We aim to ensure all the vouchers in this section can be used by everyone. They're checked with the company's press office where possible (unless stated).
Whether it's a retailer or restaurateur, airline or air-conditioner seller, computer shop or car rental company, there are always two main risks. Either it's a dodgy company, or it's a legit company that has financial problems and goes bust.
The aim of these tips is to help you minimise the risks.
Quite simply, its customers are immediately transformed into creditors. This hits hardest if you've ordered goods or tickets from them, and not had delivery, as then you become one of a line of people trying to get your money back out of the company's assets, and you usually get back much less than you paid in.
Even if you've had delivery, if the company you bought from goes under and there's a problem with the goods, it can mean you've no comeback.
While MoneySavingExpert.com endeavours to check deals are valid, we don't check companies ' finances. Even huge names like MFI and Woolies have folded, so it's very important you use the right strategies to stay protected where possible.
Pay by credit card for something over £100, and Section 75 laws supercharge your consumer rights.
Unlike debit cards, cheques or cash, pay in full or part (even just £1) on a credit card and by law the lender's jointly liable with the retailer.
This means you have exactly the same rights with the card company as you do with the retailer. So if it goes bust, you can simply take your complaints there instead and get money back if there's no delivery.
Yet it's important you ALWAYS REPAY IN FULL each month, so there's no interest cost. See the full Section 75 guide.
Section 75 doesn't apply to purchases under £100, but there's still an option which can help. It isn't a legal protection, just Visa, Mastercard and Amex's rules, but it's a good back-up.
Spend on a Visa, Mastercard or Amex credit card or any debit or charge card. If the goods don't appear, you can try to ask your bank/card provider to reclaim the cash from the seller's bank, so long as you complain within 120 days of realising there’s a problem. See the Chargeback guide for full details.
Bogus websites are often set up to cash in on popular products like Ugg boots and Tiffany necklaces, so be wary if it's an unfamiliar site. And don't think that because it appears on a reputable search engine, that makes it a reputable site - always check.
Most folk know to look for a security padlock on the bottom right of a website, but that doesn't mean the site's legit, just that payment's secure.
To find out who registered the site and when, search the Whois database. Reputable firms should also appear on the Companies House site, the UK Government's official companies register. Be very wary of businesses with just a PO Box or email address.
Study the site's worldwide web ranking on Alexa. Anything in the top 100,000 means it's reasonably big and a good, though not foolproof indication of legitimacy. Do a quick Google search for other shoppers' experiences.
Crucially, ensure your security's up-to-date - free software can be downloaded to your computer in about five minutes. Full details in the Free Antivirus Software guide.
Many people are surprised to learn you've MORE rights buying online (or by telephone/catalogue) due to the Distance Selling Regulations.
These give you a legal right to send most goods back within seven days for a full refund (including outward delivery costs), even if there's no fault. You'll usually need to pay for the return delivery. Read Consumer Rights for a full guide.
However, of course, this is balanced by the fact ordering online automatically means there's a time gap between ordering and delivering - when the company has your money. So if it goes bust during that time, the distance selling rights don't help.
Ultimately, there is always a risk that a company can go bust. If the above routes don't apply, then you have to make a decision about whether you're willing to take the risk of parting with your cash.
Don't be scared of this. Every day we all make transactions based on trust, and this is part of that, but do balance up the amount you're spending against the risk. Don't give large amounts of money to a company you're not sure about.
RedSpottedHanky is a train tickets booking site which, as far as we can tell, offers journeys at the same price as other booking sites. So, by buying this voucher, you're effectively paying £8 to get £16 off train travel.
Go online to Amazon Local* and pay £8 for a £16 RedSpottedHanky voucher to spend on rail tickets.
Once you've bought the voucher, you'll be emailed a code to enter online at RedSpottedHanky. Your account will then be credited with £16 within the next 72 hours.
You have to use the credit to book tickets by 30 June 2014 and, as you can book rail tickets up to 12 weeks in advance, you'll be able to travel on journeys up to 22 Sep 2014.
On Tue 11 Mar, Amazon Local told us there were around 10,000 vouchers still available.
There's no minimum spend, so if your journey costs £10, the remaining £6 will be kept in your account.
Can't be used with any other offers or vouchers. Only one voucher per person and per household is allowed. The voucher can't be used via the RedSpottedHanky mobile app.
