Instantly halve the cost of calling mobiles,
Sub £20 Freeview boxes,
Save £1000s on life assurance ,
And much, much more MoneySaving...
Premium Bonds, are they worth it? June's draw is another '5 x £1 million wins' special and the closing date to buy is 30 April. So I thought I'd remind you about (and update) my full Premium Bonds: Are they worth it? article. It's one of the site's most contentious, as based on average return statistics no-one but higher rate taxpayers should contemplate premium bonds & many find that hard to palate. Numbers nerds will love it!
Please spread the MoneySaving word. The site's ethical financial stance means there's no big lottery-sized advertising budget like the fully commercial money sites seem to have. It needs you to recommend it. Please suggest friends/family add themselves to this e-mail's distribution list at moneysavingexpert.com/tips | |
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Instantly halve the cost of calling someone's mobile, no hassle. New Article
Calling a mobile phone is expensive, up to 21p/min during the day from a BT home phone, yet it's possible to do it for 6p/min. Better still this can be done without the need to change your home phone provider, all you do is dial an access code first and Bob's your uncle. This is a totally re-researched, updated and rewritten guide to calling mobiles from both landlines and other mobiles. New Article: Calling Mobiles? (mini-mutterings) Related Articles: Cheapest Home Phone Provider, Calling Abroad From Mobiles , Mobile Phone Cost Cutting
Sub £20 Freeview boxes: Dirt cheap digital TV (sub-£60 with hard drive recording). Can you beat it? Cheapest life insurance: protect your family. Save £1,000s on new & existing cover. New Article
Level term life insurance is a cheap way to provide money for your dependents if you die; yet banks and some brokers make big profits by charging much more than necessary. This fully re-researched article including a full market survey, shows you how to flay chunks off the cost for both new & existing policyholders, in many cases saving £1,000s over the life of the cover. New article: Cheapest Life Insurance (mini-mutterings) Related Articles: Cheapest Car Insurance, Cheapest Home Insurance Related Blog: Parents do die
Get a haircut for the cost of shampoo: To dye for Even cheaper car insurance by checking 10 more brokers in just 10 minutes. Updated Article
Regulars will know my shortcut to cheaper car insurance includes using all three main screenscrapers Confused*, Moneysupermarket* & Compare the Market* which in minutes report quotes from a total of 29 brokers and 47 insurers between them. Yet for those who want to go the whole hog, I've now added an optional three more sites GoCompare*, Uswitch* and Insurancewide* which collectively add a further 10 brokers to the mix. Updated Article: Cheapest Car insurance Related Articles: Cheapest Home insurance, Breakdown cover, MOT Cost Cutting Reminder. Time to switch Gas & Elec Use cashback comparison site: Energyhelpline* or better, read the article STOP YOUR FRIENDS WASTING CASH! PLS SUGGEST THEY GET THIS EMAIL £1 buys $2 for the first time since 1992! Time for a holiday & Great 'Buy now from the US' hunt
The US dollar's hit its lowest rate against the pound for 15 years; making shopping and spending there very cheap. Thus it's a great time to holiday there (see Cheap Flights and Cheap Package Holidays articles) or order electronic and branded goods from US websites (though beware of customs charges). To help, the Great 'Buy now from the US' hunt revisited, taps MoneySavers' collective knowledge to find bargains. Add your thoughts/read others Related Article: Cheapest Way To Spend Overseas (or on overseas websites) Get 35 free mp3s. Legally download music for free Now 6.5% interest, a 0% overdraft plus a possible £50 cash. New Top Bank Account
The market leading bank account, Alliance and Leicester*, which is available to anyone earning over £6,300 has just increased its new customer in-credit interest rate to a huge 6.5% and it also offers a year's 0% overdraft. Plus if you play it carefully and team up with a mate, you can both get £50 for joining. Updated Article: Best Bank Accounts Related Articles: Top Savings Accounts, Top Cash ISAs So what happened to the new site Martin? read my blog!
