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Buying a refurbished mobile

Cheap handsets, incl £466 128GB iPhone 6s

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Nick | Edited by Steve N

Updated Monthly

refurbished mobile phonesThere's no getting around it, smartphones are expensive. But unless you're looking for a very recently released model, buying a refurbished handset can cut the cost considerably.

This guide explains where you can buy one, how much you can save – and what to watch out for.

What is a refurbished mobile phone?

refurbished mobile phonesRefurbished phones are those which were either sent back by customers because they were faulty or were simply sold on by their previous owner – they'll have been checked and if necessary repaired to full working order.

They won't generally come with the original packaging and may not include all the accessories, but they will have been tested, and will usually come with a warranty.

Manufacturer refurbs are generally preferable since they guarantee a higher standard, although they're harder to come by. When a phone is refurbished by a retailer it will be given a 'grade'. Trading Standards has told us these grades aren't set independently, so quality can vary, but typically they are defined as follows:

  • Grade A – appears new or has only very minor signs of handling or wear.

  • Grade B – may have scratches, chips or other forms of light cosmetic damage.

  • Grade C – will show signs of wear; expect the product to look used.

Choosing the right warranty is crucial

refurbished mobile phonesOne of the most important things to consider when buying a refurb is the warranty it comes with, as this provides your protection if it develops a fault.

Almost all refurbs come with one, though the length and who provides it varies. Whoever did the refurbishment will usually provide the warranty – if that's the manufacturer, then that means you can go to them directly if there's a problem, though you'll have rights with the retailer too. These warranties typically last a year, but it can be less.

If the warranty is provided by a retailer, then that's who you'll be dealing with so be aware of this before buying. Retailer warranties vary in length and may also depend on the grade of the refurbishment.

Quick question

Isn't it even cheaper to buy a used phone?

Top refurbished deals

How much you can save on a refurbished model all depends on the handset you're looking for and the deals you can find. Here are a few of the best bargains out there currently (and how much you'd normally pay brand-new).

02 refresh

128GB iPhone 6s – £466*

Via "O2 Refresh" trick. 12-month warranty from O2

You can currently get a refurbished 128GB iPhone 6 for £465.99 (in silver, gold, rose gold or grey) from O2 using a neat trick involving its new-style "O2 Refresh" contracts. If you're willing to compromise on aesthetics you can get it for even less.

O2 Refresh contracts separate the handset and airtime portions of your bill, allowing you to cancel the airtime plan and pay off the handset at any point. Some tariffs, particularly with refurbished phones, have a very low handset cost once you've cancelled the airtime segment, making it a great way to nab a cheap phone.

To get this deal, go to O2's site*, select the colour you want and choose any tariff with the lowest upfront cost (doesn't matter which as you'll be cancelling it anyway). At the bottom of the page you'll see the Airtime plan is separated form the device cost, which is £19/month. Multiply the monthly device cost by 24 months, add on the £9.99 upfront cost and it's £465.99 in total.

Once you receive the handset, call up O2 on 202 to cancel the airtime plan straight away, and then pay off the outstanding handset balance on your contract. You'll owe a pro rata rate for the number of days you wait to do this, and if you wait longer than 14 days you'll have to give 30 days' notice to cancel, so the sooner the better.

It's also worth checking O2's sim-free* section, you'll find different handsets or even the same handsets for a bit less. You won't have the option of paying for the handset monthly but you also won't have an airtime contract you need to cancel. All handsets will come locked to O2 but you can request it's unlocked at any time.

Accessories-wise, you'll get at least an USB cable, but that's it. Refurbs from O2 come with O2's own 12-month warranty.

Key info
  • Refurb price: £466 (usually £599 new)
  • Delivery cost: Free, next-day insured courier
  • Refurb type: Retailer – excellent condition
  • Warranty: 12-month retailer warranty

Samsung S7 Edge– £400*

12-month retailer warranty

You can get a refurbished Samsung S7 Edge (32GB)* for £399.99 in black, silver and gold, from eBay seller hitechelectronicsuk. These typically cost £600+ new, so it's a decent deal.

They're in "great" cosmetic condition, and come with a 12-month warranty provided by the retailer. This means you'll have to send it back by post if something goes wrong with it. It comes with a USB cable and some accesories. eBay seller hitechelectronicsuk has 99.9% positive feedback with over 4,000 reviews.

Stock levels on ebay change frequently especially for the better offers. You may have to find another retailer but always go for one with rating over 90%. Ebay seller universalgadgets01* often has higher stock levels but you may have to pay a bit more.

Key info
  • Refurb price: £399.99
  • Delivery cost: Free, Royal Mail Tracked 48
  • Refurb type: Retailer – "great condition"
  • Warranty: 12-month retailer warranty

HTC One M9 – £200*

Six-month retailer warranty

At the time of writing you can get an unlocked HTC One M9* in grey for £199.99, also from eBay seller universalgadgets01. They're listed as in "excellent condition". No accessories are included.