You can buy a £10 Debenhams e-gift card for £5 (can be used online or in-store) at Mighty Deals*. It’s supposed to be on till Tue 18 Mar, but supply's limited, so it could end sooner.
How does it work?
Pay £5 and you'll be emailed a link to the £10 voucher within 24 hours. You'll need to click to activate it within 30 days. It'll be valid for two years. Use online at Debenhams* or print it out to use in-store.
It can be used on existing offers, concessions and sale items. It can't be used on Debenhams flowers, made-to-measure suits and curtains, Debenhamsplus.com, gift cards and currency. There's no need to use it all in one go.
Warning! Please read this before purchasing
1) Mighty Deals is part of the Money Expert website. It's NOTHING to do with us, MoneySavingExpert. Due to the name similarity, many people confuse it with us. Yet there's no connection between us whatsoever, we are entirely separate.
Please don’t do this if you think "it's an MSE deal, it’ll be fine". We're just telling you about a deal on another site, not vouching for it.
2) Mighty Deals has previously had poor feedback. In the past, there has been some poor feedback in the MSE forums about this company. In our recent poll, 46% of users said they "wouldn’t touch it with a bargepole".
We liked this specific deal and didn’t want to not tell you about it, so we asked Mighty Deals to provide an email address you can use could use should any issues arise - firstname.lastname@example.org. Mighty Deals says it will respond within 24 hours.
While we hope everyone gets this deal as planned and we've arranged with Mighty Deals to put extra measures in place for you, please be aware that nothing is ever 100% guaranteed. Please let us know how you get on in the MSE forum.
Usually, shop online at M&S Outlet* and you'll find items up to 50% cheaper than normal M&S prices. But, from 12.01am, Wed 12 Mar - 11.59pm, Thu 13 Mar, enter the MSE Blagged code MSEMAR20 at the checkout and you'll get a further 20% off. Delivery's £3.50.
You can only use the code once per housefold. It can be used with other offers live on the site (eg, buy one get one half price), but not with other codes, such as the 15% off for new email sign-ups, so check the total to ensure your discount has been applied.
Our M&S Outlet Tool homes in on the best bargains. Tell it what you want, the price and the discount, and the tool will find it for you.
Important info about returns
As delivery's run by Amazon, you’ll need an account with it and you won't be able to return your items to any M&S or M&S Outlet store. You'll need to sign into your Amazon account to print a mailing label for returns (within 30 days). For unwanted items, you'll need to pay return postage, though if an item's damaged or sent in error, it'll be refunded.
Enter the code GOGAP online at Gap* by 11.59pm, Wed 12 Mar and you'll get 25% off full-price items. Can't be used with other offers, on sale items, gift cards, leather goods, 100% cashmere items or delivery charges. Delivery's £4.
If you subscribe to Gap's newsletter you should also have received an email with a code and a voucher for 30% off to use by 11.59pm, Wed 12 Mar. If you've never previously subscribed, you can sign up now* for free online or in-store to receive the offer instantly.
Gap has told us that anyone who has ever previously signed up to the newsletter will not receive the offer. So, if you signed up but then unsubscribed from the email, you won't be eligible.
Enter code DPFW25 at Dorothy Perkins* (delivery's £3.95 or collect in-store for free), or print this Dorothy Perkins voucher*, fill in your details and take it in-store by Sun 16 Mar and you'll get 25% off full-price items. Can't be used on Little Mistress or Paper Dolls, sale items or with other offers.
Enter the code MUM online at The Body Shop* until 2pm, Fri 21 Mar and when you buy four items, you'll get the cheapest two free. Delivery's £2.99.
Can't be used on gift cards, charitable items, Love Your Body membership, Body Shop At Home or with other offers.
Enter the code STYLE25 online at Burton* by Sun 16 Mar and get 25% off all items, including those in the sale. Delivery's £3.95 or collect in-store for free. You can also get the offer in-store, where the discount will be applied automatically. Can't be used on formal hire, gift cards or with other offers (including student discount).
Get the code from MyVoucherCodes* and enter it online at Topman by Fri 14 Mar and you'll get 10% off all items, including those in the up to 70% off sale. Delivery's £4 or collect in-store for free.
