Benjamin Taylor

Money Analyst – Banking and Insurance

Benjamin's experience

Benjamin joined MSE in June 2022 as an Editorial Assistant. In his pre-MSE days, he studied English at the University of Sheffield and worked an array of odd jobs.

A little more about Benjamin

He lives in London and enjoys going to Morrisons, seeing friends and family, and just generally walking about. He supports Norwich City Football Club.

Benjamin says...

"As a member of MSE's Money team, I cover everything from credit cards, ISAs, loans and car finance, to pet, cycle and home insurance. I joined MSE to try to help people claw back pounds from big business and love to read about MSE users' innovative successes each week on the MSE Forum."

Latest from Benjamin Taylor

Junior ISAs (JISAs) let you save or invest up to £9,000 in the 2025/26 tax year, with the cash locked away until the child turns 18. This guide has the pros and cons of junior ISAs, how to transfer in from a Child Trust Fund, plus the top paying accounts.

3 July 2026

If you want to take more control of the money you're saving for retirement, a self-invested personal pension (SIPP) might be right for you. SIPPs are DIY or personal pensions which allow you to choose your own investments. Our guide looks at the key need-to-knows plus platforms you could try.

2 July 2026

Every adult has a £20,000 ISA allowance for 2025/26 and it's possible to use all or part of that ISA allowance to invest in the stock market. This guide runs through what you need to know before investing in a stocks & shares ISA.

2 July 2026

If you're struggling with multiple debts such as loans, credit cards and overdrafts, it may seem logical to consolidate them into one place – taking out a new loan to pay it all off, so you make one monthly payment instead. However it's often not that simple and can lead to even more debt. This short guide takes you through what to watch out for, alternatives and how to decide if it's right for you.

2 July 2026

A brand new car is never MoneySaving, but if your heart is set on one and you're comfortable renting it for a set period (without the chance to own it), then car leasing – also known as Personal Contract Hire or PCH – is worth considering. Here we've broken down the basics so you can work out whether car leasing is right for you.

2 July 2026

Some specialist cards allow others to spend on your behalf while you stay in control – for example, by setting spending limits. These can be useful if you rely on others to shop for you, or if you assist a vulnerable person and want them to be able to spend safely.

2 July 2026

30 June 2026

Some children's savings accounts offer comparable or even better rates than adult accounts. But many kids have cash in accounts that pay next to nothing in interest, depriving them not only of the cash that generates, but also of the lesson that you can make your money work for you. We've top pick accounts for kids below...

30 June 2026

Most credit cards are good for new spending OR cutting the cost of existing debt, but some offer cheap intro rates on both. We've full info and our top picks, plus our Balance Transfer & Spending Eligibility Calculator will show the cards you have the best odds of getting before you apply.

29 June 2026

Payday loans are a financial nightmare, and you should avoid them entirely if possible. This guide explains alternative (and much cheaper) ways to borrow, and – if a payday loan is the only answer – what to watch out for.

29 June 2026

Help to Buy ISAs are now closed to new applicants. Didn't get one in time? Lifetime ISAs also offer a 25% bonus for first-time buyers. But if you do have a Help to Buy ISA, here's everything you need to know, including how to claim the 25% bonus, whether it's worth transferring to a Lifetime ISA and how to get a better rate by changing provider.

29 June 2026

Cheapest loan rates have finally started to creep down recently, though they're still close to double what they were a few years ago. If you NEED to borrow, this guide has full info on the cheapest loans – how to get them, and what to watch out for.

23 June 2026

18 June 2026

A 0% money transfer allows you to shift cash from a card to your bank account to clear your overdraft or give yourself a 0% cash loan for up to 14 months. This guide has full info and the best deals, though not many cards offer these transfers any more.

16 June 2026