The eBay seller is universalgadgets01, which has 98% positive feedback across over 2m reviews.

Key info
  • Refurb price: £199.99 (usually £390 new)
  • Delivery cost: Free, Royal Mail first class
  • Refurb type: Retailer – "excellent condition"
  • Warranty: Six-month retailer warranty

Where to get a refurbished phone

Always make sure you're buying from a trader to ensure you're getting maximum protection (a trader's defined as someone who makes or sells goods bought with the intention of resale – look for "registered as a business seller" on profiles). Here are some of the main options:

Major refurbished phone retailers
Warranty cover? Additional buyer protection? Delivery fee
eBay (traders)* Typically one-year, depends on the seller eBay Money Back Guarantee Often free, varies by seller

More info: The obvious place to start, due to the sheer range and quantity of phones on offer. Check whether the refurbishment and warranty come from the manufacturer or retailer though, and always make sure you're buying from a trader not a private seller.

Amazon (traders)* Typically one-year, depends on the seller A-to-Z Guarantee Varies by seller
More info: Amazon Marketplace also has a plethora of third-party sellers offering refurbs. Again, some are refurbished by the manufacturer, others by retailers.
O2 Refresh* One-year retailer warranty No, only statutory Free, next-day courier service
More info: O2's Refresh contracts allow you to cancel your airtime plan and just pay off the handset at any point. Doing this can result in getting some handsets, particularly refurbs, at very good prices. Full info in O2 Refresh trick.
Music Magpie* One-year retailer warranty No, only statutory Free, 24h or 48h tracked

More info: Music Magie offers a pretty extensive range of refurbished handsets, and runs flash sales from time to time which can be very competitive. Conditions are rated from "good" to "very good".

Mighty Deals Depends on deal, typically one-year retailer warranty No, only statutory Varies, typically £9.99

More info: Deals site Mighty Deals has some of the best prices we've seen on refurbished handsets. It's had some bad feedback in the forum though so beware when buying; if you have any problems email Remember Mighty Deals and its parent company Money Expert have nothing to do with MSE.

Argos* One-year manufacturer warranty (typically) 30-day returns1 £3.95, same-day or next-day delivery2
More info: Only offers refurbished handsets from time to time – they tend to be manufacturer-refurbished. Prices often aren't as competitive as some of the dedicated mobile sites, but it's still worth checking out in case there's a deal on.
e2save* One-year retailer warranty3 No, only statutory Free, next-day courier service
More info: This reseller only sells refurbs on contract – always compare with buying just the handset elsewhere and pairing it with a cheap Sim-only deal.
CeX ( 24-month warranty (purchases after 14 Nov 2015) No, only statutory £2.50, speed depends on order spend

More info: Used tech giant CeX sells a huge range of used phones in 'mint', 'good' and 'working' condition, all of which will have undergone the necessary checks to ensure their proper functioning. You can also buy from one of its stores.

Table last updated Feb 2017. 1. If you change your mind within 30 days, you can return the item free in stores, or arrange free collection for 'home delivery' only items. 2. Only eligible on certain smaller items. Free delivery on select items, or reserve online and collect in stores for free. 3. Warranty is with Carphone Warehouse, which owns e2save.

The key is to always look for positive reviews. eBay and Amazon are great for this as both have a strong integrated feedback system. There will always be more of a risk with other retailers, but the MSE Forum, review sites such as TrustPilot or FreeIndex and social media can help to give you an idea of reliability.

Although Apple sells refurbished iPads, iPods and Macs*, it doesn't sell refurbished iPhones – you'll only find Apple-refurbished products at other retailers. Samsung doesn't sell refurbished smartphones in the UK either. You can get refurbished handsets on contract directly from the networks, but they don't tend to be great value.

Pair your refurbished handset with a top Sim-only plan

If you're buying a refurbished handset and want to make sure it'll work with your Sim, it's best to buy one that's either locked to your network, or – for total flexibility – factory-unlocked. Although you can unlock a phone yourself, some providers charge a fee – see the Mobile Unlocking guide for more.

Once you've got your new handset, make sure you're getting the best deal on your service. Consider opting for a cheap Sim-only deal – currently there are some good value plans for broadband customers of some providers. For our top picks of the best deals at the moment, see the Sim-only guide.

Q&As on refurbished mobiles

refurbished mobile phonesHere's a list of other things to consider when buying a refurbished phone.

Can I get insurance?

It depends. Refurbs are classified as 'new' by some insurers, and 'used' by others (this makes them difficult to insure – see the Second-hand mobile phone insurance MSE news story). Where you buy your phone can also make a difference, as some providers simply won't cover it if it's from an auction-style website, eg, eBay.

