Representative APR examples

If you borrow £4,000 over 3 years at a Representative APR of 8.8% fixed and an annual interest rate of 8.8% you would pay:

Monthly payment: £126.20
Total charge for credit: £543.20
Total amount you repay: £4,543.20

If you borrow £22,000 over 3 years at a Representative APR of 3% fixed and an annual interest rate of 3% you would pay:

Monthly payment: £639.39
Total charge for credit: £1,018.04
Total amount you repay: £23,018.04

If you borrow £4,000 over 3 years at a Representative APR of 8.9% fixed and an annual interest rate of 8.9% you would pay:

Monthly payment: £126.37
Total charge for credit: £549.32
Total amount you repay: £4,539.32

If you borrow £22,000 over 3 years at a Representative APR of 3.1% fixed and an annual interest rate of 3.1% you would pay:

Monthly payment: £640.34
Total charge for credit: £1,051.88
Total amount you repay: £23,051.88

If you borrow £2,000 over 3 years at a Representative APR of 12.3% fixed and an annual interest rate of 11.75% you would pay:

Monthly payment: £66.36

Total charge for credit: £388.96

Total amount you repay: £2,388.96

If you borrow £1,500 over 3 years at a Representative APR of 13.5% and an annual interest rate of 13.5% you would pay:

Monthly payment: £50.35

Total charge for credit: £312.60

Total amount you repay: £1,812.60

If you borrow £10,000 over 3 years at a Representative APR of 2.8% and an annual interest rate of 2.8% you would pay:

Monthly payment: £289.78

Total charge for credit: £432.08

Total amount you repay: £10,432.08

If you borrow £20,000 over 3 years at a Representative APR of 3.2% fixed and an annual interest rate of 3.2% you would pay: 

Monthly payment: £582.99

Total charge for credit: £987.37

Total amount you repay: £20,987.37

If you borrow £26,000 over 3 years at a Representative APR of 6.9% fixed and an annual interest rate of 6.9% you would pay: 
 

Monthly payment: £799.14
Total charge for credit: £2,768.89
Total amount you repay: £28,768.89

If you borrow £27,000 over 3 years at a Representative APR of 3.3% fixed and an annual interest rate of 3.3% you would pay:
 

Monthly payment: £788.18
Total charge for credit: £1,374.63
Total amount you repay: £28,374.63

If you borrow £35,000 over 3 years at a Representative APR of 6.7% fixed and an annual interest rate of 6.7% you would pay:
 

Monthly payment: £1,072.76
Total charge for credit: £3,619.26
Total amount you repay: £38,619.26

If you borrow £30,000 over 3 years at a Representative APR of 5.8% fixed and an annual interest rate of 5.8% you would pay:

Monthly payment: £907.93

Total charge for credit: £2,685.48

Total amount you repay: £32,685.48

If you borrow £4,000 over 5 years at a Representative APR of 8.9% fixed and an annual interest rate of 8.9% you would pay:

Monthly payment: £82.17
Total charge for credit: £930.20
Total amount you repay: £4,930.20

If you borrow £2,500 over 3 years at a Representative APR of 13.4% fixed and an annual interest rate of 13.4% you would pay:

Monthly payment: £83.80
Total charge for credit: £516.80
Total amount you repay: £3,016.80

If you borrow £4,000 over 3 years at a Representative APR of 8.4% fixed and an annual interest rate of 8.4% you would pay:
 

Monthly payment: £125.51
Total charge for credit: £518.36
Total amount you repay: £4,518.36

If you borrow £6,000 over 3 years at a Representative APR of 3.5% fixed and an annual interest rate of 3.5% you would pay:
 

Monthly payment: £175.67
Total charge for credit: £324.12
Total amount you repay: £6,324.12

If you borrow £6,000 over 3 years at a Representative APR of 3.6% fixed and an annual interest rate of 3.54% you would pay:

Monthly payment: £175.87
Total charge for credit: £331.32
Total amount you repay: £6,331.32

If you borrow £10,000 over 3 years at a Representative APR of 2.9% fixed and an annual interest rate of 2.86% you would pay:

Monthly payment: £290.14
Total charge for credit: £445.15
Total amount you repay: £10,445.15

If you borrow £10,000 over 4 years at a Representative APR of 2.9% fixed and an annual interest rate of 2.9% you would pay:
 

Monthly payment: £220.90
Total charge for credit: £603.28
Total amount you repay: £10,603.28

If you borrow £6,000 over 5 years at a Representative APR of 3.5% fixed and an annual interest rate of 3.5% you would pay:
 

Monthly payment: £109
Total charge for credit: £540
Total amount you repay: £6,540

If you borrow £10,000 over 5 years at a Representative APR of 2.9% fixed and an annual interest rate of 2.9% you would pay:
 

Monthly payment: £179.07
Total charge for credit: £744.20
Total amount you repay: £10,744.20

If you borrow £20,000 over 5 years at a Representative APR of 3% fixed and an annual interest rate of 3% you would pay:
 

Monthly payment: £359.01
Total charge for credit: £1,540.60
Total amount you repay: £21,540.60

If you borrow £4,000 over 5 years at a Representative APR of 8.9% fixed and an annual interest rate of 8.9% you would pay:

Monthly payment: £82.17
Total charge for credit: £930.20
Total amount you repay: £4,930.20

If you borrow £17,500 over 5 years at a Representative APR of 3.1% fixed and an annual interest rate of 3.1% you would pay:

Monthly payment: £314.89
Total charge for credit: £1,393.40
Total amount you repay: £18,893.40

If you borrow £1,500 over 3 years at a Representative APR of 13.5% and an annual interest rate of 13.5% fixed you would pay:
 

Monthly payment: £50.35
Total charge for credit: £312.60
Total amount you repay: £1,812.60

If you borrow £1,500 over 3 years at a Representative APR of 13.5% and an annual interest rate of 12.73% fixed you would pay:

Monthly payment: £50.34
Total charge for credit: £312.24
Total amount you repay: £1,812.24

If you borrow £4,000 over 3 years at a Representative APR of 8.5% and an annual interest rate of 8.19% fixed you would pay:
 

Monthly payment: £125.68
Total charge for credit: £524.48
Total amount you repay: £4,524.48

If you borrow £6,000 over 3 years at a Representative APR of 3.4% and an annual interest rate of 3.35% fixed you would pay:
 

Monthly payment: £175.40
Total charge for credit: £314.40
Total amount you repay: £6,314.40

If you borrow £23,000 over 3 years at a Representative APR of 2.9% and an annual interest rate of 2.9% fixed you would pay:
 

Monthly payment: £667.47
Total charge for credit: £1,028.92
Total amount you repay: £24,028.92

If you borrow £26,000 over 3 years at a Representative APR of 6% and an annual interest rate of 5.84% you would pay:
 

Monthly payment: £789.09
Total charge for credit: £2,407.24
Total amount you repay: £28,407.24

If you borrow £26,000 over 5 years at a Representative APR of 6.6% and an annual interest rate of 6.4084% you would pay:
 

Monthly payment: £507.60
Total charge for credit: £4,456
Total amount you repay: £30,456