-
More on this topic
Cheap iPhone deals
Find all the top iPhone deals
Cheap Samsung deals
Seek out the cheapest Samsungs
Mobile phone haggling
Haggle your way to handset happiness
Tip Email
FREE Weekly MoneySaving email
For all the latest deals, guides and loopholes simply sign up today - it’s spam free!
Guide to 5G
What is 5G, how do I get it and how much does it cost?
Updated 1 July 2022
Mobile data speeds are about to get a lot faster now that most networks have launched 5G wireless technology for some. It's a gradual roll-out, with most of the UK expected to have 5G by 2022. We'll run through what it all means for you, including how to benefit from this new tech and what it costs.
The MSE Cheap Mobile Finder
Our Cheap Mobile Finder tool compares more than 50 different retailers and resellers, covering all major networks to find your top deal. We've the pick of the deals in this guide, but use the tool for loads more options.
What is 5G?
Put simply, 5G is the fifth generation of the technology used to deliver the mobile internet, which allows you to get online on a mobile or dongle without needing to connect to a cable or Wi-Fi.
Networks say it's up to 10 times faster than 4G – and we've already seen real-world examples of it achieving over 400 megabits per second (Mbps), considerably faster than the average fibre broadband speed of 30Mbps.
It won't replace 3G or 4G, but instead will be another 'layer' on top that runs at much higher and faster frequencies. This means more information can be carried, enabling it to deliver lightning-fast speeds.
How can I get 5G?
Although 5G is starting to arrive in more and more places in the UK, only a small number of people will actually be able to get it. First up, only a limited number of the most modern handsets are compatible with 5G, plus each network is rolling it out into different towns and cities at different times. This means to benefit, you'll need to have a 5G compatible phone and be on a 5G contract with a network that offers it in your area.
All the big networks now offer 5G, in various locations across the UK.
- EE's 5G network is available in 160 towns and cities. And it says there's more to come. You can view the full list via EE's Coverage Checker page to see if it's available in your area.
- Vodafone's 5G network is available in 150 towns and cities. Again, it says there's more to come. It's also launched 5G home broadband via its GigaCube. See Vodafone's Service Checker for where you can get it.
- Three's 5G network is available in 303 towns and cities. These include Bath, Birmingham, Glasgow and Preston, with more to come. It also offers 5G broadband via its 5G Hub, which claims an average speed of 100Mbps. Check coverage in your area.
- O2's 5G network is now available in 183 towns and cities. O2 was the last of the major networks to launch its 5G network, in October 2019. It's postcode dependent, but you can check full coverage via its Coverage Checker.
Some smaller networks also offer 5G
Smaller networks, such as Voxi, Giffgaff and Lebara, which piggyback on the signal of the biggies, have recently started offering 5G plans. Where it's available will depend on the parent network. See our Piggybacking your phone network guide for which provider each smaller network uses.
Which phones support 5G?
Right now the list is limited, but it's growing all the time, and includes models from the biggies including Apple, Samsung and Huawei.
Traditionally, manufacturers have released 4G and 5G models of the same handset, but now we're seeing some just release a 5G version, eg, the new iPhone 12.
Most mobile networks, including EE, O2, Sky Mobile, Tesco Mobile, Three and Vodafone, now offer 5G contract plans, which include the handset. It's important to note that if you have a 5G phone and contract, you'll only actually get the 5G speeds if and when you're in an area covered by it. If not, you'll just get standard 4G/3G speeds.
For a full list of handsets that support 5G and networks that provide 5G Sim contracts, use the filters in our Cheap Mobile Finder tool.
How much does 5G cost?
Frankly, it's still expensive and certainly not MoneySaving, largely as you'll need one of the latest phones to get it. Most of the latest 5G capable models are still more expensive than their 4G counterparts, though the gap in price is getting smaller.
To illustrate the current cost difference between 4G and 5G, we've compared the cheapest pricing for a 5G Samsung Galaxy S20 FE (Fan Edition) versus its 4G counterpart.
