| PROVIDER |
LOAN AMOUNT |
REPRESENTATIVE APR |
| AA (Members) |
£3,000 - £4,999 |
If you borrow £4,000 over 3 years at a Representative APR of 8.8% fixed and an annual interest rate of 8.8% you would pay:
Monthly payment: £126.20
Total charge for credit: £543.20
Total amount you repay: £4,543.20 |
| £15,001 - £25,000 |
If you borrow £22,000 over 3 years at a Representative APR of 2.9% fixed and an annual interest rate of 2.9% you would pay:
Monthly payment: £638.45
Total charge for credit: £984.20
Total amount you repay: £22,984.20 |
| AA (Non-members) |
£3,000 - £4,999 |
If you borrow £4,000 over 3 years at a Representative APR of 8.9% fixed and an annual interest rate of 8.9% you would pay:
Monthly payment: £126.37
Total charge for credit: £549.32
Total amount you repay: £4,539.32 |
| £15,001 - £25,000 |
If you borrow £22,000 over 3 years at a Representative APR of 3% fixed and an annual interest rate of 3% you would pay:
Monthly payment: £639.39
Total charge for credit: £1,018.04
Total amount you repay: £23,018.04 |
| AIB |
£1,000 - £2,999 |
If you borrow £2,000 over 3 years at a Representative APR of 12.3% fixed and an annual interest rate of 11.75% you would pay: TABLE_CELL_STYLE Monthly payment: £66.36 Total charge for credit: £388.96 Total amount you repay: £2,388.96 |
| Cahoot |
£1,000 - £2,999 |
If you borrow £1,500 over 3 years at a Representative APR of 13.5% and an annual interest rate of 13.5% you would pay: TABLE_CELL_STYLE Monthly payment: £50.35 Total charge for credit: £312.60 Total amount you repay: £1,812.60 |
| £5,000 - £7,499 |
If you borrow £6,000 over 3 years at a Representative APR of 3.8% and an annual interest rate of 3.8% you would pay: Monthly payment: £176.54
Total charge for credit: £355.44
Total amount you repay: £6,355.44 |
| £7,500 - £20,000 |
If you borrow £10,000 over 3 years at a Representative APR of 2.8% and an annual interest rate of 2.8% you would pay: TABLE_CELL_STYLE Monthly payment: £289.78 Total charge for credit: £432.08 Total amount you repay: £10,432.08 |
First Direct
|
£25,000 - £30,000 |
If you borrow £27,000 over 3 years at a Representative APR of 3.3% fixed and an annual interest rate of 3.3% you would pay:
Monthly payment: £788.18
Total charge for credit: £1,374.63
Total amount you repay: £28,374.63 |
| £30,001 - £50,000 |
If you borrow £35,000 over 3 years at a Representative APR of 6.7% fixed and an annual interest rate of 6.7% you would pay:
Monthly payment: £1,072.76
Total charge for credit: £3,619.26
Total amount you repay: £38,619.26 |
| Halifax |
£25,001 - £35,000 |
If you borrow £30,000 over 3 years at a Representative APR of 5.8% fixed and an annual interest rate of 5.8% you would pay: TABLE_CELL_STYLE Monthly payment: £907.93 Total charge for credit: £2,685.48 Total amount you repay: £32,685.48 |
| Hastings Direct |
£3,000 - £4,999 |
If you borrow £4,000 over 5 years at a Representative APR of 8.9% fixed and an annual interest rate of 8.9% you would pay:
TABLE_CELL_STYLE Monthly payment: £82.17
Total charge for credit: £930.20
Total amount you repay: £4,930.20 |
| £5,000 - £7,499 |
If you borrow £6,000 over 4 years at a Representative APR of 3.5% fixed and an annual interest rate of 3.45% you would pay:
Monthly payment: £134
Total charge for credit: £432
Total amount you repay: £6,432 |
| Hitachi |
£2,500 - £2,999 |
If you borrow £2,500 over 3 years at a Representative APR of 13.4% fixed and an annual interest rate of 13.4% you would pay:
Monthly payment: £83.80
Total charge for credit: £516.80
Total amount you repay: £3,016.80 |
| £3,000 - £4,999 |
If you borrow £4,000 over 3 years at a Representative APR of 8.4% fixed and an annual interest rate of 8.4% you would pay:
Monthly payment: £125.51
Total charge for credit: £518.36
Total amount you repay: £4,518.36 |
| £5,000 - £7,999 |
If you borrow £6,000 over 3 years at a Representative APR of 3.5% fixed and an annual interest rate of 3.5% you would pay:
Monthly payment: £175.67
Total charge for credit: £324.12
Total amount you repay: £6,324.12 |
| John Lewis |
£5,000 - £7,500 |
If you borrow £6,000 over 3 years at a Representative APR of 3.6% fixed and an annual interest rate of 3.54% you would pay:
Monthly payment: £175.87
Total charge for credit: £331.32
Total amount you repay: £6,331.32 |
| M&S Bank |
£7,500 - £15,000 |
If you borrow £10,000 over 4 years at a Representative APR of 2.9% fixed and an annual interest rate of 2.9% you would pay:
Monthly payment: £220.90
Total charge for credit: £603.28
Total amount you repay: £10,603.28 |
| MBNA |
£3,000 - £4,999 |
