1. MoneySavingExpert.com
  2. Household Bills
  3. Mobile Phones

In this guide

5G comes to the UK – what is it and is it any good? MSE

Guide to 5G

What is 5G, how to get it and how much does it cost?

Steve Brigden
Steve Brigden | Edited by Gary Caffell
Updated 10 July 2020

Mobile data speeds are about to get a lot faster now that EE, Three, Vodafone and O2 have launched 5G for some. It's a gradual roll-out, with most of the UK expected to have 5G in 2022. We'll run you through what it all means for you, including how to benefit from this new tech and what it costs.

This is the first incarnation of this guide. Please give us your feedback and tell us what we should add in the 5G networks and phones discussion.

What is 5G?

What is 5G?

Put simply, 5G is the fifth generation of the technology used to deliver the mobile internet, ie, to get online on a mobile or dongle without needing to connect to a cable or Wi-Fi.

Being more modern, it promises to be up to 100 times faster than 4G and 2,000 times faster than 3G – the type of technology you're probably familiar with as they're what appear on most phones when you go online using your mobile's network. Whether those speeds are achieved, only time will tell. 

It won't replace these, but instead will be another 'layer' on top which runs at much higher and faster frequencies. This means more information can be carried, enabling it to deliver lightning-fast speeds. EE – the first network to launch its services in the UK – promises it will offer 'a near-instant connection'.

As you will see from this guide, 5G has limited availability and is very expensive, so if you're on lookout for a new phone or Sim, you will probably instead want to see our Cheap Mobiles, Cheap iPhone, Cheap Samsung or our Best Sim only guides.

How can I get 5G?

Although 5G is starting to arrive in the UK, only a small number of people will initially be able to get it. First up, only a limited number of the most modern handsets are actually compatible with 5G – with no iPhone option yet. Plus the number of networks to offer it is limited, and even then it's only in some cities...

Which networks offer 5G?

Which phones support 5G?

phones that support 5g

Not many just yet, including no iPhones. So if you've just signed up to a new contract that includes a phone, you could realistically be years away from connecting to 5G. Both EE and Vodafone offer 5G Sim only contracts in addition to deals which include the handset, with the models currently available and Sim free pricing where available below.

  • Huawei Mate 20 X 5G (£1,000) 
  • Huawei P40 (£900)
  • LG V50 ThinQ – currently only available via a pay monthly EE contract.
  • Motorola Moto G 5G Plus (£229)
  • Motorola Edge 5G (£550)
  • OnePlus 7 Pro 5G – currently only available via a pay monthly EE contract.
  • Oppo Reno 5G – currently only available via a pay monthly EE contract.
  • Samsung Galaxy A90 5G (£669) 
  • Samsung Galaxy S20 5G, S20+ and S20 Ultra (from £899)
  • Samsung Galaxy S10 5G 
  • Samsung Galaxy Fold 5G – currently only available via a pay monthly EE contract.
  • Samsung Galaxy Note10+ 5G (£1,099)
  • Xiaomi Mi MIX 3 5G (£749)

How much does 5G cost?

Quite frankly, it's still very expensive and certainly not MoneySaving, largely as you'll need one of the latest phones mentioned above. Plus most of the latest 5G capable models are much more expensive than their 4G counterparts.

  • 5G will likely cost you £100s more than you'd pay for 4G

    To illustrate the current cost difference between 4G and 5G, we've compared the cheapest pricing for a 5G Samsung Galaxy S10 versus its 4G counterpart (you need a special 5G phone for the new technology, so we're unable to compare like-for-like exactly).

    This is not an exact science as there are notable differences between the two phones aside from the 5G capability, such as a bigger screen and better camera – plus you've only the choice of 256GB storage with the 5G version, whereas you can opt for 128GB or 512GB with the 4G version – but the price differences are still stark.

    4G vs 5G – prices compared

    Deal Upfront cost Monthly cost Data allowance Total over 24mths
    5G – 128GB Samsung Galaxy S20 5G 
    EE contract (via Mobiles.co.uk) £530 £21 4GB  £1,034
    Handset bought outright + cheapest 5G Sim (Three) £899 £7 4GB  £1,067
    4G – 128GB Samsung Galaxy S20
    EE contract (via Mobiles.co.uk) £453 £21 4GB £803
    Handset bought outright + cheapest Sim (Three) £799  £7 4GB  £967

    Prices correct as of 3 July 2020, rounded to the nearest £1. (i) Monthly costs are over 24mths. Monthly contract prices may increase in line with inflation each year.

