiday Costs, Spending Overseas

Reminder. Nominate the site's new charities

Ebico price rise. TIME TO SWITCH! Get the cheapest Gas and Elec supplier plus cashback
As I warned was likely in last week's special e-mail, Ebico's (Equipower & Equigas) hiked its elec price by 22% and 32% for gas. My best guess is now's the right time to do a comparison and switch to the cheapest supplier. My top pick comparison service Energyhelpline* pays £15 cashback if it can switch you, or alternatively Uswitch/champagne* sends a bottle of Piper Heidsieck champagne, worth c.£20 (and yes this offer is still on, it's been extended, it'd just forgotten to update its website note). Though if you compare via Uswitch always select the 'include social tariffs' option. For full details read: Cheapest Gas & Electricity Article Related Articles: Cheapest Home Phone, Cut Water Bills

Free Video (well of me anyway) Listen to or watch a video, audio or podcast of the e-mail
Each week I record a 'muttering' commentary on the top tips in this email. You can watch a video podcast or listen to an audio version on Itunes sites. There's also a PSPcast or you can download a Windows Media Player version. Read an explanation and feel free to discuss it


The Don't Forgets


Great "How to tell your family we need to MoneySave" Hunt
You want to tell your spouse, parent or children that there is a need to save cash and cut back, but you're finding it impossible, they don't want to listen. So how do you convince them it's time to learn how to be a MoneySaver? Add your ideas/read others Past Great Hunts:  Things to do with the kids over the summer, Job based discounts and Cut the cost of moving home

URGENT! Over 60's, don't delay on your winter fuel payment! Claim!
Winter may seem a long way off yet but if you're over 60 it's vital you send your winter fuel payment form off soon if you want to receive your free government cash in time for Xmas. Those who've received it before, are on a state pension or other social security benefit need do nothing, you'll get it automatically. However if you've never claimed it you must apply before 22 Sept to get your £200 (£300 if you're over 80) before Christmas. Discuss Related Articles: Benefits Check-up, Reclaim Lost Assets, Get Endowment Misselling Compensation, Cheapest Gas & Electricity

Great Tips To Cut Postage Costs Hunt. Result
Last week I asked MoneySavers to let us know about tips on reducing postage costs. Your suggestions included Send an email, Buy in bulk, Get the size right and Print on both sides


 Quick Chat Tips
Warning! Bargains listed here tend to sell out quickly


More MoneySaving
MSE


Cut the cost of buying and financing new cars

New car registrations are out in September but before you take the plunge, follow these few steps to swiftly sever new car costs including choosing between new, pre-reg and nearly new; hunting it out on the web, and using that price to haggle down the dealer; and financing it interest free. Updated Article:
New Car Buying Cost Cutting Related Articles: Car Insurance Cost Cutting, Cheapest Roadside Recovery, Petrol Cost Cutting, Cheapest MOTs

FLIGHTCHECKER SALES WATCH  Amsterdam, Prague & Alicante c. £20 each way
Budget airline Thomsonfly currently has a range of destinations at £1.99 each way. When you add in its taxes and charges this becomes roughly £20 in total. For a full briefing read the
How To Find a Cheap Flight article or go straight to the special free FlightChecker to find the seats in seconds

So am I really a MoneySaver? And other dodgy questions you want to ask me
Some forum users wanted to ask me questions about my work and MoneySaving. While it scares the pants off me I agreed to do it, so now you can read the answers and ask any more...

Board of the week: England
If you're looking for ways to cut costs in England, then head to the
England MoneySaving board for some top tips.  Discussions include Claiming compensation for tube delays, Cambridge secrets and Holiday in Cornwall. Related Boards: Wales, Scotland, Northern Ireland


Snazzybag Envelopes, Olay Total Effect Cream, Free Movie Screening



Odds and Ends
MSE

One Show and Jeremy Vine Radio heads up:  I've my usual Jeremy Vine spot on Radio 2, 1pm this Friday and I'm on the BBC1 One Show again this week, Thursday, 24 August, 6.55pm

This week's Martin's Musings: I rarely swear at people but...
'Thrills and tears: A day of debt, ITV, motorbikes and the BBC', 'BBC1, Scruffy Shoes and Helping Esther Rantzen as a Consumer' and 'Somedays I hate my job' Read m'blogs (or RSS users access)

Do you do a lot for charidee? POLL: How much and how often do you give to charity? Vote or Discuss. Vote result: It seems the majority of you are dead against wombling (looking for others supermarket receipts to grab loyalty points) with over half stating there's not a chance you would give it a go, while a third of you would only pick up a receipt if you saw it. See poll results

That's it for this week, however check this out. Who needs the gym when you have Treadmill bikes!

I hope you save some money

Martin



*links: Any links with a * by them are affiliated. That means go via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay ad-free and free to use. You shouldn't notice any difference, the links don't impact the product at all and the editorial line (the things I write) is NEVER impacted by it. If it isn't possible to get an affiliate link for the best product, nothing changes, it's still included in exactly the same way. As I believe transparency is important, I'm including the following 'un-affiliated' web-addresses for the same things: talktalk.co.uk, barclaycard.co.uk, insuresupermarket.com,confused.com, energyhelpline.com, uswitch.com, american-express.co.uk, alliance-leicester.co.uk, opodo.co.uk, klm.com, ba.com, mbloan.co.uk, amazon.co.uk, icici.co.uk, postoffice.co.uk. Read more about this site and how it's financed.

Referring people to insurers or insurance intermediaries can in some circumstances require FSA authorisation. For this reason, Martin Lewis of Shepherd's Studios, Rockley Road, Shepherd's Bush, London W14 0DA is authorised and regulated by the Financial Services Authority.



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MoneySavingExpert.com is journalist Martin Lewis' website focused on the very best ways to save money on everything. Martin is the presenter of 'Make Me Rich' on ITV1 and is also the regular Money Saving Expert on ITV1's Tonight with Trevor McDonald and Radio 2's Jeremy Vine show, amongst others. He also has a weekly column in the Guardian. More about the site and its funding.

Disclaimer: This e-mail is based on journalistic research. It does not constitute financial advice. Any information should be considered in regard to your own specific circumstances. All tips are followed at your own risk and should be followed up with your own research Full Terms & Conditions.

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