Benjamin Taylor

Money Analyst – Banking and Insurance

Benjamin's experience

Benjamin joined MSE in June 2022 as an Editorial Assistant. In his pre-MSE days, he studied English at the University of Sheffield and worked an array of odd jobs.

A little more about Benjamin

He lives in London and enjoys going to Morrisons, seeing friends and family, and just generally walking about. He supports Norwich City Football Club.

Benjamin says...

"As a member of MSE's Money team, I cover everything from credit cards, ISAs, loans and car finance, to pet, cycle and home insurance. I joined MSE to try to help people claw back pounds from big business and love to read about MSE users' innovative successes each week on the MSE Forum."

Latest from Benjamin Taylor

22 September 2026

Most credit cards are good for new spending OR cutting the cost of existing debt, but some offer cheap intro rates on both. We've full info and our top picks, plus our Balance Transfer & Spending Eligibility Calculator will show the cards you have the best odds of getting before you apply.

18 September 2026

With mortgage, rent, energy and food costs soaring, it's easy to cut or forgo a spend such as pet insurance. But this can lead to difficult choices for many if treatment is needed, as there's no NHS for pets, and treatment costs can be £100s or £1,000s. This guide explains what pet insurance covers, what to watch out for and how to find a cheap policy.

18 September 2026

Junior ISAs (JISAs) let you save or invest up to £9,000 in the 2025/26 tax year, with the cash locked away until the child turns 18. This guide has the pros and cons of junior ISAs, how to transfer in from a Child Trust Fund, plus the top paying accounts.

17 September 2026

If you're new to credit cards, the idea can be daunting. Yet used correctly, they can provide valuable free protection, a chance to (re)build your credit rating and special 0% deals offer the cheapest way to borrow. This guide explains the different types of cards available and what to watch out for, so you don't get burnt.

17 September 2026

15 September 2026

Every adult has a £20,000 ISA allowance for 2025/26 and it's possible to use all or part of that ISA allowance to invest in the stock market. This guide runs through what you need to know before investing in a stocks & shares ISA.

15 September 2026

Cheapest loan rates have finally started to creep down recently, though they're still close to double what they were a few years ago. If you NEED to borrow, this guide has full info on the cheapest loans – how to get them, and what to watch out for.

14 September 2026

There are regulations governing how APRs must be displayed. Below are loan providers' official examples of the cost of taking out a loan.

14 September 2026

Don't just stick with your student bank account after uni – loyalty can cost! Some banks let you switch even if you've not had their student account and you can get 0% overdrafts for up to three years. If you've graduated recently, see if you can ditch and switch your account to save £100s in interest.

10 September 2026

You may have noticed when looking for an ISA that some banks offer ‘flexible’ ISAs, and others don’t. This short guide – a spin off from our main cash ISA guide – explains what a ‘flexible’ cash ISA is and whether it's right for you.

9 September 2026

Some children's savings accounts offer comparable or even better rates than adult accounts. But many kids have cash in accounts that pay next to nothing in interest, depriving them not only of the cash that generates, but also of the lesson that you can make your money work for you. We've top pick accounts for kids below...

8 September 2026

If you want to take more control of the money you're saving for retirement, a self-invested personal pension (SIPP) might be right for you. SIPPs are DIY or personal pensions which allow you to choose your own investments. Our guide looks at the key need-to-knows plus platforms you could try.

8 September 2026

The personal savings allowance (PSA) lets most people earn up to £1,000 in interest without paying tax on it. At current savings rates, basic-rate taxpayers need around £20,000 in the top easy-access savings account to exceed the allowance. This guide has full details on the PSA and how it works...

8 September 2026