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Discount vouchers

Discount vouchersSave on your shopping with vouchers and discount codes

( 23 Current Deals )
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Ralph Lauren logoRalph Lauren 20% off code*Valid on most items. Gets 30% off £300+ spend

Ends Today

High-end fashion brand Ralph Lauren is offering 20% off online from Black Friday until Cyber Monday. The discount will now be applied automatically, but we blagged MoneySavers early access via a code.

If you go online at Ralph Lauren* you can get 20% off with no minimum spend, or 30% off when you spend £300 or more.

The offer's valid on most full-price items across the site but won't work on sale items, fragrances, Pink Pony, Collection, Children’s Literacy, Ricky Bags or gift cards.

Is this any good?

Ralph Lauren isn't exactly MoneySaving, but if you're going to buy anyway, you should do it while it's a bit cheaper. While testing the code on Tue 24 Nov, we found Ralph Lauren men's Oxford shirts for £68 (next cheapest we found, £85 at Asos).

However, delivery's only free if you're spending £70+ (otherwise it's an eye-watering £9.95), so take this into account when you do your own price comparisons.

Ann Summers logoAnn Summers 20% off*Automatic discount valid on top of existing offers

1 day left

If you go online to Ann Summers* or shop in your nearest store* you can get 20% off virtually everything until 11.59pm on Tue 1 Dec. The discount's applied automatically at the till, so you don't need a code or voucher. Delivery's £2.95 or you can collect from a store for free.

It's even valid on top of existing offers (eg, 50% off Rampant Rabbits, 3 for 2 on naughty gifts), but it can't be used on gift cards or with other discounts such as the 10% student discount.

Important - This deal has expired

This deal has expired - you can't get it any more. We've kept it here for reference. Get our free weekly email to ensure you don't miss out in future.

Ann Summers logoFREE £26 Rampant Rabbit at Ann Summers*Present a 'golden ticket' in store on Black Friday


On Black Friday (27 Nov), adult retailer Ann Summers* is giving away FREE Rampant Rabbits at 14 of its stores across the UK. It's a satisfying deal and there's been a lot of buzz about it, but there are only 700 available - so you'll have to beat off stiff competition.

To get one, you need to print a 'golden ticket' voucher* and take it to one of the stores below on Black Friday. Each store will only have 50 to give away, so you'll probably need to hop to it quite early in the day. It's first come, first served.

The toy up for grabs is a black 'Midnight' rabbit, which normally sells for £37 but is currently reduced to £25.90. Unfortunately, batteries aren't included.

Which stores are participating?

The free Rampant Rabbit will only be available at the following Ann Summers stores:

Manchester Trafford, Birmingham Bullring, London Marble Arch, London Stratford, Cardiff, Bluewater, Newcastle Metro Centre, Edinburgh, Nottingham, Belfast, Bristol Broadmead, Southampton, Glasgow Argyle and Leicester.

Ann Summers 20% off

At the moment, there's 20% off most items in stores and online - see Ann Summers 20% off.

Office logoOffice 20% off full-price items*Online & in store code. Plus free delivery. Some brands excl

Ends Today

Enter the code SNOW online at footwear retailer Office* to get 20% off full-price items plus free delivery until 9am on Tue 1 Dec. 

You can also get the discount in stores until close on Mon 30 Nov by quoting the same code at the till.

The offer is not valid at concessions at Topshop, House of Fraser and Selfridges. 

The voucher can be used on most full-price items - here's the full list of exclusions*, including some Adidas, Nike and Timberland. It can't be used with other offers and it isn't valid on sale items or gift cards.

MSE Sarah says:

I went into one of the Office stores nearest MSE Towers and they were giving out flyers to get you the 20% off so you may not even need to quote the code at the till.

La Redoute logoLa Redoute 50% off EVERYTHING*Online code valid on full-price & sale items

Ends Today

If you go to fashion retailer La Redoute* and enter the code BLACKFRIDAY you can get 50% off whatever you buy until 11.59pm on Mon 30 Nov. Home delivery's £3.99, or you can arrange to collect from a local convenience store for free.

La Redoute says the code should work on everything across the entire site, including men's, women's and kids' clothes, homeware, furniture, Christmas decorations and the sale*.

Popular brands sold at La Redoute include French Connection, Levi's and Hush Puppies.

Important - This deal has expired

This deal has expired - you can't get it any more. We've kept it here for reference. Get our free weekly email to ensure you don't miss out in future.

