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Cheap Train Tickets

Find hidden fares & split tickets

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Jenny | Edited by Martin

Updated September 2017

The train ticketing system is a farcePurple train. To keep your spending away from the buffers, you need to learn how to play the system with hidden tricks.

Train travellers have been hit with yet another bombshell - ticket prices will rise by 3.6% from January 2018. While you can't do much about these annual hikes, this guide has a carriage-full of hidden tips to help you get on the right track for mega savings.

Book 12+ weeks ahead for the cheapest fares

book 12 weeks early

Most people know that if you book early, you can get cheaper train tickets, yet often these vanish quicker than empty seats on a commuter journey. To ensure a bargain, try and book about 12 weeks before.

Contractually, Network Rail must have the timetable set 12 weeks in advance, so train operators commonly release cheap advance tickets shortly after. It's not always dead on 12 weeks though - it's often more like 10 or 11.

Some train companies now release advance tickets even earlier – with the caveat that times could change slightly. For example, Virgin East Coast releases advance tickets 24 weeks ahead for routes from stations north of York into London.

Get a free alert when tickets go on sale

If you know when and where you want to go, there's a sneaky way to be first in the cheap tickets queue. If you sign up and fill in your journey details with the Trainline's ticket alert system, you will get an email when cheap advance tickets for that specific journey go on sale, which are commonly the cheapest fares.

To help, National Rail also has a future travel chart, showing the furthest date in the future you can buy advance tickets for each train firm.

Find out when cheap tickets are likely to jump in price

Train booking site The Trainline has recently launched a tool which shows you when cheap tickets are likely to rise in price - as well as when they're expected to sell out. The Price Predictor tool has been added to the free Trainline UK app, which is available for both Android and iOS devices.

It gives you predictions for specific routes, dates and times based on data from billions of journeys - so it's handy for when you want to get a cheap advance fare but haven't quite finalised your plans.

Warning. If you do use Trainline's Price Predictor tool to decide when's best to book, DON'T use Trainline to buy your tickets, as you could pay as much as £5 extra in booking, credit card and delivery fees. Other sites charge less - see full info below.

Split your tickets, not your journey – find the cheap tickets train firms hide

Used train ticketsWe've been shouting about it for ages and earlier this year it was all over the news – how split-ticketing makes no sense but can slash costs. Train firms have finally said they'll start trials to reform fares, but you needn't wait for them to be able to save money– you can do it yourself for free.

This is the big trick everyone should know; instead of buying tickets for the whole journey, bizarrely, buying tickets for its constituent parts separately can slash the price – even though you're travelling on exactly the same train.

It's perfectly within the National Rail Conditions of Carriage - the only rule is that the train must call at the stations you buy tickets for.

Save £219 on a London-Durham return

To show how this works, we unearthed this cracking example. For a London to Durham return, the cheapest ticket was an anytime return at £301, but the train stopped at York, so instead we found four singles:

Split Ticketing

The total cost for those tickets was just £82 - a saving of £219.

Just to make it clear, this is the same return journey – the only difference is you've four tickets covering it rather than one

Full step-by-step guide to finding split tickets

Watch out if you need to change trains

In the rare event that you book split tickets and your split ticket stop coincides with the station where you change trains, should your first train run late, your second ticket might not be valid for the next leg of the journey.

For example, if you travel from Aford to Cshire via Btown and split your tickets at Btown, but you need to change trains at Btown, then if the Aford to Btown train is late, your ticket may not be valid for a later Btown to Cshire train.

Finally, off-peak and super off-peak tickets require you to travel at specific times of day. If you split your tickets at a station where you have to change, and a delay takes you into peak times, you may have to pay again to travel during this time.

Try our free TicketySplit tool to find split tickets

While split ticketing gives massive savings on scores of routes, the problem's always been finding when it works. Now our split ticket tool uncovers hidden ticket combinations to cut the cost.