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The Don't Forgets |
MoneySaving Books: The Money Diet and Thrifty Ways, Read More Free MoneySavingExpert car sticker Grab one
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Last-minute supermarket reductions: store staff reveal all
Last week I asked supermarket workers to spill the beans on their stores' reduction policies, and I was staggered by the information and detail. It's great bargain-grabbing reading. Read the: Great 'supermarket staff, tell us your reduction policies' Hunt
MONEY MORAL DILEMMA. Should Harry pay Ron’s parking fine?
Harry's jetting off on holiday on a 5am flight. To help him out, Harry’s friend Ron kindly agrees to drive him to the airport. Yet, Harry wanted a lie-in, so they’re running late and cutting it fine. En-route Ron is caught speeding by a camera; he gets three penalty points and a £60 fine. Ron argues Harry should pay, because if he wasn’t doing him a favour he wouldn’t have got the fine. Should Harry pay Ron’s parking fine? Enter the Money Moral Maze: Should Harry pay Ron's parking fine? Previous MMDs: Should Sandy pay off Danny's debts? and Should Elizabeth tell Charles he can't go on the trip? Morgan Stanley Classic cardholders – Watch out for new £20 annual fee: Ditch ditch ditch!
Anyone who has a Morgan Stanley Classic credit card should ditch it now. A £20 annual fee is being introduced, which more than wipes out any benefits you may be getting. Thankfully, its Platinum and Buy & Fly cards, which are top picks for Balance Transfers and Cashback won’t be affected. Do you get income from overseas, such as holiday home rent or offshore savings interest?
If you do, but haven't declared it to the tax man, there's an amnesty before 22 June. This avoids the potential of a 100% penalty fine and prosecution. New information sharing rules make it much easier for you to be traced but if you let them know before this date the fine will be only 10%. Discuss this
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Quick Chat Tips Warning! Bargains listed here tend to sell out quickly | |
Griffin i-Trip iPod FM transmitter £16.25 delivered Radio gaga 200 WHSmith points when you spend a fiver Nominate post of the month for April
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FLIGHTCHECKER SALES WATCH
Malmö-Sturup, Marrakesh & Seville c. £25 each way
Budget airline Ryanair currently has a range of destinations for 1p each way. When you add in its taxes and charges this becomes roughly £25 in total. For a full briefing read the How To Find a Cheap Flight article or go straight to the special free FlightChecker to find the seats in secondsTechie Stuff: Board of the week
There's been plenty of techie bargains about lately, but none of them are a good investment if you don't know how to use them. The ever-popular Techie Stuff board is full of useful technical advice, and there's no question too simple or complex, so don't be afraid to ask if you're stuck. Recent discussions include Vista upgrade, TomTom One help and the ongoing Cheapest decent laptop hunt.
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On the box this week: Classic Gold Radio Keep updated on appearances
This week's Martin's Musings include: Should I buy three Magnums and throw one away?
''So what happened to the new site Martin?'' and ''Parents do die". Read m'blogs (or RSS users access)
This week's poll: Would you use a neighbour's broadband? You're connected at home but don't have wireless access. One day your laptop detects a strong signal from a neighbour's wireless router which you can access the web via. What do you do? Vote and Discuss.
Last week's poll result: Of the 4300 who voted, over half tip at the standard level of 10%, but 16% will only tip on rare occasions of exceptional service. See poll results
Monkey Business! That's it for this week, however, if you've time for some springtime monkey business, give this little game a go. Monkey Kick-Off
I hope you save some money
Martin
*links: Any links with a * by them are affiliated. That means go via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay ad-free and free to use. You shouldn't notice any difference, the links don't impact the product at all and the editorial line (the things I write) is NEVER impacted by it. If it isn't possible to get an affiliate link for the best product, nothing changes, it's still included in exactly the same way. As I believe transparency is important, I'm including the following 'un-affiliated' web-addresses for the same things: energyhelpline.com, gocompare.com, uswitch.com, insurancewide.co.uk, confused.com, hsbc.co.uk, alliance-leicester.co.uk, moneysupermarket.com. Read more about this site and how it's financed.
Referring people to insurers or insurance intermediaries can in some circumstances require FSA authorisation. For this reason, Martin Lewis of Shepherd's Studios, Rockley Road, Shepherd's Bush, London W14 0DA is authorised and regulated by the Financial Services Authority.
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