Archive: MoneySavingExpert's Money Tips Email

Cheapest Broadband: Free as an add on or £10/month for a fast 8Mbps New Article
Broadband prices have continued to plummet with providers in stiff competition for custom. In some cases you can get it free with other products; if not top deals include the likes of Plusnet* which offers speeds of up to 8Mbps (that's fast) with a 1GB download for only £9.99/month. For full details of how to choose, different options and provider pros and cons read the New Article: Broadband Providers Related Article: Cheapest Dial-Up

Hayfever Tablets £1.79 for 30. Buy generic and save a wad Cheapest online & offline

Free £100 with a 6.2% paying bank account or get a 0% overdraft. Updated Article
The Bank of Scotland, (which isn't just for the Scots!) pays a huge 6.2% interest on its current account if you're in-credit; plus you'll get a £100 sign-up bonus if you earn over £15,200 and pay your salary into it. This offer closes 30 June, but act quick; its sister bank Halifax's similar offer closed early due to high demand. If you're overdrawn: Head and shoulders above the rest is Alliance & Leicester which offers an interest free overdraft for the first year, followed by 5.9% afterwards. Apply/View: Bank of Scotland, Alliance &Leicester* For full info read the Updated Article: Best Bank Accounts Related Articles: Bank Charges Reclaiming

Complete home wireless kit £26 delivered. Can you beat it?

New Top Instant Access Savings Account 6.05%. Updated Article
Last week's interest rate rise has proved a big boon for savers. The new highest payer is ICICI* which will disproportionately up its rate to a huge 6.05% on Friday (don't worry if you get it now at 5.65% on Friday your rate will be increased too); better still it's instant access and you only need £1 to open it. A couple of top paying accounts, notably from Alliance & Leicester and HSBC, have yet to react to the rate rise, customers of these (and only these) should wait and see before switching as they lose interest when withdrawals are made. For full details read the Article: Top Savings Accounts Related Article: Best Cash ISA

STOP PRESS!! First reports of bank charges court failure Read m'blog on it Updated Article: Bank Charges Reclaiming

STOP YOUR FRIENDS WASTING CASH! PLS SUGGEST THEY GET THIS EMAIL

Got a Capped Rate Energy tariff? Are you on British Gas' 'Discounted' tariff? Time To Switch
If you're on a capped rate energy tariff, as prices have dropped it's likely you're paying over the odds. Don't worry about being charged a penalty for switching, with the exception of British Gas' 2010 price protection tariff, these have now mainly ended. So check and do a comparison to see if you can save. Plus a warning for those on British Gas' 'Discounted Electricity Tariff', many of you are about to be shifted onto another tarriff, so it's time to do a comparison. My top pick comparison service Energyhelpline* pays £15 cashback if it can switch you (only via this special link), for other options and info read the Full Article: Cheapest Gas & Elec Related Article: Cheap Boiler Cover

32" HD Ready LCD TV £340. The lowest price I've ever seen Can you beat it?

Cheap Loans Disappearing. Act Quickly if you need to borrow
The Bank of England raised interest rates 0.25% last week and Asda's market leading 5.9% loan quickly increased to 6.9%.  Thankfully the other cheap lenders haven't yet followed suit and 6.1% is still available.  As the rate you get now is fixed for the life of the loan, if you're going to need to borrow, now's likely to be the best time. Full best buy loans: Cheapest Loans Related Articles: Best Balance Transfers, Cut The Cost Of Existing Loans

Alton Towers/Thorpe Park BOGOF. If you spend £10 at Tesco. Half price theme park tickets

URGENT! (again) Ends midnight Thurs. European Flights for £10 all in. How to grab them

Last sub-5% mortgages disappearing Base Rate Special
Last week's 0.25% interest rate rise means those with variable rates will pay roughly £20 a month more per £100,000 owed. Plus there's still time to get some cheap fixed rate deals, as these are usually sold in tranches, (ie the lender has, for example £100 million of them available at a set rate, and only changes the offer once it's gone). The last pre-rate rise deals are dissappearing at speed, so if you can act in the next few days. More info on mortgage cost-cutting in the Remortgage Guide: Instant PDF download, Order a free printed version, Read more and Mortgage Guide: PDF, Printed, Read More

New Visa and Mastercard online shopping systems. Don’t worry, they’re not a scam!
Visa and Mastercard have launched an authentication system for when you shop online. Yet as it often appears in a pop-up window in your web browser when you try and buy something, many are concerned it’s a scam.  Don’t worry, it’s not! Read Visa and Mastercard online systems explained

MONEY MORAL DILEMMA. Should Hilary buy Chelsea's fags for her?
Hilary is nipping off to Spain for a long weekend; her daughter Chelsea wants her to buy 40 packets of cigarettes as they're a fraction of the price over there and she'll save serious cash. Yet Hilary hates smoking and especially the fact Chelsea smokes in the house where her 5 year old son (and Hilary's grandson) little Bill lives; yet if she doesn't buy them Chelsea will buy them elsewhere and they'll be much more costly. Enter the Money Moral Maze: Should Hilary buy Chelsea's fags for her? Previous MMDs: Would you lend to a friend in need? and Would you take the job?

Great 'Harry Potter' Hunt
The new 'Harry Potter and the Dealthly Hallows' book is being released on the 21 July so I thought I'd jump on the bandwagon (or should that be Hogwarts' Express) and tap MoneySavers' knowledge on where to buy this book, past books and all other Harry Potter paraphanelia cheapest. Add your ideas/read others Past Great Hunts:  Online Course Hunt, Buy Now From The US Hunt and Use Less Water Hunt

Great 'Ways to Keep Cool' Hunt Result
Despite Summer feeling like a distant memory last week I asked MoneySavers' to let us know about cheap ways to keep cool, so when it gets hot you're fully prepared. Ideas you shared included An Aussie's tips, Keep your wrists cool and Homemade air conditioner