Benjamin Taylor

Editorial Assistant – Banking and Insurance

Latest from Benjamin Taylor

Top junior ISAs

Top junior ISAs

Save for your child's future with the top Junior ISAs. We at moneysavingexpert explain how they work, what the tax free allowance is and when your child can access the cash.

20 September 2023

Top cash ISAs 2023/24

Top cash ISAs 2023/24

Get tax free interest on savings of up to £20,000. MoneySavingExpert compares the top paying cash ISAs to help you get the most from your savings.

20 September 2023

0% balance transfer & purchase cards

0% balance transfer & purchase cards

Most credit cards offer either a good deal on 0% balance transfers OR purchases, but some do both with only one credit check - see Money Saving Expert.

19 September 2023

Representative APR examples

Representative APR examples

Read our guide to representative APRs for all current best buy personal loans on Money Saving Expert

19 September 2023

How to get a personal loan

How to get a personal loan

This MoneySavingExpert guide details the cheapest personal loans, but also looks at whether options like credit cards might be cheaper for you. Find out Martin Lewis’ top picks.

5 September 2023

Top Lifetime ISAs

Top Lifetime ISAs

MoneySavingExpert's guide to the Lifetime ISA which allows 18-39yr olds to save for retirement or a first home and get a 25% bonus.

5 September 2023

Personal savings allowance

Personal savings allowance

From April 2016 all basic-rate taxpayers can earn £1,000 tax-free on savings interest. MoneySavingExpert explains how the new Personal Savings Allowance affects your ISA.

5 September 2023

Burglary and theft home insurance

Burglary and theft home insurance

Home insurance typically includes coverage in the event of theft or burglary at your property. This MoneySavingExpert guide runs through what your covered for and when to make a claim.

31 August 2023

Joint bank accounts explained

Joint bank accounts explained

Joint bank accounts let more than one person manage it, though it's not a step to be taken lightly. This MoneySavingExpert guide has full info.

31 August 2023

Temporary car insurance

Temporary car insurance

Get flexible car insurance by the hour, week or month. This MoneySavingExpert guide takes you through all the key information, and how to find a cheap policy.

30 August 2023

What protection do I get when using a credit card?

What protection do I get when using a credit card?

Credit cards offer vital consumer protection if purchases go wrong. This MoneySavingExpert guide runs through your entitlements and how to get a refund.

30 August 2023

Help to Buy ISAs

Help to Buy ISAs

Help to Buy ISAs are now closed for new applicants. Read MoneySavingExpert's guide for need-to-knows if you've already got one and best buys if you want to transfer.

23 August 2023

Cheap car leasing

Cheap car leasing

Car leasing deals are basically long term car rental agreements. Read MoneySavingExpert's guide for all the tips and tricks to finding the best dealer or broker.

21 August 2023

Can my age reduce my car insurance?

Can my age reduce my car insurance?

This MoneySavingExpert guide runs through whether your age can reduce what you pay for car insurance, and how you can further cut your costs.

18 August 2023

Cheap hire purchase

Cheap hire purchase

Car hire purchase deals are where you hire the car with an option to purchase the vehicle at the end. Read MoneySavingExpert's guide for how to get the best deal.

14 August 2023

Cheap pet insurance

Cheap pet insurance

Save hundreds on pet insurance in the UK, including cats, dogs and horses. This MoneySavingExpert guide helps you compare the top pet insurance deals.

11 August 2023