| PROVIDER |
LOAN AMOUNT |
REPRESENTATIVE APR |
| AA (Members) |
£1,000 - £2,999 |
If you borrow £2,000 over 3 years at a Representative APR of 13.4% fixed and an annual interest rate of 13.4% you would pay: Monthly payment: £67.04
Total charge for credit: £413.44
Total amount you repay: £2,413.44 |
| £3,000 - £4,999 |
If you borrow £4,000 over 3 years at a Representative APR of 8% fixed and an annual interest rate of 8% you would pay:
Monthly payment: £124.83
Total charge for credit: £493.88
Total amount you repay: £4,493.88 |
| £5,000 - £7,499 |
If you borrow £6,000 over 3 years at a Representative APR of 3.3% fixed and an annual interest rate of 3.3% you would pay:
Monthly payment: £175.15
Total charge for credit: £305.40
Total amount you repay: £6,305.40 |
| £15,001 - £25,000 |
If you borrow £22,000 over 3 years at a Representative APR of 2.7% fixed and an annual interest rate of 2.7% you would pay:
Monthly payment: £636.56
Total charge for credit: £916.16
Total amount you repay: £22,916.16 |
| AA (Non-members) |
£1,000 - £2,999 |
If you borrow £2,000 over 3 years at a Representative APR of 13.5% fixed and an annual interest rate of 13.5% you would pay: Monthly payment: £67.12
Total charge for credit: £416.32
Total amount you repay: £2,416.32 |
| £3,000 - £4,999 |
If you borrow £4,000 over 3 years at a Representative APR of 8.1% fixed and an annual interest rate of 8.1% you would pay:
Monthly payment: £125
Total charge for credit: £500
Total amount you repay: £4,500 |
| £5,000 - £7,499 |
If you borrow £6,000 over 3 years at a Representative APR of 3.4% fixed and an annual interest rate of 3.4% you would pay:
Monthly payment: £175.40
Total charge for credit: £314.40
Total amount you repay: £6,314.40 |
| £15,001 - £25,000 |
If you borrow £22,000 over 3 years at a Representative APR of 2.8% fixed and an annual interest rate of 2.8% you would pay:
Monthly payment: £637.50
Total charge for credit: £950
Total amount you repay: £22,950.00 |
| AIB |
£1,000 - £2,999 |
If you borrow £2,000 over 3 years at a Representative APR of 12.3% fixed and an annual interest rate of 11.75% you would pay: Monthly payment: £66.36 Total charge for credit: £388.96 Total amount you repay: £2,388.96 |
| Bank of Ireland |
£1,000 - £2,999 |
If you borrow £2,000 over 3 years at a Representative APR of 13.4% fixed and an annual interest rate of 13.4% you would pay:
Monthly payment: £67.04
Total charge for credit: £413.44
Total amount you repay: £2,413.44 |
| £3,000 - £4,999 |
If you borrow £4,000 over 3 years at a Representative APR of 8.2% fixed and an annual interest rate of 8.2% you would pay:
Monthly payment: £125.17
Total charge for credit: £506.26
Total amount you repay: £4,506.26
|
| Cahoot |
£1,000 - £2,999 |
If you borrow £1,500 over 3 years at a Representative APR of 13.5% and an annual interest rate of 13.5% you would pay: Monthly payment: £50.35 Total charge for credit: £312.60 Total amount you repay: £1,812.60 |
| £5,000 - £7,499 |
If you borrow £6,000 over 3 years at a Representative APR of 3.8% and an annual interest rate of 3.8% you would pay:
Monthly payment: £176.54
Total charge for credit: £355.44
Total amount you repay: £6,355.44 |
| £7,500 - £20,000 |
If you borrow £10,000 over 3 years at a Representative APR of 2.8% and an annual interest rate of 2.8% you would pay: Monthly payment: £289.78 Total charge for credit: £432.08 Total amount you repay: £10,432.08 |
First Direct
|
£25,000 - £30,000 |
If you borrow £27,000 over 3 years at a Representative APR of 3.3% fixed and an annual interest rate of 3.3% you would pay:
Monthly payment: £788.18
Total charge for credit: £1,374.63
Total amount you repay: £28,374.63 |
| £30,001 - £50,000 |
If you borrow £35,000 over 3 years at a Representative APR of 6.7% fixed and an annual interest rate of 6.7% you would pay:
Monthly payment: £1,072.76
Total charge for credit: £3,619.26
Total amount you repay: £38,619.26 |
| Halifax |
£25,001 - £35,000 |
If you borrow £30,000 over 3 years at a Representative APR of 5.8% fixed and an annual interest rate of 5.65% you would pay:
Monthly payment: £907.93
Total charge for credit: £2,685.48
Total amount you repay: £32,685.48 |
| Hitachi |
£1,000 -£2,999 |
If you borrow £2,500 over 3 years at a Representative APR of 9.8% fixed and an annual interest rate of 9.8% you would pay:
Monthly payment: £79.95
Total charge for credit: £378.20
Total amount you repay: £2,878.20 |
| £3,000 - £4,999 |
If you borrow £3,500 over 3 years at a Representative APR of 7.9% fixed and an annual interest rate of 7.9% you would pay:
Monthly payment: £109.09
Total charge for credit: £427.24
Total amount you repay: £3,927.24 |
| £5,000 - £7,499 |
If you borrow £6,000 over 3 years at a Representative APR of 3.4% fixed and an annual interest rate of 3.4% you would pay:
