We aim to ensure all the vouchers in this section can be used by everyone. They're checked with the company's press office where possible (unless stated).
Whether it's a retailer or restaurateur, airline or air-conditioner seller, computer shop or car rental company, there are always two main risks. Either it's a dodgy company, or it's a legit company that has financial problems and goes bust.
The aim of these tips is to help you minimise the risks.
Quite simply, its customers are immediately transformed into creditors. This hits hardest if you've ordered goods or tickets from them, and not had delivery, as then you become one of a line of people trying to get your money back out of the company's assets, and you usually get back much less than you paid in.
Even if you've had delivery, if the company you bought from goes under and there's a problem with the goods, it can mean you've no comeback.
While MoneySavingExpert.com endeavours to check deals are valid, we don't check companies ' finances. Even huge names like MFI and Woolies have folded, so it's very important you use the right strategies to stay protected where possible.
Pay by credit card for something over £100, and Section 75 laws supercharge your consumer rights.
Unlike debit cards, cheques or cash, pay in full or part (even just £1) on a credit card and by law the lender's jointly liable with the retailer.
This means you have exactly the same rights with the card company as you do with the retailer. So if it goes bust, you can simply take your complaints there instead and get money back if there's no delivery.
Yet it's important you ALWAYS REPAY IN FULL each month, so there's no interest cost. See the full Section 75 guide.
Section 75 doesn't apply to purchases under £100, but there's still an option which can help. It isn't a legal protection, just Visa, Mastercard and Amex's rules, but it's a good back-up.
Spend on a Visa, Mastercard or Amex credit card or any debit or charge card. If the goods don't appear, you can try to ask your bank/card provider to reclaim the cash from the seller's bank, so long as you complain within 120 days of realising there’s a problem. See the Chargeback guide for full details.
Bogus websites are often set up to cash in on popular products like Ugg boots and Tiffany necklaces, so be wary if it's an unfamiliar site. And don't think that because it appears on a reputable search engine, that makes it a reputable site - always check.
Most folk know to look for a security padlock on the bottom right of a website, but that doesn't mean the site's legit, just that payment's secure.
To find out who registered the site and when, search the Whois database. Reputable firms should also appear on the Companies House site, the UK Government's official companies register. Be very wary of businesses with just a PO Box or email address.
Study the site's worldwide web ranking on Alexa. Anything in the top 100,000 means it's reasonably big and a good, though not foolproof indication of legitimacy. Do a quick Google search for other shoppers' experiences.
Crucially, ensure your security's up-to-date - free software can be downloaded to your computer in about five minutes. Full details in the Free Antivirus Software guide.
Many people are surprised to learn you've MORE rights buying online (or by telephone/catalogue) due to the Distance Selling Regulations.
These give you a legal right to send most goods back within seven days for a full refund (including outward delivery costs), even if there's no fault. You'll usually need to pay for the return delivery. Read Consumer Rights for a full guide.
However, of course, this is balanced by the fact ordering online automatically means there's a time gap between ordering and delivering - when the company has your money. So if it goes bust during that time, the distance selling rights don't help.
Ultimately, there is always a risk that a company can go bust. If the above routes don't apply, then you have to make a decision about whether you're willing to take the risk of parting with your cash.
Don't be scared of this. Every day we all make transactions based on trust, and this is part of that, but do balance up the amount you're spending against the risk. Don't give large amounts of money to a company you're not sure about.
Usually, shop online at M&S Outlet* and you'll find items up to 50% cheaper than normal M&S prices. But, from 9am, Wed 23 Apr - 9am, Thu 24 Apr, enter the MSE Blagged code MSEAPR20 at the checkout and you'll get a further 20% off. Delivery's £3.50.
The code can be used with other offers live on the site (eg, 3for 2 or buy one get one half price), but not with other codes, such as the 15% off for new email sign-ups, so check the total to ensure your discount has been applied.
Our M&S Outlet Tool homes in on the best bargains. Tell it what you want, the price and the discount, and the tool will find it for you.
M&S Outlet operates on the Amazon webstore platform, so you'll need an Amazon account in order to purchase.
Enter the code IPAD20 online at Currys* by 11.59pm, Wed 23 Apr and you'll get £20 off the iPad Air and iPad Minis with Retina Display. Delivery's free (in-store collection will not work with this code).
Enter the code MSE30 online at Brantano* by Sun 27 Apr to get 30% off everything, including sale items and all brands, such as Nike, Adidas, Clarks, Skechers and Caterpillar. Stock’s likely to be very limited on sale items. Delivery's usually £2.95 but is free with this code.
There's currently another 30% off offer available to everyone, but ours is the only code that gives free delivery on top.
Use the code B2S50 online at Hi-Tec* to get 50% off selected kids' school shoes, footy boots and trainers until Mon 5 May (the code’s valid on shoes from that link only), including free delivery (3-5 working days).
There are 22 styles included in the offer, such as boys' football boots for £13 with the code (were £25), girls' trainers for £13 with the code (were £25) and boys' waterproof hiking boots for £18 with the code (were £35).
We've compared prices on the shoes and boots included in this offer and couldn't find them cheaper elsewhere, however, it's always worth checking before buying.