    The cheapest way we could find to get a 5G handset and Sim with a reasonable level of data (as most use under 3GB each month) is via a 24 month contract deal from EE. Via a mobile reseller it costs £1,034 over 24 months,  yet a comparable 4G deal is £803 over 24 months – a price difference of over £231 over two years, suggesting the gap between 4G and 5G isn't closing. 

    We've concentrated on the Samsung Galaxy S20 here for comparison, though if you're determined to be among the first to try 5G, you should always compare the costs of buying your chosen handset outright and pairing with a Sim only deal, as this provides a benchmark to compare contract costs against – and can be cheaper.

How to find the best 5G deals

As we've said, upgrading to 5G won't come cheap, but if you're determined to do it, then at least do it in the cheapest way possible – though early adopters often pay more. Here's our top tips to find the best deals:   

  • Contract deals can be the cheapest way – though never just go direct to the network. We'd usually say if you had the cash, then as a rule it'd be cheaper to buy a new mobile phone upfront and pair with a cheap Sim, as two-year contracts generally come at a hefty mark-up.

    Yet special deals from cheap mobile resellers such as Mobiles.co.uk* (owned by Carphone Warehouse) and MobilePhonesDirect can undercut the cost of buying upfront – though deals direct from the big networks are almost never competitive, so always compare before signing up. Sites such as as Compare My Mobile* and HandsetExpert are useful for this, just be wary of any upfront cost filter (as setting it too low can often hide the best deals) and compare by looking at the total cost. 
     
  • Prefer to buy upfront? How to spread the cost of a new handset interest-free. If you want a snazzy phone but can't afford to buy the handset upfront, you're best off saving up. But if you really can't wait, then instead of paying mobile providers' inflated prices, you could opt for a way to buy it now, but pay no interest.

    A 0% spending credit card lets you spread the cost, though once you've bought your phone, stash the credit card in a bowl of water in the freezer so you won't be tempted to use it again. You can then pair it with a cheap 5G Sim only deal. Sites such as as Compare My Mobile* have 5G filters which makes it easier to compare and find the best deal.

Is 5G worth it?

Is 5G worth it?

Unless you're really keen to be the first to try it – and are desperate for lightning-quick speeds – then for most it is extremely expensive, plus your choice of phones and network are currently very limited.

However early adopters often do pay more, so we would expect to see 5G prices drop in time as more networks offer it and availability across the UK increases. In fact, it's likely to eventually become the norm.

For our top-pick 4G contract deals and cost-cutting tips, see our Cheap iPhone and Cheap Samsung guides, and our Best Sim only deals if you're happy with your current handset.

5G networks and phones Q&A

  • Will 5G 'replace' Wi-Fi?

    The usual way to get online is to use a broadband connection that is delivered to your home via a telephone line or cable. A Wi-Fi router is then connected to create a wireless signal. A 5G connection uses a mobile network with no need for physical wires, so ultimately they're different concepts.

    Yet it's a question some ask as there's a possibility that 5G speeds could rival those delivered by your home connection – Vodafone is already promising faster speeds via its 5G network than current average download speeds from home broadband. If fulfilled, this could result in some ditching their standard broadband, but as firms continue to invest in upgrading wired connections, it's likely a long way off.

  • Which 5G phones are coming in 2020?

    There may only be a few handsets available right now, such as the Samsung Galaxy S20 5G and OnePlus Pro 7 5G, but as the roll-out starts to ramp up, it's likely the market will become awash with options. TechRadar has a handy summary of the confirmed and rumoured models, including the first 5G capable iPhone later this year.

  • When is 5G coming to the whole of the UK?

    5G officially arrived in the UK at the end of May 2019, though only two networks – EE and Vodafone – initially offered 5G plans. But since then, all the four major networks now offer 5G in selected areas, although coverage is not widespread just yet. 

    We're also still a long way off full coverage, with EE currently targeting 2022 as the year the whole of the UK should be able to access 5G on its network.

Share this guide

Join the MSE Forum Discussion

5G networks and phones

What the * means above

If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.

You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How This Site Is Financed.

Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com: 

Compare My Mobile, Mobiles.co.uk

MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). The registered office address of both MoneySupermarket.com Group PLC and MoneySupermarket.com Financial Group Limited (registered in England No. 3157344) is MoneySupermarket House, St. David's Park, Ewloe, Chester, CH5 3UZ. MoneySavingExpert.com Limited is an appointed representative of MoneySupermarket.com Financial Group Limited.

FREE Money Tips Email

Week of the 12 August 2020

See more

See less

For all the latest deals, guides and loopholes, join the 12m MoneySavers who get it now

FAQs Privacy Past Emails Unsubscribe

News homepage

RSS feed

Martin's blog

RSS feed

Deals Hunter Blog

MSE Deals

Tools & Calcs