Archive: MoneySavingExpert's Money Tips Email

28 March 2007: £5 webcam, 7.5% savings, Parents Student Finance Guide, Threshers vouchers, council tax cashback video and much more MoneySaving...

This info may be out of date. Read this week's emails

Free Printed Parents' Guide to Student Finance,
£5 webcam,
New top 7.5% regular saver,
And much, much more MoneySaving...

Ever thought of visiting the library? It may sound obvious, but many have forgotten the MoneySaving power of libraries. It's well worth 10 minutes to rediscover it. Book borrowing is free, CD & DVD borrowing is cheaper than video shops, and most libraries now have free broadband internet access and lessons on using it. Join the library tips discussion.

Please tell web & non-web users about the site. Lots of MoneySaving requires the web, but some only need occasional access, such as cheaper Car & Home insurance or Council Tax reclaiming, so libraries are perfect. So please recommend the site to all and sundry so they can save, and especially that those with e-mail access add themselves to this free e-mail's distribution list at moneysavingexpert.com/tips

MARTIN'S MONEY MUTTERINGS
A video/audio commentary on this e-mail

THIS WEEK INCLUDES: You could use it…even without a towel on!!!
Plus get 40% off a bottle of plonk and last chance reminder: maximise your ISA tax savings this year!

VIDEO
Download It Now!/ Podcast/ PSPCast (help)

AUDIO
Podcast / Listen: Hi/Lo / Download: Hi/Lo (help)

(Discuss this week's mutterings)

		The Ones Not To Miss	MSE

New. Parents' guide to student finance Free PDF/Printed Guide
We're a nation educated into debt when our children go to university, but never about debt; many are unnecessarily scared off studying by the possibility of debts. Last year I wrote a guide for students, with open permission for parents/teachers to reproduce it; plaudits to the education department who spotted it and now together, we've produced a free parents' guide. Get the Guide: Parents' Guide To Student Finance (mini-mutterings) Related Articles: Student's Guide, Should I Pay Off My Student Loan?

Free eye test at Asda Grab its free April in store magazine

Earn 7.5% interest on savings. New Top Regular Savings Updated Article
Best buy tables lie: they've excluded the top payers for years. That title belongs to regular savings accounts; this hidden species pays whopping rates. Better still, contrary to the name, there's a trick to invest lump sums. Article: Top Regular Savers (mini-mutterings) Related Articles: Where To Start With Savings, Top Instant Access Savings, Top Mini Cash ISAs

Webcam £4.49 + delivery. Use it to make free video calls via the net. Can you beat it?

New Council Tax Cashback Video Guide. Check your band in 10 mins & reclaim £1,000s
As the bank charges reclaiming video has been very popular (it topped Google's UK video charts this weekend); I've now added one on Council Tax Cashback; showing how to check your band, challenge if it's incorrect and get a backdated rebate. New Video Guide: It's in the Council Tax Cashback article Report/Read Successes: Council Tax Cashback

STOP YOUR FRIENDS WASTING CASH! PLS SUGGEST THEY GET THIS EMAIL

Reminder. You can save £600 just by making a phone call. Haggle down your mobile contract
Anyone with a mobile phone contract is holstering a serious MoneySaving weapon…. loyalty. Unleash it with a simple phone call threatening to cancel, which could instantly save you £100s! This is a full article all about an easy haggling technique to bag extra minutes and texts, cut your line rental and upgrade your phone. Article: Batter Down Your Mobile Tariff Related Article: Mobile Cost Cutting, Unlock Your Mobile

40% off wine at Threshers voucher It's back! Just click and print

Ends Thursday! Loophole for £300 off gym membership Read full article

Tax Credits, Child Support, Benefits & Jobseeking. New Forum Boards to help
After last week's Budget, many have questions about the benefits system and what you should do. Start with the 5 Mins Benefits Check Up article. Then use the forums. As benefits discussion board was bursting, I've split it into three Employment & Jobseeking, Child Support, and Benefits & Tax Credits. There's lots of discussion, help and links in all three.

Not opened a 2006/7 ISA? 1 week left! Got savings? Get 6.5% tax-free on them; Top Cash ISA

The Don't Forgets

13 month 0% debt switching deal: HSBC*. Read Article
12 month 0% on new spending: Halifax*, Read Article
Cut Car & Home Insurance! Car Insurance/ Home Insurance Cost Cutting
Cheapest Uninsured Personal Loan 6.1% BC Loans*, Bank of Scotland*, Read Article
Ever Switched Mortgage? You may've overpaid £100s in fees. Mortgage Fee Reclaiming
Reclaim six years' unfair bank charges: Read the full Bank Charge Reclaiming Guide
Last Chance! Free £30 of Nectar points. Read Article
MoneySaving Books: The Money Diet and Thrifty Ways, Read More
Free MoneySavingExpert car sticker Grab one