5G vs 4G – prices compared
| Deal | Upfront cost | Monthly cost (i) | Data allowance | Total over 24mths |
5G – 128GB Samsung Galaxy FE 5G |
||||
| Three contract (via Fonehouse) | £200 | £15 | 30GB | £560 |
| Handset bought new outright + equivalent 5G Sim (Vodafone) | £529 | £10 | 30GB | £769 |
| Three contract (via Fonehouse) | £185 | £15 | 30GB | £545 (£15 cheaper than 5G) |
| Handset bought new outright + equivalent Sim (Plusnet) | £439 | £10 | 30GB | £679 (£90 cheaper than 5G) |
Prices correct as of 18 November 2021, rounded to the nearest £1. Links go via our Cheap Mobile Finder. (i) 24-month contracts. Monthly contract prices may increase in line with inflation each year.
We've concentrated on the Samsung Galaxy FE here for comparison, though you should always compare the costs of buying your chosen handset outright and pairing with a Sim-only deal, against taking out a contract – as the former can be cheaper.
As we've said, upgrading to 5G won't come cheap, but if you're determined to do it, at least do it the cheapest way possible.
- Use our Cheap Mobile Finder to compare 50+ retailers and resellers to find the right deal for you. Never go direct to a major network as you'll almost always overpay. Sometimes it's cheapest to buy a new phone outright and pair it with a cheap Sim, but right now contracts through resellers and smaller providers smash that method for some phone and allowance combos. Our Cheap Mobile Finder tool has a 5G filter and it will scour the market for you to find the cheapest way to get a new 5G phone contract.
- Already have a 5G phone? Many of the top Sim-only deals are 5G-ready. If you already have a phone that supports 5G, you can pair it with a cheap Sim. Use the 5G filter on the results page of Cheap Mobile Finder to compare and find the best 5G Sim deals.
An example of our 5G filter in Cheap Mobile Finder.
Is 5G worth it?
Unless you're desperate for lightning-quick speeds, for most it is unlikely to be worth the additional cost. For many, 4G speeds are still fast enough for everyday use – plus, for now, your choice of 5G network and phones is still limited.
However, we would expect to see 5G prices drop even further as more networks offer it and availability across the UK increases. In fact, it's likely to become the norm eventually, just like 4G has.
For our top-pick contract deals and cost-cutting tips, see our Cheap iPhone and Cheap Samsung guides, and our best Sim-only deals if you're happy with your current handset. To find your own best deal, you can use our Cheap Mobile Finder.
5G networks and phones FAQs
MSE Forum
Have your say in our forum!
Spotted out of date info/broken links? Email: brokenlink@moneysavingexpert.com
-
Ovo launches one-year fixed tariff – but is it worth switching to?
24 March 2023![]()
Almost every household has been charged the same price for their energy over the last year under the Energy Price Cap (EPC) and the Energy Price Guarantee (EPG), with no cheaper fixed deals to switch to. That has now changed, with Ovo launching a one-year fix for existing customers that undercuts the EPG level of £2,500 a year. -
BT customers 'forced into overdrafts' after duplicate payment error - here's what you need to know
24 March 2023![]()
BT customers have complained that they've been forced into overdrafts after payments were wrongly taken twice this month. The telecommunications giant said it will refund any duplicate payments taken automatically. -
Martin Lewis: Four urgent ways you may be due £1,000s in tax back – if you're married, had a PPI payout, wear a work uniform or even just pay tax
23 March 2023![]()
If you're married or in a civil partnership, have ever had a PPI payout, wear a uniform to work or pay any income tax, you could be due £100s or even £1,000s in tax back – but you'll need to check urgently. -
Bank of England increases base rate to 4.25% – what the rise means for your mortgage and savings
23 March 2023![]()
The Bank of England has increased the base rate from 4% to 4.25%. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn. -
Broadband and mobile users to be hit with price hikes of up to 17.3% in April – here's what you need to know
23 March 2023![]()
Millions of BT, EE, O2, Plusnet, Shell, Sky, TalkTalk, Three, Virgin Media and Vodafone customers will be hit with price hikes of up to 17% this spring, on the back of a sharp increase in the cost of living.
-
Martin Lewis: Is it time to ban unnecessary Christmas presents?
5 December 2022![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: The one thing everyone aged over 66 needs to know
29 November 2022![]()
It is a national tragedy that getting on for a million pensioners, many of whom have been paying into the system for years, are missing out on a critical boost to their income. It's called pension credit, and this year it also means you get an extra £650 to help with energy bills.
.png.rendition.320.320.png)
MSE tools & calculators
Clever ways to calculate your finances