Habitat logoHabitat 25% off*Online code and in stores automatically


Until 11.59pm on Thu 26 Nov, enter the code HAB25 online at home furnishings retailer Habitat* to get 25% off almost everything. Delivery starts from £4.95 and varies according to the size of the item(s) you're buying.

You can also get the discount in stores on Thu 26 Nov only, where the discount will be applied automatically at the till.

This offer includes all items at Habitat*, including Habitat’s concession stores at Homebase, but excludes gift vouchers, installation and furniture assembly.

Burt's Bees logoBurt's Bees £24 grab bags via 20% off code*MSE Blagged code valid on everything incl sale items

Ends Today

If you go online to beauty brand Burt's Bees* and enter the MSE Blagged code BBSAVE15 (make sure you type it exactly as we have, in all capitals) you can get access to its Black Friday offer now, until 11.59pm on Mon 30 Nov.

The discount is 20% off site-wide, including grab bags and gifts*sale items* and everything else. Delivery's £3.95 or free on orders over £29. 

If you spend over £15 (including grab bags), you can also use the code BBMSE15 (make sure you type it exactly as we have, in all capitals) to get Burt’s Classic Pomegranate* (norm £6.99) as a free gift until Sun 20 Dec.

Grab bags Winter Wonders* and Festive Favourites* are £23.96 each with the code and include £57ish of products. The bags include (contents the same unless stated):

  • Shea butter Hand repair cream 50g  - norm £7.99 at Look Fantastic.
  • Milk & honey body lotion 70g - norm £5.99 at Burt's Bees.
  • Honey lip balm 4.25g - norm £3.69 at Burt's Bees.
  • Rejuvenating lip balm with acai balm 4.25g - norm £3.69 at Burt's Bees.
  • Facial cleansing towelettes with white tea 30 pack - norm £5.99 at Burt's Bees.
  • Wild cherry lip balm 4.25g - norm £3.69 at Burt's Bees.
  • Intense hydration night cream sample 4.2g - norm £1.68 based on 50g price at Burt's Bees.
  • Lip shine pucker (Winter Wonders)/Smooch (Festive Favourites) 14g - norm £6.99 at Look Fantastic.
  • Lip crayon carolina cost (Winter Wonders)/Hawaiian smoulder (Festive Favourites) 3.11g - norm £8.09 at John Lewis.
  • Orange essence facial cleanser 120g (Festive Favourites only) - norm £8.80 at John Lewis.
  • Peach & willow bark deep pore scrub 110g (Winter Wonders only) - norm £9.20 at Feel Unique.

Here are a few items we found in the Burt's Bees sale on Tue 24 Nov:

Body Shop logoBody Shop £42 bundle (£104 bought indiv)*10-piece bundle incl £14 body butter, £12 BB cream

12,000 avail

The Body Shop's put together an online Black Friday Bundle* for £41.80. It's a collection of various beauty products that would usually cost more than £100 if bought separately at full-price, so essentially a 60% discount. Of course, Body Shop often does discounts (it regularly gives 25-40% off), but £42 for this lot is still a good deal. Delivery's free.

It's available to everyone now, but we blagged MoneySavers early access to this deal. The code BUNDLE should be typed into the box for you automatically when go via our link above, but if not you can enter it manually before you pay.

There are 12,000 bundles available, but if previous years are anything to go by, it'll be extremely popular, so go quick if you're thinking it'd make a nice Christmas gift (or multiple gifts if you divide the bundle up). Were you to buy the items individually, the current total would be £104.50.

The Black Friday bundle includes:

  • Hemp hand protector (100ml) - norm £11
  • Poppy body butter (200ml) - norm £14
  • Vitamin E moisture cream (100ml) - norm £18
  • Vitamin E BB cream (50ml) - norm £12
  • Red Musk body mist (100ml) - norm £7.50
  • Smoky eye definer (1g) - norm £9
  • Monoi miracle oil (150ml) - norm £10
  • Chocolate shower cream (250ml) - norm £4
  • Coconut body scrub (50ml) - norm £5
  • Coconut body butter (200ml) - norm £14

Note: Body Shop's Black Friday bundle is only available online, not in stores.

Important - This deal has expired

This deal has expired - you can't get it any more. We've kept it here for reference. Get our free weekly email to ensure you don't miss out in future.