Enter the code 1605 online at H&M by Sun 27 Apr and you'll get 30% off one full-price item. Delivery's £3.90. If you have more than one item in your basket, the discount will be applied to the most expensive item.
Can't be used with other offers or on designer collaborations. Your total spend must be at least £6 after the discount has been applied.
Enter one of three codes online at Dorothy Perkins* by 11.59pm, Wed 23 Apr to get either £5 off £30, £10 off £50 or £20 off £80. Delivery's £3.95 or collect in-store for free.
The codes are:
Can't be used on items in the sale or Little Mistress, Paper Dolls, Head Over Heels or Amy Childs items.
Get the code from VoucherCloud* and enter it online at Jack Wills by Thu 24 Apr to get 20% off full-price items. Delivery's £4 or collect in-store for free. Can't be used on sale items or with other offers.
Enter one of three codes online at Ann Summers* to get one of the following discounts. Delivery's free until Tue 22 Apr, then it’s £2.50.
Max one code per transaction. None of the codes can be used with other offers, such as '2 bras for £25' or '2 knickers for £12'.
Enter the code YEAH20 online at Urban Outfitters* by 6pm, Fri 25 Apr and you'll get 20% off both full-price and sale items. Delivery's £3.99.
There's currently a code for 20% off sale items only on the homepage, but this is better, as it works on both full-price items and sale. Urban Outfitters will be promoting the new code to everyone from 6pm, Wed 23 Apr, but we're giving MoneySavers an early preview.
Can't be used with other codes and vouchers, as well as bikes, skateboards, scooters, Vivienne Westwood Anglomania, Cambridge Satchels, vintage typewriters, Nike, Fred Perry, Fuji and Polaroid.
Get the code from VoucherCodes* and enter it online at Asos by 11.59pm, Thu 24 Apr and you'll get 10% off full-price items. Max one code per order. Max spend £500. Excludes certain brands, delivery charges, gift vouchers and subscriptions to Asos Premier.
Enter the code 8354 online at La Redoute* by Sun 27 April and as long as you have at least two items in your basket, the cheapest one will be free. Delivery's £3.99. The offer can be used on both full-price and sale items, but not with delivery charges.
Enter the code STYLE10 online at Burton* by Sat 26 Apr and you'll get £10 off when you spend £40. Delivery's £3.95 or you can collect in-store for free. Flyers are also being given out in-store, so you can get the offer there too. Can't be used on sale items.
If you're new to Kabbee* (a minicab booking app/site that compares quotes from 70 London fleets), you can get £10 credit when you register and enter MSE10 in the promo code box. Use the code and book your journey by Wed 30 Apr.
Bookings must hit a £10.01 minimum spend and annoyingly, you have to top up by at least £10, so your account balance must total £20 (incl the voucher) before you even book your journey.
Here's how to use the credit:
If your journey costs between £10.01 and £19.99, the free £10 credit comes off your account before what you've topped up, so you get to use the rest of your balance. Any remaining free credit expires on Wed 30 Apr. You can only pay via your Kabbee account, not by card or with cash.
Kabbee mainly works in London, but if you're on the outskirts of the capital and can get a quote, you can use the credit for wherever you want to go.
Enter the code VOU9095212 at the Ocado* online checkout by Wed 30 Apr. The minimum spend’s £40 and the maximum you can save is £20. So if your basket costs over £80, your discount will be less than 25%.
If using the code takes your bill under £40, Ocado says that’ll be fine. Delivery could be free, or could cost up to £6.99, depending on how much you spend and when you want your goods delivered.
Can't be used with any other offer or on:
Ocado deliveries are only available in certain areas of England and Wales - enter your postcode here to check availability in your area.
Excludes business accounts.
Enter the code XX3FP6 online at Tesco* for deliveries on or before Wed 30 Apr and new customers will get £15 off when you spend £60. Home delivery is £3-£6 depending on the time slot you choose, or collect in-store for free. Can't be used with other coupons beginning with 'XX' or on certain products. There's more info below on what you can't use this deal on.
If you're a new customer, enter code DDF4-F7NJ-GYQF online at Sainsbury's* and you'll get £15 off when you spend £60 on groceries.
Unless you're already a Sainsbury's online shopper, use this code to get a whack off this week's food shopping - then you could just go back to your normal supermarket.
Your shopping must be delivered on or before Sat 31 May. Delivery's from £2.99 to £5.99, depending on the slot. The code can't be used on delivery charges.
Follow these quick steps:
We have little feedback on Wrapp but it was founded in 2011 and its board directors include the co-founders of Skype and LinkedIn so it has decent backing. Of course, as you don’t need to give payment details for this deal, the risk is minimal.
To cover the cost of p&p, you'd need to spend £40+ with the code, otherwise buying in-store's cheaper.
Go to the Amazon Discount Finder and choose your department. Next, pick your discount and price range and choose whether you want free delivery. The tool will then generate a bespoke page full of discounts which fit your search terms.
Amazon often offers 75% and better reductions, yet it directs people to other areas, sending them to higher profit margin products instead.
This tool manipulates Amazon's web links to display all heavily-reduced bargains.
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