TABLE_CELL_STYLE If you borrow £4,000 over 5 years at a Representative APR of 8.9% fixed and an annual interest rate of 8.9% you would pay: Monthly payment: £82.17
Total charge for credit: £930.20
Total amount you repay: £4,930.20 |
| £5,000 to £7,499 |
If you borrow £6,000 over 5 years at a Representative APR of 3.5% fixed and an annual interest rate of 3.5% you would pay:
Monthly payment: £109
Total charge for credit: £540
Total amount you repay: £6,540 |
| £7,500 to £15,000 |
If you borrow £10,000 over 5 years at a Representative APR of 2.9% fixed and an annual interest rate of 2.9% you would pay:
Monthly payment: £179.07
Total charge for credit: £744.20
Total amount you repay: £10,744.20 |
| £15,001 to £25,000 |
If you borrow £20,000 over 5 years at a Representative APR of 3% fixed and an annual interest rate of 3% you would pay:
Monthly payment: £359.01
Total charge for credit: £1,540.60
Total amount you repay: £21,540.60 |
| Post Office |
£3,000 - £4,999 |
If you borrow £4,000 over 5 years at a Representative APR of 8.9% fixed and an annual interest rate of 8.9% you would pay:
Monthly payment: £82.17
Total charge for credit: £930.20
Total amount you repay: £4,930.20 |
| £20,001 - £25,000 |
If you borrow £22,000 over 5 years at a Representative APR of 3% fixed and an annual interest rate of 3% you would pay:
Monthly payment: £394.92
Total charge for credit: £1,694.94
Total amount you repay: £23,694.94 |
| Ratesetter |
£3,000 - £4,999 |
If you borrow £4,000 over 3 years at a Representative APR of 6.9% fixed, arrangement fees of £260.80 and an annual interest rate of 2.5%, you would pay:
Monthly payment: £123.01
Total charge for credit: £428.36
Total amount you repay: £4,428.36 |
| £5,000 - £25,000 |
If you borrow £15,000 over 3 years at a Representative APR of 2.8% fixed, arrangement fees of £586.50 and an annual interest rate of 0.3%, you would pay:
Monthly payment: £434.90
Total charge for credit: £656.40
Total amount you repay: £15,656.40 |
| Sainsbury's Bank |
£5,000 - £7,499 |
If you borrow £6,000 over 3 years at a Representative APR of 3.6% fixed and an annual interest rate of 3.6% you would pay:
Monthly payment: £175.92
Total charge for credit: £333.12
Total amount you repay: £6,333.12 |
| £7,500 - £25,000 |
If you borrow £23,000 over 3 years at a Representative APR of 2.8% and an annual interest rate of 2.8% fixed you would pay:
Monthly payment: £666.49
Total charge for credit: £993.64
Total amount you repay: £23,993.64 |
| £25,001 - £30,000 |
If you borrow £27,000 over 3 years at a Representative APR of 6.2% and an annual interest rate of 6.2% fixed you would pay:
Monthly payment: £821.77
Total charge for credit: £2,583.72
Total amount you repay: £29,583.72 |
Santander
|
£1,000 - £2,999 |
If you borrow £1,500 over 3 years at a Representative APR of 13.5% and an annual interest rate of 13.5% fixed you would pay:
Monthly payment: £50.35
Total charge for credit: £312.60
Total amount you repay: £1,812.60 |
| Tesco Bank |
£3,000 - £4,999 |
If you borrow £4,000 over 3 years at a Representative APR of 8.5% and an annual interest rate of 8.19% fixed you would pay:
Monthly payment: £125.68
Total charge for credit: £524.48
Total amount you repay: £4,524.48 |
| £5,000 - £7,499 |
If you borrow £6,000 over 3 years at a Representative APR of 3.4% and an annual interest rate of 3.35% fixed you would pay:
Monthly payment: £175.40
Total charge for credit: £314.40
Total amount you repay: £6,314.40 |
| £7,500 - £25,000 |
If you borrow £23,000 over 3 years at a Representative APR of 2.9% and an annual interest rate of 2.9% fixed you would pay:
Monthly payment: £667.47
Total charge for credit: £1,028.92
Total amount you repay: £24,028.92 |
| £25,001 - £35,000 |
If you borrow £26,000 over 3 years at a Representative APR of 6% and an annual interest rate of 5.84% fixed you would pay:
Monthly payment: £789.09
Total charge for credit: £2,407.24
Total amount you repay: £28,407.24
|
| TSB |
£7,500 - £25,000 |
If you borrow £15,000 over 5 years at a Representative APR of 2.8% and an annual interest rate of 2.81% fixed you would pay:
Monthly payment: £268.27
Total charge for credit: £1,096.20
Total amount you repay: £16,096.20 |
| Virgin Money |
£15,001 - £25,000 |
If you borrow £20,000 over 3 years at a Representative APR of 3.1% fixed and an annual interest rate of 3.1% you would pay:
Monthly payment: £582.18
Total charge for credit: £958.25 Total amount you repay: £20,958.25 |
| £25,000 - £35,000 |
If you borrow £26,000 over 3 years at a Representative APR of 6.9% fixed and an annual interest rate of 6.9% you would pay:
Monthly payment: £799.29
Total charge for credit: £2,774.14
Total amount you repay: £28,774.14 |