Nike Store logoNike extra 30% off sale*Online code only valid on items already reduced by up to 30%


If you go online to Nike* you can get an extra 30% off all sale items with the discount code FSN15 until 11.59pm on Fri 27 Nov. Delivery's free.

The sale includes 1,300+ items, from men's, women's and kids' sportswear to golf equipment, football boots and trainers. All are reduced by up to 30% even before the code is applied.

While this is likely to make Nike's online store the cheapest place to buy most items, you may be able to find some things cheaper elsewhere - so do check prices at other retailers.

We were allowed to trial the code on Tue 24 Nov, and we found men's football boots for £17.15 (were £35, reduced to £24.49 in the sale), women's training tops for £8.75 (were £18, £12.49 in the sale) and Premier League team footballs for £6.65 (were £14, £9.49 in the sale).

The code is valid on the sale only, so it can’t be used on full-price items.

Urban Outfitters logoUrban Outfitters up to 50% off*Automatic discount - incl women's, men's & home

Ends Today

Fashion retailer Urban Outfitters* is offering up to 50% off everything online and in stores until 11.59pm on Sun 29 Nov. This applies to both men's* and women's* clothes, homeware* and gift items, and includes some items that were already reduced in the 'up to 70% off' sale.

The discount's applied automatically online and will come off at the till when shopping in store. Delivery's £3.99 or you can collect from a store for free - find your nearest*.

We originally blagged a code that gave MoneySavers early access to some items (only those with 30% off). These will remain at the same level of discount, but extra items have now been added - some with as much as 50% off.

Chain Reaction logoChain Reaction 30% off selected BMX bikes*Blagged discount on 2016 models - bikes for ages 4+

2 days left

If you enter the MSE Blagged code CRC30 online at cycling retailer Chain Reaction you can get 30% off a selection of BMX bikes until 11.59pm on Wed 2 Dec. The bikes are all 2016 models for four-year-olds up to teens and adults, and with the code there are some wheelie good savings.

Here's what you can get with our code:

The code will only work on the above bikes, but do have a look in the clearance* if you're not bothered about 2016 models - you might be able to find an older model a bit cheaper.

Of course, you may find a cheap BMX bike elsewhere (for example, Halfords sells kids' ones for £100ish), but for bikes of this specification and these brands, this the best deal we've seen.

Hi-Tec logoHi-Tec 50% off shoes and waterproof boots*MSE Blagged early access to sale on footwear & clothing

Ends Today

Outdoor footwear and clothing retailer Hi-Tec is having a Black Friday and Cyber Monday sale. It officially started on Fri 27 Nov, but we blagged MoneySavers exclusive early access.

Go online to Hi-Tec* by 11.59pm on Mon 30 Nov to get 50% off selected men's, women's and kids' shoes, waterproof boots and clothing, including some that are already discounted. Delivery's £2.99.

The discount's only valid on the 134 items available via this special link. You can use the filters on the left-hand side, but if you click away via the menus at the top of the page you'll no longer be looking at the selection of items included in the offer. Stock's limited, so go quick if you're after something in particular.

You'll need to enter the code at the shopping basket stage, before you select 'proceed to checkout' and enter payment details. Here are some of the better discounts we found when using the code on Tue 24 Nov (prices include £2.99 delivery):

There were a good range of sizes available as of Tue 24 Nov, but of course this may change as stock levels go down. Hi-Tec offers a 90-day return policy, providing items are unworn. Until 31 Dec 2015, you can return items for free* using Collect+ (UK and Northern Ireland residents only).

MSE Sarah says:

Similar deals from Hi-Tec have been extremely popular in the past. Here's some of the feedback we've received from MoneySavers:

"I'm a single mum to two growing teenage lads and find buying shoes very expensive due to my eldest needing a size 12. He recently needed a pair of hiking boots and lo and behold I managed to get Hi-Tec boots for £34 - a saving of over £50 - by clicking on a link in your weekly email."

"I use these boots for work so took advantage of the offer and bought two pairs for myself and one pair for my wife, total saving over £100!!! Brilliant!"

"I was going to go shopping for a pair of winter boots this weekend when I came upon your offer in your weekly email, I thought this was too good to be true. I found a pair that I liked and used your code and managed to save over £50, wow."

More info

Can't be used in conjunction with any other discount code, cashback offer or promotional offer.