		More MoneySaving	MSE

Urgent! Stamp price rise 1 April. Stock up now! Plus £2-back trick at WHSmith

Pet Insurance: Shear the cost with a simple system Updated Article
Pets can be cuddly, affectionate and loyal, but with vets' fees constantly increasing, they can be costly too. Pet insurance is one solution, so this is a quick system to find the cheapest. Updated Article: Pet Insurance Cost Cutting Related Articles: Home Insurance, Car Insurance

Virgin Media customer? If you're not paying by Direct Debit, set it up now and you can wangle £20

MONEY MORAL DILEMMA. Should Darth take money from his kids' accounts?
Widower Darth is having a dark time, he's badly in debt and really struggling to keep the family's head above water. Both his seven year old twins, Luke and Leia, have savings accounts with around £1,000 in each; their money is from a mix of Darth's gifts and that of other relatives. He could really use the cash right now; should he take the cash from the kids' accounts? Enter the Money Moral Maze: Should Darth take money from his kids accounts? Previous MMDs: Grant's been overpaid, should he keep it? and Should Thelma lend Louise her money?

Nectar Spring Sale Heads Up: It's wine week. Starts this Saturday

Great 'MoneySaving Things to do in your Lunchbreak' Hunt
If you work full-time and take your full hour, lunchbreaks should add up to 240 hours a year - all time that could be spent sorting out your finances. What are MoneySavers' top tips for using lunchtimes more productively e.g. printing out your bank statements and checking them, ebaying, calling up utility providers to complain. Add your ideas/read others Past Great Hunts: How Much To Tip Overseas, Cheap Legal Music Downloads and Free Info

MoneySaving The Game! Can you help me save money

Quick Chat Tips

Warning! Bargains listed here tend to sell out quickly

Daily Bargains Update

Chat Tips Gold

1000 extra Boots points online Fill yer Boots
Rechargeable batteries for £1.99 At Lidl
Next two-day sale this Sat & Sun Get a sneaky preview!
Splinter Cell for Xbox 360, £18
Reminder: £4 in Tesco Deals for recycling ink cartridges Bags now available online
Debt Free Wannabe chat of the week: Quickest Way To Pay Off A Loan
Old Style (Thrift) Board thread of the week: Inspirational Old Style Novels
Nominate post of the month for March

Top Breakdown provider AutoAid increases to £34 on April 1, so act quick. Read Article: Cheapest Breakdown Cover

FLIGHTCHECKER SALES WATCH Milan, Madrid & Wroclaw c. £25 each way
Budget airline Ryanair currently has a range of destinations at 1p each way. When you add in its taxes and charges this becomes roughly £25 in total. For a full briefing read the How To Find A Cheap Flight article or go straight to the special free FlightChecker to find the seats in seconds

The Great 'Voucher Code Grabbers' Hunt Result
Last week I asked MoneySavers to let me know about companies that send out top money-off codes. Tips you had included Baby & bedroom goodies, Book worm offers from Borders and Xmas pressies from Innocent Smoothies

Andrea's Freebies
Freebies Gold

SATs Sample Papers, Danielle Steel Perfume Sample,

Bumps & Babies Mag, Bear Keyring, Nature Packs, BodyForm Sample

		Odds and Ends	MSE

On the box this week: This week you can catch me on my regular LK Today slot (Wed 8:45-9:15 am ITV1), Classic Gold (Thurs 10:15 am) and Vine, Radio 2, Friday, 1pm Keep updated on appearances

This week's Martin's Musings: Bank charges beats saucy vids!
'No, I don't want to talk about the Budget' and 'I have a lot to thank Angela Rippon for' Read m'blogs (or RSS users access)

This week's poll : Who's your fantasy chancellor? Vote and Discuss

Last week's vote result: Drop The Budget Airline Tax. It seems 40% of MoneySavers think the current £10 tax should be dropped altogether while of the remainder, 20% think the tax should stay at £10, 20% think it should drop back to £5 and only 16% of you think it should be increased. See poll results

There's a MoneySaving Wedding (well engagement).... Nope it's not me, but MoneySavers 'Wishiwasarichgirl' and 'Fatboy' who met in the Forum have got engaged; huge congratulations to them both - wishing you a healthy and wealthy life together (read their announcement).

I hope you save some money

Martin

*links: Any links with a * by them are affiliated. That means go via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay ad-free and free to use. You shouldn't notice any difference, the links don't impact the product at all and the editorial line (the things I write) is NEVER impacted by it. If it isn't possible to get an affiliate link for the best product, nothing changes, it's still included in exactly the same way. As I believe transparency is important, I'm including the following 'un-affiliated' web-addresses for the same things: hsbc.co.uk, halifax.co.uk, barclaycard.co.uk. Read more about this site and how it's financed.