Enter the code FURNSAVE online at Homebase* and you'll get 15% off when you spend £150 or more on indoor furniture, including sale items. The code will also get you 20% off when you spend £300 or more 25% off when you spend £500 or more.
Delivery starts from £3.95 and varies depending on the size of the item. If ordering for collection, items must be collected by Mon 24 Mar.
Can't be used on Schreiber fitted bedrooms, sliding doors, delivery charges, gift vouchers, installation, We’ll Do It For You services, replacement cover, breakdown cover, furniture cover, all Hire Station tool hire, express blinds, shutters and made-to-measure curtain services, fitted carpets and vinyl services and the staff discount. Excludes phone orders.
If you're new to Kabbee* (a minicab booking app/site that compares quotes from 70 London fleets), you can get £10 credit when you register and enter MSE10 in the promo code box. Use the code and book your journey by Wed 30 Apr.
Bookings must hit a £10.01 minimum spend and annoyingly, you have to top up by at least £10, so your account balance must total £20 (incl the voucher) before you even book your journey.
Here's how to use the credit:
If your journey costs between £10.01 and £19.99, the free £10 credit comes off your account before what you've topped up, so you get to use the rest of your balance. Any remaining free credit expires on Wed 30 Apr. You can only pay via your Kabbee account, not by card or with cash.
Kabbee mainly works in London, but if you're on the outskirts of the capital and can get a quote, you can use the credit for wherever you want to go.
Enter the code CLEAR20 online at Dr Martens* (delivery's £3.95) and you'll get an extra 20% off all sale items. Delivery's £3.95. Dr Martens hasn't given us an end date for the offer, so go quickly to ensure you don't miss out.
Enter the code KGMARCH25 online at Kurt Geiger* (delivery's £4.95 or collect in-store for free) or take this Kurt Geiger voucher in-store by Mon 31 Mar. The code can be used on all brands excluding Ugg Australia, but can't be used on sale items or gift cards.
Enter the code VOU9095212 at the Ocado* online checkout by Mon 31 Mar. The minimum spend’s £40 and the maximum you can save is £20. So if your basket costs over £80, your discount will be less than 25%.
If using the code takes your bill under £40, Ocado says that’ll be fine. Delivery could be free, or could cost up to £6.99, depending on how much you spend and when you want your goods delivered.
Can't be used with any other offer or on:
Ocado deliveries are only available in certain areas of England and Wales - enter your postcode here to check availability in your area.
Excludes business accounts.
Enter the code XX3FP6 online at Tesco* for deliveries on or before Wed 30 Apr and new customers will get £15 off when you spend £60. Home delivery is £3-£6 depending on the time slot you choose, or collect in-store for free. Can't be used with other coupons beginning with 'XX' or on certain products. There's more info below on what you can't use this deal on.
New and existing customers can get 25% off EVERYTHING with code MSE25 at Vegetableseeds.net* by Fri 28 Mar. There's no minimum spend, but delivery's £2 on orders under £15.
We've compared prices and Vegetableseeds.net is the cheapest for all the seeds we checked, so with an extra 25% off, you can make some strong savings.
Examples of what you could get using the code include:
We've not worked with Vegetableseeds.net before so we don't have any feedback. We've only read a couple of reviews (both positive) so please let us know how you get on in our forum.
If you're a new customer, enter code DDF4-F7NJ-GYQF online at Sainsbury's* and you'll get £15 off when you spend £60 on groceries.
Unless you're already a Sainsbury's online shopper, use this code to get a whack off this week's food shopping - then you could just go back to your normal supermarket.
Your shopping must be delivered on or before Sat 31 May. Delivery's from £2.99 to £5.99, depending on the slot. The code can't be used on delivery charges.
Follow these quick steps:
We have little feedback on Wrapp but it was founded in 2011 and its board directors include the co-founders of Skype and LinkedIn so it has decent backing. Of course, as you don’t need to give payment details for this deal, the risk is minimal.
To cover the cost of p&p, you'd need to spend £40+ with the code, otherwise buying in-store's cheaper.
Go to the Amazon Discount Finder and choose your department. Next, pick your discount and price range and choose whether you want free delivery. The tool will then generate a bespoke page full of discounts which fit your search terms.
Amazon often offers 75% and better reductions, yet it directs people to other areas, sending them to higher profit margin products instead.
This tool manipulates Amazon's web links to display all heavily-reduced bargains.
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