Just go to our TicketySplit tool, tell it your journey, and it'll tell you where to split and what the saving is.

Note: It’s best used to show you the best route to take, but DON’T try to buy the tickets via the tool - use the other tips in this guide to get them cheaply. Gremlins have somehow weaselled their way into it, meaning the option to buy your tickets from the tool is not currently working. While our tech wizards are working on a fix, we recommend using the tool as a ready reckoner only.

Please feed back
Please add your feedback and successes to the TicketySplit forum discussion. If you spot any glitches, please email splitticket@moneysavingexpert.com, letting us know which device you're using it on.

Anything to watch out for?
As with all split ticketing, the train MUST call at all the stations you buy tickets to and from. Beware split ticketing at stations where you change trains; if your service is delayed and you've a time-specific ticket, you may have to pay extra - see our full warning for the low down.

Quick questions

How do I buy split tickets?

Can you save by splitting a ticket more than once?

Can you split return tickets?

What if my journey is delayed?

How does the tool make money?

Watch Martin's video guide to slashing train costs

To really push it to the max, watch this top cheap train tips video from Martin.

Courtesy of Martin's It Pays To Watch, Channel 5, September 2008. The majority of the information in this video is still relevant, but the Transport Direct website no longer exists and the National Rail Enquiries phone number is now 03457 48 49 50.

Book early, late

Most people know that buying train tickets in advance is usually cheaper, but many don't realise you can often buy them right down to the wire - the golden rule is this:

Always check if tickets are still available the night before – you may even be able to get them on the day.

If tickets haven't sold out, eight firms now let you buy advance tickets on the day. Many more allow you to buy the day before, so never assume it's too late. (But make sure you have time to get your tickets before you want to travel as with some third party sites it can take up to two hours before they're ready for collection.)

Here we've listed the cut-off points for advance tickets with each train provider. We update this table regularly, but policies can sometimes change in between, so always check.

Last time to grab cheap tickets (if available) Train companies
On the day Abellio Greater Anglia (up to 10 mins before), CrossCountry (up to 15 mins before), Grand Central, Northern (up to 15 mins before), TransPennine Express (up to 10 mins before), Virgin East Coast (up to 2 hours before), Virgin West Coast (up to 1 hour before) and Caledonian Sleeper (up to 3 hours before).
11.59pm the day before C2C, East Midlands Trains, London Midland, South West Trains.
6pm the day before Arriva Trains Wales, Chiltern Railways, Great Western Railway, First Hull Trains, ScotRail, Southeastern, Southern Rail.
Other Heathrow Express (1), Stansted Express (online-only at least three days in advance), NI Railways Enterprise (5pm the day before travel; 72 hours before for cross-border service).
Advance tickets not available Gatwick Express (2), Merseyrail, Thameslink.
Table correct as of July 2017. (1) There are 14, 30 & 90-day advance ticket options, but 'Express Savers' can be bought right up to boarding. (2) You can save 10% buying online.

Spend over £90/year? Consider a railcard

RailcardsRailcards can cut a third off the bill. You can buy them on the Railcard site and most are usually £30 per year or £70 for three, which works out at £23.30 a year. So, spend more than £90 a year on travelling by train, even on just one trip, and a railcard is worth getting.

All railcards, except the Network Railcard, also give you up to a third off off-peak rail and tube travel in London on either Oyster pay-as-you-go or Travelcards. Just go to an underground ticket office with your railcard and either ask them to register it to your Oyster card or buy a Travelcard.

Check out our Railcard deals page for more information and railcard discounts.

Don't assume every journey's eligible for a railcard discount, although time restrictions never apply on weekends and bank holidays. Always check first, especially if travelling at peak times, as these vary by operator.

UK railcards
Travel discount Who's eligible Restrictions on use Price
1-yr 3-yr
A third off adult fares Under-26s or full-time students of any age Can be used at any time apart from travelling before 10am on weekdays. Min fare after discount is £12. £30 £70
A third off adult fares, 60% off child fares

Up to four adults (aged 16+); up to four children (aged 5-15)

Can't use it during the weekday morning peak period when travelling between stations in south east England and London. Must travel with a child to get the adult discount.

