A new over-50s' discount card to bag 20% off some rail tickets has been launched by Greater Anglia.

The Club 50 card costs £20 and gives 20% savings on all off-peak and advance rail fares online, and 10% savings on off-peak fares bought from Greater Anglia stations. 

The Club 50 offer can be used on all Greater Anglia services, which run in Cambridge, Essex, Suffolk and Norwich, and can also be used on the Stansted Express. It also works on tickets which include a London travelcard.

While this is the first over-50s' discount card in England, there is already a similar Club 50 scheme available in Scotland via ScotRail, and Transpennine Express also has a Club 55 card which allows you to travel anywhere in the north of England and Scotland from £21 return.

For more tips to keep ticket costs down, see our Cheap Train Tickets guide.

How do I get the Greater Anglia Club 50 card?

You have to buy the Greater Anglia Club 50 card online – you can't get it at a station.

Firstly, you need to sign up for a Greater Anglia account.

You then log in to your account and click on the 'Order Club 50 card' button – you can pay by credit or debit card.

Is it worth the money?

To make the card worth your cash, you would have to spend more than £100 on online off-peak or advanced fares each year. Or you would have to spend over £200 on off-peak tickets at Greater Anglia stations annually.

Tickets have to be bought from the Greater Anglia website, even if they are for the Stansted Express.

If you almost always travel at peak times, the card is unlikely to be worth it for you.