Monthly payment: £175.41 Total charge for credit: £314.76 Total amount you repay: £6,314.76 |
| JN Bank |
£2,500-£2,999 |
If you borrow £2,500 over 3 years at a Representative APR of 9.9% fixed and an annual interest rate of 9.9% you would pay:
Monthly payment: £80.06
Total charge for credit: £382.16
Total amount you repay: £2,882.16 |
| John Lewis |
£5,000 - £7,500 |
If you borrow £6,000 over 3 years at a Representative APR of 3.6% fixed and an annual interest rate of 3.54% you would pay:
Monthly payment: £175.87
Total charge for credit: £331.32
Total amount you repay: £6,331.32 |
| M&S Bank |
£7,500 - £15,000 |
If you borrow £10,000 over 4 years at a Representative APR of 2.8% fixed and an annual interest rate of 2.8% you would pay:
Monthly payment: £220.31
Total charge for credit: £574.88
Total amount you repay: £10,574.88 |
| MBNA |
£3,000 - £4,999 |
If you borrow £4,000 over 3 years at a Representative APR of 8.3% fixed and an annual interest rate of 8% you would pay:
Monthly payment: £125.35
Total charge for credit: £512.60
Total amount you repay: £4,512.60 |
| £7,500 to £25,000 |
If you borrow £10,000 over 4 years at a Representative APR of 2.8% fixed and an annual interest rate of 2.76% you would pay:
Monthly payment: £220.30
Total charge for credit: £574.40
Total amount you repay: £10,574.40. |
| Post Office |
£3,000 - £4,999 |
If you borrow £4,000 over 3 years at a Representative APR of 8.1% fixed and an annual interest rate of 8.1% you would pay:
Monthly payment: £125.00
Total charge for credit: £500.09
Total amount you repay: £4,500.09 |
| £5,000 - £7,499 |
If you borrow £6,000 over 3 years at a Representative APR of 3.4% fixed and an annual interest rate of 3.4% you would pay:
Monthly payment: £175.41
Total charge for credit: £314.74
Total amount you repay: £6,314.74 |
| £20,001 - £25,000 |
If you borrow £22,000 over 5 years at a Representative APR of 2.9% fixed and an annual interest rate of 2.9% you would pay:
Monthly payment: £393.96
Total charge for credit: £1,637.90
Total amount you repay: £23,637.90 |
| Sainsbury's Bank |
£5,000 - £7,499 |
If you borrow £6,000 over 5 years at a Representative APR of 3.3% and an annual interest rate of 3.3% fixed you would pay:
Monthly payment: £108.48 Total charge for credit: £508.80 Total amount you repay: £6,508.80 |
| £7,500 - £25,000 |
If you borrow £10,000 over 5 years at a Representative APR of 2.8% and an annual interest rate of 2.8% fixed you would pay:
Monthly payment: £178.64
Total charge for credit: £718.40
Total amount you repay: £10,718.40 |
| £25,001 - £30,000 |
If you borrow £27,000 over 5 years at a Representative APR of 5.7% and an annual interest rate of 5.7% fixed you would pay:
Monthly payment: £516.43
Total charge for credit: £3,985.80
Total amount you repay: £30,985.80 |
Santander
|
£1,000 - £2,999 |
If you borrow £1,500 over 3 years at a Representative APR of 13.5% and an annual interest rate of 13.5% fixed you would pay:
Monthly payment: £50.35
Total charge for credit: £312.60
Total amount you repay: £1,812.60 |
| £7,500 - £15,000 |
If you borrow £10,000 over 5 years at a Representative APR of 2.8% and an annual interest rate of 2.8% fixed you would pay:
Monthly payment: £178.64
Total charge for credit: £718.40
Total amount you repay: £10,718.40 |
| Tesco Bank |
£3,000 - £4,999 |
If you borrow £4,000 over 3 years at a Representative APR of 8.5% and an annual interest rate of 8.19% fixed you would pay:
Monthly payment: £125.68
Total charge for credit: £524.48
Total amount you repay: £4,524.48 |
| £5,000 - £7,499 |
If you borrow £6,000 over 3 years at a Representative APR of 3.4% and an annual interest rate of 3.35% fixed you would pay:
Monthly payment: £175.40
Total charge for credit: £314.40
Total amount you repay: £6,314.40 |
| £7,500 - £25,000 |
If you borrow £23,000 over 3 years at a Representative APR of 2.8% and an annual interest rate of 2.76% fixed you would pay:
Monthly payment: £666.48
Total charge for credit: £993.28
Total amount you repay: £23,993.28 |
| £25,001 - £35,000 |
If you borrow £26,000 over 3 years at a Representative APR of 6% and an annual interest rate of 5.84% fixed you would pay:
Monthly payment: £789.09
Total charge for credit: £2,407.24
Total amount you repay: £28,407.24
|
| TSB |
£7,500 - £25,000 |
If you borrow £15,000 over 5 years at a Representative APR of 2.8% and an annual interest rate of 2.81% fixed you would pay:
Monthly payment: £268.27
Total charge for credit: £1,096.20
Total amount you repay: £16,096.20 |
| Virgin Money |
£5,000 - £7,499 |
If you borrow £5,500 over 5 years at a Representative APR of 3.4% and an annual interest rate of 3.4% fixed you would pay:
Monthly payment: £99.70
Total charge for credit: £481.41
Total amount you repay: £5,981.41 |