£30 £70
A third off adult fares for two named persons Over-16s

Can't use it before 9.30am on weekdays. Both named persons on the card must travel together.

£30 N/A
A third off adult fares Over-60s Can't use it in weekday morning peak hours when travelling between stations in south east England and London, although restrictions can differ between train companies. £30 £70
A third off for you and an adult companion

You may qualify if you receive disability-related benefits and/or have certain disabilities. Your companion doesn't need to be a carer.

None – you can use it across the entire National Rail network any time, any day. £20 £54
A third off adult fares and 60% off for children in southern England Up to four adults (aged 16+); up to four kids (aged 5-15) Can't normally be used before 10am on weekdays, though some operators allow you to use it a little earlier. £13 min spend for adults from Mon-Fri. £301 N/A
1. Some local councils give discounts on the £30 cost of this card, so it's worth checking with yours first - use Gov.uk's council finder. If you've a season ticket for London or south east England, you qualify for a Gold Card, which gives similar discounts to the Network Railcard.

Got a season ticket for London or south east England? Get a free Gold Card

If you buy an annual season ticket for a route which starts and/or ends in the Network Railcard Area (effectively London and south east England), or if you buy an annual Travelcard from Transport for London, you'll also get a Gold Card.

This gives a similar discount as a Network Railcard and also gives you a third off off-peak travel in London with an Oyster card, so you don't need to buy one separately. When you buy a qualifying season ticket, the pass given to you should also say 'Gold Card' at the bottom. Those buying an annual Travelcard on their Oyster card will be given a separate Gold Card at the ticket office.

Just as with a normal railcard, you'll need to take your Gold Card with you to get the discount when travelling on eligible routes. To get the discount on tube and London rail journeys, ask an underground ticket office to check a Gold Card discount has been applied to your Oyster card.

Trick to get a 16-25 Railcard until you're almost 27

The 16-25 Railcard costs £30 for a year (or £70 for three). It gives you a third off most rail fares, including advance, off-peak and anytime tickets, and you'll also get a third off London Travelcards and off-peak Oyster travel. It can be used anytime, though if you're travelling before 10am on weekdays the minimum fare after the discount is £12.

railcard

However, despite its name, there's a great loophole which lets you keep on using it even after you've turned 26. Put a note in your diary to buy a three-year railcard the day before your 24th birthday (or a one-year railcard before your 26th) to get the discount almost until you turn 27.

If you're not due to renew your existing railcard, which you can do up to 30 days before expiry, there's nothing to stop you buying another 16-25 Railcard using a different email address if you want to use this trick.

Have a look at our Railcard deals page to see if there are any offers available before buying one.

Regular traveller? Grab a season ticket

Regular rail users and commuters should consider annual season tickets - National Rail's Season Ticket Calculator is a nifty little tool to help you work out the cost.

The same journeys often have multiple season ticket options. Check them all, as it can make a real difference. A standard 12-month Bristol Temple Meads to London season ticket is £11,328, yet if you restrict your travel to the Warminster and Salisbury route, it's £7,960.

Getting a season ticket on a heavy commuter route? Check if there are any split ticket options - it could be possible to save with two season tickets covering different legs of the journey.

Don't forget, if you've an annual season ticket inside the Network Railcard Area, you get extra perks through the Gold Card scheme that are often under-utilised.

To see how you might be able to save on the cost of your season ticket, read our Cheaper Train Season Tickets guide.

Singles can beat returns

Searching for train ticketsReturns should be better value, but often aren't - lots of top deals are only available on one-way fares. It's very common that cheaper fares are available by getting two single tickets rather than a return ticket, so be sure to check.

It's usually easy to find these deals online as you'll often be shown both single and return fares.