Important - This deal has expired

This deal has expired - you can't get it any more. We've kept it here for reference. Get our free weekly email to ensure you don't miss out in future.

Soletrader Outlet logo20% off Soletrader Outlet. Incl Uggs*MSE Blagged code. Extra 20% off already discounted shoes


If you enter the MSE Blagged code BF20 online at discounted shoe retailer Soletrader Outlet* before 11.59pm on Sun 29 Nov, you can get an extra 20% off shoes which are already reduced by at least 30%. You'll also get free delivery with the code, usually £2.99.

Soletrader Outlet's* added some extra discounts for Black Friday of up to 60% off selected styles, which will also end at 11.59pm Sun 29 Nov. You can use the code BF20 with these items too to give you an additional 20% off.

As is the nature of an outlet store, stock may be low on certain items and sizes, so go quickly if you're after something in particular.

Here are some of the bargains you can get by using the code:

The code is exclusive for MSE users at Soletrader Outlet’s* online store with no limit to the number of times you can use it. The code cannot be used in conjunction with any other offers, including student discounts.

Bonusprint logo30 personalised photo Xmas cards £13 delivered*Next cheapest £24. Via MSE Blagged code. 3for1 on 10-packs

62 days left

If you enter the MSE Blagged code 3F1MSE11 online at photo retailer Bonusprint* you can get 30 personalised photo greetings cards for £12.97 delivered until 11.59pm on Sun 31 Jan. The cards come in packs of 10 and this is a 3for1 deal - all three packs must have exactly the same design and personalisation to get it. 

All designs are landscape by default. You're best off using a landscape photo but if you want to make a portrait card, see 'more info' below for more details.

Three packs of greetings cards usually cost £35.44 (including £5.47 delivery) - so you can save £22.47 using this code. Great if you’re looking to send personalised photo cards this Christmas.

To give you a rough indication, here's the next cheapest we've found at other retailers (including delivery):

  • Vistaprint - usually £42.37, but currently £24.19 via 50% off code
  • Snapfish - £42.49
  • Photobox - £48.63

Delivery takes seven working days. This offer is only available via PC or laptop, not mobiles.

More info

How to make a portrait card:

  • Add your photo to the bottom section of the card.
  • Click rotate once, so the top of the photo is on the right hand side.
  • You'll have to visualise your card in portrait as it doesn't change from landscape on screen. Make sure you're completely happy that it'll open correctly before you buy - you don't want to end up with cards that open backwards.

Market Porter logo£61.50 free-range Xmas turkey bundle (norm £89)*Via £27.50 off code. Incl chipolatas, sausage meat, bacon, goose fat

Ends Today

Use the MSE Blagged code MSETURKEY to get £27.50 off at meat supplier Market Porter, so you can get either a classic turkey box* including a 5-5.5kg turkey for £61.50, or a large turkey box* including a 6.5-7kg turkey for £81.50. The offer ends at 11.59pm on Mon 30 Nov or when all 2,000 bundles go, whichever's sooner (sadly it can’t deliver to all postcodes, see 'more info' below).

It will deliver them for free either on 22 Dec or 23 Dec (you choose). The turkey will arrive in a 'thick transparent turkey bag' and the rest 'individually vac-packed'. It will be couriered directly from its producers in a box with ice packs to keeps it ice cool and fresh for at least 48 hours.

What's included?

  • One turkey feeding 8-10 or a turkey feeding 14-16 - both hand-plucked, outdoor-bred, outdoor-reared and free-range. Next cheapest we've found is £70.24 for the smaller turkey and £81.24 for the larger turkey from Abel & Cole. 

Plus ALL of the following (all meat is outdoor-bred, outdoor-reared and free-range):

  • 454g pork chipolatas - next cheapest we've found, £2.19 for 350g from Ocado.
  • 454g streaky bacon - next cheapest we've found, £5.22 for 460g from Ocado.
  • 454g pork sausage meat - next cheapest we've found, £3.49 for 400g from Ocado.
  • 125g Munn's goose fat - next cheapest we've found, £14.75 delivered from Franklins Farm Shop.
  • 25g seasoning - sea salt with sage and crushed juniper.
  • Recipe booklet.
  • £10 voucher - valid on a minimum spend of £30 (before discount) until Mon 29 Feb.

The next cheapest we've found these boxes bought separately is £95.89 for the smaller turkey bundle and £106.89 for the larger turkey bundle.