The major networks told us they do insure refurbished phones, but only those bought from them directly – so if you bought one via O2 Refresh then O2 will insure it. Otherwise, here are some of the major insurers we found who cover refurbs (always check yourself before taking out cover though):

Insurers' policies on refurbished mobile phones
Refurbished phones? Bought from an auction website?
Nationwide FlexPlus* (1) Yes Yes, with proof of purchase
Endsleigh* Yes, provided that the phone was bought new no more than three years before the time cover begins Yes, with proof of purchase
Gadget Cover* Yes No, only if manufacturer- or network-approved refurbishment
CarphoneWarehouse (via Geek Squad) Yes No, only if bought from Carphone Warehouse
e2Save* Yes No, only if bought from e2save

Table correct as of 3 September 2015. 1. This is a top pick packaged bank account, one of the benefits of which is mobile phone insurance.

If you can get cover, see the Mobile Phone Insurance guide for general tips and a list of best buys. If you can’t get dedicated mobile insurance, see if your handset's covered by your home insurance, or consider if you really even need it. Your best option may be to self-insure, putting away a few bob each month to cover you if the worst happens.

What rights do I have when buying a refurbished phone?

refurbished mobile phonesWhen buying from a trader you have the same rights as when buying from a shop – goods must be of satisfactory quality, fit for purpose, and as described (see Buying rights for more). So if there's an undisclosed fault, you can send it back for a full refund. If a fault has been disclosed though – eg, "showing signs of wear" – then so long as that's a fair description you can't get a refund.

Having said that, thanks to the Consumer Contracts Regulations when buying online from a trader you have 14 days to cancel your purchase and a further 14 days to return the phone, at your own expense, if you change your mind for any reason (though this doesn't apply if you bought on eBay in a bidding-style auction).

One other source of protection is Section 75 of the Consumer Credit Act 1974. If you pay directly for even part of the phone on a credit card and it cost more than £100, your card provider's equally liable if something goes wrong – useful extra protection especially with smaller firms. Paypal purchases aren't covered though, even if the money comes directly from a credit card linked to your Paypal account.

Any other tips or tricks for finding a cheap handset?

O2's new-style contracts, dubbed "O2 Refresh", separate the handset and airtime portions of your bill, allowing you to cancel the airtime plan and pay off the handset at any point. Some tariffs, particularly with refurbished handsets, have a very low handset cost once you've cancelled the airtime segment, making it a great way to nab a cheap phone.

Search for the handset you want on O2's website* – or use comparison tool MobilePhoneChecker* for speed and ease – select any tariff (those with the lowest upfront cost work out cheapest) and click through to sign up as normal. Before you check out it'll show you a breakdown of the device and airtime portions of the contract. Multiply the device cost by 24 (months) and add any upfront cost to get the total price.

Once you receive the handset call up O2 on 202 to cancel the airtime plan straight away, and then pay off the outstanding handset balance on your contract. You'll owe a pro rata rate for the number of days you wait to do this, and if you wait longer than 14 days you'll have to give 30 days' notice to cancel, so the sooner the better.

It doesn't always work out cheaper for the phone you're looking for, but it's worth checking as you get some corkers. Plus O2 unlocks* those on contract free of charge so you should be able to put your own Sim in no problem.

refurbished mobile phones

When's best to look for a refurbished or used phone?

You can generally get refurbished handsets year-round. With used phones though the best time is following the release of a new model, eg, the iPhone 6S – as the market will be flooded with older generations as people flog their old handsets. See the iPhone 6S and 6S Plus release MSE news story for some historic stats to get an idea. January is also a good time to buy as many get a new phone at Christmas and sell off their old one.

How can I flog my old handset?

If you’re willing to put in the legwork then eBay will probably get you the most money for your mobile – phones sold there typically fetch 20-30% more than those offloaded via even the best 'phone-buyer' sites. For more help see our eBay selling guide.

If you prefer convenience though, our free MobileValuer tool tells you how much your handset will fetch on a dedicated mobile-buying site. Or, even easier, simply ask around to see if anyone you know would be interested in buying it off you – if you find a buyer, you can use MobileValuer to help set a fair price.

How to complain about a mobile retailer

If you're not happy about your phone or the service you receive, you should contact the company first. However, if you're still not satisfied, then...

Free tool if you’re having a problem

This tool helps you draft your complaint and manage it too. It’s totally free, and offered by a firm called Resolver which we like so much we work with it to help people get complaints justice.

If the complaint isn't resolved, Resolver will escalate for free to the relevant ombudsman or trade body.

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For all the latest deals, guides and loopholes - join the 12m who get it. Don't miss out