Save £275 on a London to Manchester return

As an example, a search for a seat on a London to Manchester train, coming back the next day, brought up a standard anytime return ticket costing a whopping £332. A quick check instantly found that, for the same journey, an outbound advance single ticket was £31, while coming back, a Manchester-London advance single cost £26 – a total of £57 for the journey.

Use the top UK train booking sites

There are seven main ways to search out cheap train tickets online. Bizarrely, different sites sometimes list different tickets, so for a belt 'n' braces check on a big fare, try a few.

The main UK-wide booking sites
Booking fee Credit card fee Debit card fee Delivery fee Advantages
First class Special Delivery
Virgin East Coast No No No Free1 £6.45
Virgin East Coast sells all train companies' tickets.
Takethetrain.co.uk No No No £1 £6
Devoted train geeks on our forum rate this site, which clearly highlights the cheapest fares when you search.
RedSpottedHanky £1 per booking. No No N/A £10
Tesco Clubcard points stashers can double their vouchers' value on RedSpottedHanky tickets - read more about them.
The Trainline Between 25p to £1.50 depending on ticket price. £1 per booking on mobile app. 2% on site and apps or £1.50 on mobile website No £1.95 for 2nd class £7.50
If you're flexible, bash your destination into its Best Fare Finder and it'll hunt for the cheapest days and travel times.
Raileasy*

£2.50

4.5% (or 2.5% if charge is more than £5) No £1.501 £7.50
Sometimes highlights hard-to-spot deals, eg, when first class is cheaper than standard.
Train operators' own sites N/A N/A N/A N/A N/A
Check the relevant train firm's own site, as they often give discounts.
National Rail N/A N/A N/A N/A N/A
It doesn't sell tickets, but it lists fares and is great for searching. It links to train operators, most of which are fee-free.
1 You'll only be charged for postage if your departure station has ticket collection facilities and you choose to have your tickets posted.

Double Tesco vouchers' value on rail fares

Spend Tesco Clubcard vouchers on goods on its Tesco Clubcard partners* list and their value's up to quadrupled, so a £10 voucher can be worth up to £40.

Use Tesco Clubcard for rail faresOne of the deals featured is with train ticket shop RedSpottedHanky - swap a £10 voucher and it's worth £20. It includes cheap advance fares and you can use your railcard. There's a £1 booking fee though.

In our check, prices were similar to elsewhere, so this is still a decent saving. To book, go to Tesco Clubcard*. The minimum order is £5 (for a £10 rail voucher) and vouchers are valid for six months.

Before doubling on RedSpottedHanky, check Tesco's Clubcard Partner list, as you may be able to quadruple vouchers' value elsewhere - see our Top 10 Tesco Partner Rewards.

Only pay peak for the bit that is

Train peak times are usually before 10am and between 4pm and 7pm. Yet if a long train journey starts during peak time, even if a portion of it's outside peak time and you return outside peak time, you still pay peak-time price for the whole journey.

By using split ticketing based on time as well as distance, you can ensure you're only paying peak prices for the portion of your journey that's actually takes place in peak hours.

How much you can save... £76 off a Ldn-Manc peak train return

As an example, on testing a London to Manchester return journey leaving at 8.40am and returning at 6.35pm, we found a standard return fare for £130. By splitting the ticket at Milton Keynes on the way out and Stoke-on-Trent on the return, it knocked £76 off the total fare.

This is because from Milton Keynes to Manchester on the way up and Stoke-on-Trent to London on the way down you're only paying an off-peak fare, slashing the overall cost of the journey.

Grab £1 Megatrain fares

A bit like a pound shop for train tickets, Megatrain flogs hundreds of singles for routes between London, the East Midlands and South Yorkshire from £1 plus a 50p booking fee.

Wondering why it says 'Megabus' on the Megatrain site? Megatrain uses the same booking system as Megabus, probably to encourage people to book coach tickets for the journey if there aren't any £1 train tickets available. Unfortunately you can't filter the results to only show train journeys, so you have to look through them all.