IMPORTANT: What is Market Porter and what if the turkey bundle doesn't arrive in time?

Since spring 2014, Market Porter has worked with free-range British meat producers to deliver meat directly from producer to customer - think of it as a middle-man.

We think this is a cracking deal but need to explain we've never covered a Market Porter deal before; so don’t have much feedback (there’s a little on our forum and what’s there is decent).  Our lack of experience worries us as if something goes wrong, it could hit your Christmas. Yet it's a good deal, so we wanted to share it and let you make your own mind up

It told us it’ll be able to cope with 2,000 bundles. We have asked it to put special measures in place in case of problems, and this is how it says it’ll do that.

  • If your delivery is delayed it will contact you to let you know.
  • If your order isn't delivered by 1pm the day after you picked for delivery, it will process your refund that day (it will then take 2-3 days).
  • You can contact Market Porter on 02037138413 or via between 17-24 Dec, which is exclusive to MSE users over the Xmas period. Opening hours are 9am-9pm on weekdays from Thu 17 Dec to Wed 23 Dec (10am-1pm on the weekend before Christmas) and 9am-5pm on Christmas Eve and all other weekdays.
More info

Postcodes that Market Porter is unable to deliver to:

AB, DD, DG, HS, IV, KW, PH, TD, ZE, TR21-25, PA20 onwards, Scottish Islands, Channel Islands, Scilly Isles, Northern Ireland and Isle of Man.

Hotpoint logoHotpoint extra 35% off appliances*MSE Blagged code for clearance store. Incl irons & fridges

Limited stock

MSE Update Tue 24 Nov, 10.30am: Hotpoint has announced there's a safety issue with some of its tumble dryers. You can check if your appliance is affected by visiting its safety site, where you can request an engineer to visit for free, to fix the issue.

Enter the MSE Blagged code 35OFF online at the Hotpoint factory outlet* by Fri 11 Dec to get 35% off all items in its clearance store.

The store used to only sell Indesit and Hotpoint large appliances, such as cookers, washing machines and fridges. But it now sells Whirlpool products too, as well as smaller appliances, including kettles, microwaves and irons. While most of the appliances are discontinued at Hotpoint, some of them are still on sale elsewhere for substantially more.

Delivery's free and there's a free removal and disposal service for large appliances (this isn't available for small appliances). There's a charge if you want an engineer to connect a new large appliance, which ranges from £8.40 to £60.

These are end of line models and stock's very limited - once it's gone it's gone, so go quick if you're after a particular item.

As it's a clearance site, not all the appliances can be found elsewhere, but we’ve found a few items for similar prices at other online retailers, so the code is what makes this deal hot. Of course, do check prices and compare for yourself before you buy.

Here are some of the better discounts we found using the code on Tue 17 Nov:

  • Hotpoint kettle (WK30MDBK0) - £24.09 (£37.06 before the code, next cheapest we found is £30 at Tesco).
  • Hotpoint grill microwave (MWH2322B) - £56.81 (£87.40 before the code, next cheapest we found is £84 at Amazon).
  • Hotpoint blender (TB060CAX0 ) - £65.25 (£100.39 before the code, next cheapest we found is £79 at
  • lndesit built-in washing machine (IWMEB127) - £259.34 (£398.99 before code, next cheapest we found is £425 at B&Q).
  • Hotpoint washer dryer (WDXD8640P) - £323.04 (£496.99 before code, next cheapest we found is £399 at
  • Hotpoint fridge freezer (FFU4DW) - £435.50 (£670 before code, next cheapest we found is £699.99 at Currys).

Homebase logoLight bulbs buy one get one half-price*Discount applied automatically at checkout online & in stores

20 days left

Light bulbsIf you go online to Homebase* and buy any light bulb, you can get 50% off the price of another. The offer's available until Mon 21 Dec and delivery's £3.95 or you can collect in a store for free.

Alternatively, shop in store to get the discount until closing time on Sun 20 Dec. It's valid on all types of light bulb, including halogen, LED and low-energy bulbs, but doesn't apply to any Christmas products.

There's no code or voucher needed, as the discount is applied for you automatically at the checkout. You don't have to buy identical bulbs but if you mix and match, the cheapest will be half-price.

Homebase logoDulux paint 2.5L buy one get one half-price*Discount applied automatically at checkout online & in stores

21 days left

Dulux paint offersIf you go online to Homebase* and buy any Dulux 2.5L coloured emulsion paint, you can get 50% off the price of another. The offer's available until Mon 21 Dec and delivery's £3.95 or you can collect in a store for free.