Click to see ful map of Megatrain routesAnd don't worry, the train won't be as cheap 'n' cheerful as the tickets - Megatrain is operated by East Midlands Trains, and you'll be on the same service as people who booked their tickets elsewhere.

What routes are included?

Megatrain used to go to 19 destinations, but since being withdrawn from South West Trains last month after its owner Stagecoach lost the South Western franchise, it only goes to seven destinations, mainly in the East Midlands, via two routes - you can see these by clicking on the map thumbnail to the right.

Or you can check out our list of all Megatrain routes

When can you get them?

While normal cheap advance tickets are released 10-12 weeks in advance, Megatrain only releases tickets 45 days before – handy for those booking later.

These are 'spare capacity' tickets, so there are more for less-popular times. Once the £1 tickets have gone, there are still uber-cheap fares, eg, £3, £5, £7. Popular routes sell like hot cakes, so make a note in your diary to stgand a chance of grabbing the date you want.

A crafty MoneySaving trick is to combine Megatrain fares with split ticketing. If Megatrain covers part of your journey, grab a Megatrain ticket for one leg of your journey and a cheap advance for the rest.

Grab ultra-cheap train deals

There are more promotional train fares available than people realise; for ultra-cheap deals, you have to know where to look and be flexible.

We've a regularly updated list of super-cheap train promos, vouchers and codes - see Cheap Train & Coach Deals for more information.

Also, check National Rail's local promotions index; offers change all the time and include everything from Kids for a Quid on Southeastern to eight-week free first-class upgrades for expectant mothers with Greater Anglia.

Get cashback on all train tickets

Cashback credit cards pay you back each time you spend on them and are a great way to shave down the cost of transport, especially as some now offer boosted cashback, but ALWAYS...

Set up a direct debit to repay the card in full each month, so you never pay interest, which would outstrip any gain.

The reason card companies offer cashback or rewards is simple - they want to encourage you to spend on the card and pay them interest, but the interest cost on all cashback cards dwarfs the cashback you'll earn. For full details of what to consider before applying, see our Cashback Credit Cards guide.

Here's one of the top cashback credit cards:

Amex Logo

5% cashback for the first 3 months on National Rail & TfL

Amex Platinum Everyday*

The American Express* Platinum Cashback Everyday card is the top fee-free card, especially if you've big spending to do in the next few months, as it has a great introductory rate, then tiered ongoing cashback. The 5% cashback covers all purchases, including spending on public transport.

  • To get the maximum introductory cashback, you need to spend £2,000 within three months.
  • After the introductory offer's over, you'll automatically be put onto the tiered spending rates: £0 to £5,000 gets 0.5% cashback and the initial £2k spend counts towards this. All spending above £5,001 gets 1% cashback.
  • You need to spend at least £3,000 to get any cashback at all.
  • The introductory 5% rate is not available if you've held a Platinum Cashback Amex card at any point in the last six months.
  • Ensure you pay off in full every month, or you'll be charged 22.9% representative APR, which'll quickly wipe out any cashback gain. The easiest way to repay in full is to set up a direct debit.
Eligibility Calculator
(MSE's free tool)
APPLY*
(at lender site)

Protect your credit score and check chances of getting card

  • Cashback: 3 months 5% (max £100) | Tiered up to 1% after
  • Paid out: On card anniversary
  • Max cashback per year: N/A
  • Annual fee: None | Min spend: £3,000 per year | Card issuer: Amex
  • Rate: 22.9% representative APR - see Official APR Example
  • Min income: N/A

Each time you apply for one of these cards, you'll be credit checked by the lenders. Multiple applications in a short period can affect your future ability to get credit - for more information, see our Credit Scores guide.