Alternatively, shop in store to get the discount until closing time on Mon 21 Dec. It's valid on all Dulux 2.5L emulsion paints, including Dulux MixLab colours, but doesn't apply to Pure Brilliant White.

There's no code or voucher needed, as the discount is applied for you automatically at the checkout. You don't have to buy two pots of the same colour but if you mix and match, the cheapest will be half-price.

Picanova logo£16 for TWO 40cm x 30cm photo canvas prints*Blagged code for A3ish prints. Norm £84, next cheapest is £38

Ends Today

If you go online to photo retailer Picanova*, you can get two 40cm x 30cm canvas prints (A3ish size) for £15.99 all-in when you enter the MSE Blagged code 30TOPDEAL by 11.59pm on Mon 30 Nov. When you use the code at the checkout stage, one canvas will be £8 plus £7.99 delivery, and the second canvas will be totally free.

This canvas offer could work out great if you're looking to buy two, or even just one as it's cheaper than the normal price of a single print and you can always give the second as a gift.

It's usually £37.90 for each canvas plus £7.99 delivery - £83.79 for two all-in - so you're saving £67.79 off the normal price of buying two. To give you a rough indication, here's the next cheapest at other retailers (including delivery):

  • Bonusprint - usually £20.98 for one or £38.48 for two (via 50% off code)
  • Aldi - usually £29.98 for one or £54.97 for two
  • Photoworld - usually £32.24 for one or £54.23 or two

Delivery can take up to 10 working days. The discounted price is only valid on canvas prints with 2cm frame thickness and your picture needs to be a minimum resolution of 600px x 450px.

The offer's available to both new and existing Picanova customers but you can only use this code once per household.

H&M logoH&M 25% off one item for new email subscribersOnline code for full-price items

Sign up

If you're not already signed up, subscribe to the H&M newsletter and you'll receive an email with a code for 25% off one item. You'll then have three weeks to use the code online at H&M from the date of signing up. Delivery's £3.90.

As you can only get the discount on one item, the code is good if you were planning on buying on something expensive, such as a winter coat.

The code can't be used with other offers or on sale items, gift cards, or designer collaborations. You can unsubscribe from the newsletter at any time if you no longer wish to receive it.

Homebase logoHomebase £5 off your next £50 shop code*Buy anything & fill in survey to get deal


Follow these quick steps:

  1. Buy ANYTHING in store at Homebase*. A £1ish pack of batteries, screws or sponges will do.
  2. At the till, you'll get a flyer asking you to visit the Homebase Paint Us A Picture* website to give feedback on the store's service.
  3. Enter your receipt number on this site and answer a survey (takes 5-10 mins) within seven days of the purchase.
  4. You'll get a unique code which you need to print and take in store within two months to get £5 off your next £50 spend.
More info
The £50 spend excludes gift cards and must be used in a single transaction.

H&M logoH&M £5 off £25Donate unwanted clothes for recycling and get in-store voucher

Bring a bag of unwanted clothes to your nearest H&M and you'll get a voucher for £5 off when you spend £25 in store by 31 Aug 2016. Max two vouchers per person per day.

The clothes don't have to be from H&M. H&M recommends the bag be a generously filled shopping bag, similar to a supermarket carrier bag. For full details of the promotion, see H&M Long Live Fashion.

Vision Direct 10% off*Online code for new customers

Ends 31 Dec

Enter the code LENSES32 online at Vision Direct* to get 10% off until 31 Dec 2015. Delivery's £2.98.

Compare prices with the MSE Contact Lens Finder before you buy, as Vision Direct may not always be the cheapest retailer, even with the code.

More info

Orders are processed through the Netherlands, so you don't need a prescription to buy lenses from Vision Direct.

Section 75

Free protection for all shopping!

There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.

And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.

If a link has a * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site.

You shouldn't notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How This Site Is Financed.

For the sake of transparency, so you can check there's no difference, here are duplicate versions of the * links that don't help Ann Summers Body Shop Bonusprint Burt's Bees Chain Reaction Habitat Hi-Tec Homebase Homebase Homebase Hotpoint La Redoute Market Porter Nike Store Office Picanova Ralph Lauren Soletrader Outlet Urban Outfitters Vision Direct