The easy way to pay it off in full

It's easy to do this via direct debit, which allows the card company to take a variable monthly amount that corresponds with what you owe. Sadly, some providers deliberately omit the 'pay off in full' option from direct debit forms as it makes them less money. If it's missing from your form, just write in 'pay off in full' yourself - they should honour it, but call up after a week or so to check they have.

There are a few credit cards around which pay a boosted rate of cashback for train tickets. Check out the top overall picks in the Cashback Credit Cards guide – one of these may be suitable if you spend big in other areas.

Know your train refund rights

Generally you can't get any money back if the delay is less than half an hour (although a few companies will now pay out if the delay is 15 minutes or more). If it's longer, every operator has different rules.

The majority of firms now operate a Delay Repay policy which means they will pay compensation of 50% of the fare, regardless of what caused the hold–up.

A few train companies still operate an old-style compensation scheme, which means they sometimes won't pay if the delay was not their fault, such as if it was the result of a track fire or strike.

For more details, see our guides on Train Delays and Tube Delays.

Quick questions

What are your rights if a train's cancelled?

What are my rights if a train's delayed?

Can I get a refund for London tube delays?

Find cheap first-class tickets

Travelling first-class doesn't have to be costly – there are a couple of ways to grab a premium ticket for less.

If you book well ahead the difference in price between standard and first class is often less than you'd expect. For example, we tried to book a single ticket from London to York 11 weeks in advance. A standard class ticket was £39, the first-class ticket £45 – just £6 more.

It can sometimes be cheaper to upgrade on the day. If you do this, most companies will charge you the difference between a standard and first class ticket, but 10 firms only charge a flat-rate upgrade fee on weekends and bank holidays – meaning that waiting and upgrading at the last minute can save you a fair whack.

For example if:

  • A first-class ticket with Virgin Trains from Liverpool to London, in advance, is £43.

  • And a standard-class ticket is £16.50.

  • And you pay the £20 on-the-day upgrade fee (if it's a weekend or bank holiday), the total price is £36.50 – a £6.50 saving.

We tried this for 20 different journeys with firms that offer flat-rate upgrades, and found upgrading on the day was cheaper in seven cases.

See a list of the companies which do this, how much they charge & what the perks are

Remember – upgrades aren't guaranteed and if first class is full you'll have to travel on your standard ticket.

Scythe down the cost of hotels

Never assume hotel or hostel prices are fixed - book right and massive savings are possible on rooms in the UK and around the world. Our Cheap Hotels guide shows you how to save £100s by using the likes of top hotel comparison sites and cheap-yet-clean hostels.

The Top Secret Hotels section at Lastminute.com* has bargains on up to five-star hotels in London and around the world where only a description and the star rating is revealed before you pay. This means rock-bottom prices to stay in some classy establishments - see our Secret Hotels guide for more details.

Travel overnight to save on hotels

Sleeper trains sound like something from days gone by, yet travel overnight and you could save on accommodation. If you're planning a trip between London and Scotland, search Caledonian Sleeper, where single fares start at £35.

Get free first class in the dining car

Some longer journeys still have first class dining cars as well as the standard buffet. These are often open to all diners, whatever class their ticket is. So go in and order a meal; while it's more expensive, you'll effectively travel in first class luxury at second class price – and get some grub thrown in.

They do have the right to send you back to where you came from– standard class – once you've finished eating, but it rarely happens.

Warning! Travelling short: cheap but banned

Cheap advance fares are often scarce on popular routes, especially commuter ones. This means it's sometimes possible to buy a ticket for a longer journey that incorporates your route at a cheaper price and make some serious savings.

A popular one, for example, was Chester to London; peak time cheap train tickets weren't usually available, but for some journeys starting in north Wales, going via Chester, they were. This means that absurdly, it was actually substantially cheaper to travel further.

Many people still do this on lots of routes and it's known as 'travelling short'. Sadly, it's a no-go as it's against the conditions of advance tickets and you can get fined for doing it.

Most other non-advance tickets allow you to get off early or break your journey – check the ticket's conditions or ask at a station.

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